The Prediction of Bankruptcy Using Altman Z-Score Model (Case Study in BRI Bank, BNI Bank , Mandiri Bank, BTN Bank)

Based on the calculation of the Altman model in predicting bankrupt at PT. Bank Rakyat Indonesia (Persero) Tbk in 2014, 2015, 2016, PT. Bank Mandiri (Persero) Tbk in 2014 and 2015 and is PT.Bank Tabungan Negara (Persero) Tbk in 2014 with a score of Z-score above 2.99 indicates that included in the company healthy or not potential to go bankrupt. Companies included in the category of unhealthy or potential companies to go bankrupt with a Z-score of less than 1.81 ie PT. Bank Tabungan Negara (Persero) Tbk in 2014 with a Z-score of 1.405 (<1.81). Companies included in the Gray Area (unpredictable) are PT. Bank Negara Indonesia (Persero) Tbk 2015 with Z-score of 2, 753 and year 2016 with Z-score 2,858. PT Bank Tabungan Negara in 2015 and 2016 with Z-score of 2,138 and 1,906 and PT. Bank Mandiri (Persero) Tbk in 2016 which shows the value of Z-score of 2,168.Cite this articl

Fiscal decentralization and its impact on industrial development in Jambi Province

This study aims to analyze: 1) factors influencing the degree of fiscal decentralization in Jambi Province; 2) the influence of the degree of fiscal decentralization on the industrial sector in Jambi Province. The analysis model is the panel data regression. The results showed that, first, the economic level, the amount of regional spending, and the investment level significantly influence the degree of fiscal decentralization in Jambi Province. Second, there is a significant impact of the degree of fiscal decentralization on the development of the industrial sector in Jambi Province. This study recommends increasing local own-source revenue in order to improve the degree of fiscal decentralization. Furthermore, the allocation of regional expenditure must be directed towards direct expenditure, especially capital expenditure, which is related to industrial development in Jambi Province

Studi komparatif kinerja keuangan daerah Kota Jambi dan Provinsi Jambi

The analysis carried out aims to perform a comparative analysis of the regional financial performance of Jambi City and Jambi Province. The analytical method used is the secondary data comparative analysis method. The analytical model used is an indicator of fiscal dependence, income generation capacity, an indicator of the proportion of capital expenditures, and an indicator of the contribution of the government sector. The analysis results conclude that overall, the regional financial performance of Jambi City is better than Jambi Province.

Low Temperature Physics

Contains research objectives and reports on one research project

Penerapan Model Pembelajaran Project Based Learning (PjBL) Untuk Meningkatkan Hasil Belajar Fisika Siswa Kelas XI SMA Negeri 5 Samarinda

Project based Learning (PjBL) adalah model pembelajaran yang melibatkan siswa dalam kegiatan pembelajaran baik dalam merancang ataupun membuat proyek yang berguna untuk memecahkan permasalahan dalam kehidupan sehari-hari. Tujuan dari penelitian ini adalah untuk mengetahui peningkatan hasil belajar siswa setelah diterapkan model PjBL. Jenis&nbsp; penelitian ini menggunakan penelitian kuantitatif dengan motode One Grup-Pretest-posttest. Teknik pengambilan sampel menggunakan purposive sampling dengan sampel yang digunakan adalah siswa kelas XI IPA 6 SMA Negeri 5 Samarinda sebanyak 36 siswa.Teknik pengumpulan data hasil belajar siswa menggunakan teknis tes dengan soal berbentuk essay berjumlah 10 soal. Data hasil belajar siswa sebelum diterapkan model PjBL nilai rata-rata siswa sebesar 20,67 dan setelah diterapkan model PjBL mendapat nilai rata-rata 69,47, dengan demikian terdapat peningkatan hasil belajar yang dilihat dari perolehan nilai N-Gain sebesar 0,51 yang termasuk dalam kategori sedang

Low Temperature Physics

Contains reports on four research projects