Analisis Dana Pihak Ketiga, Kredit Bermasalah, Dan Laba (Studi Kasus PT Bank X Tbk)

Economic growth is a measure of the national development of the world where banks play an important role in the stability of economic growth. The main function of banks is as a collector and distributor of public funds that aims to increase the standard of living people. Successfully collected funds will be channeled back in the form of credit. Currently, the bank main income is derived from distribution of credit. However, credit is also one of the factors that caused banking collapse when credit problems happened. So, management of funds of third parties becomes an important thing that it is a credit risk from funds distribution. This study aims to (1) Analyze the composition of third party funds (savings, giro, deposito), and (2) Analyze the development of DPK, NPL, and profit. Research conducted in the PT Bank X Tbk. From the research, it was found that the composition of the funds of third parties on PT Bank X is dominated by deposito that has the largest contribution to the total of DPK (56,50%), while savings and giro has contributed almost the same, namely that each of 21,90% and 21,61%. There are fluctuations of DPK, NPL, and profit PT Bank X during the period 1999-2007. DPK PT Bank X was happening in the year 2007 amounting to Rp 247.355.023 (in million) with growth of 20,25% and the lowest occurred in 1999, amounting to Rp 148.005.573 (in millions). The lowest NPL happenned in the year 2004 amounting to 7,10% and the highest occurred in 1999, amounting to 70,84%. PT Bank X has a relatively large loss in 1999, namely Rp 68.155.446 (in millions) and then experienced a rapid development of year 2000 with profit growth of 103%. However, in 2005 had experienced a decline of 84% but it could have been increased again in the years 2006 to 2007 those were 130% and 124% respectively

Dexter’s Personality Development Reflected In David Nicholls’ One Day (2009): A Psychoanalytic Approach

This study is about Personality Development. The problem of this study is to reveal how the personality development in major character during time to time for almost twenty years is reflected in One Day novel created by David Nicholls published in 2009. There are two objectives: the first is to analyze the novel in term of structural elements and the second is to analyze the novel based on Psychoanalytic Approach. The object of the study is One Day novel by David Nicholls. It used Psychoanalytic Approach. This study belongs to qualitative research. In this research, there are two types of data, namely primary and secondary data source. The primary data source is the novel and the secondary data is other material related to the study. Both data are collected through library research and analyzed by descriptive analysis. The result of the study shows the following conclusions. First, based on the structural analysis it is clear that in the One Day novel, David Nicholls deliver message that personality development is important in everyone’s life because it is absolutely needed. Second, based on the psychoanalytic approach the result shows that the most influential aspect in the personality development is the avidity from ourselves

The Tucson-Melbourne Three-Nucleon Force in the automatized Partial Wave Decomposition

A recently developed procedure for a partial-wave decomposition of a three-nucleon force is applied to the pi-pi, pi-rho and rho-rho components of the Tucson-Melbourne three-nucleon potential. The resulting matrix elements for the pi-pi and pi-rho components are compared with the values obtained using the standard approach to the partial-wave decomposition, in which the pi-rho expressions for the matrix elements are also derived and presented. Several numerical tests and results for the triton binding energy and the correlation function prove the reliability and efficiency of the new method

PERAN SERTA MASYARAKAT DESA SEMUNTAI DALAM PELAKSANAAN PROGRAM COMMUNITY DEVELOPMENT

Communiy development is one of the guideline citivity concept on society and corporation have to apply it. This research aims to know the participation of sosiety at Semuntai Village on appllaying community development; to know correlations among age, education, knawledge, income, the people is preception about the mediators and cosmopolitan in applying community development in Finnantara Intiga corporation. This is a description structure interview method on 78 household and data analyzed using Chi square. The participation of people mostly different and has a high correlation to the level of education. On the other hands, level of age factor, knowledge, income, people perception on the mediators action and cosmopolitan didnt show high correlation to the participation of society in programme community development. Keyword : Participation, Community, Community Development, Semunta

Gambaran Gejala Pernafasan Pada Pekerja Bagian Quality Control Pabrik Pengolahan Crude Palm Oil (Cpo) Pt.smart,tbk Di Belawan Tahun 2013

Respiratory symptom description of Quality Control workers in crude palm oil processing plant PT. Smart Tbk Belawan on 2013. Occupational disease can decrease the health and welfare degree of workers, one of causes factor is chemical. The quality control workers always use chemical which corrosive and irritant to the respiratory system. The method of this research is descriptive survey research. Population is all of quality control workers totaling 36 person. Sample used is the total population. The result of this research showed that a total of 30 workers (83,4%) aged ≤ 31 years, there were 24 workers (66,7%) had a mild respiratory symptom. In 6 workers aged > 31 years, there were 3 workers (8,3%) had a mild and severe respiratory symptom. In 31 workers (86,1%) have worked for ≤ 10 years, there were 25 workers (69,4%) had a mild respiratory symptom. In 5 workers (13,9%) have worked for > 10 years, there were 2 workers (5,6%) had a mild respiratory symptom and 3 workers (8,3%) had a severe respiratory symptom. In 20 workers (55,6%) who always used mask while working, there were 15 workers (41,7%) had a mild respiratory symptom. In 16 workers (44,4%) who rarely used a mask while working, there were 12 workers (33,3%) had a mild respiratory symptom and 3 workers (8,3%) had a severe respiratory symptom. Based on the result, company should provide the respiratory personal protective equipment which appropriate for using chemical, and the workers should always use it as prevention of respiratory diseases

Pengobatan Malaria Falsiparum tanpa Komplikasi dengan Halofantrin di Daerah Resisten Klorokuin

Treatment of uncomplicated falciparum malaria with halofantrine was carried out at ITCI Hospital, Balikpapan, East Kalimantan, Indonesia in 1990/1991. This study was conducted to assess the efficacy and safety of halofantrine. Eighty out of 96 malaria falciparum patients who had been selected according to WHO criteria for the in-vivo sensitivity test were treated with 500 mg halofantrine 6 hourly for three doses orally. The other 16 patients were treated with mefloquine 750 mg single dose orally as a control group. All patients were hospitalized for 3-5 days and followed up on day 7, 14, 21 and 28. The cure rate of halofantrine was 98.4% (62/63) and relapse rate was 1.6% (1/63) as a late RI. The mean fever clearance time (FCT) and parasite clearance time (PCT) were 22.4 ± 2.7 h and 58.3 ± 5.2 h respectively. Tlte FCT was significantly different compared to that of mefloquine (9.3 ± 2.4 h). Some haematological abnormalities appeared to be associated with malaria but no biochemical abnormalities were found. Mild diarrhoea (11.5%), nausea (6.4%), palpitation (2.6%) and dizziness (1.3%) were observed as side effects of halofantrine but disappeared without treatment.This study showed that halofantrine is effective and safe for the treatment of uncomplicated falciparum malaria in a chloroquine resistant area

Pengobatan Penderita Malaria Falsiparum tanpa Komplikasi dengan Meflokuin di Daerah Resisten Klorokuin

Treatment with mefloquine of uncomplicated falciparum malaria patients was undertaken in ITCI Hospital, Balikpapan, East Kalimantan, Indonesia in 1991. This study was conducted to assess the efficacy and safety of mefloquine, and to assess in vitro sensitivity of P. falciparum to other antimalarials currently in use. A total of 16 falciparum malaria patients who had been selected according to WHO criteria for the drug sensitivity test were treated with 750 mg mefloquine single dose orally. All patients were hospitalized for 3-5 days and followed up on day 7, 14, 21 and 28. Clinical and parasitological examinations were carried out during the study, haematological and biochemical examinations were also performed before drug administration and when the patient was discharged from the hospital. The main presenting symptoms were chills, headache and fever. Cure rate was 100% with the mean fever clearance time and parasite clearance time was 9.3 ±_ 2.4 hours and 47.1 +_ 3.7 hours respectively. No significant drug-related changes were noted in hematological or biochemical parameters. Only nausea was observed as a side effect of mefloquine which was mild and disappeared without treatment. ITCI Hospital area is a highly chloroquine resistant area (90,9%) and also as a multidrug resistant area (50%). This study shows that mefloquine is effective and safe for the treatment of uncomplicated falcipamm malaria resistant to chloroquine as well as for multidrug resistant cases

Business elites and the field of power in France

Bourdieu’s construct of the field of power has received relatively little attention despite its novelty and theoretical potential. This paper explores the meaning and implications of the construct, and integrates it into a wider conception of the formation and functioning of elites at the highest level in society. Drawing on an extensive dataset profiling the careers of members of the French business elite, it compares and contrasts those who enter the field of power with those who fail to qualify for membership, exploring why some succeed as hyper-agents while others do not. The alliance of social origin and educational attainment, class and meritocracy, emerges as particularly compelling. The field of power is shown to be relatively variegated and fluid, connecting agents from different life worlds. Methodologically, this paper connects biographical data of top French directors with the field of power in France in a novel way, while presenting an operationalization of Bourdieu’s concept of the field of power as applied to the French elite

Pengaruh Permainan Lompat Angka terhadap Kemampuan Mengenal Angka 1-10 pada Anak di TK Aisyiyah Bustanul Athfal 1 Rambipuji Jember

Masa anak usia dini disebut juga dengan golden age dimana pada masa ini anak mengalami pertumbuhan dan perkembangan yang sangat pesat diberbagai aspek. Sedangkan capaian perkembangan dari mengenal lambang bilangan  yang harus dimiliki oleh anak usia 4-5 tahun adalah anak mampu mengenal, menyebutkan, dan menunjukkan lambang bilangan 1-10. Penelitian ini bertujuan untuk mengetahui apakah ada pengaruh permainan lompat angka terhadap kemampuan mengenal angka 1-10 pada anak kelompok A di TK Aisyiyah Bustanul Athfal 1 Rambipuji Kabupaten Jember. Penelitian ini merupakan penelitian kuantitatif dengan menggunakan Pre-experiment design dalam bentuk one shot case study, yaitu sebuah eksperimen yang dilaksananakan tanpa adanya kelompok perbandingan dan juga tes awal. Sampel dalam penelitian ini berjumlah 26 anak. Analisis data dengan menggunakan rumus Chi-Kuadrat (X2). Hasil perhitungan menunjukkan bahwa nilai X2 hitung lebih besar dari pada X2 tabel (7,45 > 3,84), sehingga dapat disimpulkan bahwa ada pengaruh yang signifikan antara permainan lompat angka terhadap kemampuan mengenal angka 1-10 di TK ABA 1 Rambipuji