Agency theory: Forecasting agent remuneration at insurance companies

The principal–agent problem occurs when one entity (the ‘‘agent’’), is able to make decisions and/or take actions on behalf of another person or entity (the ‘‘principal’’). The agent earnings are regulated under a contract designed by the principal. Under the principal’s point of view, the main goal while designing said contract (and the payment rules incorporated on it) is to align the actions made by the agent to the principal’s own goals. So, in this paper we will define a method that will allow the principal to forecast the remuneration obtained by the agent under an established contract in the insurance sector

Risk factors for mortality in very low birth weight infants with respiratory distress syndrome

Introducción: La expectativa de vivir de los recién nacidos de muy bajo peso (RNMBP) ha mejorado en los últimos años. Cuando estos pacientes presentan, además, enfermedad de membrana hialina (EMH), es difícil conocer con seguridad cuáles son los factores que más influyen en su mortalidad. Este trabajo tiene el objetivo de averiguar, dentro de un conjunto de variables, las más influyentes en la mortalidad desde una perspectiva multifactorial. Pacientes y métodos: Se tomó una muestra de 209 RNMBP con EMH nacidos en un período amplio, 15 años y 7 meses. Se consideraron las variables: "fecha de parto", "grado de enfermedad de membrana hialina", "sexo", "peso al nacimiento", "semanas de gestación", "procedencia", "administración de corticoides prenatales", "tipo de gestación", "tipo de parto", "momento de la amniorrexis", "puntuación del test de Apgar al minuto y a los 5 min", "administración de surfactante", "horas de vida en la administración de la primera dosis de surfactante" y "sepsis precoz". Siguiendo la metodología de selección de variables de Hosmer-Lemeshow se realizó un análisis de regresión logística múltiple. Resultados: Resultaron significativas las variables peso al nacimiento; test de Apgar, 5; corticoides prenatales, grado de membrana hialina y tratamiento con agente tensioactivo, quedando la importancia del resto de las variables diluida en ellas. Conclusiones: El incremento de peso y el test de Apgar a los 5 min, la administración de agente tensioactivo y corticoides, así como un grado bajo de membrana hialina hacen que la mortalidad disminuya. El modelo de regresión logística encontrado cuantifica cómo actúan estos factores y permite estimar la probabilidad de fallecer para un nuevo RNMBP con EMH.Introduction: In the last few years the life expectancy of very low birth weight (VLBW) infants has improved. When these patients have respiratory distress syndrome, it is difficult to know with any certainty which factors have the greatest influence on mortality. The aim of this study was to determine which variables, among a series, have the greatest influence on mortality from a multivariate perspective. Patients and methods: A sample of 209 VLBW infants born over a long period (15 years and 7 months) was studied. The following variables were analyzed: date of birth, degree of respiratory distress syndrome, sex, birth weight, weeks of gestation, born within or elsewhere, prenatal corticoid administration, type of gestation, type of delivery, amniorrhexis time, Apgar test at 1 and 5 minutes, surfactant administration, hours of life at which the first dose of surfactant was administered, and early sepsis. A multiple logistic regression analysis was developed using Hosmer-Lemeshow methodology. Results: The following variables were identified as significant: birth weight, Apgar test at 5 minutes, prenatal corticoids, degree of respiratory distress syndrome, and surfactant administration. The remaining variables were less important in the multivariate analysis. Conclusions: Higher birth weight and Apgar score at 5 minutes, prenatal corticoid and surfactant administration, and a lower degree of respiratory distress syndrome reduce mortality. The logistic regression model used quantifies how these factors behave and allows the probability of mortality in VLBW infants with respiratory distress syndrome to be estimated.Depto. de Estadística e Investigación OperativaFac. de Ciencias MatemáticasTRUEpu

Aprendizaje virtual de las matemáticas utilizando distintas TICs

Proyecto para ayudar al estudiantado en el aprendizaje de las Matemáticas y promover su aprendizaje autónomo. Todo ello, con materiales más visuales como vídeos, píldoras educativas, clases en modo síncrono, ejemplos con GeoGebra y cuestionarios

Análisis de los contenidos docentes de matemáticas en el doble grado ADE-Informática

Depto. de Economía Financiera y Actuarial y EstadísticaFac. de Ciencias Económicas y EmpresarialesFALSEsubmitte

Evaluation of a real time pcr system for detection of Escherichia coli O157:H7 in ground beef

La infección por Escherichia coli O157:H7 es causa de diarrea con o sin sangre, colitis hemorrágica y síndrome urémico hemolítico (SUH) en humanos. El principal reservorio animal de E. coli O157:H7 son los bovinos y la carne bovina molida es una potencial fuente de infección. El objetivo de este trabajo fue evaluar un sistema comercial de PCR en tiempo real para la detección de E. coli O157:H7. Se determinó límite de detección, selectividad y robustez. Se contaminaron experimentalmente 50 muestras de carne molida bovina con 10 cepas de E. coli O157:H7 (10, 100 y 1000 UFC/25 g) y 20 cepas de bacterias no-E. coli O157:H7 (1000 UFC/25 g). El límite de detección dependió de la cepa analizada, el valor mínimo fue 6,1 UFC/25 g. La robustez fue óptima al modificar diferentes variables. Se obtuvo 100% de inclusividad y 100% de exclusividad. La técnica evaluada es una alternativa apropiada para la detección de E. coli O157:H7 a partir de carne bovina molida.Shiga toxin-producing Escherichia coli (STEC) cause non-bloody or bloody diar- rhea, hemorrhagic colitis and hemolytic uremic syndrome (HUS) in humans. Cattle are a major animal reservoir for E. coli O157:H7 and the ground beef are a potential source of infection. The aim of the present study was to evaluate a real time PCR commercial system for detection of E. coli O157:H7. Detection limit, selectivity and robustness were established. Fifty samples of ground beef were experimentally contaminated with 10 E. coli O157:H7 strains (10, 100 y 1000 CFU/25 g) and 20 non-E. coli O157:H7 strains (1000 CFU/25 g). The detection limit depended on the strain analyzed, the minimum values was 6,1 cfu/15 g. A good robustness was observed when different variables were introduced. Inclusivity and exclusivity were of 100%. The evaluated technique is an appropriate alternative for detection of E. coli O157:H7 from ground beef.Facultad de Ciencias Veterinaria

Evaluation of a real time pcr system for detection of Escherichia coli O157:H7 in ground beef

La infección por Escherichia coli O157:H7 es causa de diarrea con o sin sangre, colitis hemorrágica y síndrome urémico hemolítico (SUH) en humanos. El principal reservorio animal de E. coli O157:H7 son los bovinos y la carne bovina molida es una potencial fuente de infección. El objetivo de este trabajo fue evaluar un sistema comercial de PCR en tiempo real para la detección de E. coli O157:H7. Se determinó límite de detección, selectividad y robustez. Se contaminaron experimentalmente 50 muestras de carne molida bovina con 10 cepas de E. coli O157:H7 (10, 100 y 1000 UFC/25 g) y 20 cepas de bacterias no-E. coli O157:H7 (1000 UFC/25 g). El límite de detección dependió de la cepa analizada, el valor mínimo fue 6,1 UFC/25 g. La robustez fue óptima al modificar diferentes variables. Se obtuvo 100% de inclusividad y 100% de exclusividad. La técnica evaluada es una alternativa apropiada para la detección de E. coli O157:H7 a partir de carne bovina molida.Shiga toxin-producing Escherichia coli (STEC) cause non-bloody or bloody diar- rhea, hemorrhagic colitis and hemolytic uremic syndrome (HUS) in humans. Cattle are a major animal reservoir for E. coli O157:H7 and the ground beef are a potential source of infection. The aim of the present study was to evaluate a real time PCR commercial system for detection of E. coli O157:H7. Detection limit, selectivity and robustness were established. Fifty samples of ground beef were experimentally contaminated with 10 E. coli O157:H7 strains (10, 100 y 1000 CFU/25 g) and 20 non-E. coli O157:H7 strains (1000 CFU/25 g). The detection limit depended on the strain analyzed, the minimum values was 6,1 cfu/15 g. A good robustness was observed when different variables were introduced. Inclusivity and exclusivity were of 100%. The evaluated technique is an appropriate alternative for detection of E. coli O157:H7 from ground beef.Facultad de Ciencias Veterinaria

Germline mutations in the spindle assembly checkpoint genes BUB1 and BUB3 are infrequent in familial colorectal cancer and polyposis

Germline mutations in BUB1 and BUB3 have been reported to increase the risk of developing colorectal cancer (CRC) at young age, in presence of variegated aneuploidy and reminiscent dysmorphic traits of mosaic variegated aneuploidy syndrome. We performed a mutational analysis of BUB1 and BUB3 in 456 uncharacterized mismatch repair-proficient hereditary non-polyposis CRC families and 88 polyposis cases. Four novel or rare germline variants, one splice-site and three missense, were identified in four families. Neither variegated aneuploidy nor dysmorphic traits were observed in carriers. Evident functional effects in the heterozygous form were observed for c.1965-1G>A, but not for c.2296G>A (p.E766K), in spite of the positive co-segregation in the family. BUB1 c.2473C>T (p.P825S) and BUB3 c.77C>T (p.T26I) remained as variants of uncertain significance. As of today, the rarity of functionally relevant mutations identified in familial and/or early onset series does not support the inclusion of BUB1 and BUB3 testing in routine genetic diagnostics of familial CRC

Genome-wide association analysis of dementia and its clinical endophenotypes reveal novel loci associated with Alzheimer's disease and three causality networks : The GR@ACE project

Introduction: Large variability among Alzheimer's disease (AD) cases might impact genetic discoveries and complicate dissection of underlying biological pathways. Methods: Genome Research at Fundacio ACE (GR@ACE) is a genome-wide study of dementia and its clinical endophenotypes, defined based on AD's clinical certainty and vascular burden. We assessed the impact of known AD loci across endophenotypes to generate loci categories. We incorporated gene coexpression data and conducted pathway analysis per category. Finally, to evaluate the effect of heterogeneity in genetic studies, GR@ACE series were meta-analyzed with additional genome-wide association study data sets. Results: We classified known AD loci into three categories, which might reflect the disease clinical heterogeneity. Vascular processes were only detected as a causal mechanism in probable AD. The meta-analysis strategy revealed the ANKRD31-rs4704171 and NDUFAF6-rs10098778 and confirmed SCIMP-rs7225151 and CD33-rs3865444. Discussion: The regulation of vasculature is a prominent causal component of probable AD. GR@ACE meta-analysis revealed novel AD genetic signals, strongly driven by the presence of clinical heterogeneity in the AD series

Marco activo de recursos de innovación docente: Madrid

Una guía de espacios e instituciones para actividades educativas complementarias en enseñanza secundaria y Formación Profesional