PENGUATAN AKAD PEMBIAYAAN MUDHARABAH UNTUK MEREALISASIKAN MISI KEADILAN BERBISNIS PADA BAITUT TAMWIL TAMZIS WONOSOBO

Baitut Tamwil TAMZIS is unique in terms of financing agreement courage to apply to the majority of its financing. BT TAMZIS understand the financing as "nggaduhke" of funds to members to be developed by way of trade. The risk of losses on these funds BT TAMZIS risk. This is evident when there is a fire Wonosobo market, Waterford and Magelang. To overcome it, he has a security system when there is a loss of assets due to natural factors or human error accident outside as the fire. He made the assurance division that serves as an internal insurance. Guarantee fund paid for by the BT TAMZIS in a unique way as well. Members exempt from administrative costs at the time of withdrawal. Members receive financing without the discount. He was obliged to pay the funds ta'awun with specific tariff. The benefit fund is to liberate the remaining debt ta'awun members during a disaster

PERAN MISYKAT (MICRO FINANCE SYARI’AH UNTUK MASYARAKAT) DPU(DOMPET PEDULI UMAT) DAARUT TAUHID DALAM PENGENTASAN KEMISKINAN

Kemiskinan di kota Semarang masih tinggi dan program penegntasan kemiskinan yang dilaksanakan pemerintah kota belum menuai hasil yang mengembirakan. Secara umum Umat Islam adalah bagian dari anggota masyarakat yang miskin dan bodoh, meskipun tidak ada data penghasilan perkapita (GNP) khusus umat Islam. Dimana ada program pengentasan kemiskinan umat Islam menjadi sasarannya, disamping umat agama lainnya. Hal ini menunjukkan Gambaran Islam in action berbeda dengan Islam in book.Penelitian ini mengambil permasalahan bagaimana konsep Micro Finance Syari’at untuk masyarakat (Misykat) DPU Daarut Tahuhid serta bagaimana respon anggota Misykat terhadap realisasi program misykat DPU Daarut Tauhid cabang semarang

PERAN MISYKAT (MICRO FINANCE SYARI’AH UNTUK MASYARAKAT) DPU(DOMPET PEDULI UMAT) DAARUT TAUHID DALAM PENGENTASAN KEMISKINAN

Kemiskinan di kota Semarang masih tinggi dan program penegntasan kemiskinan yang dilaksanakan pemerintah kota belum menuai hasil yang mengembirakan. Secara umum Umat Islam adalah bagian dari anggota masyarakat yang miskin dan bodoh, meskipun tidak ada data penghasilan perkapita (GNP) khusus umat Islam. Dimana ada program pengentasan kemiskinan umat Islam menjadi sasarannya, disamping umat agama lainnya. Hal ini menunjukkan Gambaran Islam in action berbeda dengan Islam in book.Penelitian ini mengambil permasalahan bagaimana konsep Micro Finance Syari’at untuk masyarakat (Misykat) DPU Daarut Tahuhid serta bagaimana respon anggota Misykat terhadap realisasi program misykat DPU Daarut Tauhid cabang semarang

Peran Misykat (Micro Finance Syari'ah Untuk Masyarakat) Dpu(dompet Peduli Umat) Daarut Tauhid Dalam Pengentasan Kemiskinan

Kemiskinan di kota Semarang masih tinggi dan program penegntasan kemiskinan yang dilaksanakan pemerintah kota belum menuai hasil yang mengembirakan. Secara umum Umat Islam adalah bagian dari anggota masyarakat yang miskin dan bodoh, meskipun tidak ada data penghasilan perkapita (GNP) khusus umat Islam. Dimana ada program pengentasan kemiskinan umat Islam menjadi sasarannya, disamping umat agama lainnya. Hal ini menunjukkan Gambaran Islam in action berbeda dengan Islam in book. Penelitian ini mengambil permasalahan bagaimana konsep Micro Finance Syari'at untuk masyarakat (Misykat) DPU Daarut Tahuhid serta bagaimana respon anggota Misykat terhadap realisasi program misykat DPU Daarut Tauhid cabang semarang

Penguatan Akad Pembiayaan Mudharabah Untuk Merealisasikan Misi Keadilan Berbisnis Pada Baitut Tamwil Tamzis Wonosobo

Baitut Tamwil TAMZIS is unique in terms of financing agreement courage to apply to the majority of its financing. BT TAMZIS understand the financing as "nggaduhke" of funds to members to be developed by way of trade. The risk of losses on these funds BT TAMZIS risk. This is evident when there is a fire Wonosobo market, Waterford and Magelang. To overcome it, he has a security system when there is a loss of assets due to natural factors or human error accident outside as the fire. He made the assurance division that serves as an internal insurance. Guarantee fund paid for by the BT TAMZIS in a unique way as well. Members exempt from administrative costs at the time of withdrawal. Members receive financing without the discount. He was obliged to pay the funds ta'awun with specific tariff. The benefit fund is to liberate the remaining debt ta'awun members during a disaster

KULTUR PESANTREN: RELASI KIAI, SANTRI, DAN KITAB KUNING

This article describes the boarding school culture which focuses on the relation among Islamic scholar, students at Muslim school, and kitab kuning. The data colleting method which is used in this research are observation, interview and documentation. This article shows that the soul of Islamic boarding school is the Islamic scholar and the supporting factors are students and kitab kuning. This combination is inseparable. The Islamic scholar responds the modernity by teaching that holy books in some levels based on the students’ ability

PENYELESAIAN PEMBIAYAAN BERMASALAH PADA PEMBIAYAAN MURABAHAH DENGAN TANGGUNGRENTENG DI BTPN SYARI’AH KCP CIKAMPEK

ABSTRACTMurabahah financing agreement conducted by the National Pension Savings Bank of sharia Cikampek auxiliary Branch Office is murabahah financing for the purchase of business capital of a group of rural women who want to expand their business. Over time there are some among the customers who do not meet the achievements by not installing on time and even experiencing a payment jam. To solve the financing problems, the bank implements a joint responsibility system or financing in groups. The purpose of this study is to know (1) the implementation of murabahah financing with joint responsibility in the National Pension Savings Bank of sharia Cikampek auxiliary Branch Office, (2) the settlement of problem financing in murabahah financing with the joint liability of the National Pension Savings Bank of sharia Cikampek auxiliary Branch Office, (3) the relevance of the settlement of non-performing financing on murabahah financing with joint liability at the National Pension Savings Bank of sharia Cikampek auxiliary Branch Office with muamalah fiqalah. Murabahah financing with joint responsibility is financing conducted in groups, this financing provides convenience to customers who want to expand their business but he does not have access to the bank. In this financing the customer does not have to provide an assurance of the object because the collateral used is a guarantee of self or trust between the bank and the customer. The method used is descriptive method of applying, describing, and describing the implementation of joint responsibility at murabahah financing in the National Pension Savings Bank of sharia Cikampek auxiliary Branch Office. The data collection techniques through interviews to the bank and its customers. Observation by way of observation directly to the field. The study of literature in the form of books made into literature in this study, as well as data sources obtained from various references in the form of notes, papers, dissertations and others related to the object under study. Based on the results of the research, it is found that in the implementation of murabahah financing with joint responsibility there are several stages: (1) financing proposal, (2) basic training of membership, (3) financing contract, (4) group savings, (5) Groups and group leaders. The problematic financing settlement is done by prevention of problem financing and when problematic financing still occurs, the settlement will be used using the joint responsibility system, customer savings fund, family approach, and rescheduling policy. Settlement of problem financing conducted by the National Pension Savings Bank of sharia Cikampek auxiliary Branch Office Assistant in murabahah financing with joint responsibility is not yet relevant to muamalah fikih for violating the principle of jurisprudence muamalah namely the principle of an ta 'ra din

PENGARUH CITRA MEREK, KUALITAS PELAYANAN DAN NILAI PELANGGAN TERHADAP KEPUASAN KONSUMEN PADA DISTRO RSCH DI YOGYAKARTA

This study aims to analyze the influence of brand image on consumer satisfaction, impact of service quality to customer satisfaction, and the influence of customer value on customer satisfaction, and the influence of brand image, service quality, and customer value on customer satisfaction together on customer satisfaction in distro RSCH Yogyakarta.   The population in this study is that consumers distro RSCH in Yogyakarta examined by the authors include Brand (X1), Quality of Service (X2), Customer Value (X3) and the Consumer Satisfaction Y). The research sample was 100 consumers. Methods of data collection using questionnaires, while data analysis techniques using multiple regression analysis were supported by F test and T test and also test the classical assumption of normality test, multicollinearity, and heteroscedasticity test.   The results of the study with rank of significance of 5% or 0.05 indicates that brand image significantly influence consumer satisfaction (0.023 <0.05), quality of service significantly influence consumer satisfaction (0.000 <0.05), and the value of the customer does not significantly influence consumer satisfaction (0593 <0.05). But simultaneously variable brand image, service quality, and customer value together influential on consumer satisfaction on the distributions RSCH Yogyakarta (0,000 < 0,05).This study aims to analyze the influence of brand image on consumer satisfaction, impact of service quality to customer satisfaction, and the influence of customer value on customer satisfaction, and the influence of brand image, service quality, and customer value on customer satisfaction together on customer satisfaction in distro RSCH Yogyakarta.   The population in this study is that consumers distro RSCH in Yogyakarta examined by the authors include Brand (X1), Quality of Service (X2), Customer Value (X3) and the Consumer Satisfaction Y). The research sample was 100 consumers. Methods of data collection using questionnaires, while data analysis techniques using multiple regression analysis were supported by F test and T test and also test the classical assumption of normality test, multicollinearity, and heteroscedasticity test.   The results of the study with rank of significance of 5% or 0.05 indicates that brand image significantly influence consumer satisfaction (0.023 <0.05), quality of service significantly influence consumer satisfaction (0.000 <0.05), and the value of the customer does not significantly influence consumer satisfaction (0593 <0.05). But simultaneously variable brand image, service quality, and customer value together influential on consumer satisfaction on the distributions RSCH Yogyakarta (0,000 < 0,05)

KEKHASAN DIKSI VALENTINO SIMANJUNTAK PADA PIALA PRESIDEN 2017

This research aims to explain the meaning and style of the unique dictions of langauge by Valentino Simanjuntak (VS) in the 2017 Presidential Cup and to explain the context of the underlying discourse. The research data is the unique diction list that VS often said in commenting on the match. The researcher uses the techniques of listening, noting, recording, transcripting, and documenting. In analyzing the data, researchers uses descriptive method. The results shows that the emergence of the unique dictions of VS is based on 3 contexts; namely physical, social, and epistemic context. The meaning analysis finds that VS uses the dictions to comment about what is happening in the pitch. He describes the events in the soccer matches by associating events in the pitch with events from various domains. The referred domains are household, romance, law, transportation. From the 24 data findings, the researcher finds 16 nouns dictions, 5 verbal dictions, a numeral diction, a minor phrases, and a sound imitations. VS’s dictions also have 2 pictoral meanings, 16 figurative meanings, 3 referential meanings, and 3 connotative meanings. VS uses 15 styles of metaphor and 5 styles of personification. There are 4 dictions that do not use any style

ANALISIS HUKUM EKONOMI SYARIAH TERHADAP PERAN BANK ADMINISTRATOR RDN (REKENING DANA NASABAH) KONVENSIONAL DI PT. INDOPREMIER SEKURITAS

RDN Bank Administrators are investors' deposit funds, at this time in Indonesia there have been three RDN Sharia Bank Administrators. This research is motivated by regulations regarding the prohibition of using Ribawi financial services in investments in the Islamic capital market. All instruments and mechanisms in the Islamic capital market must be in accordance with Islamic principles. There are Securities Companies that use conventional RDN Administaror Banks in sharia securities sale and purchase transactions. Securities companies that provide SOTS (Sharia Online Trading System) facilities should have all the processes adjusted to the provisions issued by the regulator. This study aims to determine the legal position of conventional RDN (Customer Fund Account) storage according to Sharia Economic Law in Indonesia. The method used in this research is juridical-normative. Based on the results of the study, it can be concluded that the activities of Islamic capital market investment in PT. Indo Premier Sekuritas has used SOTS (Sharia Online Trading System) as well as in its mechanism PT.Indo Premier Sekuritas has separated from non-halal effects. However, it becomes an obstacle when investors move their securities accounts from regular to SOTS, RDN banks that are used continue to use conventional. The legal status of depositing Conventional RDN (Customer Fund Account) according to the juridical aspects of Sharia Economic Law is not in accordance with sharia principles in the capital market, and has violated POJK No. 15 of 2015 Article 2 Paragraph 1 concerning Application of Sharia Principles in the Capital Market