DIGITAL RELIGIOUS LITERACY: COUNTERING RADICALISM AMONG INDONESIA'S YOUNG GENERATION

This article examines the role of digital religious literacy in countering radicalism, focusing on tafsiralquran.id, an online platform that offers accessible, reliable, and contextualized interpretations of the Qur'an. Radicalism among Indonesia’s young generation has become a pressing concern, with digital platforms increasingly serving as both a medium for radical ideologies and a space for counter-narratives. Employing a qualitative case study, the research integrates content analysis and observational studies to assess how tafsiralquran.id promotes critical thinking, religious moderation, and resilience against extremist ideologies. Drawing on Gary Bunt’s Cyber-Islamic Environments framework, the study positions tafsiralquran.id as a model of localized, grassroots efforts in fostering pluralistic and moderate Islamic perspectives in the digital realm. The findings reveal that tafsiralquran.id bridges traditional Islamic scholarship with digital spaces, providing youth with credible sources and contextual understandings of Islamic teachings. This enhances their ability to critically evaluate and reject radical narratives. This article highlights the importance of integrating digital religious literacy into counter-radicalization strategies, emphasizing the potential of platforms like tafsiralquran.id to build an informed and resilient digital community. Recommendations are provided for expanding such initiatives to further strengthen their impact on religious moderation and counter-radicalism in Indonesia and beyond

Exploring the fraud triangle model and microeconomic factors in zakat embezzlement

Purpose - This study aims to explore the factors contributing to zakat embezzlement, using the fraud triangle theory and a microeconomic perspective to better understand the underlying dynamics in zakat mismanagement. Method - This study employs a qualitative research methodology, combining a review of relevant literature on the fraud triangle theory and its application to zakat management with thematic content analysis of interviews conducted with two experts in financial corruption and zakat management. The literature review examines academic and industry sources to explore drivers of zakat embezzlement, including opportunities, pressures, and rationalizations. Interviews with a financial management researcher and a zakat management official provide firsthand insights, which complement the desk-based research and contribute to a comprehensive understanding of the issue. Result - The study reveals that financial pressure, weak internal controls, and rationalization drive zakat embezzlement. The lack of transparency and governance in zakat institutions provides opportunities for mismanagement, while personal financial gain and ethical rationalization further exacerbate the issue. Implication - These findings suggest the need for stronger governance, better internal controls, and ethical training in zakat institutions. Strengthening transparency and accountability could reduce opportunities for embezzlement, thereby enhancing the effectiveness of zakat as a tool for poverty alleviation. Originality - This research uniquely applies the fraud triangle framework to zakat embezzlement, integrating microeconomic elements such as utility maximization and information asymmetry

Building a Characterized Generation: Project-Based Management of the Pancasila Student Profile in Elementary Schools

The younger generation needs to possess strong character and uphold the values of Pancasila to face the challenges of globalization, social change, and cultural transformation. This study aims to describe and analyze the management of the Pancasila Student Profile Strengthening Project in enhancing student character at SDN 1 Kepel and SDN 1 Kertaharja, Ciamis Regency. This study employs a descriptive qualitative case study approach. The sample consists of school principals, teachers, and students selected purposively. Data were collected through interviews, observations, document analysis, and literature reviews. Data analysis follows the Miles and Huberman model, which includes data reduction, data display, and conclusion drawing, with validity ensured through triangulation. Results show that effective planning involves forming an implementation team, assessing school readiness, and designing project themes aligned with Pancasila values. Organizing emphasizes task delegation, resource management, and stakeholder coordination. Implementation focuses on project-based learning in real-world contexts, such as teamwork and environmental conservation. Evaluation is conducted formatively and summatively through rubrics, reflections, and portfolios. Challenges include resource limitations, stakeholder understanding, and curriculum integration. Solutions include teacher training, resource optimization, and community collaboration. The structured P5 management model strengthens Pancasila-based character education, enabling schools to adopt and adapt it for more effective and sustainable implementation

Green Human Resource Management in Islamic Finance: A Systematic Review of Sustainability Strategies in Indonesia

This study investigates the implementation of Green Human Resource Management (GHRM) within Indonesia’s Islamic finance industry through a systematic literature review of 375 academic publications from 2015 to 2024. Existing research has largely centered on conventional financial institutions, offering limited insight into GHRM’s role in the Islamic finance context. The review reveals that GHRM practices—such as green recruitment, sustainability training, and eco-friendly incentives—not only improve operational efficiency but also align with Maqasid al-Shariah objectives. FinTech integration further enhances green initiatives by increasing transparency and access in Islamic financial services. Nonetheless, regulatory limitations and inconsistent institutional support hinder broader adoption. A key recommendation is the introduction of Green Employee Sukuk: Shariah-compliant instruments issued by financial institutions to fund employee-led sustainability programs. Returns are tied to the performance of green investments, incentivizing employee engagement while reinforcing organizational environmental commitments. Strengthening regulatory frameworks and leveraging FinTech innovations are crucial for optimizing GHRM’s impact on sustainability in Indonesia’s Islamic finance sector

Application of the Problem Based Learning Model to Improve the Learning Outcomes of Students of PAI Subjects in Integrated Islamic Elementary Schools

This study aims to describe the implementation and improvement of learning outcomes of students in class IA IT SD IT Ribhul Ulum Kedungmutih in the subject of Islamic Religious Education (PAI) material Faith in Allah SWT through the application of the Problem-Based Learning (PBL) learning model. The type of research used is Classroom Action Research (PTK) which is conducted in two cycles. The research subjects consisted of 18 students of class IA. Data collection was carried out through written tests and observation sheets. The results showed that in the first cycle, there were 8 out of 18 students (44%) who achieved the Minimum Completeness Criteria (KKM) of 70 with an average grade of 64. In cycle II, there was a significant increase, where all students (100%) achieved KKM with an average class score increasing to 80. This shows that the application of the PBL model contributes positively to improving students' understanding, especially in the material of Faith in Allah SWT. The implementation of learning with PBL provides a more active and meaningful learning experience so as to encourage a significant improvement in student learning outcomes. Thus, the PBL model can be an effective learning strategy recommended in the context of Islamic religious education at the elementary school level

FUN_COLLOID: AN INTERACTIVE MULTIMEDIA LEARNING PLATFORM FOR UNDERSTANDING COLLOIDS

This article introduces "FUN_COLLOID," an interactive multimedia learning platform designed to improve students' understanding of colloids, which is one of the important topics in chemistry. In the context of education in Indonesia, which faces various challenges, such as poor education management, lack of facilities, and low interest in student learning, the development of innovative learning media is very important. This research aims to create an interesting and effective learning tool, which can motivate students to learn better and understand scientific concepts more deeply. The methods used in this study include the development of interactive multimedia content, such as educational videos, virtual laboratories, and quizzes, as well as the evaluation of their impact on students' interest and understanding. The results showed that the use of FUN_COLLOID significantly improved the understanding of colloid concepts among students, as well as increased their involvement in the learning process. The conclusion of this study emphasizes the importance of innovation in learning media to improve the quality of education in Indonesia, and provides recommendations for the further development of this platform so that it can be used in various other learning contexts. Keywords: FUN_COLLOID, multimedia learning, colloids, education, innovatio

Developing an E-Big Book Assisted Global Method to Improve Information Narrative Text Comprehension among Elementary School Students

Low reading comprehension among first-grade students presents a significant educational challenge. This study addresses this issue through a Research and Development (R&D) approach to design, validate, and evaluate the effectiveness of an e-big book based on the local wisdom of the Prophet's Maulid Tradition, assisted by the Global Method. The development process followed an eight-stage adaptation of the Borg and Gall model, involving first-grade students and teachers from SDN 1 and SDN 3 Kedungsuren, Kendal, as well as media and material experts for validation. Data were collected through observations, interviews, questionnaires, and pre-post tests, and were analyzed using descriptive statistics, Paired Sample T-Tests, and N-Gain calculations. The results demonstrated high feasibility, with validation scores of 92% from the media expert and 93% from the material expert. Furthermore, the product proved highly effective in improving students' narrative text comprehension, as indicated by a significant increase in learning outcomes and a Normalized Gain score of 0.7508, which falls into the "high effectiveness" category. This study concludes that the developed e-big book is a valid, practical, and effective instructional medium that successfully integrates local culture and pedagogical theory to enhance early literacy skills

The Influence of Cross-Selling Marketing and Service Quality on the Decision to Use Murabahah Financing Products with Member Trust as a Moderating Variable

Purpose - This study aims to analyze the influence of cross-selling marketing and service quality on the decision to use murabahah financing products with member trust as a moderating variable at KSPPS Nusa Ummat Sejahtera KC Sudirman, Semarang City. Method - This study used a quantitative approach, collecting data through questionnaires distributed to members using murabahah financing products at KSPPS Nusa Ummat Sejahtera KC Sudirman. Data analysis was conducted using multiple regression and moderated regression analysis to test the proposed hypothesis. Result - The results of the study indicate that cross-selling marketing and service quality have a positive and significant influence on the decision to use murabahah financing products. The results of the study using moderated regression analysis showed that cross-selling marketing had a negative and significant influence, service quality had a positive and significant influence, trust had a positive and significant influence and strengthened cross-selling marketing relationships, trust had a negative and significant influence and weakened service quality on the decision to use murabahah financing products. Implication - This study identifies the use of murabahah financing products at KSPPS Nusa UMmat Sejahtera KC Sudirman, Semarang City. Originality - The originality of this research lies in its specific focus, namely the Sharia Savings and Loans and Financing Cooperative (KSPPS) as the object of research and also highlights the important role of member trust as a moderating variable between cross-selling marketing, service quality and Murabahah financing decisions. Keywords: Cross Selling Marketing, Service Quality, Trust, Murabahah Financing, Savings and Loan Cooperatives, Sharia Financing.

Packaging religion through training: Da'wah commodification among middle-class muslim women in Indonesia

Purpose – This article examines the phenomenon of the commodification of da'wah through religious training programs targeted at middle-class Muslim women in contemporary Indonesia, specifically the Spiritual Motherhood and Miracle Women trainings. Method – The study employs an ethnographic approach, collecting data through participant observation, interviews, and document analysis. Result – The results showed that distinctive patterns in these da'wah trainings: they are held in prestigious venues, involve speakers and participants predominantly from the middle class—especially women—and maintain ongoing communication networks among alums. The commodification of religion within these trainings is evident in branded material packaging, training fees and discounts, the use of celebrity figures, and book production. Implication – This study asserts that commodification serves as a means to present and frame Islamic values, reflecting the dynamics of religious adaptation within a society increasingly influenced by consumer culture. These findings encourage critical reflection on the practices and directions of da'wah in the modern era. Originality/Value – This research is the first study on packaging preaching through paid spiritual training, such as Spiritual Motherhood and Miracle Women. *** Tujuan – Artikel ini mengkaji fenomena komodifikasi da'wah melalui program pelatihan keagamaan yang ditujukan bagi perempuan Muslim kelas menengah di Indonesia kontemporer, khususnya program Spiritual Motherhood dan Miracle Women. Metode – Studi ini menggunakan pendekatan etnografis, mengumpulkan data melalui observasi partisipan, wawancara, dan analisis dokumen. Hasil – Hasil penelitian menunjukkan pola khas dalam program-program da'wah ini: diselenggarakan di tempat-tempat prestisius, melibatkan pembicara dan peserta yang sebagian besar berasal dari kelas menengah—terutama perempuan—serta mempertahankan jaringan komunikasi berkelanjutan di antara alumni. Komodifikasi agama dalam program-program ini terlihat jelas melalui kemasan materi bermerk, biaya pelatihan dan diskon, penggunaan figur selebriti, serta produksi buku. Implikasi – Studi ini menegaskan bahwa komodifikasi berfungsi sebagai sarana untuk menyajikan dan membingkai nilai-nilai Islam, mencerminkan dinamika adaptasi agama dalam masyarakat yang semakin dipengaruhi oleh budaya konsumerisme. Temuan ini mendorong refleksi kritis terhadap praktik dan arah da'wah di era modern. Orisinalitas/Nilai – Penelitian ini merupakan studi pertama yang mengkaji kemasan dakwah melalui pelatihan spiritual berbayar, seperti Spiritual Motherhood dan Miracle Women

Social Emotional Learning to Improve Collaboration and Questioning Skills in Elementary Schools

This study investigates the impact of social-emotional learning (SEL) on enhancing collaboration and questioning skills in elementary school students. The research focuses explicitly on 31 first-grade students in Palembang. Employing a classroom action research methodology, the study is structured into two cycles, each comprising planning, implementation, observation, and reflection stages. Data collection involved both observational techniques and testing. The results indicate marked improvements in collaboration and questioning skills across three phases: pre-cycle, cycle I, and cycle II. A 19% increase in questioning abilities was observed from the pre-cycle to cycle I, followed by an impressive 33% increase from cycle I to cycle II. This progression illustrates that while students are making commendable strides in developing their questioning skills, they still benefit from targeted guidance from educators to refine the substance of their inquiries. Regarding collaboration skills, applying SEL resulted in a noteworthy 25% enhancement from the pre-cycle to cycle I and a further 42% improvement from cycle I to cycle II. These findings underscore a significant advancement in students' capacities for teamwork, responsibility, and constructive feedback within group dynamics. Overall, the insights gained from this study highlight the effectiveness of implementing social-emotional learning in enriching the educational experience and fostering collaboration and questioning skills among elementary school students