72,175 research outputs found

    Online social lending: Borrower-generated content

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    This article explores online social lending, an innovative venture that represents a reintermediation in financial services. Borrowers and lenders now have access to online financial information services such as Motley Fool, http://www.fool.com/ , and the opportunity to communicate directly with each other online, sharing user-generated content, in the spirit of Web 2.0. In this environment, new possibilities emerge. Drawing on the literature of community banks, finance, and online banking, we conducted a structurational analysis of ZOPA(2007) a newly founded venture in online social lending whereby borrower/lender interactions take place within an open and transparent environment using discussion boards and blogs. ZOPA offers a service as an intermediary but one that differs from the intermediating role played by a traditional bank. We analyzed the possible attractions and risks of ZOPA’s service to customers, from the perspective of social lending and social networking, using public data from ZOPA’s website. Our intention is to understand the nature of this reintermediation and explain the development of this process through Giddens’ propositions

    Functional genomics of a symbiotic community : shared traits in the olive fruit fly gut microbiota

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    The olive fruit fly Bactrocera oleae is a major pest of olives worldwide and houses a specialized gut microbiota dominated by the obligate symbiont “Candidatus Erwinia dacicola”. Ca. E. dacicola is thought to supplement dietary nitrogen to the host, with only indirect evidence for this hypothesis so far. Here, we sought to investigate the contribution of the symbiosis to insect fitness and explore the ecology of the insect gut. For this purpose, we examined the composition of bacterial communities associated with Cretan olive fruit fly populations, and inspected several genomes and one transcriptome assembly. We identified, and reconstructed the genome of, a novel component of the gut microbiota, Tatumella sp. TA1, which is stably associated with Mediterranean olive fruit fly populations. We also reconstructed a number of pathways related to nitrogen assimilation and interactions with the host. The results show that, despite variation in taxa composition of the gut microbial community, core functions related to the symbiosis are maintained. Functional redundancy between different microbial taxa was observed for genes involved in urea hydrolysis. The latter is encoded in the obligate symbiont genome by a conserved urease operon, likely acquired by horizontal gene transfer, based on phylogenetic evidence. A potential underlying mechanism is the action of mobile elements, especially abundant in the Ca. E. dacicola genome. This finding, along with the identification, in the studied genomes, of extracellular surface structure components that may mediate interactions within the gut community, suggest that ongoing and past genetic exchanges between microbes may have shaped the symbiosis

    A Population-Based Ultra-Widefield Digital Image Grading Study for Age-Related Macular Degeneration-Like Lesions at the Peripheral Retina.

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    Our understanding of the relevance of peripheral retinal abnormalities to disease in general and in age-related macular degeneration (AMD) in particular is limited by the lack of detailed peripheral imaging studies. The purpose of this study was to develop image grading protocols suited to ultra-widefield imaging (UWFI) in an aged population

    Familial Amyloidotic Polineuropathy and Systemic Lupus

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    Familial amyloidotic polineuropathy is a genetic disorder, leading to systemic amyloid deposits, manifested as sensory-motor and autonomic neuropathy. In the Portuguese classical form, the disease is evident at a young age, and causes death if no specific treatment is received. Variability in penetrance, age of onset and clinical course has been published; environmental and genetic factors are believed to contribute to this variability. The authors report a case of a 51-year-old white female, with a medical history of acquired angioedema, late-onset familial amyloidotic polineuropathy and systemic lupus erythemathosus. The authors consider that these associated diseases could modulate their expression

    Simulating the Hot X-ray Emitting Gas in Elliptical Galaxies

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    We study the chemo-dynamical evolution of elliptical galaxies and their hot X-ray emitting gas using high-resolution cosmological simulations. Our Tree N-body/SPH code includes a self-consistent treatment of radiative cooling, star formation, supernovae feedback, and chemical enrichment. We present a series of LCDM cosmological simulations which trace the spatial and temporal evolution of heavy element abundance patterns in both the stellar and gas components of galaxies. X-ray spectra of the hot gas are constructed via the use of the vmekal plasma model, and analysed using XSPEC with the XMM EPN response function. Simulation end-products are quantitatively compared with the observational data in both the X-ray and optical regime. We find that radiative cooling is important to interpret the observed X-ray luminosity, temperature, and metallicity of the interstellar medium of elliptical galaxies. However, this cooled gas also leads to excessive star formation at low redshift, and therefore results in underlying galactic stellar populations which are too blue with respect to observations.Comment: 6 pages, 3 figures, to appear in the proceedings of "The IGM/Galaxy Connection - The Distribution of Baryons at z=0", ed. M. Putman & J. Rosenberg; High resolution version is available at http://astronomy.swin.edu.au/staff/dkawata/research/papers.htm

    Role of microRNAs in the age-associated decline of pancreatic beta cell function in rat islets

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    This is a freely-available open access publication. Please cite the published version which is available via the DOI link in this record.AIMS/HYPOTHESIS: Ageing can lead to reduced insulin sensitivity and loss of pancreatic beta cell function, predisposing individuals to the development of diabetes. The aim of this study was to assess the contribution of microRNAs (miRNAs) to age-associated beta cell dysfunction. METHODS: The global mRNA and miRNA profiles of 3- and 12-month-old rat islets were collected by microarray. The functional impact of age-associated differences in miRNA expression was investigated by mimicking the observed changes in primary beta cells from young animals. RESULTS: Beta cells from 12-month-old rats retained normal insulin content and secretion, but failed to proliferate in response to mitotic stimuli. The islets of these animals displayed modifications at the level of several miRNAs, including upregulation of miR-34a, miR-124a and miR-383, and downregulation of miR-130b and miR-181a. Computational analysis of the transcriptomic modifications observed in the islets of 12-month-old rats revealed that the differentially expressed genes were enriched for miR-34a and miR-181a targets. Indeed, the induction of miR-34a and reduction of miR-181a in the islets of young animals mimicked the impaired beta cell proliferation observed in old animals. mRNA coding for alpha-type platelet-derived growth factor receptor, which is critical for compensatory beta cell mass expansion, is directly inhibited by miR34a and is likely to be at least partly responsible for the effects of this miRNA. CONCLUSIONS/INTERPRETATION: Changes in the level of specific miRNAs that occur during ageing affect the proliferative capacity of beta cells. This might reduce their ability to expand under conditions of increased insulin demand, favouring the development of type 2 diabetes.Swiss National Science FoundationFondation Francophone pour la Recherche sur le DiabèteWellcome Trust Senior Investigator AwardMRC Programme GrantRoyal Society Wolfson Research Merit AwardWellcome Trust project gran

    Measurements of greenhouse gases and related tracers at Bialystok tall tower station in Poland

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    Quasi-continuous, in-situ measurements of atmospheric CO2, O2/N2, CH4, CO, N2O, and SF6 have been performed since August 2005 at the tall tower station near Bialystok, in Eastern Poland, from five heights up to 300 m. Besides the in-situ measurements, flask samples are filled approximately weekly and measured at Max-Planck Institute for Biogeochemistry for the same species and, in addition, for H2, Ar/N2 and the stable isotopes 13C and 18O in CO2. The in-situ measurement system was built based on commercially available analysers: a LiCor 7000 for CO2, a Sable Systems "Oxzilla" FC-2 for O2, and an Agilent 6890 gas chromatograph for CH4, CO, N2O and SF6. The system was optimized to run continuously with very little maintenance and to fulfill the precision requirements of the CHIOTTO project. The O2/N2 measurements in particular required special attention in terms of technical setup and quality assurance. The evaluation of the performance after more than three years of operation gave overall satisfactory results, proving that this setup is suitable for long term remote operation with little maintenance. The precision achieved for all species is within or close to the project requirements. The comparison between the in-situ and flask sample results, used to verify the accuracy of the in-situ measurements, showed no significant difference for CO2, O2/N2, CH4 and N2O, and a very small difference for SF6. The same comparison however revealed a statistically significant difference for CO, of about 6.5 ppb, for which the cause could not be fully explained. From more than three years of data, the main features at Bialystok have been characterized in terms of variability, trends, and seasonal and diurnal variations. CO2 and O2/N2 show large short term variability, and large diurnal signals during the warm seasons, which attenuate with the increase of sampling height. The trends calculated from this dataset, over the period August 2005 to December 2008, are 2.02±0.46 ppm/year for CO2 and -23.2±2.5 per meg/year for O2/N2. CH4, CO and N2O show also higher variability at the lower sampling levels, which in the case of CO is strongly seasonal. Diurnal variations in CH4, CO and N2O mole fractions can be observed during the warm season, due to the periodicity of vertical mixing combined with the diurnal cycle of anthropogenic emissions. We calculated increase rates of 10.1±4.4 ppb/year for CH4, (-8.3)±5.3 ppb/year for CO and 0.67±0.08 ppb/year for N2O. SF6 shows only few events, and generally no vertical gradients, which suggests that there are no significant local sources. A weak SF6 seasonal cycle has been detected, which most probably is due to the seasonality of atmospheric circulation. SF6 increased during the time of our measurement at an average rate of 0.29±0.01 ppt/year

    A Compact Representation of Histopathology Images using Digital Stain Separation & Frequency-Based Encoded Local Projections

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    In recent years, histopathology images have been increasingly used as a diagnostic tool in the medical field. The process of accurately diagnosing a biopsy sample requires significant expertise in the field, and as such can be time-consuming and is prone to uncertainty and error. With the advent of digital pathology, using image recognition systems to highlight problem areas or locate similar images can aid pathologists in making quick and accurate diagnoses. In this paper, we specifically consider the encoded local projections (ELP) algorithm, which has previously shown some success as a tool for classification and recognition of histopathology images. We build on the success of the ELP algorithm as a means for image classification and recognition by proposing a modified algorithm which captures the local frequency information of the image. The proposed algorithm estimates local frequencies by quantifying the changes in multiple projections in local windows of greyscale images. By doing so we remove the need to store the full projections, thus significantly reducing the histogram size, and decreasing computation time for image retrieval and classification tasks. Furthermore, we investigate the effectiveness of applying our method to histopathology images which have been digitally separated into their hematoxylin and eosin stain components. The proposed algorithm is tested on the publicly available invasive ductal carcinoma (IDC) data set. The histograms are used to train an SVM to classify the data. The experiments showed that the proposed method outperforms the original ELP algorithm in image retrieval tasks. On classification tasks, the results are found to be comparable to state-of-the-art deep learning methods and better than many handcrafted features from the literature.Comment: Accepted for publication in the International Conference on Image Analysis and Recognition (ICIAR 2019
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