Human Worth as Collateral

Human worth has taken on a surprising new role: that of market asset. Specifically, lenders in radically different contexts are using their borrowers’ human worth as collateral in loan transactions. The two examples of this new collateralization that I examine are credit card lending in the United States and microlending programs in the Third World. I conclude that the use of human worth in these two contexts is too similar to be coincidental. Rather, this new collateralization is a product of globalization. For those interested in the effect of law on globalization, this convergence in the market for credit teaches important lessons. In both the contexts I examine, the laws governing secured and unsecured lending fail to recognize human worth as collateral. For this reason, the new collateralization serves as a counter-example to the claimed centrality of the rule of law in economic development

Housing As Holdout: Segregation in American Neighborhoods

Reviewing Jeannine Bell, Hate They Neighbor: Move-In Violence and the Persistence of Racial Segregation in American Housing; Richard R.W. Brooks and Carol M. Rose, Saving the Neighborhood: Racially Restrictive Covenants, Law and Social Norms; and Douglas S. Massey et al., Climbing Mount Laurel: The Struggle for Affordable Housing and Social Mobility in an American Suburb

The chemistry of ultrasonic degradation of organic compounds

The destruction of toxic organic molecules using advanced oxidation processes (AOPs) is a potent tool for pollution control and environmental protection. Ultrasound is a convenient and effective method of generating hydroxyl radicals which is the key oxidant in AOPs. This review describes the use of ultrasound and associated chemical reactions, with and without additives, as a powerful means of remediating water contaminated with organic pollutants. After a brief introduction to ultrasound and sonochemistry, their application for the oxidation of polycyclic aromatic hydrocarbons, phenol and substituted phenols is considered. Next is the decomposition of chlorinated phenols, and other chlorinated organics, then removal of recalcitrant smaller organic molecules. A discussion follows of recent work that has investigated the effects of initial concentration of substrates; the use of different ultrasonic frequencies; the inclusion of oxidising species, inorganic particles, or salts and their contribution to enhanced degradation. Finally, brief comments are made on the status of ultrasound as an AOP treatment

Phenol degradation using 20, 300 and 520 kHz ultrasonic reactors with hydrogen peroxide, ozone and zero valent metals

The extent of phenol degradation by the advanced oxidation process in the presence of zero valent iron (ZVI) and zero valent copper (ZVC) was studied using 20, 300 and 520 kHz ultrasonic (US) reactors. Quantification of hydrogen peroxide has also been performed with an aim of investigating the efficacy of different sonochemical reactors for hydroxyl radical production. It has been observed that the 300 kHz sonochemical reactor has the maximum efficacy for hydroxyl radical production. Phenol degradation studies clearly indicate that degradation of phenol is intensified in the presence of the catalyst and hydrogen peroxide, which can be attributed to enhanced production of hydroxyl radicals in the system. Experimental data shows that with ZVI, when the reaction was subjected to 300 kHz, complete phenol removal and 37% TOC mineralization was achieved within 25 min, whereas, in the case of 20 kHz US treatment no phenol was detected after 45 min and 39% TOC mineralization was observed. This novel study also investigated the use of zero valent copper (ZVC) and results showed that with 20, 300 and 520 kHz ultrasonic rectors, phenol removal was 10–98%, however, the maximum TOC mineralization achieved was only 26%. A comparative study between hydrogen peroxide and ozone as a suitable oxidant for Fenton-like reactions in conjunction with zero valent catalysts showed that an integrated approach of US/Air/ZVC/H2O2 system works better than US/ZVC/O3 (the ZOO process)

Enhancement of the advanced Fenton process (Fe0/H2O2) by ultrasound for the mineralization of phenol

In this study, a successful mineralization of phenol was achieved by means of coupling zero-valent iron (ZVI) particles, hydrogen peroxide and a short input of ultrasonic irradiation. This short sono-advanced Fenton process (AFP) provided a better performance of ZVI in a subsequent silent degradation stage, which involves neither extra cost of energy nor additional oxidant. The short input of ultrasound (US) irradiation enhanced the activity of the Fe0/H2O2 system in terms of the total organic carbon (TOC) removal. Then, the TOC mineralization continued during the silent stage, even after the total consumption of hydrogen peroxide, reaching values of ca. 90% TOC conversions over 24 h. This remarkable activity is attributed to the capacity of the ZVI/iron oxide composite formed during the degradation for the generation of oxidizing radical species and to the formation of another reactive oxidant species, such as the ferryl ion. The modification of the initial conditions of the sono-AFP system such as the ultrasonic irradiation time and the hydrogen peroxide dosage, showed significant variations in terms of TOC mineralization for the ongoing silent degradation stage. An appropriate selection of operation conditions will lead to an economical and highly efficient technology with eventual large-scale commercial applications for the degradation organic pollutants in aqueous effluents

Intensification of oxidation capacity using chloroalkanes as additives in hydrodynamic and acoustic cavitation reactors

The effect of the presence and absence of the chloroalkanes, dichloromethane (CH2Cl2), chloroform (CHCl3) and carbon tetrachloride (CCl4) on the extent of oxidation of aqueous I- to I3- has been investigated in (a) a liquid whistle reactor (LWR) generating hydrodynamic cavitation and (b) an ultrasonic probe, which produces acoustic cavitation. The aim has been to examine the intensification achieved in the extent of oxidation due to the generation of additional free radicals/oxidants in the reactor as a result of the presence of chloroalkanes. It has been observed that the extent of increase in the oxidation reaction is strongly dependent on the applied pressure in the case of the LWR. Also, higher volumes of the chloroalkanes favour the intensification and the order of effectiveness is CCl4> CHCl3 > CH2Cl2. However, the results with the ultrasonic probe suggest that an optimum concentration of CH2Cl2 or CHCl3 exists beyond which there is little increase in the extent of observed intensification. For CCl4, however, no such optimum concentration was observed and the extent of increase in the rates of oxidation reaction rose with the amount of CCl4 added. Stage wise addition of the chloroalkanes was found to give marginally better results in the case of the ultrasonic probe as compared to bulk addition at the start of the run. Although CCl4 is the most effective, its toxicity and carcinogenicity may mean that CH2Cl2 and CHCl3 offer a safer viable alternative and the present work should be useful in establishing the amount of chloroalkanes required for obtaining a suitable degree of intensification

Unusual premonsoon eddy and Kelvin wave activities in the Bay of Bengal during Indian Summer monsoon deficit in June 2009 and 2012

An investigation of the eddy and coastal Kelvin wave activities in the Bay of Bengal (BoB) is carried out during premonsoon season in two years of Indian summer monsoon deficit in June (2009 and 2012), occurred in the recent warming hiatus period. Using altimeter observations, our study reveals that over the northern BoB cyclonic eddy kinetic energy is reduced by 35% and 50% from the climatology during premonsoon seasons in 2009 and 2012, respectively, while the cyclonic eddy area is reduced by 18% and 24%, respectively. A concurrent reduction is observed in the first upwelling Kelvin wave (uKW) activities in the eastern equatorial Indian Ocean as well as in the coastal BoB for these years. The reduction in the generation of the first uKW in the eastern equatorial Indian Ocean is attributed to the westerly wind anomalies in January-March of these years. Additionally, meridional wind stress anomalies during March-April in these years are found to be southerly, causing anomalous coastal downwelling in the eastern rim of BoB. This coastal downwelling blocks the propagation of the first uKW. The decrease in the first uKW activities in the coastal waveguide of the BoB reduces the radiation of upwelling Rossby waves, thereby decreasing the cyclonic eddy activities in the northern BoB. The results from this letter could be helpful for further understanding of upper ocean mixing processes in the BoB during monsoon deficit years