Revealing the socioeconomic impact of small disasters in Colombia using the DesInventar database

Small disasters are usually the product of climate variability and climate change. Analysis of them illustrates that they increase difficulties for local development—frequently affecting the livelihoods of poor people and perpetuating their level of poverty and human insecurity—and entail challenges for a country’s development. In contrast to extreme events, small disasters are often invisible at the national level and their effects are not considered as relevant from a macroeconomic standpoint. Nevertheless, their accumulated impact causes economic, environmental and social problems. This paper presents the results of an evaluation of the DesInventar database, developed in 1994 by the Network for Social Studies in Disaster Prevention in Latin America. In addition, it proposes a new version of the Local Disaster Index developed in 2005 within the framework of the Disaster Risk and Management Indicators Program for the Americas, with the support of the Inter-American Development Bank

Robustness of the holistic seismic risk evaluation in urban centers using the USRi

The Urban Seismic Risk index (USRi) published in a previous article (Carreño et al., Nat Hazards 40:137–172, 2007) is a composite indicator that measures risk from an integrated perspective and guides decision-making for identifying the main interdisciplinary factors of vulnerability to be reduced or intervened. The first step of the method is the evaluation of the potential physical damage (hard approach) as a result of the convolution of the seismic hazard with the physical vulnerability of buildings and infrastructure. Subsequently, a set of social context conditions that aggravate the physical effects is also considered (soft approach). According to this procedure, the physical risk index is evaluated for each unit of analysis from existing loss scenarios, whereas the total risk index is obtained by multiplying the former index by an impact factor using an aggravating coefficient, based on variables associated with the socio-economic conditions of each unit of analysis. The USRi has been developed using the underlying holistic and multi-hazard approach of the Urban Risk Index framework proposed for the evaluation of disaster risk in different megacities worldwide. This article presents the sensitivity analysis of the index to different parameters such as input data, weights and transformation functions used for the scaling or normalization of variables. This analysis has been performed using the Monte Carlo simulation to validate the robustness of this composite indicator, understanding as robustness how the cities maintain the ranking as well as predefined risk level ranges, when compared with the deterministic results of risk. Results are shown for different cities of the world

Urban Seismic Risk Evaluation: A Holistic Approach

Risk has been defined, for management purposes, as the potential economic, social and environmental consequences of hazardous events that may occur in a specified period of time. However, in the past, the concept of risk has been defined in a fragmentary way in many cases, according to each scientific discipline involved in its appraisal. From the perspective of this article, risk requires a multidisciplinary evaluation that takes into account not only the expected physical damage, the number and type of casualties or economic losses, but also the conditions related to social fragility and lack of resilience conditions, which favour the second order effects (indirect effects) when a hazard event strikes an urban centre. The proposed general method of urban risk evaluation is multi hazard and holistic, that is, an integrated and comprehensive approach to guide decision-making. The evaluation of the potential physical damage (hard approach) as the result of the convolution of hazard and physical vulnerability of buildings and infrastructure is the first step of this method. Subsequently, a set of social context conditions that aggravate the physical effects are also considered (soft approach). In the method here proposed, the holistic risk evaluation is based on urban risk indicators. According to this procedure, a physical risk index is obtained, for each unit of analysis, from existing loss scenarios, whereas the total risk index is obtained by factoring the former index by an impact factor or aggravating coefficient, based on variables associated with the socioeconomic conditions of each unit of analysis. Finally, the proposed method is applied in its single hazard form to the holistic seismic risk evaluation for the cities of Bogota (Colombia) and Barcelona (Spain)

A disaster risk management performance index

The Risk Management Index, RMI, proposed in this paper, brings together a group of indicators that measure risk management performance and effectiveness. These indicators reflect the organizational, development, capacity and institutional actions taken to reduce vulnerability and losses in a given area, to prepare for crisis and to recover efficiently from disasters. This index is designed to assess risk management performance. It provides a quantitative measure of management based on predefined qualitative targets or benchmarks that risk management efforts should aim to achieve. The design of the RMI involved establishing a scale of achievement levels or determining the distance between current conditions and an objective threshold or conditions in a reference country, sub-national region, or city. The proposed RMI is constructed by quantifying four public policies, each of which is described by six indicators. The mentioned policies include the identification of risk, risk reduction, disaster management, and governance and financial protection. Risk identification comprises the individual perception, social representation and objective assessment; risk reduction involves the prevention and mitigation; disaster management comprises response and recovery; and, governance and financial protection policy is related to institutionalization and risk transfer. Results at the urban, national and sub-national levels, which illustrate the application of the RMI in those scales, are finally given

Computational Tool for Post-Earthquake Evaluation of Damage in Buildings

A method and a computational tool oriented to assist the damage and safety evaluation of buildings after strong earthquakes is described in this article. The input of the model is the subjective and incomplete information on the building state, obtained by inspectors which are possibly not expert professionals of the field of building safety. The damage levels of the structural components are usually described by linguistic qualifications which can be adequately processed by computational intelligence techniques based on neuro-fuzzy systems what facilitate the complex and urgent tasks of engineering decision-making on the building occupancy after a seismic disaster. The hybrid neuro-fuzzy system used is based on a special three-layer feedforward artificial neural network and fuzzy rule bases and is an effective tool during the emergency response phase providing decisions about safety, habitability, and reparability of the buildings. Examples of application of the computer program are given for two different building classes

New methodology for urban seismic risk assessment from a holistic perspective

The seismic risk evaluation usually works with a fragmented concept of risk, which depends on the scientific discipline in charge of the assessment. To achieve an effective performance of the risk management, it is necessary to define risk as the potential economic, social and environmental consequences due to a hazardous phenomenon in a period of time. This article presents a methodology which evaluates the seismic risk from a holistic perspective, which means, it takes into account the expected physical damage and also the conditions related to social fragility and lack of resilience, which favour the second order effects when a hazard event strikes an urban centre. This seeks to obtain results which are useful in the decision making process for risk reduction. The proposed method for urban seismic risk evaluation uses the fuzzy sets theory in order to handle qualitative concepts and variables involved in the assessment, the physical risk level and aggravation level, related to the social fragility and the lack of resilience, are evaluated and finally a total risk level is determinate

Design and implementation of a voluntary collective earthquake insurance policy to cover low-income homeowners in a developing country

Understanding and evaluating disaster risk due to natural hazard events such as earthquakes creates powerful incentives for countries to develop planning options and tools to reduce potential damages. The use of models for earthquake risk evaluation allows obtaining outputs such as the loss exceedance curve, the expected annual loss and the probable maximum loss, which are probabilistic metrics useful for risk analyses, for designing strategies for risk reduction and mitigation, for emergency response strategies and for risk financing. This article presents, based on probabilistic risk models, the design and implementation of a risk transfer instrument to cover the private buildings of the city of Manizales, Colombia. This voluntary collective instrument provides financial protection to both, the estate tax payers and the low-income homeowners through a cross-subsidy strategy; besides, it promotes not only the insurance culture but also the solidarity of the community. The city administration and the insurance industry are promoting this program using the mechanism of the property tax payment. This collective insurance helps the government to access key resources for low-income householders recovery and improve disaster risk management at local level

Probabilistic earthquake risk assessment using CAPRA: application to the city of Barcelona, Spain

The risk evaluation model CAPRA (Comprehensive Approach to Probabilistic Risk Assessment) is a techno-scientific methodology and information platform, composed of tools for evaluating and communicating risk at various territorial levels. The model allows evaluating losses on exposed elements using probabilistic metrics, such as the loss exceedance curve, the expected annual loss and the probable maximum loss, useful for multi-hazard risk analyses. In this article, the process of probabilistic seismic risk analysis is described, explaining the main features of the CAPRA modules of hazard, vulnerability and risk estimation applied to the city of Barcelona, Spain. In addition, according to the physical risk results and the information on the socioeconomic indicators of the city, this article presents the holistic evaluation of seismic risk, which is a valuable result to facilitate the integrated risk management by the different stakeholders involved in risk reduction decision making

Holistic Urban Seismic Risk Evaluation of Megacities: Application and Robustness

From a holistic perspective, disaster risk requires a multidisciplinary evaluation that takes into account not only the expected physical damage, the number and type of casualties or economic losses, but also the conditions related to social fragility and lack of resilience conditions, which favor the second order effects when a hazard event strikes an urban center. In this chapter, the urban risk is evaluated using composite indicators or indices. Expected building damage and losses in the infrastructure, obtained from loss scenarios are basic information for the evaluation of the physical risk index in each unit of analysis. The holistic evaluation of disaster risk is achieved affecting the physical risk with an impact factor, obtained from contextual conditions, such as the socioeconomic fragility and the lack of resilience, that aggravate the physical risk. Available data about these conditions at urban level are necessary to apply the method. The model is explained and the benefits of this approach are illustrated, inviting to the risk management of urban centers

Estimation of Probabilistic Seismic Losses and the Public Economic Resilience—An Approach for a Macroeconomic Impact Evaluation

The Disaster Deficit Index (DDI) measures country risk from a macroeconomic and financial perspective, according to possible catastrophic events. The DDI captures the relationship between the demand for contingent resources to cover the maximum probable losses and the public sector’s economic resilience; that is, the availability of internal and external funds for restoring affected inventories. For calculating potential losses, the model follows the insurance industry in establishing a probable loss, based on the critical impacts during a given period of exposure, and for the economic resilience the model computes the country’s financial ability to cope with the situation taking into account: the insurance and reinsurance payments; the reserve funds for disasters; the funds that may be received as aid and donations; the possible value of new taxes; the margin for budgetary reallocations; the feasible value of external credit; and the internal credit the country may obtain. Access to these resources has limitations and costs that must be taken into account as feasible values according to the macroeconomic and financial conditions of the country. This article presents the model of DDI and proposes it as a simple way of measuring a country’s fiscal exposure and potential deficit—or contingency liabilities—in case of extreme disasters to guide the governmental decisionmaking from economic, financial, and disaster risk reduction perspectives