Contemporary Issues in Current Account Operations in Pakistani IBs - Sharia Compliant Solution

Contemporary Sharia scholars have three stances about the Current Account Operations in Pakistani Islamic Banks (IBs) i.e., (i) Ijarah based contract (ii) Wadi'ah based contract, and (iii) Qard based contract. This paper is an attempt to delve into the root causes of the differences of scholars and to find the Sharia-compliant solution acceptable for all. Descriptive as well as applied approaches are used in this paper. Clearing of ambiguity on this issue may result in twofold benefits: from the public point of view, it would satisfy practising Muslims which may result in form of huge deposits in this account (ii) from IBs viewpoint the Current Account is a bonus deposit

Relative Odds of Neck Pain to Helmet Use Among Motorcyclists: a Case-Control Study

Background: Neck pain is a widespread problem among motorcyclists, which is often neglected. There is limited research on the motorcycle's ergonomics, particularly in the context of the interaction between the riders and motorcycle. Motorcycle helmets have proven to increase the weight on the neck, thus causing more burdens which can lead to neck pain. Methodology: Case-Control study design was opted to measure the relative odds of neck pain in relation to the helmet use as an exposure. A total of 260 (mean age of 22.58 ± S.D. 1.95 years) undergraduate students were selected using purposive sampling. The case to control ratio was 1:4 (54 Cases and 206 Controls) where cases were defined as the motorcyclists having neck pain with a riding experience of more than one year. The neck pain and disability scale were obtained using a self-administered questionnaire. Chi-square and binary logistic regression were used to calculate the significant relationship and odds of neck pain amongst motorcyclists with and without helmet use. Results: The study results showed that out of 260 motorcyclists, 190 (73.1%) were helmet users, and 54 (20.8%) had neck pain, 70 (27.9%) helmet users had a neck pain prevalence of 11 (4.2%). The relative odd to have neck pain was 2.13 times more amongst the motorcyclists using the helmet as compared to that of non-helmet users. The logistic regression results showed significant results (P < 0.05) with regards to the BMI, helmet weight and duration of helmet use but did not show a significant relation with average motorcycle use per day unless it exceeded 70 kilometres. Conclusion: Use of helmet can be a potential cause of neck pain amongst motorcyclist users but the odds to have neck pain enhance with the increase in motorcycle use per day. The protective benefits are multi-fold for helmet use which outreaches the negative impact, including neck pain amongst motorcyclists

An Empirical Investigation on Perception of Organizational Politics, Job Stress & Job Satisfaction Among Academicians in Pakistan Using Second-Order Construct

Level of job satisfactions among academicians has remained enriched area of research for the academic’s institutions. Therefore, the rationale behind conducting research was to investigate the influence of Perception of Organizational Politics (POP) and Job Stress (JSt) on Job satisfaction (JS) academicians. Research framework has been formed based on Social Exchange Theory (SET) to create logical relationships among variable which explained that employees behave accordingly as per response they received from management’s behavior. For the execution of analysis data was collected from 300 teachers of public sector universities of Punjab, Pakistan through psychometric defined instruments. Software SmartPLS was used for assessment of measurement and structural model. Results from the analysis demonstrates that POP has significant and negative effect on JS and significant positive effect on JSt while significant negative effect was observed between JSt and JS. The results revealed useful information for the stakeholders and policy makers to focus and develop and organizational structure to eliminate the influence of POP in academic institutions

The Effect of Probing "Don't Know" Responses on Measurement Quality and Nonresponse in Surveys

In survey interviews, “Don’t know” (DK) responses are commonly treated as missing data. One way to reduce the rate of such responses is to probe initial DK answers with a follow-up question designed to encourage respondents to give substantive, non- DK responses. However, such probing can also reduce data quality by introducing additional or differential measurement error. We propose a latent variable model for analyzing the effects of probing on responses to survey questions. The model makes it possible to separate measurement effects of probing from true differences between respondents who do and do not require probing. We analyze new data from an exper- iment which compared responses to two multi-item batteries of questions with and without probing. In this study, probing reduced the rate of DK responses by around a half. However, it also had substantial measurement effects, in that probed answers were often weaker measures of constructs of interest than were unprobed answers. These effects were larger for questions on attitudes than for pseudo-knowledge ques- tions on perceptions of external facts. The results provide evidence against the use of probing of “Don’t know” responses, at least for the kinds of items and respondents considered in this study