Contemporary Issues in Current Account Operations in Pakistani IBs - Sharia Compliant Solution

Contemporary Sharia scholars have three stances about the Current Account Operations in Pakistani Islamic Banks (IBs) i.e., (i) Ijarah based contract (ii) Wadi'ah based contract, and (iii) Qard based contract. This paper is an attempt to delve into the root causes of the differences of scholars and to find the Sharia-compliant solution acceptable for all. Descriptive as well as applied approaches are used in this paper. Clearing of ambiguity on this issue may result in twofold benefits: from the public point of view, it would satisfy practising Muslims which may result in form of huge deposits in this account (ii) from IBs viewpoint the Current Account is a bonus deposit

Fungi - an Amalgam of Toxins and Antibiotics: a Mini- Review

Fungi are eukaryotes with many functions. Earlier, fungi were classified in the plant kingdom but were later classified as a separate kingdom due to their unique cell walls. Fungi are heterotrophs like animals and are more closely related to animals. The perception of fungi is inconspicuous due to their small sizes and their ability to grow symbiotically in plants, animals, other fungi, and parasites. Fungi are used for their nutrition, fermentation potential, and bactericidal potential. However, fungi are also toxic due to certain bioactive compounds known as mycotoxins. Candida and Aspergillus are invasive species that contribute to a high percentage of mycoses in oncological and haematological patients. The mortality rate due to invasive aspergillosis and candidiasis is high, at 4% and 2%, respectively. In the agriculture sector, a significant contributor to damage to crops globally is the invasion of filamentous fungi. Fungi invasion destroys over 125 million tons of wheat, rice, soybeans, potatoes, and maize annually. If prevented, 600 million people may be fed. Therefore, it is vital to consider the dual role of fungi, therapeutic, and pathogenic

Supernova remnants and gamma-ray sources

A review of the possible relationship between gamma-ray sources and supernova remnants (SNRs) is presented. Particular emphasis is given to the analysis of the observational status of the problem of cosmic ray acceleration at SNR shock fronts. All positional coincidences between SNRs and unidentified gamma-ray sources listed in the Third EGRET Catalog at low Galactic latitudes are discussed on a case by case basis. For several coincidences of particular interest, new CO(J=1-0) and radio continuum maps are shown, and the mass content of the SNR surroundings is determined. The contribution to the gamma-ray flux observed that might come from cosmic ray particles (particularly nuclei) locally accelerated at the SNR shock fronts is evaluated. We discuss the prospects for future research in this field and remark on the possibilities for observations with forthcoming gamma-ray instruments.Comment: Final version of a review article, to appear in the Physics Reports (82 pages, 31 figures). Figures requiring high quality are just too large and too many to be included here. Please download them from http://www.angelfire.com/id/dtorres/down3.htm

Supernova-Remnant Origin of Cosmic Rays?

It is thought that Galactic cosmic ray (CR) nuclei are gradually accelerated to high energies (up to ~300 TeV/nucleon, where 1TeV=10^12eV) in the expanding shock-waves connected with the remnants of powerful supernova explosions. However, this conjecture has eluded direct observational confirmation^1,2 since it was first proposed in 1953 (ref. 3). Enomoto et al.^4 claim to have finally found definitive evidence that corroborates this model, proposing that the very-high-energy, TeV-range, gamma-rays from the supernova remnant (SNR) RX J1713.7-3946 are due to the interactions of energetic nuclei in this region. Here we argue that their claim is not supported by the existing multiwavelength spectrum of this source. The search for the origin(s) of Galactic cosmic ray nuclei may be closing in on the long-suspected supernova-remnant sources, but it is not yet over.Comment: 4 pages, 1 Figur

Alternative Buffer-Layers for the Growth of SrBi2Ta2O9 on Silicon

In this work we investigate the influence of the use of YSZ and CeO2/YSZ as insulators for Metal- Ferroelectric-Insulator-Semiconductor (MFIS) structures made with SrBi2Ta2O9 (SBT). We show that by using YSZ only the a-axis oriented Pyrochlore phase could be obtained. On the other hand the use of a CeO2/YSZ double-buffer layer gave a c-axis oriented SBT with no amorphous SiO2 inter- diffusion layer. The characteristics of MFIS diodes were greatly improved by the use of the double buffer. Using the same deposition conditions the memory window could be increased from 0.3 V to 0.9 V. From the piezoelectric response, nano-meter scale ferroelectric domains could be clearly identified in SBT thin films.Comment: 5 pages, 9 figures, 13 refernece

Did Egret Detect Distant Supernova Remnants?

It might be thought that supernova remnants (SNRs) more distant than a few kiloparsec from Earth could not have been detected by the EGRET experiment. This work analyzes the observational status of this statement in the light of new CO studies of SNRs.Comment: Accepted for publication in Advances in Space Research, in High Energy Studies of Supernova Remnants and Neutron Stars, eds. W. Becker and W. Hermsen (2003