9 research outputs found

    Pengaruh Flash Sale dan Free Shipping terhadap Impulsive Buying Behavior dalam Perspektif Ekonomi Islam

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    This research was conducted to obtain scientific results related to the effect of flash sales and free shipping on impulsive buying behavior from the perspective of Islamic Economics in Islamic Economics Students at Sultan Ageng Tirtayasa University who are Shopee users. Quantitative methods are used to analyze primary data obtained from the results of distributing questionnaires. The sample was calculated based on the slovin formula, namely 62 Islamic Economics students from the 2019-2021 class. Data analysis used IBM SPSS 22. The results of the t-test showed that partially flash sales and free shipping had a positive and significant effect on impulsive buying behavior. The results of the F test showed that flash sales and free shipping simultaneously have a positive and significant effect on impulsive buying behavior. The results of the test for the coefficient of determination show that the contribution of flash sales and free shipping to impulsive buying behavior is 58.5%.Penelitian ini dilakukan untuk memperoleh hasil ilmiah terkait pengaruh flash sale dan free shipping terhadap impulsive buying behavior dalam perspektif Ekonomi Islam pada Mahasiswa Ekonomi Syariah Universitas Sultan Ageng Tirtayasa yang menjadi pengguna Shopee. Metode kuantitatif digunakan untuk menganalisis data primer yang diperoleh dari hasil penyebaran kuesioner. Sampel dihitung berdasarkan rumus slovin yaitu sebanyak 62 orang mahasiswa Ekonomi Syariah angkatan 2019-2021. Analisis data menggunakan IBM SPSS 22. Hasil uji t menunjukkan bahwa secara parsial flash sale dan free shipping berpengaruh positif dan signifikan terhadap impulsive buying behavior. Hasil uji F menunjukkan bahwa secara simultan flash sale dan free shipping berpengaruh positif dan signifikan terhadap impulsive buying behavior. Hasil uji koefisien determinasi menunjukkan bahwa konstribusi pengaruh flash sale dan free shipping terhadap impulsive buying behavior sebesar 58,5%

    MODEL KELEMBAGAAN PEMBERDAYAAN EKONOMI MASYARAKAT DESA MELALUI WAKAF

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    Abstract: Economic justice in the State of Indonesia is still far from what is aspired, plus large foreign credits, causing various problems, especially poverty. Islamic economists provide a solution with waqf to answer these problems. This study aims to determine the pattern of waqf management, the waqf empowerment system for the village community's economy, as well as the waqf institutional model which is used as an instrument of economic empowerment for rural communities in Pontang sub-district, Serang district. This study uses a normative juridical scientific approach, among these approaches are the approaches taken, including: the statute approach, the concept approach, and the sociological approach. The data collected consists of primary and secondary data. The Miles and Hubermen model method was used as a data analysis method. The results of this study indicate that the pattern of waqf management in the villages of the Pontang sub-district is managed by the nazdir of the organization, namely the Mosque and Foundation Prosperity Council. Waqf-based community economic empowerment system for youth groups and farmers. The waqf institutional model is simple and carried out independently, there is no coordination between waqf managers and Badan Wakaf Indonesia (BWI) as the parent organization of waqf management. The results of this study contribute to knowledge about the concept of waqf management in rural areas, patterns of empowerment with effective waqf and in rural areas, as well as input for BWI in improving waqf governance.Abstrak: Keadilan ekonomi  di  Negara  Indonesia  masih  jauh  dari  yang   dicita-citakan, ditambah pinjaman luar negeri yang besar, menyebabkan  permasalahan kemiskinan. Para  ekonom Islam memberikan solusi dengan wakaf untuk menjawab permasalahan tersebut. Penelitian ini bertujuan untuk mengetahui pola manajemen wakaf, sistem pemberdayaan wakaf terhadap ekonomi masyarakat desa, serta model kelembagaan wakaf yang dijadikan instrumen pemberdayaan ekonomi masyarakat desa Kecamatan Pontang Kabupaten Serang. Penelitian ini menggunakan pendekatan saintifik yuridis normatif, yaitu di antara­nya adalah pendekatan perundang-undangan (statute approach), pendekatan konsep, dan pendekatan sosiologis atau empiris. Data yang dikumpulkan terdiri dari data primer dan sekunder. Metode model Miles dan Huber-men digunakan sebagai metode analisis data. Hasil penelitian ini menunjukkan bahwa pola manajemen wakaf di desa-desa Kecamatan Pontang  dikelola oleh nazdir organisasi yaitu Dewan Kemakmuran Masjid dan Yayasan. Sistem pemberdayaan ekonomi masyarakat  berbasis  wakaf  menyentuh  kelom­pok pemuda dan petani. Model kelembagaan wakaf bersifat sederhana dan dilaku­kan secara mandiri, belum ada koordinasi antara pengelola wakaf dengan Badan Wakaf Indonesia (BWI) sebagai organisasi induk pengelolaan wakaf. Hasil penelitian ini memberikan kontribusi pengetahuan tentang konsep manajemen wakaf di pedesaan, pola pemberdayaan dengan wakaf yang efektif dan efisien di pedesaan, sekaligus masukan bagi BWI dalam peningkatan tata kelola wakaf

    EFFECTIVENESS OF ZAKAT FUND DISTRIBUTION ON EMPOWERING MSMEs: STUDY ON MSME IN SUMUR DISTRICT

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    This study aims to (1) determine the effect of zakat funds on the economic empowerment of MSMEs actors after the Sunda Strait Tsunami disaster. (2) to determine the effect of Business Development Service (BDS) on the economic empowerment of MSMEs actors after the Sunda Strait Tsunami disaster. (3) determine the effectiveness of zakat funds and Business Development Service (BDS) for the economic empowerment of MSMEs actors after the Sunda Strait Tsunami disaster. The method used in this research is quantitative method. All of the data in this study are primary data obtained by distributing questionnaires to 11 Sumur sub-district MSMEs who receive zakat funds and business development services (BDS) from the Harapan Dhuafa Amil Zakat Institute. The analysis technique used is multiple linear regression analysis. All data were tested using SPSS v.19 software. The results of this study indicate, (1) Zakat funds partially have a significant effect on the economic empowerment of MSMEs actors after the Sunda Strait Tsunami disaster, because the t value of the variable capital assistance is greater than the t table value (9,476> 1,894) and the significance value is smaller than the alpha value (0.000 <0.05). (2) Business Development Service (BDS) partially has a significant effect on the economic empowerment of MSMEs actors after the Sunda Strait Tsunami disaster, because because the t value of the BDS variable is greater than the t table value (10,086> 1,894) and the significance value is smaller than the alpha value. (0.000 <0.05). (3). Zakat funds and Business Development Service (BDS) for the economic empowerment of MSMEs actors after the Sunda Strait Tsunami disaster

    Penerapan Maqashid Syariah pada Mekanisme Asuransi Syariah

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    Perbedaan pendapat tentang asuransi syariah masih menjadi perdebatan dikalangan ulama hingga saat ini, Asuransi Syariah sendiri merupakan isu kontemporer yang menjadi ikhtilaf. studi ini mencoba melihat sisi asuransi dari kaca mata maqasid syariah. Implementasi maqasid syariah pada asuransi merupakan titik temu antara tujuan ditetapkannya syariah. Perlindungan agama dalam asuransi syariah direalisasikan dalam bentuk transaksi yang dimulai dengan kontribusi dalam bentuk tabarru' (donasi). Selain hal tersebut terdapat produk asuransi haji. Usaha asuransi syariah dalam aspek perlindungan jiwa terdapat pada hal-hal yang menyebabkan terancamnya jiwa, kerusakan anggota badan yang menyebabkan kecacatan ataupun kematian seseorang. Peranan asuransi pada kemaslahatan jiwa ini lebih ditekankan pada aspek pencegahan (min nahiyyati al- ‘adam). Pada kemaslahatan akal, asuransi tidak secara spesifik melindungi. Namun, salah satu upaya manusia untuk melindungi akal ialah dengan cara menuntut ilmu. Disinilah letak asuransi memainkan perannya sebagai penyandang dana pendidikan. Contoh produk asuransi yang melindungi kemaslahatan akal adalah asuransi takaful dana siswa atau asuransi beasiswa. Dalam perlindungan terhadap keturunan, peranan asuransi lebih ditekankan pada segi adanya (min nahiyyati al- wujud) yaitu mewujudkan kemaslahatan ahli waris atau keluarga yang ditinggal. Terakhir, dalam memberikan perlindungan terhadap harta, asuransi memberikan jasa dalam penanggulangan risiko atas kerugian, kehilangan manfaat, dan tanggung jawab hukum kepada pihak ketiga yang timbul dari peristiwa yang tidak pasti. Contoh asuransi yang melindungi kemaslahatan harta adalah asuransi takaful umum, misalnya takful kebakara

    PERSEPSI ULAMA, TOKOH ORMAS ISLAM DAN AKADEMISI DI PROVINSI BANTEN TERHADAP BAURAN PEMASARAN PERBANKAN SYARIAH DAN KESESUAIAN PRAKTIK PERBANKAN SYARIAH DENGAN PRINSIP-PRINSIP SYARIAH

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    Many factors that affect a person's interest in doing something, in this case the author intended is the selection of interest in choosing the community of Islamic banking services. A person's interest in choosing a product is influenced by his perception and knowledge of the product. This study aims to know and analyze the perceptions of the scholars, the leaders of  Islamic organizations and academics of sharia banking and its influence on the growth of Islamic banking in Banten. Teknik data collection used in this research is convenient sampling method. Convenient technique is used because the number of scholars in Banten is very much and the researchers chose the board of MUI of Banten Province as the representative of the ulama in Banten. The type of data used in this study is primary data collected directly by researchers from the field. The data source used in this research is field research (field data) and library research (library data) .The data collection techniques used in this study survey through questionnaires and interviews with the respondents. Based on the results of questionnaires research on 3 groups of Respondents: MUI (30 respondents), Academics (30 respondents), and Islamic Organizations (30 respondents) can be concluded that respondents from academic groups agree on the suitability of the practice and marketing mix of sharia banking with average value 3.77, while respondents from the MUI group and Islamic organizations strongly agree on the suitability of the practice and marketing mix of sharia banking with an average value of 4.11 and 4.35

    Kepemilikan negara dalam perspektif ekonomi islam dan ekonomi konstitusi: analisis kebijakan privatisasi di Indonesia

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    Buku ini membuktikan bahwa terdapat interelasi antara kebijakan privatisasi dalam suatu negara terhadap kesejahteraan rakyatnya, bahwa semakin sebar kendali pemerintah dalam menjalankan sistem perekonomiannya maka kebutuhan publik akan semakin tercapai

    Economic Empowerment of Underdeveloped Village Women Based on Islamic Philanthropy (Study on Members of the Women-Based Microfinance Cooperative (KKM-BP) Assisted by LAZ HARFA, Pandeglang Regency)

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    This study aims to describe the economic empowerment of disadvantaged rural women based on Islamic Philanthropy. The research method used in this research is descriptive qualitative research. The location of this research is in Kertaraharja Village, Pandeglang Regency. The population in this study were all women who were managers and members of the Women-Based Microfinance Cooperative (KKM-BP). The sample used is purposive sampling. Data collection techniques are to be carried out in the form of interviews, observation, and documentation. The analytical tool used to analyze the qualitative data in this study is QDA Miner Lite with the Miles and Huberman Model data analysis technique, which divides data analysis into three stages, namely data reduction, data supply, and conclusion drawing. The results of this study indicate that the economic empowerment of disadvantaged rural women by the Amil Zakat Harapan Dhuafa Institution (LAZ Harfa) is carried out by forming a Women-Based Microfinance Cooperative (KKM-BP), the initial capital given to KKM-BP is a grant sourced from philanthropic funds, the management of KKM-BP is carried out independently by members who are accompanied by village assistants assigned by LAZ Harfa. The establishment of the KKM-BP in the village of Kertaraharja led the women of disadvantaged villages to reach productive sources that could increase their income, fulfill their basic needs so that they were free from hunger, ignorance, and pain, and were involved in making important decisions in the development of the KKM-BP. it fits Suharto's indicators of empowerment, namely (a) fulfilling basic needs, (b) reaching productive sources that allow them to increase their income and obtain the goods and services they need, and (c) participating in development processes and decisions. -decisions that affect them

    A Halal Certification and Its Effect on Sales Growth; A Case of Halal Certified Food Producers in Banten Province

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    The Muslim community as consumers have the right to get correct information about the food products they consume. The government's efforts to protect the rights of the Muslim community in terms of information on halal food products, namely by issuing Law no. 33 of 2014 concerning Halal Product Guarantee. Halal certification is a form of producer strategy in attracting consumers to buy their products so that it will indirectly increase sales turnover. But the facts on the ground, there are still many SMEs, especially food producers who are still elements about the added value of halal certification. This study aims to analyze the effect of halal certification on increasing sales of food producers who already have halal certificates in the province of Banten. The research method used is quantitative. Methods of data collection using a questionnaire and data processing using SPSS software version 23. Data analysis using a simple linear regression method. The results of this study indicate that halal certification has a significant positive effect on increasing sales of halal-certified food producers in the province of Banten. The contribution of the effect of halal certification to the increase in sales is 21 percent, while the rest is influenced by other variables not examined in this study

    Melirik Dinamika Cryptocurrency dengan Pendekatan Ushul Fiqih

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    Cryptocurrency is a digital or virtual currency, which does not have a physical form like fiat money. This crypto currency can only be used through devices such as PCs, laptops, smartphones and other devices that connected to the internet. There are several advantages in a crypto system that uses blockchain system, such as transaction security, convenience, speed and can be used across countries and continents, however cryptocurrency which is currently circulating also still have weaknesses, including there is no supervisory authority, even many countries have disagreements over the legality of this cryptocurrency. The debate about pro and contra regarding to the use of cryptocurrency becomes dynamics among the experts including the scholars who have study from Islamic point of view. This reseach aims to examine the dynamics of using cryptocurrency from ushul fiqh point of view, where the methods which used in this research are al-qur’an, al-Hadits, Qiyas and Sad-Adzariyah. Basically the use of cryptocurrency is allowed to meet cetain conditions that is by removing batil elements as in Quran surah An-Nisa verse 29, those batil elements are gharar and mayshir. Moreover, cryptocurrency must also has clear legality in a country for security in their use
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