2,953 research outputs found

    Group life insurance in Kuwait : problems and prospects

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    The Kuwaiti government obliged firms to cover part of employee's risks through legislation in 1965 and 1977. Employers should cover risks as death or job injury due to or during work. This had affected the group life insurance (GLI) market. The thesis examines the economics of this market. Problem of choosing the right life table with respect to Kuwaiti mortality rates is tested. The efficiency of using English life tables to estimate mortality rates in Kuwait GLI market is examined. The effects of GLI underwriters on the market are investigated. The Social Security Services (SSS) are offered for Kuwaitis only, Non-Kuwaitis face more economical insecurity than Kuwaitis do. Therefore, the demand for employees' group investment plan to cover future security facing Kuwaiti and non-Kuwaiti workers, in particular, is also considered. The thesis suggests several methods to solve the problems facing the Kuwait GLI market. Kuwaiti Mortality rates are estimated using data from both the Social Security Association (SSA) and a sample of term group life insurees to be compared with English and American life tables. Methods of avoiding lack of information, adverse selection, and moral hazard in Kuwait GLI market are proposed. Finally, the advantages of introducing group investment plan are examined, and it was shown that these could alleviate SSS problems. Use of group investment plan should reduce the cost of the SSS for Kuwaitis, secure part of Non-Kuwaitis risks, and assist insurers to avoid or reduce their economic problems

    Polynomial Identities, Indices, and Duality for the N=1 Superconformal Model SM(2,4\nu)

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    We prove polynomial identities for the N=1 superconformal model SM(2,4\nu) which generalize and extend the known Fermi/Bose character identities. Our proof uses the q-trinomial coefficients of Andrews and Baxter on the bosonic side and a recently introduced very general method of producing recursion relations for q-series on the fermionic side. We use these polynomials to demonstrate a dual relation under q \rightarrow q^{-1} between SM(2,4\nu) and M(2\nu-1,4\nu). We also introduce a generalization of the Witten index which is expressible in terms of the Rogers false theta functions.Comment: 41 pages, harvmac, no figures; new identities, proofs and comments added; misprints eliminate

    Radon Potential, Geologic Formations, and Lung Cancer Risk

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    OBJECTIVE: Exposure to radon is associated with approximately 10% of U.S. lung cancer cases. Geologic rock units have varying concentrations of uranium, producing fluctuating amounts of radon. This exploratory study examined the spatial and statistical associations between radon values and geological formations to illustrate potential population-level lung cancer risk from radon exposure. METHOD: This was a secondary data analysis of observed radon values collected in 1987 from homes (N = 309) in Kentucky and geologic rock formation data from the Kentucky Geological Survey. Radon value locations were plotted on digital geologic maps using ArcGIS and linked to specific geologic map units. Each map unit represented a package of different types of rock (e.g., limestone and/or shale). Log-transformed radon values and geologic formation categories were compared using one-way analysis of variance. RESULTS: Observed radon levels varied significantly by geologic formation category. Of the 14 geologic formation categories in north central Kentucky, four were associated with median radon levels, ranging from 8.10 to 2.75 pCi/L. CONCLUSION: Radon potential maps that account for geologic factors and observed radon values may be superior to using observed radon values only. Knowing radon-prone areas could help target population-based lung cancer prevention interventions given the inequities that exist related to radon

    Critical phenomena: 150 years since Cagniard de la Tour

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    Critical phenomena were discovered by Cagniard de la Tour in 1822, who died 150 years ago. In order to mark this anniversary, the context and the early history of his discovery is reviewed. We then follow with a brief sketch of the history of critical phenomena, indicating the main lines of development until the present date. Os fen\'omenos cr\'{\i}ticos foram descobertos pelo Cagniard de la Tour em Paris em 1822. Para comemorar os 150 anos da sua morte, o contexto e a hist\'oria initial da sua descoberta \'e contada. Conseguimos com uma descri\c{c}\~ao breve da hist\'oria dos fen\'emenos cr\'{\i}ticos, indicando as linhas principais do desenvolvimento at\'e o presente.Comment: Latex2e, 8 pp, 3 eps figures include
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