Micro-insurance through corporate-NGO partnerships in West Bengal : opportunities and constraints

This Practical Note examines the nascent micro-insurance sector in West Bengal, paying particular attention to the corporate- NGO partnership model for micro-insurance distribution,which has been enabled by India's unique regulatory framework. We challenge the popularconstruction of this model as a 'win - win' for all parties by analysing conflicting understandings of micro-insurance schemes and their purposes by insurance companies, NGOs, and poorvillagers. The article also considers the role of the specific political context of West Bengal inconstricting corporate- NGO micro-insuranc

RX J1643.7+3402: a new bright cataclysmic variable

We report the discovery of a new bright (V$\sim$12.6) cataclysmic variable star identified with the ROSAT X-ray source RX J1643.7+3402. Spectroscopic and photometric observations show it to be a novalike variable sharing some of the characteristics of the SW Sex sub-class of novalike CVs. The spectroscopic period may be either 2\fh575 or 2\fh885, within the period "gap." A photometric modulation with a probable period of 2\fh595 and an amplitude of $\sim$ 0.1 mag in V is present on most nights and could be either a "positive" or a "negative" superhump modulation (depending on the exact spectroscopic period), indicating the presence of a precessing accretion disk in this system. Rapid variations of 0.1 to 0.2 mag amplitude in V repeat with a time scale of $\sim$ 15 min

Molecular gas in QSO host galaxies

We present the results of a survey for CO line emission from a sample of nearby QSO hosts taken from the Hamburg/ESO survey (HES) and the Veron-Cetty and Veron quasar catalogue. From a total of 39 observed sources we clearly detected 5 objects with >10sigma signals (HE 0108-4743, HE 0224-2834, J035818.7-612407, HE 1029-1831, HE 2211-3903). Further 6 sources show marginal detections on the 2sigma level.Comment: 4 pages, 1 figure, submitted to "QSO Hosts: Evolution and Environment", P.D. Barthel, D.B. Sanders, eds., August 2005, Leiden University (The Netherlands), New Astr. Re

Optically bright Active Galactic Nuclei in the ROSAT-Faint Source Catalogue

To build a large, optically bright, X-ray selected AGN sample we have correlated the ROSAT-FSC catalogue of X-ray sources with the USNO catalogue limited to objects brighter than O=16.5 and then with the APS database. Each of the 3,212 coincidences was classified using the slitless Hamburg spectra. 493 objects were found to be extended and 2,719 starlike. Using both the extended objects and the galaxies known from published catalogues we built up a sample of 185 galaxies with O_APS < 17.0 mag, which are high-probability counterparts of RASS-FSC X-ray sources. 130 galaxies have a redshift from the literature and for another 34 we obtained new spectra. The fraction of Seyfert galaxies in this sample is 20 %. To select a corresponding sample of 144 high-probability counterparts among the starlike sources we searched for very blue objects in an APS-based color-magnitude diagram. Forty-one were already known AGN and for another 91 objects we obtained new spectra, yielding 42 new AGN, increasing their number in the sample to 83. This confirms that surveys of bright QSOs are still significantly incomplete. On the other hand we find that, at a flux limit of 0.02 count /-1 and at this magnitude, only 40 % of all QSOs are detected by ROSAT.Comment: 17 pages, 16 figures, accepted by A&

The Double Quasar Q2138-431: Lensing by a Dark Galaxy?

We report the discovery of a new gravitational lens candidate Q2138-431AB, comprising two quasar images at a redshift of 1.641 separated by 4.5 arcsecs. The spectra of the two images are very similar, and the redshifts agree to better than 115 km.sec$^{-1}$. The two images have magnitudes $B_J = 19.8$ and $B_J = 21.0$, and in spite of a deep search and image subtraction procedure, no lensing galaxy has been found with $R < 23.8$. Modelling of the system configuration implies that the mass-to-light ratio of any lensing galaxy is likely to be around $1000 M_{\odot}/L_{\odot}$, with an absolute lower limit of $200 M_{\odot}/L_{\odot}$ for an Einstein-de Sitter universe. We conclude that the most likely explanation of the observations is gravitational lensing by a dark galaxy, although it is possible we are seeing a binary quasar.Comment: 17 pages (Latex), 8 postscript figures included, accepted by MNRA

A Near-Infrared Template Derived from I Zw 1 for the FeII Emission in Active Galaxies

In AGN spectra, a series of FeII multiplets form a pseudo-continuum that extends from the ultraviolet to the near-infrared (NIR). This emission is believed to originate in the Broad Line Region (BLR), and it has been known for a long time that pure photoionization fails to reproduce it in the most extreme cases, as does the collisional-excitation alone. The most recent models by Sigut & Pradhan (2003) include details of the FeII ion microphysics and cover a wide range in ionization parameter log U_ion= (-3.0 -> -1.3) and density log n_H = (9.6 -> 12.6). With the aid of such models and a spectral synthesis approach, we study for the first time in detail the NIR emission of I Zw 1. The main goals are to confirm the role played by Ly\alpha-fluorescence mechanisms in the production of the FeII spectrum and to construct the first semi-empirical NIR FeII template that best represents this emission and can be used to subtract it in other sources. A good overall match between the observed FeII+MgII features with those predicted by the best fitted model is obtained, corroborating the Ly\alpha-fluorescence as a key process to understand the FeII spectrum. The best model is then adjusted by applying a deconvolution method on the observed FeII+MgII spectrum. The derived semi-empirical template is then fitted to the spectrum of Ark 564, suitably reproducing its observed FeII+MgII emission. Our approach extends the current set of available FeII templates into the NIR region.Comment: 47 pages, 5 tables, 12 figures. Accepted for publication in The Astrophysical Journa

Cyanine platelet single crystals: Growth, crystal structure and optical spectra

© the Owner Societies. Crystalline organic semiconducting materials are much in demand for multiple electronic and optoelectronic device applications. Here, solution grown ultrathin rhombic crystals of a trimethine carbocyanine anionic dye are used to establish relationships between structural and optical properties. The dye crystallized in the monoclinic space group P21/c featuring alternating layers of molecules in two different herringbone type patterns, with perchlorate counterions located mostly within one of the two layers. Micro transmittance spectroscopy revealed a broadened spectrum compared to those obtained in solution and in an amorphous thin film. Using polarized light, transmission spectroscopy revealed strong low-energy and weak high-energy bands polarized along the crystallographic b- and c-axis, respectively. Using the extended dipole approximation, significant exciton couplings are predicted between neighboring molecules in the crystal, of the order of the intrinsic monomer reorganization energies associated with nuclear relaxation after excitation, depicting a complex spectral scenario. The exciton coupling pattern explains the relative energies of the b- and c-polarized components but the observed intensities are opposite to expectations based on chromophore alignment within the crystal

Missing baryons and the soft X-ray background

The X-ray background intensity around Lick count galaxies and rich clusters of galaxies is investigated in three ROSAT energy bands. It is found that the X-ray enhancements surrounding concentrations of galaxies exhibit significantly softer spectrum than the standard cluster emission and the average extragalactic background. The diffuse soft emission accompanying the galaxies is consistent with the thermal emission of the hot gas postulated first by the Cen & Ostriker hydrodynamic simulations. Our estimates of the gas temperature - although subject to large uncertainties - averaged over several Mpc scales are below 1 keV, which is substantially below the temperature of the intra-cluster gas, but consistent with temperatures predicted for the local intergalactic medium. It is pointed out that the planned ROSITA mission would be essential for our understanding of the diffuse thermal component of the background.Comment: AA accepted, 6 pages, incl. 4 figure

Deep optical spectroscopy of extended Lyman alpha emission around three radio-quiet z=4.5 quasars

We report the first results of a spectroscopic search for Lyman alpha, envelopes around three z=4.5 radio-quiet quasars. Our observational strategy uses the FORS2 spectrograph attached to the UT1 of the Very Large Telescope (VLT) in the multi-slit mode. This allows us to observe simultaneously the quasars and several PSF stars. The spectra of the latter are used to remove the point-like quasar from the data, and to unveil the faint underlying Lyman alpha, envelopes associated with the quasars with unprecedented depth. We clearly detect an envelope around two of the three quasars. These envelopes measure respectively 10" and 13" in extent (i.e. 67 kpc and 87 kpc). This is 5 to 10 times larger than predicted by the models of Haiman & Rees (2001) and up to 100 times fainter. Our observations better agree with models involing a clumpy envelope as in Alam & Miralda-Escude (2002) or Chelouche et al. (2008). We find that the brighter quasars also have the brighter envelopes but that the extend of the envelopes does not depend on the quasar luminosity. Although our results are based on only two objects with a detected Lyman alpha, envelope, the quality of the spatial deblending of the spectra lends considerable hope to estimate the luminosity function and surface brightness profiles of high redshift Lyman alpha, envelopes down to F= 2-3 10^{-21} erg/s/cm^2/A. We find that the best strategy to carry out such a project is to obtain both narrow-band images and deep slit-spectra.Comment: 8 pages, 5 figures, submitted to A&