Fatores de Risco e o Spread Bancário no Brasil

This work analyzes the determinants of the banking interest rate margin in Brazil from 2001 to 2004. Based on the Ho and Saunders' (1981) theoretical model, we verify the impacts of risk factors - interest-rate risk and default risk - and administrative costs over the banking interest rate margin charged. We used panel data to the bank-level variables and we applied the methodology proposed by Chamberlain (1982) for models with non-observed individual characteristics. The main conclusions are: (i) default risk, interest-rate risk and administrative costs have positive effects over the interest rate margin; (ii) beside this factors, there are other characteristics that have a significant impact over the interest rate margin, e.g. the liquidity level of the bank, the market-share and the banking services revenues; and (iii) the Chamberlain's methodology shows considerable efficiency gains relative to the 'fixed-effects' estimation in this sample.

Risk Management in Scrum Projects: A Bibliometric Study

This article presents a bibliometric study of Risk Management in Scrum Projects. It was carried out an analysis involving the ISI Web of Knowledge and Scopus databases, identifying the main authors, countries and periodicals. It also identified the most cited authors by the analyzed articles, in addition to the keywords most frequently cited. These analyzes were performed using the reference maps, which were generated by CiteSpace® software, which offers a set of features to support bibliometrics. The objective was to identify the current scenario research of Risk Management applied in Scrum Projects in order to offer a consistent basis of information to researchers. The research verified that, despite the importance of the research topic, few scientific studies have been identified, which brings the need for new researches on the subject

Availability of pediatric and neonatal intensive care units in the city of São Paulo

OBJECTIVE: To describe the health care service provided in pediatric intensive care units in the city of São Paulo, by identifying and describing the units and analyzing their geographic distribution. METHODS: A descriptive cross-sectional study was carried out during a two-year period (August 2000 to July 2002). Data were collected through questionnaires answered by medical directors of each pediatric and neonatal intensive care unit. RESULTS: São Paulo is served by 107 pediatric and neonatal intensive care units, of which 85 (79.4%) completed and returned the questionnaire. We found a very unequal distribution of units as there were more units in places with the least pediatric population. Regarding to pediatric intensive care units specialization, 7% were pediatric, 41.2% were neonatal and 51.7% were mixed (pediatric and neonatal). Regarding hospital funds, 15.3% were associated with philanthropic institutions, 37.6% were private and 47% were public. A total of 1,067 beds were identified, of which 969 were active. The ratio bed/patient aged 0-14 was 1/2,728, varying from 1/604 at health districts - I to 1/6,812 at health districts - III. The units reported an average of 11.7 beds (2 to 60). The neonatal intensive care unit had a median of 16.9 beds per unit and pediatric intensive care units a median of 8.5 beds/unit. CONCLUSION: In São Paulo, we found an uneven distribution of pediatric and neonatal intensive care units among the health districts. There was also an uneven distribution between public and private units, and neonatal and pediatric ones. The current report is the first step in the effort to improve the quality of medical assistance in pediatric and neonatal intensive care units in São Paulo.OBJETIVO: Caracterizar a assistência de saúde prestada em tratamento intensivo pediátrico e neonatal no município de São Paulo através da identificação, descrição e distribuição geográfica das unidades. MÉTODOS: Estudo descritivo, tipo transversal, onde foram estudadas as unidades de terapia intensiva pediátrica e neonatal do município de São Paulo, no período de agosto de 2000 a julho de 2002. A coleta dos dados foi realizada por meio de questionário preenchido pelo coordenador médico de cada unidade. RESULTADOS: Foram listadas 107 unidades de terapia intensiva pediátricas e neonatais no município de São Paulo. Oitenta e cinco (79,4%) unidades forneceram os dados, constituindo a população de estudo. Observou-se maior número de unidades de terapia intensiva em Núcleos Regionais de Saúde com menor população pediátrica. Quanto à faixa etária, 7% eram exclusivamente pediátricas, 41,2% neonatais, e 51,7% mistas. Em relação ao mantenedor: 47% eram públicas, 37,6% privadas, e 15,3% filantrópicas. Identificamos 1.067 leitos, estando 969 em atividade. A razão leito/paciente de 0 a 14 anos foi de 1:2.728, variando de 1:604 (Núcleo Regional de Saúde - I) a 1:6.812 (Núcleo Regional de Saúde - III). O número de leitos por unidade variou de 2 a 60, com média de 11,7 (unidades de terapia intensiva neonatais: 16,9; mistas: 8,5). CONCLUSÃO: No município de São Paulo, observou-se uma distribuição desproporcional das unidades de terapia intensiva pediátrica e neonatal entre os cinco Núcleos Regionais de Saúde. Houve também uma distribuição desproporcional entre unidades de terapia intensiva públicas e privadas e entre neonatais e pediátricas. Esse estudo foi o primeiro esforço na busca por melhor qualidade na assistência intensiva pediátrica e neonatal no município de São Paulo.Universidade de São Paulo Faculdade de MedicinaUniversidade Federal de São Paulo (UNIFESP) Departamento de PediatriaUniversidade de São Paulo Hospital Universitário Unidade de Terapia Intensiva PediátricaUNIFESP, Depto. de PediatriaSciEL

Risk Management in Scrum Projects: A Bibliometric Study

This article presents a bibliometric study of Risk Management in Scrum Projects. It was carried out an analysis involving the ISI Web of Knowledge and Scopus databases, identifying the main authors, countries and periodicals. It also identified the most cited authors by the analyzed articles, in addition to the keywords most frequently cited. These analyzes were performed using the reference maps, which were generated by CiteSpace® software, which offers a set of features to support bibliometrics. The objective was to identify the current scenario research of Risk Management applied in Scrum Projects in order to offer a consistent basis of information to researchers. The research verified that, despite the importance of the research topic, few scientific studies have been identified, which brings the need for new researches on the subject

Early colonization pattern of maize (Zea mays L. Poales, Poaceae) roots by Herbaspirillum seropedicae (Burkholderiales, Oxalobacteraceae)

The bacterium Herbaspirillum seropedicae is an endophytic diazotroph found in several plants, including economically important poaceous species. However, the mechanisms involved in the interaction between H. seropedicae and these plants are not completely characterized. We investigated the attachment of Herbaspirillum to maize roots and the invasion of the roots by this bacterium using H. seropedicae strain SMR1 transformed with the suicide plasmid pUTKandsRed, which carries a mini-Tn5 transposon containing the gene for the Discosoma red fluorescent protein (Dsred) constitutively expressed together with the kanamycin resistance gene. Integration of the mini-Tn5 into the bacterial chromosome yielded the mutant H. seropedicae strain RAM4 which was capable of expressing Dsred and could be observed on and inside fresh maize root samples. Confocal microscopy of maize roots inoculated with H. seropedicae three days after germination showed that H. seropedicae cell were attached to the root surface 30 min after inoculation, were visible in the internal tissues after twenty-four hours and in the endodermis, the central cylinder and xylem after three days

Spatial variability of the physical attributes and the productivity in a distrophic Latosolo of Cascavel - PR, region

Through geostatistics techniques, contour maps, were produced by interpolation using ordinary kriging, representing the spatial variability of the physical attributes; soil density [kg dm-3], soil water [g g-1] and penetration resistance [MPa] in the 0-10, 10-20 and 20-30 cm of depth, besides the soy bean productivity [t ha-1]. Soil attributes and yield data, derived from an unaligned stratified systematic sampling scheme, subdivided in portions with localized management (CML) and without localized management (SML) for the agricultural year 1998/99. The productivity maps in general presented a similar variability standard for the distribution in the non responding area as well as in the area with different chemical treatments applied in the CML plots. Where as the physical attributes presented a similar behavior for the two methods of management. Amongst the physical attributes studied, the penetration resistance in the 0-10 cm of depth was the variable which was best correlated with the productivity.Através de técnicas de geoestatística foram confeccionados mapas de contorno, produzidos por interpolação através da krigagem ordinária representando, desta forma, a variabilidade espacial dos atributos físicos densidade do solo [kg dm-3], teor de água do solo [g g-1] e resistência mecânica a penetração [MPa] nas camadas de 0-10,10-20 e 20-30 cm de profundidade, além da produtividade de soja [t ha-1]. Os atributos do solo e a produtividade se derivaram de um plano de amostragem estratificada sistemática desalinhada, do ano agrícola 1998/99, subdividido em parcelas sem manejo localizado (SML) e parcelas com manejo localizado (CML). De maneira geral, os mapas de produtividade apresentaram um padrão de variabilidade semelhante quanto à distribuição na área não respondendo, assim, ao tratamento químico diferenciado aplicado nas parcelas CML; já os atributos físicos mostraram comportamento semelhante para os dois métodos de cultivo. Dentre os atributos físicos estudados, a resistência à penetração na camada 0-10 cm de profundidade foi a variável que melhor se correlacionou com a produtividade.21221

Microbiota no trato digestivo em voluntários saudáveis

PURPOSE: The aim of this study was to standardize the methods of sample collection of mucus from the digestive tract and to determine the microbiota in healthy volunteers from Brazil, collecting samples from the mouth, esophagus, stomach, duodenum, jejunum, ileum, colon, and rectum. METHODS: Microbiota of selected healthy volunteers from the oral cavity (n=10), the esophagus (n=10), the upper digestive tract (n=20), and the lower digestive tract (n=24) were evaluated through distinct collection methods. Collection methods took into account the different sites, using basic scraping and swabbing techniques, stimulated saliva from the oral cavity, irrigation-aspiration with sterile catheters especially designed for the esophagus, a probe especially designed for upper digestive tract, and a special catheter for the lower digestive tract. RESULTS: (i) Mixed microbiota were identified in the oral cavity, predominantly Gram-positive aerobic and anaerobic cocci; (ii) transitional flora mainly in the esophagus; (iii) Veillonella sp, Lactobacillus sp, and Clostridium sp in the stomach and duodenum; (iv) in the jejunum and upper ileum, we observed Bacteroides sp, Proteus sp, and Staphylococcus sp, in addition to Veillonella sp; (v) in the colon, the presence of "nonpathogenic" anaerobic bacteria Veillonella sp (average 10(5) UFC) indicates the existence of a low oxidation-reduction potential environment, which suggests the possibility of adoption of these bacteria as biological markers of total digestive tract health. CONCLUSIONS: The collection methods were efficient in obtaining adequate samples from each segment of the total digestive tract to reveal the normal microbiota. These procedures are safe and easily reproducible for microbiological studies.OBJETIVO: Padronizar os métodos de coleta do muco do trato digestivo e determinar a microbiota, em voluntários saudáveis no Brasil, coletando amostras da boca, esôfago, estômago, duodeno, jejunos e íleo, cólons e reto. MÉTODOS: A microbiota de voluntários saudáveis foi avaliada através de diferentes métodos de coleta: cavidade oral (n=10 voluntários), do esôfago (n=10), do trato digestivo alto (n=20) e do trato digestivo baixo (n=24). Métodos de coleta foram adotados em cada sítio restrito, usando derramar saliva, técnica de esfregar a mucosa e saliva estimulada da cavidade oral, irrigação-aspiração, cateteres específicos designados para o esôfago, sonda especial para o trato digestivo alto e cateteres especiais para o trato digestivo baixo. RESULTADOS: Identificados: (i) na cavidade oral, microbiota mista, predominando cocos aeróbios e anaeróbios Gram positivos; (ii) no esôfago, flora transitória; (iii) no estômago e duodeno, Veillonella sp, Lactobacillus sp and Clostridium sp; (iv) no jejuno e íleo proximal, Bacteróides sp, Proteus sp and Staphilococcus sp, além da Veillonella sp ; (v) no colon, foi revelada a presença "não patogênica" da bactéria anaeróbica Veillonella sp numa concentração média de 10(5) unidades formadoras de colônia, indicando um meio de baixo potencial de oxido-redução e a possibilidade de se conceituar esta bactéria como um marcador biológico do trato digestivo total em sadios. CONCLUSÃO: Estes métodos de coleta foram considerados eficientes para obtenção adequada de amostra em cada segmento do trato digestivo total para caracterizar a microbiota normal. Estes procedimentos são seguros e facilmente reprodutível para estudo microbiológico