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Securitization, bank behaviour and financial stability: A systematic review of the recent empirical literature
We systematically review the recent empirical literature to investigate whether and how securitization influences bank behaviour and its implication on financial stability. We find that, in the years preceding the 2007–2009 financial crisis, banks with higher credit and market risk were more likely to securitize assets. Banks became riskier and increased systemic risk as they took advantage of securitization in order to obtain capital relief. There is robust evidence indicating that mortgage securitization led to a deterioration in bank lending standards via weaker screening, lower denial rates, and misreporting of credit quality. For corporate loan securitization, the empirical findings on lax bank lending are inconclusive. However, it is evident that securitization resulted in poorer ex-post bank monitoring of corporate borrowers. Even though Europe is the second largest securitization market, there is a dearth of evidence on the impact of securitization on European banks' lending behaviour. Research is also very limited on the post-crisis regulatory incentive aligning mechanisms such as the risk retention requirements and the credit ratings reform. Finally, evidence on securitization activity in emerging markets, such as Latin America and China, where securitization volumes have been increasing recently, is relatively non-existent
Substrate-induced band gap opening in epitaxial graphene
Graphene has shown great application potentials as the host material for next
generation electronic devices. However, despite its intriguing properties, one
of the biggest hurdles for graphene to be useful as an electronic material is
its lacking of an energy gap in the electronic spectra. This, for example,
prevents the use of graphene in making transistors. Although several proposals
have been made to open a gap in graphene's electronic spectra, they all require
complex engineering of the graphene layer. Here we show that when graphene is
epitaxially grown on the SiC substrate, a gap of ~ 0.26 is produced. This gap
decreases as the sample thickness increases and eventually approaches zero when
the number of layers exceeds four. We propose that the origin of this gap is
the breaking of sublattice symmetry owing to the graphene-substrate
interaction. We believe our results highlight a promising direction for band
gap engineering of graphene.Comment: 10 pages, 4 figures; updated reference
Electromagnetic performances and main parameter sensitivity effect on unbalance magnetic flux in a New Single‑Phase FEFSM with segmental rotor
Three-phase field excitation flux switching motor (FEFSM) with salient rotor structure has been introduced with their advantages
of rotor easy temperature elimination and controllable FEC magnetic flux. Yet, the salient rotor structure is found to
lead a longer magnetic flux path between stator and rotor parts, producing a weak flux linkage along with low torque performances.
Hence, a new structure of single-phase FEFSM using segmental rotor with non-overlap windings is proposed with
advantages of shorter magnetic flux path, light weight and robust rotor structure. Analysis on fundamental magnetic flux
characteristics, armature and FEC magnetic flux linkages, cogging torque, back-Emf, various torque capabilities, refinement
of unbalance magnetic flux, and torque-power versus speed characteristics are conducted using 2D FEA through JMAG
Designer version 15. The results show that magnetic flux amplitude ratio has been improved by 41.2% while the highest
torque and power achieved are 1.45 Nm and 343.8 W, respectively
Gap modification of atomically thin boron nitride by phonon mediated interactions
A theory is presented for the modification of bandgaps in atomically thin
boron nitride (BN) by attractive interactions mediated through phonons in a
polarizable substrate, or in the BN plane. Gap equations are solved, and gap
enhancements are found to range up to 70% for dimensionless electron-phonon
coupling \lambda=1, indicating that a proportion of the measured BN bandgap may
have a phonon origin
Tectonic affinity of the west Qinling terrane (central China): North China or Yangtze?
[33] Neogene (̃14 Ma) basaltic magmatism has occurred in west Qinling, at the northeastern corner of the Tibetan Plateau. Furthermore, U-Pb ages and Hf isotopic data of xenocrystic zircons indicate that the unexposed Neoarchean (2.7-2.5 Ga) basement beneath the Phanerozoic outcrops in west Qinling has affinities with the southern margin of the north China block. The basement has a complex evolution, including the addition of juvenile mantle material at ̃2.7- 2.4 Ga and 1.1-0.8 Ga and reworking at ̃1.8 Ga and possibly at 1.4 Ga. Phanerozoic thermal events at 320-300 Ma, 230 Ma, and 160 Ma also have affected the basement. We interpret the west Qinling orogenic terrane as originally separated from the north China block, joined to the northern Yangtze block during the Meso-Neoproterozoic, and finally involved in the northward subduction and collision of the Yangtze block in the Paleozoic and early Mesozoic and subsequent lithospheric extension in the Jurassic. © 2010 by the American Geophysical Union.published_or_final_versio
The existence of global weak solutions for a weakly dissipative Camassa-Holm equation in H1(R)
The existence of global weak solutions to the Cauchy problem for a weakly dissipative Camassa-Holm equation is established in the space C([0,∞)×R)nL∞([0,∞);H1(R)) under the assumption that the initial value u 0 (x) only belongs to the space H 1 (R) . The limit of viscous approximations, a one-sided super bound estimate and a space-time higher-norm estimate for the equation are established to prove the existence of the global weak solution
Giant schwannoma of thoracic vertebra: A case report
BACKGROUND,It is relatively rare for schwannomas to invade bone, but it is very rare for a large,mass to form concurrently in the paravertebral region. Surgical resection is the,only effective treatment. Because of the extensive tumor involvement and the,many important surrounding structures, the tumor needs to be fully exposed.,Most of the tumors are completely removed by posterior combined open-heart,surgery to relieve spinal cord compression, restore the stability of the spine and,maximize the recovery of nerve and spinal cord function. The main objective of,this article is to present a schwannoma that had invaded the T5 and T6 vertebral,bodies and formed a large paravertebral mass with simultaneous invasion of the,spinal canal and compression of the spinal cord.,CASE SUMMARY,A 40-year-old female suffered from intermittent chest and back pain for 8 years.,Computed tomography and magnetic resonance imaging scans showed a,paravertebral tumor of approximately 86 mm × 109 mm × 116 mm, where the,adjacent T5 and T6 vertebral bodies were invaded by the tumor, the right intervertebral,foramen was enlarged, and the tumor had invaded the spinal canal to,compress the thoracic medulla. The preoperative puncture biopsy diagnosed a,benign schwannoma. Complete resection of the tumor was achieved by a two-step,operation. In the first step, the thoracic surgeon adopted a lateral approach to,separate the thoracic tumor from the lung. In the second step, a spine surgeon,performed a posterior midline approach to dissect the tumor from the vertebral,junction through removal of the tumor from the posterior side and further,resection of the entire T5 and T6 vertebral bodies. The large bone defect was,reconstructed with titanium mesh, and the posterior root arch was nail-fixed. Due,to the large amount of intraoperative bleeding, we performed tumor angioembolization,before surgery to reduce and avoid large intraoperative bleeding. The,postoperative diagnosis of benign schwannoma was confirmed by histochemical,examination. There was no sign of tumor recurrence or spinal instability during,the 2-year follow-up.,CONCLUSION,Giant schwannoma is uncommon. In this case, a complete surgical resection of a,giant thoracic nerve sheath tumor that invaded part of the vertebral body and,compressed the spinal cord was safe and effective
Transitional care for a patient with chronic obstructive pulmonary disease
2011-2012 > Academic research: refereed > Publication in refereed journalVersion of RecordPublishe
Transition Structure Between Coaxial Cable and Dielectric Rod Waveguide in Microwave Frequency
The dielectric waveguide in THz and millimeter circuit is widely researched. However, it is rarely researched in a microwave frequency. In this article, a dielectric rod waveguide (DRW) is proposed with low transmission loss in microwave frequency. For the purpose of impedance matching, a transition section composed of the metal-coated dielectric cavity, and a dielectric horn is presented to match the impedance between the coaxial cable and the dielectric rod waveguide. Finally, the dielectric rod waveguide and the transition section have been fabricated for experimental verification. To obtain the propagation constant of the DRW, the thru-line (TL) calibration is used in measurement. The simulation and measurement results show an effective conversion between the coaxial cable and the dielectric rod waveguide
Antenatal atazanavir: a retrospective analysis of pregnancies exposed to atazanavir.
INTRODUCTION: There are few data regarding the tolerability, safety, or efficacy of antenatal atazanavir. We report our clinical experience of atazanavir use in pregnancy.
METHODS: A retrospective medical records review of atazanavir-exposed pregnancies in 12 London centres between 2004 and 2010.
RESULTS: There were 145 pregnancies in 135 women: 89 conceived whilst taking atazanavir-based combination antiretroviral therapy (cART), "preconception" atazanavir exposure; 27 started atazanavir-based cART as "first-line" during the pregnancy; and 29 "switched" to an atazanavir-based regimen from another cART regimen during pregnancy. Gastrointestinal intolerance requiring atazanavir cessation occurred in five pregnancies. Self-limiting, new-onset transaminitis was most common in first-line use, occurring in 11.0%. Atazanavir was commenced in five switch pregnancies in the presence of transaminitis, two of which discontinued atazanavir with persistent transaminitis. HIV-VL < 50 copies/mL was achieved in 89.3% preconception, 56.5% first-line, and 72.0% switch exposures. Singleton preterm delivery (<37 weeks) occurred in 11.7% preconception, 9.1% first-line, and 7.7% switch exposures. Four infants required phototherapy. There was one mother-to-child transmission in a poorly adherent woman.
CONCLUSIONS: These data suggest that atazanavir is well tolerated and can be safely prescribed as a component of combination antiretroviral therapy in pregnancy
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