Inovasi Percepatan Perizinan Pembangunan Perumahan Masyarakat Berpenghasilan Rendah (MBR) di Daerah

Part of the main matter of people's welfare is the fulfillment of housing needs Housing development is one of the important things in the regional development strategy, which involves broad aspects in the field of population, and is closely related to economic development and social life in the framework of strengthening national security. Considering the provision of housing is a basic right of the community, the government becomes the leader and prioritizes the priority of fulfilling its needs for the community, especially citizens with low income. The increase in house prices which is higher than the average inflation rate in Indonesia is one of the causes of the high housing backlog. This condition severely shock low income society or young families whose family economic growth was below the inflation rate. The Regional Government has a big role in the success of the policy, especially so that a million home national programs can reach the target by the end of the Medium-Term Development Plan 2019. The Economic Policy Package XIII (Paket Kebijakan Ekonomi XIII) that was issued by the Government some time ago regarding Housing for Low Income Society (MBR) is in line with the National Program for the Development of 1 (One) Million Houses. Through the Economic Policy Package, the government bring out a Government Regulation that simplified the number and timing of permits by removing or reducing various permits and recommendations for building MBR houses from as many as 33 permits and stages, to 11 permits and recommendations. With the reduction of the stages, the time for the construction of the MBR that has averaged 769-981 days can be accelerated to 44 days

The perceptions of TESL teacher trainees towards the effectiveness of microteaching subject (SPA 2001) in preparing them for teaching practice

Microteaching is a subject that helps teacher trainees in practicing their knowledge and skills of teaching to prepare themselves for teaching practice. In relation to this, a study was conducted to investigate the perceptions of UTM’s TESL teacher trainees towards the effectiveness of microteaching subject (SPA 2001) in preparing them for teaching practice. A total of 39 TESL teacher trainees were selected to be the respondents of this study. The instruments used in this study were questionnaire and interview. The questionnaire was adapted from previous studies done by Ngui Kuan Sang (1982/1983) and McGarvey and Swallow (1986). Interviews were also carried out on 4 respondents to gain further insight on the topic of this study. Data were analyzed descriptively using Statistic Package for Social Science (SPSS) version 16. The overall findings of the study show that the TESL teacher trainees perceived microteaching subject as effective in preparing them for teaching practice. However, there were problems faced by the trainees during teaching practice especially in handling students and teaching situations. Furthermore, the findings also revealed that the respondents highly valued the feedbacks given by their supervisor, peers and cooperative teacher. Finally, suggestions were also given on how to improve the microteaching subject for the benefit of TESL teacher trainees

Growth and Demographic Change: Do Environmental Factors Matter?

We incorporate health-damaging pollution into a three period overlapping generations model in which life expectancy, fertility and economic growth are all endogenous. We show that environmental factors can cause significant changes to the economy’s demographics. In particular, the entrepreneurial choice of less polluting production processes, induced by environmental policy, can account for such demographic changes as higher longevity and lower fertility rates.Economic growth; Pollution; Demography

Endogenous Fertility in a Growth Model with Public and Private Health Expenditures

We build an overlapping generations model with endogenous fertility choices as well as public and private expenditures on health. We find that the complementary effect of public health services on private health expenditures can provide an additional explanation behind a salient feature of demographic transition; that is, the fertility decline along the process of economic growth.Fertility; Economic growth; Health expenditures

Why Government Policies Can’t Be Optimization in Providing Housing for Low-Income Communities?

The government in Indonesia makes various policies to handle the issue of low income communicties (MBR) housing and reduce backlog. The implementation of housing and residential area plicies should yield better results. The authority of MBR housing affairs is also not distributed to local government, and there are overlapping policies between Law Number 23 of 2014 about regional government and Law Number 1 of 2011 about housing and residential areas. This study implements a qualitative method by using a descriptive approach that analyzes data and documents from central government agencies that carry out governement affairs concerning housing and residential areas in Indonesia and other related agencies. The results of the study show that central government cannot stand alone in housing development for low-income communities because the distribution of authority to local governments is not good. The government needs contributions from the private sector. Suppose development is handed over to the housing and residential private sectors. The contruction of housing in MBR, which has become the state’s responsibility to meet its citizens’ basic needs, will change to a business orientation, even though the government is encouraging to provide various subsidies and financing mechanisms. One of the programs from the government is FLPP, which stands for Housing Finance Liquidity Facility. The program encourages housing finance to support low-income communities. Then, proceed with the specific housing program called the One Million Houses Program, which can reduce the backlog in residential construction. The program will proceed with the Public-Private Partnership (PPP) model, which ultimately involves the private sector in developing MBR. The implication of this study is that the implementation of government affairs concerning housing and settlement areas, especially the development of housing for MBR, is fundamentally a mandatory basic service affair, a concept inconsistent with its implementation

Broadband Adoption In Malaysia

This paper tends to summarize the findings of a research program aimed at outlining the broadband adoption level by respondents at random and their opinion and satisfaction level in using the services. It is also to provide a helicopter view on the situation of broadband adoption in Malaysia and to confirm on priorities factors that need to be reviewed or provided for broadband adoption to be accelerated. Broadband internet offers potential to increase the international competitiveness and economic growth of a country by accelerating the growth and deployment of emerging electronic services including e-commerce and e-govemment. Thus, there are influencing factors that can affect broadband adoption. Influencing factors like affordability, knowledge, skill of using computer, readiness in providing broadband equipment (like modem, PC, cable etc) and the behavioural intention (purpose) in obtaining broadband service perceived to ensure the success of broadband adoption. This research is to understand on the relationship of these influencing factors with broadband adoption in Malaysia. Research via survey was conducted to understand the situations and find out the overall picture of the demographic of broadband adopters, the connectivity being used, the main purpose of using broadband, the experiences they have on using broadband and the effectiveness of current broadband provider (limited to TM only). Respondents are also expected to determine the priority level of selected factors that they think can help to ensure that broadband can be adopted effectively in Malaysia. Descriptive· analysis, cross tabulation and regression was done to determine the relationship hypothesis between behavioural intention with necessities, awareness and readiness

Earnings management and deferred tax / Rohaya Md Noor, Nor’Azam Mastuki and Zanariah Aziz

This study investigates whether firms use deferred tax expense to meet earnings targets: (1) to avoid an earnings decline and (2) to avoid a loss. The current study replicates Phillips et al. (2003)’s study, where they found evidence that firms use deferred tax expense to manage earnings. The study examines the financial statements prepared for 2001 – 2003 of firms from consumer and industrial products listed on the first and second board of Bursa Malaysia. The final sample comprises of 493 firm-years base on the deferred tax expense reports for the three-year investigation periods, after filtering the outliers at 1st and 99th percentiles. Using Burgstahler and Dichev (1997) earnings distribution approach, Healy (1985) total accruals and Modified Jones model abnormal accruals (Dechow et al., 1995), the study finds evidence that firms use deferred tax expense to avoid a loss. This study also evidenced an increasing trend of deferred tax liabilities reported by firm from 1990 – 2004. The credit balance of deferred tax liabilities means firms report book income higher than taxable income, which indicates the firms’ tax planning strategies by crystallizing their tax liabilities to the future years

Penggunaan jenaka untuk mengurangkan tekanan di tempat kerja

Kebanyakan kakitangan menghadapi masalah tekanan di tempat kerja. Pelbagai langkah untuk mengurangkan tekanan telah dijalankan oleh pihak kerajaan atau badan-badan tertentu untuk menyelesaikan masalah ini namun hasilnya masih belum memuaskan. Oleh yang demikian alternatif perlu dikenalpasti iaitu amalan jenaka untuk mengurangkan tekanan di tempat kerja kerana ia adalah ringkas, mudah dan ringan. Kajian ini akan meneroka penggunaan jenaka untuk mengurangkan tekanan di tempat kerja di kalangan kakitangan institusi pengajian tinggi awam. Kajian ini akan mengenalpasti persepesi kesan penggunaan jenaka untuk mengurangkan tekanan di tempat kerja. Kajian ini juga akan menentukan perbezaan atau perkaitan di antara tahap tekanan, sikap amalan jenaka, jenis-jenis personaliti dan angkubah demografi terpilih dengan persepsi kesan penggunaan jenaka untuk mengurangkan tekanan di tempat kerja. Kajian ini dijalankan di salah sebuah institusi pengajian tinggi awam yang terletak di antara lingkaran Koridor Raya Multimedia dan Putrajaya. Subjek kajian ini adalah terdiri daripada kakitangan kumpulan profesional dan pengurusan dan sokongan yang berkhidmat di bangunan pentadbiran institusi pengajian tinggi awam tersebut. Kaedah kajian yang digunakan ialah kaedah tinjauan iaitu dengan menggunakan satu set borang soalselidik yang mengandungi 71 soalan untuk diedarkan kepada 300 orang responden. Analisis hasil kajian adalah berdasarkan teori kelegaan (relief theory). Hasil kajian menunjukkan kebanyakan kakitangan mengalami tekanan di tempat kerja pada tahap yang sederhana. Lebih dua pertiga kakitangan mempunyai sikap amalan jenaka pada kategori yang tinggi dan persepsi kesan penggunaan jenaka untuk mengurangkan tekanan di tempat kerja yang tinggi. Ujian korelasi menunjukkan terdapat perkaitan yang signifikan di antara sikap amalan jenaka dengan persepsi kesan penggunaan jenaka untuk mengurangkan tekanan di tempat kerja. Ujian-t membuktikan terdapat perbezaan yang signifikan di antara kumpulan jawatan dengan persepsi kesan penggunaan jenaka untuk mengurangkan tekanan di tempat kerja. Manakala ujian Anova Sehala mendapati terdapat perbezaan yang signifikan di antara status perkahwinan dengan persepsi kesan penggunaan jenaka untuk mengurangkan tekanan di tempat kerja

Parallel Block Methods for Solving Ordinary Differential Equations

In this thesis, new and efficient codes are developed for solving Initial Value Problems (IVPs) of first and higher order Ordinary Differential Equations (ODEs) using variable step size. The new codes are based on the implicit multistep block methods formulae. Subsequently, a more structured and efficient algorithm comprising the block methods was constructed for solving systems of first order ODEs using variable step size and order. The new codes were then used for the parallel implementation in solving large systems of first and higher order ODEs. The sequential programs of these methods were executed on DYNIXlptx operating system. The parallel programs were run on a Sequent Symmetry SE30 parallel computer.The Cq stability in the multistep method was introduced and the focused was on the error propagation from a more practical angle. The numerical results showed that the sequential implementation of the new codes could reduce the total number of steps and execution times even when solving small systems of first and higher order ODEs compared with the 1-point method and the existing 2PBVSO code in Omar (1 999). The parallel implementation of the codes was found to be most appropriate in solving large systems of first and higher order ODEs. It was also discovered that the maximum speed up of the parallel methods improved as the dimension of the ODEs systems increased. In conclusion, the new codes developed in this thesis are suitable for solving systems of first and higher order ODE