Eagle Wallet

The COVID-19 pandemic has pushed the world towards contactless technology. With the increase of these tech innovations the advantages have become clear. Using a smart phone to pay for items is convenient and efficient. The “Eagle Wallet” Android application utilizes Radio Frequency ID (RFID)/Near Field Communications (NFC) technology so students, faculty, and staff can use their smart phone to pay for meals. The application allows users to take advantage of the University’s “Dining Dollars” discount of ten percent off posted prices as well as view progress of any meal plans purchased. The user’s login credentials are stored safely in a remote server, and bank information uses bank grade security. The future implementations for the application would be to have the application work with on campus scanners at vending machines, campus merchants, bookstore, and buildings. The less contact between people and public items the less the virus is spread on campus

The Effect of Consumer Satisfaction on Reuse Intention of Digital Wallet Services (E-Wallet) in Indonesia

In today's digital era, digital wallets are increasingly popular in Indonesia. However, only some studies still examine the factors influencing users' intention to reuse digital wallet services in Indonesia. This study aimed to examine the effect of consumer satisfaction on the intention to reuse digital wallet services (e-wallet). A total of 354 digital wallet users in Indonesia were selected as research subjects using a purposive sampling method to collect data on consumer satisfaction and intention to reuse digital wallet services. Linear regression was used as the data analysis method. The results showed that consumer satisfaction positively and significantly affect the intention to reuse digital wallet services. This research contributed to understanding the factors that influence users' intention to reuse digital wallet services and provides insight for digital wallet service providers to focus on consumer satisfaction to increase users' intention to reuse their services

Empower E-wallets Payment System by using Secured Hybrid Approach of Online and Offline Services

Payment mechanisms are migrated to mobile devices as e-commerce grows, creating e-wallets. The current e-wallet payment solutions are based on online-connected smartphones. The transaction is completed using a mobile application, which requires a GPRS and Wi-Fi connection. People around the world are becoming more interested in e-wallets. Nevertheless, in Iraq, it grows slower than in other parts of the world after survey is done to ascertain the primary elements influencing Iraqis’ adoption of electronic wallets. This paper proposes a design of e-wallet Mobile app offering online to offline (O2O) payments that aim to replace traditional e-wallet, credit cards, debit cards, and cash using offline connectivity, near-field communication (NFC), and SMS-based payment mechanisms that are independent of internet connection

The Effect of Diffusion of Fintech Information through Social Media on Changes in Payment Transaction Patterns among Young People in Jakarta

The presence of E-Wallet in various industrial sectors, both private and government, is a new breakthrough in fintech (financial technology) innovation that allows people to make transaction in buying and selling goods and services more easily. This new technology provides a more transparent electronic payment system. However, until now there are still so many people who have not adopted and used E-Wallet due to their lack of knowledge of this new financial technology. The approach to diffusion of innovation theory is carried out to see the effect of the use E-Wallet fintech on changes in the sale and purchase transaction patterns. The results show that the diffusion of fintech promotional messages through social media and the adaptation to the use of E-Wallet have an effect on changes in buying and selling transaction patterns among young people in Jakarta

PENGARUH LINGKUNGAN SOSIAL DAN PENGGUNAAN E-WALLET TERHADAP PERILAKU KONSUMTIF MAHASISWA PENDIDIKAN EKONOMI UNIROW TUBAN

Perubahan perilaku konsumsi bisa berasal dari lingkungan sosial. Perkembangan IPTEK yang semakin maju salah satunya adanya aplikasi belanja online yang didukung dengan transaksi yang semakin mudah yaitu adanya E-wallet dapat merubah perilaku mahasiswa. Tujuan dari penelitian ini untuk mengetahui pengaruh lingkungan sosial dan penggunaan E-wallet terhadap perilaku konsumtif mahasiswa Pendidikan Ekonomi UNIROW Tuban. Metode dalam penelitian ini adalah menggunakan metode kuantitatif. Populasi dalam penelitian ini adalah mahasiswa pendidikan ekonomi angkatan 2020, 2021, dan 2022. Sampel yang digunakan sebanyak 59 responden. Teknik pengumpulan data menggunakan kusioner dan dokumentasi, Teknik analisis data yang digunakan meliputi analisis statistik deskriptif, uji validitas, uji reliabilitas. Uji asumsi klasik dengan menggunakan uji normalitas, uji multikolinearitas, dan uji heterokedastisitas. Uji hipotesis menggunakan regresi linier bergandan dengan uji t (parsial), uji f (simultan), dan koefisien determinasi. Berdasarkan hasil perhitungan data dapat disimpulkan, bahwa lingkungan sosial berpengaruh signifikan terhadap perilaku konsumtif, penggunaan e-wallet berpengaruh siginifikan terhadap perilaku konsumtif, Lingkungan sosial dan penggunaan e-wallet secara bersamaan berpengaruh signifikan terhadap perilaku konsumtif

Peran Financial Technology Berbasis Digital Payment System E-Wallet dalam Meningkatkan Literasi Keuangan

This study aims to determine the role of financial technology based on the digital payment system e-wallet in improving financial literacy in MSMEs. Financial technology based on the digital payment system e-wallet is a financial service that can help MSME actors to make payment transactions easily and automatically provide financial recording facilities related to cash receipt transactions that occur in the business of MSME actors. There are 4 levels of financial literacy, namely not literate, less literate, sufficient literate, and well literate. Financial literacy in this study was measured by knowledge and understanding, risks and benefits, features, security and confidentiality, and skills in using e-wallet used by MSME owners. The study was conducted on 2 MSME coffee shops that use financial technology based on the digital payment system e-wallet, namely Wiji Kopi and Tradition Ngopi. The type of research in this study is qualitative with a case study approach. This research uses spiral data analysis technique. This study uses primary data and secondary data in the form of interviews, observations, literature studies, and documentation. Research results The application of financial technology based on the digital payment system e-wallet facilitates the business activities of MSME coffee shop actors, especially in terms of managing payment transactions in their business so as to increase the financial literacy of coffee shop MSME actors

What is really in the food your dog or cat is eating?

The news item from CNBC On The Money is about: The rate at which U.S. consumers open their wallet to feed their furry companions has become big business: Pet food alone is now an industry worth more than $26 billion and growing, according to IBIS World figures. That has led some experts to question the regulations that safeguard the industry—and ingredients being used. No one's really minding that store right now… It's left up to the consumer to know that it's safe, said Joseph J. Wakshlag, a veterinarian specializing in nutrition at Cornell University, told CNBC's On the Money in an interview

AN EMPRICAL STUDY ON CONSUMERS ADOPTION OF MOBILE WALLET WITH SPECIAL REFERENCE TO CHENNAI CITY

In present world smart phones play an important role in the daily life of people. The technological advancement has made smartphone as devices were the mobile users can make money transaction or payment by using application installed in phone. The present study aims to explain the application and usage of wallet money endorsed by different companies and various factors that affect the consumer’s decision to adopt mobile wallet and various risks and challenges faced by the users of mobile wallet. A structured questionnaire was prepared and data were collected from 150 respondents and factors affecting the adoption and usage of mobile wallet was analysed by using ANOVA to get the statistical result from data collected