Valoración de la garantía de pensión en las cuentas de ahorro individual en Colombia

El comportamiento del individuo como persona que aporta, y futuro beneficiario de una pensión, es determinante para cuantificar los efectos que su densidad de aportes tiene sobre el sistema de ahorro individual y la exigibilidad de las diferentes garantías. Por esta razón, en el presente trabajo se intenta buscar desde las finanzas personales una visión alterna a lo expuesto en diferentes estudios que sobre la materia se han realizado, no solo en Colombia sino a nivel internacional, y brindar una aproximación a la solución del problema de sostenibilidad en el retiro. Para calcular la magnitud de las garantías, se desarrolló un procedimiento que combina metodologías de modelos estocásticos con modelos de lógica difusa y con el cálculo actuarial. De esta forma, y soportado en resultados de otros estudios, se logró determinar el ahorro individual potencial alcanzable por cada individuo en función de su género y su cohorte salarial, y el posible déficit existente para conseguir una pensión mínima de retiro. Los resultados encontrados indican que en las condiciones de baja densidad de aportes es muy difícil para las cohortes de bajo y medio ingreso asegurar una pensión mínima sin el agotamiento de las garantías existentes y la participación del gobierno

Forced and self-excited oscillations of an optomechanical cavity

We experimentally study forced and self oscillations of an optomechanical cavity which is formed between a fiber Bragg grating that serves as a static mirror and between a freely suspended metallic mechanical resonator that serves as a moving mirror. In the domain of small amplitude mechanical oscillations, we find that the optomechanical coupling is manifested as changes in the effective resonance frequency, damping rate and cubic nonlinearity of the mechanical resonator. Moreover, self oscillations of the micromechanical mirror are observed above a certain optical power threshold. A comparison between the experimental results and a theoretical model that we have recently presented yields a good agreement. The comparison also indicates that the dominant optomechanical coupling mechanism is the heating of the metallic mirror due to optical absorption.Comment: 11 pages, 6 figure

Decaying neutralino dark matter in anomalous U(1)HU(1)_H models

In supersymmetric models extended with an anomalous $U(1)_H$ different R-parity violating couplings can yield an unstable neutralino. We show that in this context astrophysical and cosmological constraints on neutralino decaying dark matter forbid bilinear R-parity breaking neutralino decays and lead to a class of purely trilinear R-parity violating scenarios in which the neutralino is stable on cosmological scales. We have found that among the resulting models some of them become suitable to explain the observed anomalies in cosmic-ray electron/positron fluxes.Comment: 19 pages, 3 figures. References added, typos corrected, accepted version in Phys Rev

Decoherence induced by an ordered environment

This Letter deals with the time evolution of a qubit weakly coupled to a reservoir which has a symmetry broken state with long range order at finite temperatures. In particular, we model the ordered reservoir by a standard BCS superconductor with s-wave pairing. We study the reduced density matrix of a qubit using both the time-convolutionless and Nakajima-Zwanzig approximations. We study different kinds of couplings between the qubit and the superconducting bath. We find that ordering in the superconducting bath generically leads to an unfavorable non- Markovian faster-than-exponential decay of the qubit coherence. On the other hand, a coupling of the qubit to the non-ordered sector of the bath can result in a Markovian decoherence of the qubit with a drastic reduction of the decoherence rate. Since these behaviors are endemic to the ordered phase, qubits can serve as useful probes of continuous phase transitions in their environment. We also briefly discuss the validity of our main result, faster than exponential decay of the qubit coherences, for a qubit coupled to a generic ordered bath with a spontaneously broken continuous symmetry at finite temperatures.Comment: 6 pages, 3 figure

Non anomalous U(1)_H gauge model of flavor

A non anomalous horizontal $U(1)_H$ gauge symmetry can be responsible for the fermion mass hierarchies of the minimal supersymmetric standard model. Imposing the consistency conditions for the absence of gauge anomalies yields the following results: i) unification of leptons and down-type quarks Yukawa couplings is allowed at most for two generations. ii) The $\mu$ term is necessarily somewhat below the supersymmetry breaking scale. iii) The determinant of the quark mass matrix vanishes, and there is no strong $CP$ problem. iv) The superpotential has accidental $B$ and $L$ symmetries. The prediction $m_{\rm up}=0$ allows for an unambiguous test of the model at low energy.Comment: 5 pages, RevTex. Title changed, minor modifications. Final version to appear in Phys. Rev.

Supersymmetric One-family Model without Higgsinos

The Higgs potential and the mass spectrum of the N=1 supersymmetric extension of a recently proposed one-family model based on the local gauge group $SU(3)_c \otimes SU(3)_L \otimes U(1)_X$, which is a subgroup of the electroweak-strong unification group $E_6$, is analyzed. In this model the slepton multiplets play the role of the Higgs scalars and no Higgsinos are needed, with the consequence that the sneutrino, the selectron and six other sleptons play the role of the Goldstone bosons. We show how the $\mu$ problem is successfully addressed in the context of this model which also predicts the existence of a light CP-odd scalar.Comment: REVTeX 4, 10 pages. Included discussions about constraints coming from the rho-parameter and from Muon (g-2). References added. Version to appear in Phys. Rev.

Behavior of multitemporal and multisensor passive microwave indices in Southern Hemisphere ecosystems

©2014. American Geophysical Union. All Rights Reserved. This study focused on the time series analysis of passive microwave and optical satellite data collected from six Southern Hemisphere ecosystems in Australia and Argentina. The selected ecosystems represent a wide range of land cover types, including deciduous open forest, temperate forest, tropical and semiarid savannas, and grasslands. We used two microwave indices, the frequency index (FI) and polarization index (PI), to assess the relative contributions of soil and vegetation properties (moisture and structure) to the observations. Optical-based satellite vegetation products from the Moderate Resolution Imaging Spectroradiometer were also included to aid in the analysis. We studied the X and Ka bands of the Advanced Microwave Scanning Radiometer-EOS and Wind Satellite, resulting in up to four observations per day (1:30, 6:00, 13:30, and 18:00-h). Both the seasonal and hourly variations of each of the indices were examined. Environmental drivers (precipitation and temperature) and eddy covariance measurements (gross ecosystem productivity and latent energy) were also analyzed. It was found that in moderately dense forests, FI was dependent on canopy properties (leaf area index and vegetation moisture). In tropical woody savannas, a significant regression (R2) was found between FI and PI with precipitation (R2->-0.5) and soil moisture (R2->-0.6). In the areas of semiarid savanna and grassland ecosystems, FI variations found to be significantly related to soil moisture (R2->-0.7) and evapotranspiration (R2->-0.5), while PI varied with vegetation phenology. Significant differences (p-<-0.01) were found among FI values calculated at the four local times. Key Points Passive microwave indices can be used to estimate vegetation moisture Microwave observations were supported by flux data Passive microwave indices could be used to estimate evapotranspiratio

Probing neutrino properties with charged scalar lepton decays

Supersymmetry with bilinear R-parity violation provides a predictive framework for neutrino masses and mixings in agreement with current neutrino oscillation data. The model leads to striking signals at future colliders through the R-parity violating decays of the lightest supersymmetric particle. Here we study charged scalar lepton decays and demonstrate that if the scalar tau is the LSP (i) it will decay within the detector, despite the smallness of the neutrino masses, (ii) the relative ratio of branching ratios Br({tilde tau}_1 --> e sum nu_i)/ Br({tilde tau}_1 --> mu sum nu_i) is predicted from the measured solar neutrino angle, and (iii) scalar muon and scalar electron decays will allow to test the consistency of the model. Thus, bilinear R-parity breaking SUSY will be testable at future colliders also in the case where the LSP is not the neutralino.Comment: 24 pages, 8 ps figs Report-no.: IFIC/02-33 and ZU-TH 11/0