Advice in Defined Contribution Plans

This paper is concerned with advice-seeking by DC plan participants as they approach retirement, focusing upon the categories, correlates and timing of advice-seeking. Our empirical analysis utilizes a large Australian data base, identifies the drivers of advice-seeking behavior and, most importantly, pinpoints age-specific reference points that appear to prompt participants to seek advice about retirement planning from the plan administrator. We analyze the patterns of advice-seeking by older participants, focusing upon the topics-raised and determinants of advice-seeking discriminating between the effects of age, gender and account balances on retirement planning. An important aspect of the paper concerns whether there is evidence of an increasing focus on retirement as participants go from 45-49 years to 65 years or more. Implications are drawn for the design of pension plans as regards their engagement with older participants

A New Method for Breath Capture Inside a Space Suit Helmet

This project investigates methods to capture an astronaut's exhaled carbon dioxide (CO2) before it becomes diluted with the high volumetric oxygen flow present within a space suit. Typical expired breath contains CO2 partial pressures (pCO2) in the range of 20-35 mm Hg. This research investigates methods to capture the concentrated CO2 gas stream prior to its dilution with the low pCO2 ventilation flow. Specifically this research is looking at potential designs for a collection cup for use inside the space suit helmet. The collection cup concept is not the same as a breathing mask typical of that worn by firefighters and pilots. It is well known that most members of the astronaut corps view a mask as a serious deficiency in any space suit helmet design. Instead, the collection cup is a non-contact device that will be designed using a detailed Computational Fluid Dynamic (CFD) analysis of the ventilation flow environment within the helmet. The CFD code, Fluent, provides modeling of the various gas species (CO2, water vapor, and oxygen (O2)) as they pass through a helmet. This same model will be used to numerically evaluate several different collection cup designs for this same CO2 segregation effort. A new test rig will be built to test the results of the CFD analyses and validate the collection cup designs. This paper outlines the initial results and future plans of this work

Impact of the laminar flame speed correlation on the results of a quasi-dimensional combustion model for Spark-Ignition engine

Abstract In the present study, the impact of the laminar flame speed correlation on the prediction of the combustion process and performance of a gasoline engine is investigated using a 1D numerical approach. The model predictions are compared with experimental data available for full- and part-load operations of a small-size naturally aspirated Spark-Ignition (SI) engine, equipped with an external EGR circuit. A 1D model of the whole engine is developed in the GT-Power™ environment and is integrated with refined sub-models of the in-cylinder processes. In particular, the combustion is modelled using the fractal approach, where the burning rate is directly related to the laminar flame speed. In this work, three laminar flame speed correlations are assessed, including both experimentally- and numerically-derived formulations, the latter resulting from the fitting of laminar flame speeds computed by a chemical kinetic solver. Each correlation is implemented within the combustion sub-model, which is properly tuned to reproduce the experimental performance of the engine at full load. Then, the reliability of the considered flame speed formulations is proved at part-loads, even under external EGR operations

Speed and Agility Prediction Models in High School Football Players

Background: Optimal relationships between speed, agility, power and body mass are essential in American football. An increase in body mass, theoretically, reduces acceleration (Newton’s 2nd Law). However, an increase in lean body mass may enhance overall force or power generating potential and momentum of an athlete. Body mass, height, and vertical jump height are routinely measured, easily obtainable, and may be used as predictors of speed and agility. Purpose: To determine associations between height, vertical jump height, and body mass to speed and agility in high school football players. Methods: Data were collected on 1261 male football players (16.4±0.9yrs, 179.7±6.9cm, 87.5±18.4kg) at a regional football combine. In successive order, each athlete completed the following tests: height (HT; cm), body mass (BM; kg), 40-yard sprint (SP; s), pro-agility (AG; s), and vertical jump (VJ; cm). The data were collected after a self selected warm-up and athletes were provided three trials on performance drills. HT was measured using a standard stadiometer and BM using a calibrated scale. SP and AG times were measured with hand held stop watches. Finally, a contact mat was used to measure flight time during a countermovement VJ; subsequently VJ height was calculated from flight time using freely falling body equations. Model prediction equations for SP and AG were generated using SigmaStat statistical software package. For each equation, HT, BM, and VJ were set as predictor variables. Non-significant variables were eliminated from the model with an alpha level of p \u3c 0.05. Results: VJ (R=-0.73), BM (R= 0.67), and HT (R = 0.17), were all significant predictors of SP. The combined regression model SP(s) = 6.60561–0.0217VJ+0.00753BM– 0.00438HT explains 73% of the variance in forty yard sprint time (R=0.086; SEE =0.20). HT (R=0.08), BM (R=0.44), and VJ (-0.62) were significantly correlated with AG and were included in the combined regression model: AG(s) = 6.479-0.00437HT+0.00394BM-0.0180VJ (R=0.40; SEE=0.304). Conclusions: HT, VJ, and BM are strong predictors of linear speed. American football players may be able to increase speed by engaging in exercise programs that reduce body mass and improve vertical ground reaction force production. However, these data suggest that HT, BM, and VJ are not as strong of predictors of agility. Future research should address associations between other potential testing constructs and agility in American football players

Anthropogenic sinkholes of the city of Naples, Italy: an update

In recent years, the study of anthropogenic sinkholes in densely urbanized areas has attracted the attention of both researchers and land management entities. The city of Naples (Italy) has been frequently affected by processes generating such landforms in the last decades: for this reason, an update of the sinkhole inventory and a preliminary susceptibility estimation are proposed in this work. Starting from previous data, not modified since 2010, a total of 270 new events occurred in the period February 2010–June 2021 were collected through the examination of online newspapers, local daily reports, council chronicle news and field surveys. The final consistence of the updated inventory is of 458 events occurred between 1880 and 2021, distributed through time with an increasing trend in frequency. Spatial analysis of sinkholes indicates a concentration in the central sector of the city, corresponding to its ancient and historic centre, crossed by a dense network of underground tunnels and cavities. Cavity-roof collapse is confirmed as one of the potential genetic types, along with processes related to rainfall events and service lines damage. A clear correlation between monthly rainfall and the number of triggered sinkholes was identified. Finally, a preliminary sinkhole susceptibility assessment, carried out by Frequency Ratio method, confirms the central sector of city as that most susceptible to sinkholes and emphasizes the predisposing role of service lines, mostly in the outermost areas of the city

Personal Care Savings Bonds: A New Way of Saving Towards Social Care in Later Life

An ageing population ushers in a completely new era requiring society to find new solutions to funding social care and looking after older people. This is not a temporary issue that will go away and there are no quick economic fixes. In the U.K. it is estimated that the population aged 75+ will double from 5 million to 10 million by 2040. Financial building blocks are needed to pay for social care that will be sustained for decades and provide extra security for the individual. This paper proposes a new savings product called Personal Care Savings Bonds (PCSBs), which are designed to encourage saving for social care by providing extra money at the time of greatest financial need. PCSBs are likely to be attractive to older people who have only a basic pension and modest savings, but also to other age groups, as they not only attract interest but also pay prizes. Based on reasonable assumptions, the paper shows how the fund could build into a substantial investment worth £70 billion with regular monthly prize pay-outs. In concept they are somewhat similar to Premium Bonds, another U.K. personal savings product that has been successfully operating since 1956

Physically based estimation of rainfall thresholds triggering shallow landslides in volcanic slopes of Southern Italy

On the 4th and 5th of March 2005, about 100 rainfall-induced landslides occurred along volcanic slopes of Camaldoli Hill in Naples, Italy. These started as soil slips in the upper substratum of incoherent and welded volcaniclastic deposits, then evolved downslope according to debris avalanche and debris flow mechanisms. This specific case of slope instability on complex volcaniclastic deposits remains poorly characterized and understood, although similar shallow landsliding phenomena have largely been studied in other peri-volcanic areas of the Campania region underlain by carbonate bedrock. Considering the landslide hazard in this urbanized area, this study focused on quantitatively advancing the understanding of the predisposing factors and hydrological conditions contributing to the initial landslide triggering. Borehole drilling, trial pits, dynamic penetrometer tests, topographic surveys, and infiltration tests were conducted on a slope sector of Camaldoli Hill to develop a geological framework model. Undisturbed soil samples were collected for laboratory testing to further characterize hydraulic and geotechnical properties of the soil units identified. In situ soil pressure head monitoring probes were also installed. A numerical model of two-dimensional variably saturated subsurface water flow was parameterized for the monitored hillslope using field and laboratory data. Based on the observed soil pressure head dynamics, the model was calibrated by adjusting the evapotranspiration parameters. This physically based hydrologic model was combined with an infinite-slope stability analysis to reconstruct the critical unsaturated/saturated conditions leading to slope failure. This coupled hydromechanical numerical model was then used to determine intensity–duration (I-D) thresholds for landslide initiation over a range of plausible rainfall intensities and topographic slope angles for the region. The proposed approach can be conceived as a practicable method for defining a warning criterion in urbanized areas threatened by rainfall-induced shallow landslides, given the unavailability of a consistent inventory of past landslide events that prevents a rigorous empirical analysis

American Thyroid Association Consensus Review and Statement Regarding the Anatomy, Terminology, and Rationale for Lateral Neck Dissection in Differentiated Thyroid Cancer

Background: Cervical lymph node metastases from differentiated thyroid cancer (DTC) are common. Thirty to eighty percent of patients with papillary thyroid cancer harbor lymph node metastases, with the central neck being the most common compartment involved. The goals of this study were to: (1) identify appropriate methods for determining metastatic DTC in the lateral neck and (2) address the extent of lymph node dissection for the lateral neck necessary to control nodal disease balanced against known risks of surgery. Methods: A literature review followed by formulation of a consensus statement was performed. Results: Four proposals regarding management of the lateral neck are made for consideration by organizations developing management guidelines for patients with thyroid nodules and DTC including the next iteration of management guidelines developed by the American Thyroid Association (ATA). Metastases to lateral neck nodes must be considered in the evaluation of the newly diagnosed thyroid cancer patient and for surveillance of the previously treated DTC patient. Conclusions: Lateral neck lymph nodes are a significant consideration in the surgical management of patients with DTC. When current guidelines formulated by the ATA and by other international medical societies are followed, initial evaluation of the DTC patient with ultrasound (or other modalities when indicated) will help to identify lateral neck lymph nodes of concern. These findings should be addressed using fine-needle aspiration biopsy. A comprehensive neck dissection of at least nodal levels IIa, III, IV, and Vb should be performed when indicated to optimize disease control.Peer Reviewedhttp://deepblue.lib.umich.edu/bitstream/2027.42/98486/1/thy%2E2011%2E0312.pd

Multiscenario flood hazard assessment using probabilistic runoff hydrograph estimation and 2D hydrodynamic modelling

In this paper, we aim to define a procedure of flood hazard assessment applicable to large river basins in which flood events can be induced/sustained by the full basin area or by fractions of the total area as functions of the extent of the triggering precipitation event. The proposed procedure is based on a combined approach accounting for (1) the reconstruction of intensity–duration–frequency curves expressing the magnitude in terms of intensity for multiple return periods; (2) the application of the soil conservation service method for runoff estimation from a selected rainfall scenario considering some characteristics of the basin (i.e. soil type, land use/treatment, surface condition, and antecedent moisture conditions); (3) 2D hydrodynamic modelling conducted by the HEC-RAS model using runoff hydrographs as hydrological input data; (4) the reconstruction of flood hazard maps by overlaying multiple inundation maps depicting flood extent for different return periods. To account for the variability in the extent of the triggering precipitation event and the resulting input hydrograph, multiple contributing areas are considered. The procedure is tested at the archaeological site of Sybaris in southern Italy, which is periodically involved in flood events of variable magnitude. The obtained results highlight that the variable extent of the floodable area is strongly conditioned by the extent of the contributing area and return period, as expected. The archaeological site is always involved in the simulated flooding process, except for the smallest contributing area for which only a 300-year event involves this part of the site. Our findings may be useful for developing and supporting flood risk management plans in the area. The developed procedure might be easily exported and tested in other fluvial contexts in which evaluations of multiple flood hazard scenarios, due to the basin geometry and extent, are needed