Digital Transformation of the Banking Industry in Developing Countries

Purpose:  The study's objective is to test the impact of digital transactions on banking performance. Based on the previous research and the actual situations, it has been recognized that the critical role of digital banking is in developing the banking industry, especially in developing countries.   Theoretical framework:  In the next section, the study presents background information to promote the research. The digital transformation has changed how customers use financial services. This has pushed banks to adapt more quickly to the wave of digital transformation if they don't want to lose their valuable customer base.   Design/methodology/approach:  the methodology applied uses POOL, FEM, REM, and FGLS models to examine the impact of banking transactions made by digital technology on the bank's deposit and lending revenue. This article studies banking operations on digital platforms from 2012 to 2019 in developing countries.   Findings: The article's findings showed that digital banks' flexible products and services bring many benefits with a high level of interaction, such as supporting the relationship between customers and banks and improving operating revenue.   Research, Practical & Social implications: Practical implications enhanced the development potential of digital banking is relatively large, stemming from the market demand development orientation of the banking industry.   Originality/value: The paper's originality and value help banks invest in digital technology as the way forward to better serve their customers

Factors affecting intention to purchase organic agriculture products among Vietnamese

Globally, customer intention to purchase has become the essential part of the product and organization's success in the market. More recently, the idea has captured the attention of academic and policymakers alike. Therefore, the current article analyses product quality features such as agreeableness, emotional stability conscientiousness, openness to experience and extroversion on the intention to purchase organic agricultural products in the context of Vietnam. The study also analyses the mediating role of customer satisfaction between the association of product quality features and intention to purchase organic products in Vietnam. The present study uses questionnaires to collect data pertaining to the health sector of Vietnam. The current study employs the smart-PLS to analyze the constructs and items' reliability as well as the association among constructs. The results show that product quality features except extroversion have a positive and significant association with intention to purchase organic products in Vietnam. The results also reveal that customer satisfaction significantly and positively mediates among the associations of product quality features and intention to purchase organic products in Vietnam. This study is suitable for policymakers while formulating policies that may directly or indirectly affect customers' intention to purchase organic agricultural products.Luong Thu Thuy (Faculty of Economics, Academy of Finance, Vietnam), Tran Thi Phuong Diu (Faculty of Economics, Academy of Finance, Vietnam), Nguyen Dinh Hoan (Faculty of Economics, Academy of Finance, Vietnam), Vu Viet Ninh (Faculty of Economics, Academy of Finance, Vietnam), Nguyen Thi Thuy Nga (Faculty of Economics, Academy of Finance, Vietnam)Includes bibliographical reference

Factors affecting to digital skills and adaptability of students in the context of digital transformation at the Ho Chi Minh city University of Technology and Education

The article focuses on analyzing the factors affecting students' digital skills and adaptability in the context of digital transformation. The study identified influencing factors: Environment, Behavior, Individuals, Teachers, Time of use, and access. However, the results of an online survey of 1.282 students of the Ho Chi Minh City University of Technology and Education (HCMUTE) with Cronbach's Alpha test method, EFA analysis, correlations, and regression analysis, showed that there are 3/5 factors identified in the hypothesis that affect digital skills and adaptability of HCMUTE students in the context of digital transformation, specifically: behavior (Beta = 0.177, Sig. = 0.000); individuals (Beta = 0.181, Sig. = 0.027); teacher (Beta = 0.547, Sig. = 0.000). Besides, the environment does not affect digital skills and adaptability (KNSKNTU) due to Beta = 0.017 and Sig.=0.384>0.05. Sig does not involve usage and access time factors. >0.05 in the table Correlations not be further analyzed in the regression model. The research results are expected to help provide a more objective view of the reality of digital adoption and student adaptability in the digital transformation context at HCMUTE

Factors affecting to digital skills and adaptability of students in the context of digital transformation at the Ho Chi Minh city University of Technology and Education

The article focuses on analyzing the factors affecting students' digital skills and adaptability in the context of digital transformation. The study identified influencing factors: Environment, Behavior, Individuals, Teachers, Time of use, and access. However, the results of an online survey of 1.282 students of the Ho Chi Minh City University of Technology and Education (HCMUTE) with Cronbach's Alpha test method, EFA analysis, correlations, and regression analysis, showed that there are 3/5 factors identified in the hypothesis that affect digital skills and adaptability of HCMUTE students in the context of digital transformation, specifically: behavior (Beta = 0.177, Sig. = 0.000); individuals (Beta = 0.181, Sig. = 0.027); teacher (Beta = 0.547, Sig. = 0.000). Besides, the environment does not affect digital skills and adaptability (KNSKNTU) due to Beta = 0.017 and Sig.=0.384>0.05. Sig does not involve usage and access time factors. >0.05 in the table Correlations not be further analyzed in the regression model. The research results are expected to help provide a more objective view of the reality of digital adoption and student adaptability in the digital transformation context at HCMUTE

DISTRIBUTION OF USEFUL AND HARMFUL MICROORGANISMS IN SHRIMP AQUACULTURE WATER IN TIEN HAI COASTAL OF THAI BINH PROVINCE

Joint Research on Environmental Science and Technology for the Eart

Several prognosis factors of severe pertussis in children treated at Vietnam National Children’s Hospital (2019-2020)

A prospective, descriptive study was conducted on 382 pediatric patients diagnosed with pertussis at Vietnam National Children’s Hospital over a two-year period, from January 1st, 2019, to December 31st, 2020. Of all patients participating in this study, children with severe conditions accounted for 30.1% (115/382). Several factors were found to be associated with the risk of this condition with odds ratios (OR) and 95% confidence intervals (CI), including a decrease in the duration of the onset phase by 5 days [OR 1.53, 95% CI: 1.002-2.34], fever [2.49, 1.18-5.24], cyanosis [9.59, 2.9-31.7], pneumonia [14.45, 6.06-34.5], pulmonary hypertension [4.15, 1.02-16.83], an increase of 10 g/l in white blood cell (WBC) count in the full blood count (FBC) test [1.39, 1.05-1.84], a 5-cycle reduction in Cycle threshold (Ct) value in the pertussis real-time PCR test [1.36, 1.01-1.84], and superinfection [3.94, 1.84-8.48 times]. A WBC count in FBC of ≥30 g/l could be used as a prognostic factor for the risk of severe illness condition (sensitivity 46.1%, specificity 90.6%), the requirement for mechanical ventilation (sensitivity 57.1%, specificity 88.5%), and mortality (sensitivity 100%, specificity 91%)

DIVERSITY OF MICROORGANISMS IN SOME FAMOUS BAYS OF VIETNAM AND THEIR ABILITY TO USE IN AQUACULTURE

Joint Research on Environmental Science and Technology for the Eart

Communication activities of students with the social cultural environment during floods: A case study in Thua Thien Hue province, Vietnam

This study   aims to explore the variances in communication behaviours among undergraduate students within the social-cultural context.  A total of 104 participants (40 lecturers and six managers) were selected from two universities, namely Hue University of Science and Hue University of Education. The collected data was subsequently evaluated. The findings suggest that there are   slight differences between male and female students. This   study highlights significant differences in involvement among Kinh ethnic students   and students from other ethnic groups. Furthermore, the geographical location and sociocultural environment of a region significantly influence the communication behaviors and preferences of students. Students demonstrate higher mean scores in diverse communication activities as compared to lecturers. The results highlight the significance of gender, ethnicity, geographic location   and student status in influencing students' participation in communication. Recognizing and addressing these differences can help in the development of effective communication strategies, the development of inclusive environments   and the encouragement of positive social interactions among various groups of students.  The implications for students' well-being, academic success and intercultural competency might be explored in more detail in further studies by examining the fundamental variables that lead to these differences

Elevated Levels of Cell-Free Circulating DNA in Patients with Acute Dengue Virus Infection

BACKGROUND: Apoptosis is thought to play a role in the pathogenesis of severe dengue and the release of cell-free DNA into the circulatory system in several medical conditions. Therefore, we investigated circulating DNA as a potential biomarker for severe dengue. METHODS AND FINDINGS: A direct fluorometric degradation assay using PicoGreen was performed to quantify cell-free DNA from patient plasma. Circulating DNA levels were significantly higher in patients with dengue virus infection than with other febrile illnesses and healthy controls. Remarkably, the increase of DNA levels correlated with the severity of dengue. Additionally, multivariate logistic regression analysis showed that circulating DNA levels independently correlated with dengue shock syndrome. CONCLUSIONS: Circulating DNA levels were increased in dengue patients and correlated with dengue severity. Additional studies are required to show the benefits of this biomarker in early dengue diagnosis and for the prognosis of shock complication

Temporal fluctuation of multidrug resistant salmonella typhi haplotypes in the mekong river delta region of Vietnam.

BACKGROUND: typhoid fever remains a public health problem in Vietnam, with a significant burden in the Mekong River delta region. Typhoid fever is caused by the bacterial pathogen Salmonella enterica serovar Typhi (S. Typhi), which is frequently multidrug resistant with reduced susceptibility to fluoroquinolone-based drugs, the first choice for the treatment of typhoid fever. We used a GoldenGate (Illumina) assay to type 1,500 single nucleotide polymorphisms (SNPs) and analyse the genetic variation of S. Typhi isolated from 267 typhoid fever patients in the Mekong delta region participating in a randomized trial conducted between 2004 and 2005. PRINCIPAL FINDINGS: the population of S. Typhi circulating during the study was highly clonal, with 91% of isolates belonging to a single clonal complex of the S. Typhi H58 haplogroup. The patterns of disease were consistent with the presence of an endemic haplotype H58-C and a localised outbreak of S. Typhi haplotype H58-E2 in 2004. H58-E2-associated typhoid fever cases exhibited evidence of significant geo-spatial clustering along the Sông H u branch of the Mekong River. Multidrug resistance was common in the established clone H58-C but not in the outbreak clone H58-E2, however all H58 S. Typhi were nalidixic acid resistant and carried a Ser83Phe amino acid substitution in the gyrA gene. SIGNIFICANCE: the H58 haplogroup dominates S. Typhi populations in other endemic areas, but the population described here was more homogeneous than previously examined populations, and the dominant clonal complex (H58-C, -E1, -E2) observed in this study has not been detected outside Vietnam. IncHI1 plasmid-bearing S. Typhi H58-C was endemic during the study period whilst H58-E2, which rarely carried the plasmid, was only transient, suggesting a selective advantage for the plasmid. These data add insight into the outbreak dynamics and local molecular epidemiology of S. Typhi in southern Vietnam