Business Process Management Integration Solution in Financial Sector

It is vital for financial services companies to ensure the rapid implementation of new processes to meet speed-to-market, service quality and compliance requirements. This has to be done against a background of increased complexity. An integrated approach to business processes allows products, processes, systems, data and the applications that underpin them to evolve quickly. Whether it’s providing a loan, setting up an insurance policy, or executing an investment instruction, optimizing the sale-to-fulfillment process will always win new business, cement customer loyalty, and reduce costs. Lack of integration across lending, payments and trading, on the other hand, simply presents competitors who are more efficient with a huge profit opportunity.Web Service, business process, integration, financial services, integration, modeling

On a non-convex hyperbolic differential inclusion

We prove the existence of a solution u(.,.;a,/?) of the Darboux problem uxfeF(x,y,u), u(x,0) = a(x), u(0,y) = P(y), which is continuous with respect to (a,/?). We assume that F is Lipschitzean with respect to u but not necessarily convex valued

Retention of Sediments and Nutrients in the Iron Gate I Reservoir on the Danube River

This work addresses an intensively debated question in biogeochemical research: "Are large dams affecting global nutrient cycles?” It has been postulated that the largest impoundments on the Lower Danube River, the Iron Gates Reservoirs, act as a major sink for silica (Si) in the form of settling diatoms, for phosphorus (P) and to a lesser extent for nitrogen (N). This retention of P and N in the reservoir would represent a positive contribution to the nutrient reduction in the Danube River. Based on a 9-month monitoring scheme in 2001, we quantified the nutrient and the sediment retention capacity of the Iron Gate I Reservoir. The sediment accumulation corresponded to 5% TN (total nitrogen), 12% TP (total phosphorus) and 55% TSS (total suspended solids) of the incoming loading. A mass balance revealed that more N and P are leaving the reservoir than entering via the inflow. Based on these current results, the reservoir was temporarily acting as a small nutrient source. The nutrient accumulation in the sediments of the Iron Gate I Reservoir represents only 1% of the "missing” load of 106t N and 1.3 × 105t P defined as the difference between the estimated nutrient export from the Danube Basin and the measured flux entering the Black Sea. This result disproves the hypothesis that the largest impoundment on the Danube River, the Iron Gates Reservoir, plays a major role in N and P eliminatio

Numerical Analyses of Plate Loading Test

A numerical simulation of plate loading test, in order to underlines the size effect on settlements and derived values of geotechnical parameters, is shown. The study is based on the comparison between the results obtained by Finite Element Method (FEM) using the Mohr-Coulomb soil model and by some observations from literature. The obtained numerical results revealed that the subgrade reaction coefficient is strictly dependent on parameters like size of the loaded area and loading magnitude, and thus completely general and generic, and not a fundamental material property of soil that can somehow be determined rationally, as often one claims to be

Biogenic silica accumulation in the sediments of Iron Gate I Reservoir on the Danube River

Abstract.: Damming of rivers can result in severe downstream effects such as changing sediment and nutrient fluxes that potentially affect coastal ecosystems. Closing of the Iron Gates Dams in the lower Danube River was linked to a decrease in dissolved silica flux to the Black Sea of 600,000 t yr−1. A recent study on the Iron Gate I, however, indicated a dissolved silica removal within the reservoir of only 16,000 t yr−1. Such an order of magnitude difference between actual budgets and earlier estimates is unlikely to be caused by changes in hydrological or biogeochemical conditions. In order to separate annual variations and downstream effects of damming, we analyzed the sedimentary records of biogenic silica using dated sediments. Results confirm the detailed budgets of dissolved silica. In 2001, a total biogenic silica accumulation in the sediments of the Iron Gate I Reservoir of 19,000 t Si yr−1 was determined and represents the highest retention over the past 20 years. The accumulation of biogenic silica in the Iron Gate I Reservoir was compared with data from the coastal Black Sea. Biogenic silica in the sediments of the coastal Black Sea start decreasing before Iron Gate I Dam was completed in 1971. In conclusion, construction of the largest impoundment on the Danube River, the Iron Gate I Reservoir, was not solely responsible for decreasing the silica loads downstream at the coastal Black Se

Legal Restrictions on the Sale of Forest Land in Romania. Comparative Analysis with French Law

At European level, there is a general tendency of forestry policies to extend and strengthen the individual rights of land owners. Member States, especially those in Central and Eastern Europe, retain some legislative levers, especially regarding the sale of forest land, forest management, exclusion and withdrawal rights. All these measures that some Member States apply with regard to privately owned forests are aimed at avoiding the accentuated fragmentation of forest lands and the excessive exploitation of forests, in order to ensure sustainable development. The right of pre-emption represents one of the measures that Romania keeps in order to be able to achieve these objectives, having a regulation comparable to other Member States, which considered that a control is still required in terms of forest land sales. In France, changes to the Forestry Code in 2012 introduced a right of preemption in favor of the state or nearest neighbors, whereas previously, the owner was free to decide to whom to sell the forest land. The French legislation regarding the right of pre-emption is closest to the Romanian one in this matter. Considering that there is no common EU forestry policy, it is appropriate that in the next period legal professionals analyze all the difficulties that will appear in the application process of different national and regional jurisdictions, as well as the practical way in which their application is likely to lead to achieving the objectives assumed by the legislator. Surely, sooner or later, the Member States will have to agree on a common policy in forestry matters, and the research undertaken during this period will be used for the correct evaluation of the normative framework to be adopted at the Union level

An application of the fixed point theorem of Bohnenblust-Karlin to the Darboux problem for a multivalued inclusion

Not available