Business Process Management Integration Solution in Financial Sector

It is vital for financial services companies to ensure the rapid implementation of new processes to meet speed-to-market, service quality and compliance requirements. This has to be done against a background of increased complexity. An integrated approach to business processes allows products, processes, systems, data and the applications that underpin them to evolve quickly. Whether it’s providing a loan, setting up an insurance policy, or executing an investment instruction, optimizing the sale-to-fulfillment process will always win new business, cement customer loyalty, and reduce costs. Lack of integration across lending, payments and trading, on the other hand, simply presents competitors who are more efficient with a huge profit opportunity.Web Service, business process, integration, financial services, integration, modeling

On a non-convex hyperbolic differential inclusion

We prove the existence of a solution u(.,.;a,/?) of the Darboux problem uxfeF(x,y,u), u(x,0) = a(x), u(0,y) = P(y), which is continuous with respect to (a,/?). We assume that F is Lipschitzean with respect to u but not necessarily convex valued

Retention of Sediments and Nutrients in the Iron Gate I Reservoir on the Danube River

This work addresses an intensively debated question in biogeochemical research: "Are large dams affecting global nutrient cycles?” It has been postulated that the largest impoundments on the Lower Danube River, the Iron Gates Reservoirs, act as a major sink for silica (Si) in the form of settling diatoms, for phosphorus (P) and to a lesser extent for nitrogen (N). This retention of P and N in the reservoir would represent a positive contribution to the nutrient reduction in the Danube River. Based on a 9-month monitoring scheme in 2001, we quantified the nutrient and the sediment retention capacity of the Iron Gate I Reservoir. The sediment accumulation corresponded to 5% TN (total nitrogen), 12% TP (total phosphorus) and 55% TSS (total suspended solids) of the incoming loading. A mass balance revealed that more N and P are leaving the reservoir than entering via the inflow. Based on these current results, the reservoir was temporarily acting as a small nutrient source. The nutrient accumulation in the sediments of the Iron Gate I Reservoir represents only 1% of the "missing” load of 106t N and 1.3 × 105t P defined as the difference between the estimated nutrient export from the Danube Basin and the measured flux entering the Black Sea. This result disproves the hypothesis that the largest impoundment on the Danube River, the Iron Gates Reservoir, plays a major role in N and P eliminatio

Biogenic silica accumulation in the sediments of Iron Gate I Reservoir on the Danube River

Abstract.: Damming of rivers can result in severe downstream effects such as changing sediment and nutrient fluxes that potentially affect coastal ecosystems. Closing of the Iron Gates Dams in the lower Danube River was linked to a decrease in dissolved silica flux to the Black Sea of 600,000 t yr−1. A recent study on the Iron Gate I, however, indicated a dissolved silica removal within the reservoir of only 16,000 t yr−1. Such an order of magnitude difference between actual budgets and earlier estimates is unlikely to be caused by changes in hydrological or biogeochemical conditions. In order to separate annual variations and downstream effects of damming, we analyzed the sedimentary records of biogenic silica using dated sediments. Results confirm the detailed budgets of dissolved silica. In 2001, a total biogenic silica accumulation in the sediments of the Iron Gate I Reservoir of 19,000 t Si yr−1 was determined and represents the highest retention over the past 20 years. The accumulation of biogenic silica in the Iron Gate I Reservoir was compared with data from the coastal Black Sea. Biogenic silica in the sediments of the coastal Black Sea start decreasing before Iron Gate I Dam was completed in 1971. In conclusion, construction of the largest impoundment on the Danube River, the Iron Gate I Reservoir, was not solely responsible for decreasing the silica loads downstream at the coastal Black Se

Numerical Analyses of Plate Loading Test

A numerical simulation of plate loading test, in order to underlines the size effect on settlements and derived values of geotechnical parameters, is shown. The study is based on the comparison between the results obtained by Finite Element Method (FEM) using the Mohr-Coulomb soil model and by some observations from literature. The obtained numerical results revealed that the subgrade reaction coefficient is strictly dependent on parameters like size of the loaded area and loading magnitude, and thus completely general and generic, and not a fundamental material property of soil that can somehow be determined rationally, as often one claims to be

Temporal variability and spatial dynamics of CO2 and CH4 concentrations and fluxes in the Zambezi River system

Spanning over 2900 km in length and with a catchment of approximately 1.4 million km2, the Zambezi River is the fourth largest river in Africa and the largest flowing into the Indian Ocean from the African continent. Yet, there is surprisingly little or no information on carbon (C) cycling in this large river system. As part of a broader study on the riverine biogeochemistry in the Zambezi River basin, we present here mainstream dissolved CO2 and CH4 data collected during 2012 and 2013 over two climatic seasons (dry and wet) to constrain the interannual variability, seasonality and spatial heterogeneity of partial pressure of CO2 (pCO2) and CH4 concentrations and fluxes along the aquatic continuum, in relation to physico-chemical parameters (temperature, conductivity, oxygen, and pH) and various carbon pools (dissolved and particulate, organic and inorganic carbon, total alkalinity, primary production, respiration and net aquatic metabolism). Both pCO2 and CH4 variability was high, ranging from minimal values of 150 ppm and 7 nM, respectively, mainly in the two large reservoirs (the Kariba and the Cabora Bassa characterized by high pH and oxygen and low DOC), up to maximum values of 12,500 ppm and 12,130 nM, CO2 and CH4, respectively, mostly below floodplains/wetlands (low pH and oxygen levels, high DOC and POC concentrations). The interannual variability was relatively large for both CO2 and CH4 (mean pCO2: 2350 ppm in 2013 vs. 3180 ppm in 2013; mean CH4: 600 nM in 2012 vs. 1000 nM in 2013) and significantly higher (up to two fold) during wet season compared to dry season closely linked to distinct seasonal hydrological characteristics. Overall, no clear pattern was observed along the longitudinal gradient as river CO2 and CH4 concentrations are largely influenced by the presence of floodplains/wetlands, anthropogenic reservoirs or natural barriers (waterfalls/ rapids). Following closely the concentration patterns, river CO2 and CH4 mean fluxes of 3440 mg C-CO2 m-2 d-1 and 50 mg C-CH4 m-2 d-1, respectively, were well within the range of literature data for tropical river systems, while the two reservoirs were a sink of atmospheric CO2 (-240 mg C-CO2 m-2 d-1) and a low CH4 source (4 mg C-CH4 m-2 d-1)