The power of Hindu’s local wisdom in maintaining financial performance of Jempiring female farmers group in Badung regency during COVID-19 pandemic

The purpose of this study was to analyze the power of Hindu’s local wisdom in maintaining the financial performance of the group of of Jempiring female farmers in Badung Regency during the COVID-19 pandemic. The research method uses primary and secondary data sources, the type of data used is quantitative data and qualitative data, data collection techniques are carried out by in-depth interviews and documentation studies, and then data analysis techniques are carried out using quantitative and qualitative analysis. The results of this study indicate that the power of Hindu’s local wisdom, Tri Hita Karana, turned out to be able to maintain the financial performance of the group of Jempiring female farmers in Badung Regency during the COVID-19 pandemic, both in terms of liquidity, solvency, and from the side of profitability. So that the ability to pay debts, both short-term debt and long-term debt, can still be done. This was reinforced because of the confidence of members of the group of Jempiring female farmers in implementing local wisdom Tri Hita Karana that the obligation to pay debt must still be prioritized so that this group still remained at the time of the COVID-19 pandemic situation

The model of farmers' independence in processing and marketing agricultural products

This study aims to discover the model of farmers’ independence in processing and marketing agricultural products in Subak-Abian Tri Guna Karya, Kintamani District, Bangli Regency. This study used quantitative and qualitative data. The data were collected through structured interviews, observation, and documentation. The data was then analyzed using descriptive analysis techniques and statistical analysis with PLS (Partial Least Square). From the data, we discovered that the model of farmers’ independence in processing and marketing their agricultural products is by increasing emotional independence in driving agribusiness through developing quality human resources by increasing specific individual skills (life of skill) and strengthening individual capacity (individual capacity building) in order to strengthen institutional capacity (institutional development capacity building) based on the Subak-Abian Institution

Factors affecting the performance of micro, small and medium enterprises (MSMEs) in Denpasar

The purpose of this study was to determine and analyze the factors that influence the performance of Micro, Small and Medium Enterprises (MSMEs) in Denpasar. The method of determining the sample used in this study is a purposive sampling technique. The sample size uses the Slovin formula to get a representative number of samples. The type of data used in this study is quantitative data and the data source used in this research is primary data source. Data was collected through questionnaires and then measured using a Likert scale. The questionnaire was tested using validity and reliability tests. The data analysis technique used is as follows: classical assumption test by performing normality test, multicollinearity test, heteroscedasticity test, multiple linear regression analysis, coefficient of determination test, t-test (partial) and F-test. Based on the results of data analysis and discussion, it can be concluded that the factors that affect the performance of MSMEs in Denpasar during the Covid-19 pandemic are financial literacy and the effectiveness of the use of BPUM funds. Financial literacy has a significant positive effect on the performance of MSMEs with a t coefficient of 4.245, a regression coefficient of 0.300 and a significance of 0.000.&nbsp