Some habits are more work than others:Deliberate self-regulation strategy use increases with behavioral complexity, even for established habits

Objective: We tested the hypothesis that complex behaviors are commonly supported by self-regulation strategies, even when those behaviors are supported by strong instigation habits. Background: Goal-directed and habit-mediated processes arise from separable systems that have been suggested to seldomly interact. Results: Self-regulation strategy use was lower for habitually instigated simple behaviors compared to nonhabitually instigated simple behaviors. However, participants' use of self-regulation strategies increased with the increasing complexity of behaviors, even when complex behaviors were habitually instigated. The difference in the extent of strategy use between habitually and nonhabitually instigated actions was absent when behavioral complexity was particularly high. Conclusion: These results point to a qualitative distinction—while simple behaviors may progress in a relatively automatic and unthinking manner, complex behaviors receive frequent support from self-regulation strategies, even if they are instigated habitually.</p

Longitudinal evidence that Event Related Potential measures of self-regulation do not predict everyday goal pursuit

Self-regulation has been studied across levels of analysis; however, little attention has been paid to the extent to which self-report, neural, and behavioral indices predict goal pursuit in real-life. We use a mixed-method approach (N = 201) to triangulate evidence among established measures of different aspects of self-regulation to predict both the process of goal pursuit using experience sampling, as well as longer-term goal progress at 1, 3, and 6-month follow-ups. While self-reported trait self-control predicts goal attainment months later, we observe a null relationship between longitudinal goal attainment and ERPs associated with performance-monitoring and reactivity to positive/rewarding stimuli. Despite evidence that these ERPs are reliable and trait-like, and despite theorizing that suggests otherwise, our findings suggest that these ERPs are not meaningfully associated with everyday goal attainment. These findings challenge the ecological validity of brain measures thought to assess aspects of self-regulation

Reported self-control is not meaningfully associated with inhibition-related executive function:A Bayesian analysis

Self-control is assessed using a remarkable array of measures. In a series of five data-sets (overall N = 2,641) and a mini meta-analysis, we explored the association between canonical operationalisations of self-control: The Self-Control Scale and two measures of inhibition-related executive functioning (the Stroop and Flanker paradigms). Overall, Bayesian correlational analyses suggested little-to-no relationship between self-reported self-control and performance on the Stroop and Flanker tasks. The Bayesian meta-analytical summary of all five data-sets further favoured a null relationship between both types of measurement. These results suggest that the field’s most widely used measure of self-reported self-control is uncorrelated with two of the most widely adopted executive functioning measures of self-control. Consequently, theoretical and practical conclusions drawn using one measure (e.g., the Self-Control Scale) cannot be generalised to findings using the other (e.g., the Stroop task). The lack of empirical correlation between measures of self-control do not invalidate either measure, but instead suggest that treatments of the construct of self-control need to pay greater attention to convergent validity among the many measures used to operationalize self-control

Fintech for Psychological and Financial Resilience: Determinants of Financial Data Sharing Behavior for Individuals with Bipolar Disorder

Financial stability is a key challenge for individuals with bipolar disorder, a serious mental illness requiring life-long management. Symptomatic periods often lead to poor financial decision-making, including compulsive spending and risky behaviors. Widespread consumer adoption of financial technologies ("fintech") has accelerated in recent years, with numerous consumer-centric applications providing insight into personal financial behavior in exchange for access to financial data. We believe these technologies can be applied to meaningfully support individual resilience in this population and, potentially, the resilience of families and surrounding networks of care. However, little is known about this population's unique perspectives, expectations, or privacy preferences related to financial data sharing for these purposes. To this end, we deployed an online survey (N=480) to assess the privacy expectations of individuals with bipolar disorder surrounding the use of financial data as an early-warning indicator of symptoms. A factorial vignette design allowed us to vary vignette dimensions across the granularity of financial data types, context of potential data use, and recipient of data insights. This exploratory analysis demonstrates that individuals are most comfortable sharing financial data when they were the only party to receive algorithmically-generated insights, while factors such as context of use and granularity of data types were less significant. Individuals who were most willing to engage creditors or other financial technologies for assistance were significantly more willing to share with family members and clinicians.Comment: 4 pages, 1 figure, conference workshop paper (DIS 2023 - Designing for and Reflecting upon Resilience in Health and Wellbeing

Pandora box: The eurozone and the euro crisis

YesThe global economy has experienced considerable turbulence since 2007. The financial crisis has been viewed as the trigger for a prolonged period of economic decline. This decline remains an issue for all member states of the European Union, the eurozone and beyond. We argue genesis of this crisis lies in the integration negotiations of 1991, ratified in 1992. These produced a flawed economic model within the eurozone. Given the seeds of decay were planted at origin; we argue the solution can be found through a reconstructed eurozone via looser integration, where countries less equipped to deal with the realities of closer integration will be economically independent