Financial stability is a key challenge for individuals with bipolar disorder,
a serious mental illness requiring life-long management. Symptomatic periods
often lead to poor financial decision-making, including compulsive spending and
risky behaviors. Widespread consumer adoption of financial technologies
("fintech") has accelerated in recent years, with numerous consumer-centric
applications providing insight into personal financial behavior in exchange for
access to financial data. We believe these technologies can be applied to
meaningfully support individual resilience in this population and, potentially,
the resilience of families and surrounding networks of care. However, little is
known about this population's unique perspectives, expectations, or privacy
preferences related to financial data sharing for these purposes.
To this end, we deployed an online survey (N=480) to assess the privacy
expectations of individuals with bipolar disorder surrounding the use of
financial data as an early-warning indicator of symptoms. A factorial vignette
design allowed us to vary vignette dimensions across the granularity of
financial data types, context of potential data use, and recipient of data
insights. This exploratory analysis demonstrates that individuals are most
comfortable sharing financial data when they were the only party to receive
algorithmically-generated insights, while factors such as context of use and
granularity of data types were less significant. Individuals who were most
willing to engage creditors or other financial technologies for assistance were
significantly more willing to share with family members and clinicians.Comment: 4 pages, 1 figure, conference workshop paper (DIS 2023 - Designing
for and Reflecting upon Resilience in Health and Wellbeing