5 research outputs found
Murabahah finance as a potential moderator on the relationship between farm infrastructure and agricultural output in Kano State, Nigeria: a propose frame work
Agriculture is act of soil cultivation, rearing of animals, forestry for the purpose of food supply
and raw material to the industries for human satisfaction and poverty eradication as well as economic growth.However, the agricultural output in Kano state is declining day after day. Despite the socioeconomic importance of agriculture and the initiatives of both public and private organizations to grow the output, yet the problem is increasing. The objective of this paper is to propose a model for examining the moderating influence of Murabahah finance on the relationship between farm infrastructure and agricultural output in Kano State Nigeria.The study proposes a model that hopes to use by the Kano state ministry of agriculture, financial institutions and farmer cooperatives to the tackle the problems.In
addition, this paper introduces Murabahah finance as a potential moderating variable
ΠΠΏΠΎΡΠ΅ΡΠ΅Π΄ΠΊΠΎΠ²Π°Π½ΠΈΠΉ Π²ΠΏΠ»ΠΈΠ² ΡΡΠ»Π°ΠΌΡΡΠΊΠΎΠ³ΠΎ ΠΌΡΠΊΡΠΎΡΡΠ½Π°Π½ΡΡΠ²Π°Π½Π½Ρ Π½Π° ΡΡΠ»ΡΡΡΠΊΠΎΠ³ΠΎΡΠΏΠΎΠ΄Π°ΡΡΡΠΊΡ ΡΠ½Π½ΠΎΠ²Π°ΡΡΡ ΡΠ° ΡΠΎΠ·Π²ΠΈΡΠΎΠΊ Π°Π³ΡΠΎΠ±ΡΠ·Π½Π΅ΡΡ Π² ΡΡΠ°ΡΡ ΠΠΆΡΠ³Π°Π²Π°, ΠΡΠ³Π΅ΡΡΡ
The object of research is the relationship between farm technical know-how (FTK), farmersβ cooperatives (FC) and agribusiness performance (ABP) in Jigawa State, Nigeria. Despite the importance of the agribusiness in terms of economic growth and development of Jigawa state, yet, the agribusiness performance is decreasing in the state. The findings from the sector revealed inconsistency due to that this study is motivated to includes Islamic microfinance as a mediating variable on the relationship between the study variables.The study seeks to establish a relationship between agricultural antecedents and Agribusiness Performance. Also, to explore the mediating impact of Islamic microfinance on the relationship between agricultural antecedents and Agribusiness Performance in Jigawa state, Nigeria.The study used a quantitative approach with 320 questionnaires and analysed by Partial Least Square Structural Equation Modelling (PLS-SEM) through Smart PLS software.The findings of the study indicated that there is a positive relationship between farm technical know-how, farmersβ cooperatives, and agribusiness performance. Similarly, Islamic microfinance was found to mediate the relationship between farm technical know-how, farmersβ cooperatives and agribusiness Performance. The study recommended that Jigawa state government decision-makers, agribusiness associations and farmer cooperatives should consider use of Islamic microfinance as a solution to the problems of Agribusiness Performance through which poverty reduction and unemployment can be solved. In relation to this, Islamic micro-financial institutions should provide more opportunities to support agribusiness activities.ΠΠ±ΡΠ΅ΠΊΡΠΎΠΌ ΠΈΡΡΠ»Π΅Π΄ΠΎΠ²Π°Π½ΠΈΡ ΡΠ²Π»ΡΠ΅ΡΡΡ Π²Π·Π°ΠΈΠΌΠΎΡΠ²ΡΠ·Ρ ΠΌΠ΅ΠΆΠ΄Ρ ΡΠ΅Π»ΡΡΠΊΠΎΡ
ΠΎΠ·ΡΠΉΡΡΠ²Π΅Π½Π½ΡΠΌΠΈ ΡΠ΅Ρ
Π½ΠΈΡΠ΅ΡΠΊΠΈΠΌΠΈ Π½ΠΎΡ-Ρ
Π°Ρ (FTK), ΡΠ΅ΡΠΌΠ΅ΡΡΠΊΠΈΠΌΠΈ ΠΊΠΎΠΎΠΏΠ΅ΡΠ°ΡΠΈΠ²Π°ΠΌΠΈ (FC) ΠΈ Π°Π³ΡΠΎΠ±ΠΈΠ·Π½Π΅ΡΠΎΠΌ (ABP) Π² ΡΡΠ°ΡΠ΅ ΠΠΆΠΈΠ³Π°Π²Π°, ΠΠΈΠ³Π΅ΡΠΈΡ. ΠΠ΅ΡΠΌΠΎΡΡΡ Π½Π° Π²Π°ΠΆΠ½ΠΎΡΡΡ Π°Π³ΡΠΎΠ±ΠΈΠ·Π½Π΅ΡΠ° Ρ ΡΠΎΡΠΊΠΈ Π·ΡΠ΅Π½ΠΈΡ ΡΠΊΠΎΠ½ΠΎΠΌΠΈΡΠ΅ΡΠΊΠΎΠ³ΠΎ ΡΠΎΡΡΠ° ΠΈ ΡΠ°Π·Π²ΠΈΡΠΈΡ ΡΡΠ°ΡΠ° ΠΠΆΠΈΠ³Π°Π²Π°, Π² Π½Π΅ΠΌ Π½Π°Π±Π»ΡΠ΄Π°Π΅ΡΡΡ ΡΠ½ΠΈΠΆΠ΅Π½ΠΈΠ΅ ΡΡΡΠ΅ΠΊΡΠΈΠ²Π½ΠΎΡΡΠΈ Π°Π³ΡΠΎΠ±ΠΈΠ·Π½Π΅ΡΠ°. ΠΡΠΎΠ³ΠΈ, ΠΏΠΎΠ»ΡΡΠ΅Π½Π½ΡΠ΅ Π² ΡΡΠΎΠΌ ΡΠ΅ΠΊΡΠΎΡΠ΅, Π²ΡΡΠ²ΠΈΠ»ΠΈ Π½Π΅ΠΏΠΎΡΠ»Π΅Π΄ΠΎΠ²Π°ΡΠ΅Π»ΡΠ½ΠΎΡΡΡ Π² ΡΠ²ΡΠ·ΠΈ Ρ ΡΠ΅ΠΌ, ΡΡΠΎ Π΄Π°Π½Π½ΠΎΠ΅ ΠΈΡΡΠ»Π΅Π΄ΠΎΠ²Π°Π½ΠΈΠ΅ ΠΌΠΎΡΠΈΠ²ΠΈΡΠΎΠ²Π°Π½ΠΎ Π²ΠΊΠ»ΡΡΠ΅Π½ΠΈΠ΅ΠΌ ΠΈΡΠ»Π°ΠΌΡΠΊΠΎΠ³ΠΎ ΠΌΠΈΠΊΡΠΎΡΠΈΠ½Π°Π½ΡΠΈΡΠΎΠ²Π°Π½ΠΈΡ Π² ΠΊΠ°ΡΠ΅ΡΡΠ²Π΅ ΠΎΠΏΠΎΡΡΠ΅Π΄ΠΎΠ²Π°Π½Π½ΠΎΠΉ ΠΏΠ΅ΡΠ΅ΠΌΠ΅Π½Π½ΠΎΠΉ Π² ΠΎΡΠ½ΠΎΡΠ΅Π½ΠΈΠΈ Π²Π·Π°ΠΈΠΌΠΎΡΠ²ΡΠ·ΠΈ ΠΌΠ΅ΠΆΠ΄Ρ ΠΏΠ΅ΡΠ΅ΠΌΠ΅Π½Π½ΡΠΌΠΈ, ΡΠΊΠ°Π·Π°Π½Π½ΡΠΌΠΈ Π² ΠΈΡΡΠ»Π΅Π΄ΠΎΠ²Π°Π½ΠΈΠΈ.ΠΡΡΠ»Π΅Π΄ΠΎΠ²Π°Π½ΠΈΠ΅ Π½Π°ΠΏΡΠ°Π²Π»Π΅Π½ΠΎ Π½Π° ΡΡΡΠ°Π½ΠΎΠ²Π»Π΅Π½ΠΈΠ΅ ΡΠ²ΡΠ·ΠΈ ΠΌΠ΅ΠΆΠ΄Ρ ΡΠ΅Π»ΡΡΠΊΠΎΡ
ΠΎΠ·ΡΠΉΡΡΠ²Π΅Π½Π½ΡΠΌΠΈ ΠΏΡΠ΅Π΄ΡΠ΅ΡΡΠ²Π΅Π½Π½ΠΈΠΊΠ°ΠΌΠΈ ΠΈ ΠΏΠΎΠΊΠ°Π·Π°ΡΠ΅Π»ΡΠΌΠΈ Π°Π³ΡΠΎΠ±ΠΈΠ·Π½Π΅ΡΠ°. ΠΡΠΎΠΌΠ΅ ΡΠΎΠ³ΠΎ, ΠΈΠ·ΡΡΠ°Π΅ΡΡΡ ΠΏΠΎΡΡΠ΅Π΄Π½ΠΈΡΠ΅ΡΠΊΠΎΠ΅ Π²Π»ΠΈΡΠ½ΠΈΠ΅ ΠΈΡΠ»Π°ΠΌΡΠΊΠΎΠ³ΠΎ ΠΌΠΈΠΊΡΠΎΡΠΈΠ½Π°Π½ΡΠΈΡΠΎΠ²Π°Π½ΠΈΡ Π½Π° ΠΎΡΠ½ΠΎΡΠ΅Π½ΠΈΡ ΠΌΠ΅ΠΆΠ΄Ρ ΠΏΡΠ΅Π΄ΡΠ΅ΡΡΠ²Π΅Π½Π½ΠΈΠΊΠ°ΠΌΠΈ ΡΠ΅Π»ΡΡΠΊΠΎΠ³ΠΎ Ρ
ΠΎΠ·ΡΠΉΡΡΠ²Π° ΠΈ ΠΏΠΎΠΊΠ°Π·Π°ΡΠ΅Π»ΡΠΌΠΈ Π°Π³ΡΠΎΠ±ΠΈΠ·Π½Π΅ΡΠ° Π² ΡΡΠ°ΡΠ΅ ΠΠΆΠΈΠ³Π°Π²Π°, ΠΠΈΠ³Π΅ΡΠΈΡ.Π ΠΈΡΡΠ»Π΅Π΄ΠΎΠ²Π°Π½ΠΈΠΈ ΠΈΡΠΏΠΎΠ»ΡΠ·ΠΎΠ²Π°Π»ΡΡ ΠΊΠΎΠ»ΠΈΡΠ΅ΡΡΠ²Π΅Π½Π½ΡΠΉ ΠΏΠΎΠ΄Ρ
ΠΎΠ΄, ΡΠΎΡΡΠΎΡΡΠΈΠΉ ΠΈΠ· Π°Π½ΠΊΠ΅ΡΠΈΡΠΎΠ²Π°Π½ΠΈΡ 320 ΡΠ΅Π»ΠΎΠ²Π΅ΠΊ, ΠΊΠΎΡΠΎΡΡΠ΅ Π°Π½Π°Π»ΠΈΠ·ΠΈΡΠΎΠ²Π°Π»ΠΈΡΡ Ρ ΠΏΠΎΠΌΠΎΡΡΡ ΠΌΠΎΠ΄Π΅Π»ΠΈΡΠΎΠ²Π°Π½ΠΈΡ ΡΡΡΡΠΊΡΡΡΠ½ΡΡ
ΡΡΠ°Π²Π½Π΅Π½ΠΈΠΉ ΠΏΠΎ ΠΌΠ΅ΡΠΎΠ΄Ρ ΡΠ°ΡΡΠΈΡΠ½ΠΎΠ³ΠΎ Π½Π°ΠΈΠΌΠ΅Π½ΡΡΠ΅Π³ΠΎ ΠΊΠ²Π°Π΄ΡΠ°ΡΠ° (PLS-SEM) Ρ ΠΏΠΎΠΌΠΎΡΡΡ ΠΏΡΠΎΠ³ΡΠ°ΠΌΠΌΠ½ΠΎΠ³ΠΎ ΠΎΠ±Π΅ΡΠΏΠ΅ΡΠ΅Π½ΠΈΡ Smart PLS.Π Π΅Π·ΡΠ»ΡΡΠ°ΡΡ ΠΈΡΡΠ»Π΅Π΄ΠΎΠ²Π°Π½ΠΈΡ ΠΏΠΎΠΊΠ°Π·Π°Π»ΠΈ, ΡΡΠΎ ΡΡΡΠ΅ΡΡΠ²ΡΠ΅Ρ ΠΏΠΎΠ»ΠΎΠΆΠΈΡΠ΅Π»ΡΠ½Π°Ρ ΡΠ²ΡΠ·Ρ ΠΌΠ΅ΠΆΠ΄Ρ ΡΠ΅Ρ
Π½ΠΈΡΠ΅ΡΠΊΠΈΠΌΠΈ Π½ΠΎΡ-Ρ
Π°Ρ ΡΠ΅ΡΠΌΡ, ΠΊΠΎΠΎΠΏΠ΅ΡΠ°ΡΠΈΠ²Π°ΠΌΠΈ ΡΠ΅ΡΠΌΠ΅ΡΠΎΠ² ΠΈ ΡΡΡΠ΅ΠΊΡΠΈΠ²Π½ΠΎΡΡΡΡ Π°Π³ΡΠΎΠ±ΠΈΠ·Π½Π΅ΡΠ°. ΠΠ½Π°Π»ΠΎΠ³ΠΈΡΠ½ΡΠΌ ΠΎΠ±ΡΠ°Π·ΠΎΠΌ Π±ΡΠ»ΠΎ ΡΡΡΠ°Π½ΠΎΠ²Π»Π΅Π½ΠΎ, ΡΡΠΎ ΠΈΡΠ»Π°ΠΌΡΠΊΠΎΠ΅ ΠΌΠΈΠΊΡΠΎΡΠΈΠ½Π°Π½ΡΠΈΡΠΎΠ²Π°Π½ΠΈΠ΅ ΡΠ²Π»ΡΠ΅ΡΡΡ ΠΏΠΎΡΡΠ΅Π΄Π½ΠΈΠΊΠΎΠΌ Π² ΠΎΡΠ½ΠΎΡΠ΅Π½ΠΈΡΡ
ΠΌΠ΅ΠΆΠ΄Ρ ΡΠ΅Π»ΡΡΠΊΠΎΡ
ΠΎΠ·ΡΠΉΡΡΠ²Π΅Π½Π½ΡΠΌΠΈ ΡΠ΅Ρ
Π½ΠΈΡΠ΅ΡΠΊΠΈΠΌΠΈ Π½ΠΎΡ-Ρ
Π°Ρ, ΡΠ΅Π»ΡΡΠΊΠΎΡ
ΠΎΠ·ΡΠΉΡΡΠ²Π΅Π½Π½ΡΠΌΠΈ ΠΊΠΎΠΎΠΏΠ΅ΡΠ°ΡΠΈΠ²Π°ΠΌΠΈ ΠΈ ΡΡΡΠ΅ΠΊΡΠΈΠ²Π½ΠΎΡΡΡΡ Π°Π³ΡΠΎΠ±ΠΈΠ·Π½Π΅ΡΠ°. Π ΠΈΡΡΠ»Π΅Π΄ΠΎΠ²Π°Π½ΠΈΠΈ Π±ΡΠ»ΠΈ Π΄Π°Π½Ρ ΡΠ΅ΠΊΠΎΠΌΠ΅Π½Π΄Π°ΡΠΈΠΈ, ΠΏΡΠ΅Π΄Π½Π°Π·Π½Π°ΡΠ°ΡΡΠΈΠ΅ΡΡ Π»ΠΈΡΠ°ΠΌ, ΠΊΠΎΡΠΎΡΡΠ΅ ΠΏΡΠΈΠ½ΠΈΠΌΠ°ΡΡ ΡΠ΅ΡΠ΅Π½ΠΈΡ Π² ΠΏΡΠ°Π²ΠΈΡΠ΅Π»ΡΡΡΠ²Π΅ ΡΡΠ°ΡΠ° ΠΠΆΠΈΠ³Π°Π²Π°, Π°ΡΡΠΎΡΠΈΠ°ΡΠΈΠΈ Π°Π³ΡΠΎΠ±ΠΈΠ·Π½Π΅ΡΠ° ΠΈ ΡΠ΅ΡΠΌΠ΅ΡΡΠΊΠΈΡ
ΠΊΠΎΠΎΠΏΠ΅ΡΠ°ΡΠΈΠ²Π°Ρ
. Π Π΄Π°Π½Π½ΡΡ
ΡΠ΅ΠΊΠΎΠΌΠ΅Π½Π΄Π°ΡΠΈΡΡ
ΡΠ°ΡΡΠΌΠ°ΡΡΠΈΠ²Π°Π»ΠΎΡΡ ΠΈΡΠΏΠΎΠ»ΡΠ·ΠΎΠ²Π°Π½ΠΈΠ΅ ΠΈΡΠ»Π°ΠΌΡΠΊΠΎΠ³ΠΎ ΠΌΠΈΠΊΡΠΎΡΠΈΠ½Π°Π½ΡΠΈΡΠΎΠ²Π°Π½ΠΈΡ Π² ΠΊΠ°ΡΠ΅ΡΡΠ²Π΅ ΡΠ΅ΡΠ΅Π½ΠΈΡ ΠΏΡΠΎΠ±Π»Π΅ΠΌ ΡΡΡΠ΅ΠΊΡΠΈΠ²Π½ΠΎΡΡΠΈ Π°Π³ΡΠΎΠ±ΠΈΠ·Π½Π΅ΡΠ°, Ρ ΠΏΠΎΠΌΠΎΡΡΡ ΠΊΠΎΡΠΎΡΠΎΠ³ΠΎ ΠΌΠΎΠΆΠ½ΠΎ ΡΠ΅ΡΠΈΡΡ ΠΏΡΠΎΠ±Π»Π΅ΠΌΡ ΡΠΎΠΊΡΠ°ΡΠ΅Π½ΠΈΡ Π±Π΅Π΄Π½ΠΎΡΡΠΈ ΠΈ Π±Π΅Π·ΡΠ°Π±ΠΎΡΠΈΡΡ. Π ΡΠ²ΡΠ·ΠΈ Ρ ΡΡΠΈΠΌ, ΠΈΡΠ»Π°ΠΌΡΠΊΠΈΠ΅ ΠΌΠΈΠΊΡΠΎΡΠΈΠ½Π°Π½ΡΠΎΠ²ΡΠ΅ ΡΡΡΠ΅ΠΆΠ΄Π΅Π½ΠΈΡ Π΄ΠΎΠ»ΠΆΠ½Ρ ΠΏΡΠ΅Π΄ΠΎΡΡΠ°Π²Π»ΡΡΡ Π±ΠΎΠ»ΡΡΠ΅ Π²ΠΎΠ·ΠΌΠΎΠΆΠ½ΠΎΡΡΠ΅ΠΉ Π΄Π»Ρ ΠΏΠΎΠ΄Π΄Π΅ΡΠΆΠΊΠΈ Π΄Π΅ΡΡΠ΅Π»ΡΠ½ΠΎΡΡΠΈ Π°Π³ΡΠΎΠ±ΠΈΠ·Π½Π΅ΡΠ°.ΠΠ±'ΡΠΊΡΠΎΠΌ Π΄ΠΎΡΠ»ΡΠ΄ΠΆΠ΅Π½Π½Ρ Ρ Π²Π·Π°ΡΠΌΠΎΠ·Π²'ΡΠ·ΠΎΠΊ ΠΌΡΠΆ ΡΡΠ»ΡΡΡΠΊΠΎΠ³ΠΎΡΠΏΠΎΠ΄Π°ΡΡΡΠΊΠΈΠΌΠΈ ΡΠ΅Ρ
Π½ΡΡΠ½ΠΈΠΌΠΈ Π½ΠΎΡ-Ρ
Π°Ρ (FTK), ΡΠ΅ΡΠΌΠ΅ΡΡΡΠΊΠΈΠΌΠΈ ΠΊΠΎΠΎΠΏΠ΅ΡΠ°ΡΠΈΠ²Π°ΠΌΠΈ (FC) Ρ Π°Π³ΡΠΎΠ±ΡΠ·Π½Π΅ΡΠΎΠΌ (ABP) Π² ΡΡΠ°ΡΡ ΠΠΆΡΠ³Π°Π²Π°, ΠΡΠ³Π΅ΡΡΡ. ΠΠ΅Π·Π²Π°ΠΆΠ°ΡΡΠΈ Π½Π° Π²Π°ΠΆΠ»ΠΈΠ²ΡΡΡΡ Π°Π³ΡΠΎΠ±ΡΠ·Π½Π΅ΡΡ Π· ΡΠΎΡΠΊΠΈ Π·ΠΎΡΡ Π΅ΠΊΠΎΠ½ΠΎΠΌΡΡΠ½ΠΎΠ³ΠΎ Π·ΡΠΎΡΡΠ°Π½Π½Ρ ΡΠ° ΡΠΎΠ·Π²ΠΈΡΠΊΡ ΡΡΠ°ΡΡ ΠΠΆΡΠ³Π°Π²Π°, Π² Π½ΡΠΎΠΌΡ ΡΠΏΠΎΡΡΠ΅ΡΡΠ³Π°ΡΡΡΡΡ Π·Π½ΠΈΠΆΠ΅Π½Π½Ρ Π΅ΡΠ΅ΠΊΡΠΈΠ²Π½ΠΎΡΡΡ Π°Π³ΡΠΎΠ±ΡΠ·Π½Π΅ΡΡ. ΠΡΠ΄ΡΡΠΌΠΊΠΈ, ΠΎΡΡΠΈΠΌΠ°Π½Ρ Π² ΡΡΠΎΠΌΡ ΡΠ΅ΠΊΡΠΎΡΡ, Π²ΠΈΡΠ²ΠΈΠ»ΠΈ Π½Π΅ΠΏΠΎΡΠ»ΡΠ΄ΠΎΠ²Π½ΡΡΡΡ Π² Π·Π²'ΡΠ·ΠΊΡ Π· ΡΠΈΠΌ, ΡΠΎ Π΄Π°Π½Π΅ Π΄ΠΎΡΠ»ΡΠ΄ΠΆΠ΅Π½Π½Ρ ΠΌΠΎΡΠΈΠ²ΠΎΠ²Π°Π½ΠΎ Π²ΠΊΠ»ΡΡΠ΅Π½Π½ΡΠΌ ΡΡΠ»Π°ΠΌΡΡΠΊΠΎΠ³ΠΎ ΠΌΡΠΊΡΠΎΡΡΠ½Π°Π½ΡΡΠ²Π°Π½Π½Ρ Π² ΡΠΊΠΎΡΡΡ ΠΎΠΏΠΎΡΠ΅ΡΠ΅Π΄ΠΊΠΎΠ²Π°Π½ΠΎΡ Π·ΠΌΡΠ½Π½ΠΎΡ ΡΠΎΠ΄ΠΎ Π²Π·Π°ΡΠΌΠΎΠ·Π²'ΡΠ·ΠΊΡ ΠΌΡΠΆ Π·ΠΌΡΠ½Π½ΠΈΠΌΠΈ, Π²ΠΊΠ°Π·Π°Π½ΠΈΠΌΠΈ Π² Π΄ΠΎΡΠ»ΡΠ΄ΠΆΠ΅Π½Π½Ρ.ΠΠΎΡΠ»ΡΠ΄ΠΆΠ΅Π½Π½Ρ ΡΠΏΡΡΠΌΠΎΠ²Π°Π½ΠΎ Π½Π° Π²ΡΡΠ°Π½ΠΎΠ²Π»Π΅Π½Π½Ρ Π·Π²'ΡΠ·ΠΊΡ ΠΌΡΠΆ ΡΡΠ»ΡΡΡΠΊΠΎΠ³ΠΎΡΠΏΠΎΠ΄Π°ΡΡΡΠΊΠΈΠΌΠΈ ΠΏΠΎΠΏΠ΅ΡΠ΅Π΄Π½ΠΈΠΊΠ°ΠΌΠΈ ΡΠ° ΠΏΠΎΠΊΠ°Π·Π½ΠΈΠΊΠ°ΠΌΠΈ Π°Π³ΡΠΎΠ±ΡΠ·Π½Π΅ΡΡ. ΠΡΡΠΌ ΡΠΎΠ³ΠΎ, Π²ΠΈΠ²ΡΠ°ΡΡΡΡΡ ΠΏΠΎΡΠ΅ΡΠ΅Π΄Π½ΠΈΡΡΠΊΠΈΠΉ Π²ΠΏΠ»ΠΈΠ² ΡΡΠ»Π°ΠΌΡΡΠΊΠΎΠ³ΠΎ ΠΌΡΠΊΡΠΎΡΡΠ½Π°Π½ΡΡΠ²Π°Π½Π½Ρ Π½Π° Π²ΡΠ΄Π½ΠΎΡΠΈΠ½ΠΈ ΠΌΡΠΆ ΠΏΠΎΠΏΠ΅ΡΠ΅Π΄Π½ΠΈΠΊΠ°ΠΌΠΈ ΡΡΠ»ΡΡΡΠΊΠΎΠ³ΠΎ Π³ΠΎΡΠΏΠΎΠ΄Π°ΡΡΡΠ²Π° ΡΠ° ΠΏΠΎΠΊΠ°Π·Π½ΠΈΠΊΠ°ΠΌΠΈ Π°Π³ΡΠΎΠ±ΡΠ·Π½Π΅ΡΡ Π² ΡΡΠ°ΡΡ ΠΠΆΡΠ³Π°Π²Π°, ΠΡΠ³Π΅ΡΡΡ.Π£ Π΄ΠΎΡΠ»ΡΠ΄ΠΆΠ΅Π½Π½Ρ Π²ΠΈΠΊΠΎΡΠΈΡΡΠΎΠ²ΡΠ²Π°Π²ΡΡ ΠΊΡΠ»ΡΠΊΡΡΠ½ΠΈΠΉ ΠΏΡΠ΄Ρ
ΡΠ΄, ΡΠΎ ΡΠΊΠ»Π°Π΄Π°ΡΡΡΡΡ Π· Π°Π½ΠΊΠ΅ΡΡΠ²Π°Π½Π½Ρ 320 ΠΎΡΡΠ±, ΡΠΊΡ Π°Π½Π°Π»ΡΠ·ΡΠ²Π°Π»ΠΈΡΡ Π·Π° Π΄ΠΎΠΏΠΎΠΌΠΎΠ³ΠΎΡ ΠΌΠΎΠ΄Π΅Π»ΡΠ²Π°Π½Π½Ρ ΡΡΡΡΠΊΡΡΡΠ½ΠΈΡ
ΡΡΠ²Π½ΡΠ½Ρ Π·Π° ΠΌΠ΅ΡΠΎΠ΄ΠΎΠΌ ΡΠ°ΡΡΠΊΠΎΠ²ΠΎΠ³ΠΎ Π½Π°ΠΉΠΌΠ΅Π½ΡΠΎΠ³ΠΎ ΠΊΠ²Π°Π΄ΡΠ°ΡΠ° (PLS-SEM) Π·Π° Π΄ΠΎΠΏΠΎΠΌΠΎΠ³ΠΎΡ ΠΏΡΠΎΠ³ΡΠ°ΠΌΠ½ΠΎΠ³ΠΎ Π·Π°Π±Π΅Π·ΠΏΠ΅ΡΠ΅Π½Π½Ρ Smart PLS.Π Π΅Π·ΡΠ»ΡΡΠ°ΡΠΈ Π΄ΠΎΡΠ»ΡΠ΄ΠΆΠ΅Π½Π½Ρ ΠΏΠΎΠΊΠ°Π·Π°Π»ΠΈ, ΡΠΎ ΡΡΠ½ΡΡ ΠΏΠΎΠ·ΠΈΡΠΈΠ²Π½ΠΈΠΉ Π·Π²'ΡΠ·ΠΎΠΊ ΠΌΡΠΆ ΡΠ΅Ρ
Π½ΡΡΠ½ΠΈΠΌΠΈ Π½ΠΎΡ-Ρ
Π°Ρ ΡΠ΅ΡΠΌΠΈ, ΠΊΠΎΠΎΠΏΠ΅ΡΠ°ΡΠΈΠ²Π°ΠΌΠΈ ΡΠ΅ΡΠΌΠ΅ΡΡΠ² Ρ Π΅ΡΠ΅ΠΊΡΠΈΠ²Π½ΡΡΡΡ Π°Π³ΡΠΎΠ±ΡΠ·Π½Π΅ΡΡ. ΠΠ½Π°Π»ΠΎΠ³ΡΡΠ½ΠΈΠΌ ΡΠΈΠ½ΠΎΠΌ Π±ΡΠ»ΠΎ Π²ΡΡΠ°Π½ΠΎΠ²Π»Π΅Π½ΠΎ, ΡΠΎ ΡΡΠ»Π°ΠΌΡΡΠΊΠ΅ ΠΌΡΠΊΡΠΎΡΡΠ½Π°Π½ΡΡΠ²Π°Π½Π½Ρ Ρ ΠΏΠΎΡΠ΅ΡΠ΅Π΄Π½ΠΈΠΊΠΎΠΌ Ρ Π²ΡΠ΄Π½ΠΎΡΠΈΠ½Π°Ρ
ΠΌΡΠΆ ΡΡΠ»ΡΡΡΠΊΠΎΠ³ΠΎΡΠΏΠΎΠ΄Π°ΡΡΡΠΊΠΈΠΌΠΈ ΡΠ΅Ρ
Π½ΡΡΠ½ΠΈΠΌΠΈ Π½ΠΎΡ-Ρ
Π°Ρ, ΡΡΠ»ΡΡΡΠΊΠΎΠ³ΠΎΡΠΏΠΎΠ΄Π°ΡΡΡΠΊΠΈΠΌΠΈ ΠΊΠΎΠΎΠΏΠ΅ΡΠ°ΡΠΈΠ²Π°ΠΌΠΈ ΡΠ° Π΅ΡΠ΅ΠΊΡΠΈΠ²Π½ΡΡΡΡ Π°Π³ΡΠΎΠ±ΡΠ·Π½Π΅ΡΡ.Π£ Π΄ΠΎΡΠ»ΡΠ΄ΠΆΠ΅Π½Π½Ρ Π±ΡΠ»ΠΈ Π΄Π°Π½Ρ ΡΠ΅ΠΊΠΎΠΌΠ΅Π½Π΄Π°ΡΡΡ, ΡΠΎ ΠΏΡΠΈΠ·Π½Π°ΡΠ°ΡΡΡΡΡ ΠΎΡΠΎΠ±Π°ΠΌ, ΡΠΊΡ ΠΏΡΠΈΠΉΠΌΠ°ΡΡΡ ΡΡΡΠ΅Π½Π½Ρ Π² ΡΡΡΠ΄Ρ ΡΡΠ°ΡΡ ΠΠΆΡΠ³Π°Π²Π°, Π°ΡΠΎΡΡΠ°ΡΡΡ Π°Π³ΡΠΎΠ±ΡΠ·Π½Π΅ΡΡ ΡΠ° ΡΠ΅ΡΠΌΠ΅ΡΡΡΠΊΠΈΡ
ΠΊΠΎΠΎΠΏΠ΅ΡΠ°ΡΠΈΠ²Π°Ρ
. Π Π΄Π°Π½ΠΈΡ
ΡΠ΅ΠΊΠΎΠΌΠ΅Π½Π΄Π°ΡΡΡΡ
ΡΠΎΠ·Π³Π»ΡΠ΄Π°Π»ΠΎΡΡ Π²ΠΈΠΊΠΎΡΠΈΡΡΠ°Π½Π½Ρ ΡΡΠ»Π°ΠΌΡΡΠΊΠΎΠ³ΠΎ ΠΌΡΠΊΡΠΎΡΡΠ½Π°Π½ΡΡΠ²Π°Π½Π½Ρ Π² ΡΠΊΠΎΡΡΡ Π²ΠΈΡΡΡΠ΅Π½Π½Ρ ΠΏΡΠΎΠ±Π»Π΅ΠΌ Π΅ΡΠ΅ΠΊΡΠΈΠ²Π½ΠΎΡΡΡ Π°Π³ΡΠΎΠ±ΡΠ·Π½Π΅ΡΡ, Π·Π° Π΄ΠΎΠΏΠΎΠΌΠΎΠ³ΠΎΡ ΡΠΊΠΎΠ³ΠΎ ΠΌΠΎΠΆΠ½Π° Π²ΠΈΡΡΡΠΈΡΠΈ ΠΏΡΠΎΠ±Π»Π΅ΠΌΠΈ ΡΠΊΠΎΡΠΎΡΠ΅Π½Π½Ρ Π±ΡΠ΄Π½ΠΎΡΡΡ ΡΠ° Π±Π΅Π·ΡΠΎΠ±ΡΡΡΡ. Π£ Π·Π²'ΡΠ·ΠΊΡ Π· ΡΠΈΠΌ, ΡΡΠ»Π°ΠΌΡΡΠΊΡ ΠΌΡΠΊΡΠΎΡΡΠ½Π°Π½ΡΠΎΠ²Ρ ΡΡΡΠ°Π½ΠΎΠ²ΠΈ ΠΏΠΎΠ²ΠΈΠ½Π½Ρ Π½Π°Π΄Π°Π²Π°ΡΠΈ Π±ΡΠ»ΡΡΠ΅ ΠΌΠΎΠΆΠ»ΠΈΠ²ΠΎΡΡΠ΅ΠΉ Π΄Π»Ρ ΠΏΡΠ΄ΡΡΠΈΠΌΠΊΠΈ Π΄ΡΡΠ»ΡΠ½ΠΎΡΡΡ Π°Π³ΡΠΎΠ±ΡΠ·Π½Π΅ΡΡ
ΠΠΏΠΎΡΠ΅ΡΠ΅Π΄ΠΊΠΎΠ²Π°Π½ΠΈΠΉ Π²ΠΏΠ»ΠΈΠ² ΡΡΠ»Π°ΠΌΡΡΠΊΠΎΠ³ΠΎ ΠΌΡΠΊΡΠΎΡΡΠ½Π°Π½ΡΡΠ²Π°Π½Π½Ρ Π½Π° ΡΡΠ»ΡΡΡΠΊΠΎΠ³ΠΎΡΠΏΠΎΠ΄Π°ΡΡΡΠΊΡ ΡΠ½Π½ΠΎΠ²Π°ΡΡΡ ΡΠ° ΡΠΎΠ·Π²ΠΈΡΠΎΠΊ Π°Π³ΡΠΎΠ±ΡΠ·Π½Π΅ΡΡ Π² ΡΡΠ°ΡΡ ΠΠΆΡΠ³Π°Π²Π°, ΠΡΠ³Π΅ΡΡΡ
The object of research is the relationship between farm technical know-how (FTK), farmersβ cooperatives (FC) and agribusiness performance (ABP) in Jigawa State, Nigeria. Despite the importance of the agribusiness in terms of economic growth and development of Jigawa state, yet, the agribusiness performance is decreasing in the state. The findings from the sector revealed inconsistency due to that this study is motivated to includes Islamic microfinance as a mediating variable on the relationship between the study variables.The study seeks to establish a relationship between agricultural antecedents and Agribusiness Performance. Also, to explore the mediating impact of Islamic microfinance on the relationship between agricultural antecedents and Agribusiness Performance in Jigawa state, Nigeria.The study used a quantitative approach with 320 questionnaires and analysed by Partial Least Square Structural Equation Modelling (PLS-SEM) through Smart PLS software.The findings of the study indicated that there is a positive relationship between farm technical know-how, farmersβ cooperatives, and agribusiness performance. Similarly, Islamic microfinance was found to mediate the relationship between farm technical know-how, farmersβ cooperatives and agribusiness Performance. The study recommended that Jigawa state government decision-makers, agribusiness associations and farmer cooperatives should consider use of Islamic microfinance as a solution to the problems of Agribusiness Performance through which poverty reduction and unemployment can be solved. In relation to this, Islamic micro-financial institutions should provide more opportunities to support agribusiness activities.ΠΠ±ΡΠ΅ΠΊΡΠΎΠΌ ΠΈΡΡΠ»Π΅Π΄ΠΎΠ²Π°Π½ΠΈΡ ΡΠ²Π»ΡΠ΅ΡΡΡ Π²Π·Π°ΠΈΠΌΠΎΡΠ²ΡΠ·Ρ ΠΌΠ΅ΠΆΠ΄Ρ ΡΠ΅Π»ΡΡΠΊΠΎΡ
ΠΎΠ·ΡΠΉΡΡΠ²Π΅Π½Π½ΡΠΌΠΈ ΡΠ΅Ρ
Π½ΠΈΡΠ΅ΡΠΊΠΈΠΌΠΈ Π½ΠΎΡ-Ρ
Π°Ρ (FTK), ΡΠ΅ΡΠΌΠ΅ΡΡΠΊΠΈΠΌΠΈ ΠΊΠΎΠΎΠΏΠ΅ΡΠ°ΡΠΈΠ²Π°ΠΌΠΈ (FC) ΠΈ Π°Π³ΡΠΎΠ±ΠΈΠ·Π½Π΅ΡΠΎΠΌ (ABP) Π² ΡΡΠ°ΡΠ΅ ΠΠΆΠΈΠ³Π°Π²Π°, ΠΠΈΠ³Π΅ΡΠΈΡ. ΠΠ΅ΡΠΌΠΎΡΡΡ Π½Π° Π²Π°ΠΆΠ½ΠΎΡΡΡ Π°Π³ΡΠΎΠ±ΠΈΠ·Π½Π΅ΡΠ° Ρ ΡΠΎΡΠΊΠΈ Π·ΡΠ΅Π½ΠΈΡ ΡΠΊΠΎΠ½ΠΎΠΌΠΈΡΠ΅ΡΠΊΠΎΠ³ΠΎ ΡΠΎΡΡΠ° ΠΈ ΡΠ°Π·Π²ΠΈΡΠΈΡ ΡΡΠ°ΡΠ° ΠΠΆΠΈΠ³Π°Π²Π°, Π² Π½Π΅ΠΌ Π½Π°Π±Π»ΡΠ΄Π°Π΅ΡΡΡ ΡΠ½ΠΈΠΆΠ΅Π½ΠΈΠ΅ ΡΡΡΠ΅ΠΊΡΠΈΠ²Π½ΠΎΡΡΠΈ Π°Π³ΡΠΎΠ±ΠΈΠ·Π½Π΅ΡΠ°. ΠΡΠΎΠ³ΠΈ, ΠΏΠΎΠ»ΡΡΠ΅Π½Π½ΡΠ΅ Π² ΡΡΠΎΠΌ ΡΠ΅ΠΊΡΠΎΡΠ΅, Π²ΡΡΠ²ΠΈΠ»ΠΈ Π½Π΅ΠΏΠΎΡΠ»Π΅Π΄ΠΎΠ²Π°ΡΠ΅Π»ΡΠ½ΠΎΡΡΡ Π² ΡΠ²ΡΠ·ΠΈ Ρ ΡΠ΅ΠΌ, ΡΡΠΎ Π΄Π°Π½Π½ΠΎΠ΅ ΠΈΡΡΠ»Π΅Π΄ΠΎΠ²Π°Π½ΠΈΠ΅ ΠΌΠΎΡΠΈΠ²ΠΈΡΠΎΠ²Π°Π½ΠΎ Π²ΠΊΠ»ΡΡΠ΅Π½ΠΈΠ΅ΠΌ ΠΈΡΠ»Π°ΠΌΡΠΊΠΎΠ³ΠΎ ΠΌΠΈΠΊΡΠΎΡΠΈΠ½Π°Π½ΡΠΈΡΠΎΠ²Π°Π½ΠΈΡ Π² ΠΊΠ°ΡΠ΅ΡΡΠ²Π΅ ΠΎΠΏΠΎΡΡΠ΅Π΄ΠΎΠ²Π°Π½Π½ΠΎΠΉ ΠΏΠ΅ΡΠ΅ΠΌΠ΅Π½Π½ΠΎΠΉ Π² ΠΎΡΠ½ΠΎΡΠ΅Π½ΠΈΠΈ Π²Π·Π°ΠΈΠΌΠΎΡΠ²ΡΠ·ΠΈ ΠΌΠ΅ΠΆΠ΄Ρ ΠΏΠ΅ΡΠ΅ΠΌΠ΅Π½Π½ΡΠΌΠΈ, ΡΠΊΠ°Π·Π°Π½Π½ΡΠΌΠΈ Π² ΠΈΡΡΠ»Π΅Π΄ΠΎΠ²Π°Π½ΠΈΠΈ.ΠΡΡΠ»Π΅Π΄ΠΎΠ²Π°Π½ΠΈΠ΅ Π½Π°ΠΏΡΠ°Π²Π»Π΅Π½ΠΎ Π½Π° ΡΡΡΠ°Π½ΠΎΠ²Π»Π΅Π½ΠΈΠ΅ ΡΠ²ΡΠ·ΠΈ ΠΌΠ΅ΠΆΠ΄Ρ ΡΠ΅Π»ΡΡΠΊΠΎΡ
ΠΎΠ·ΡΠΉΡΡΠ²Π΅Π½Π½ΡΠΌΠΈ ΠΏΡΠ΅Π΄ΡΠ΅ΡΡΠ²Π΅Π½Π½ΠΈΠΊΠ°ΠΌΠΈ ΠΈ ΠΏΠΎΠΊΠ°Π·Π°ΡΠ΅Π»ΡΠΌΠΈ Π°Π³ΡΠΎΠ±ΠΈΠ·Π½Π΅ΡΠ°. ΠΡΠΎΠΌΠ΅ ΡΠΎΠ³ΠΎ, ΠΈΠ·ΡΡΠ°Π΅ΡΡΡ ΠΏΠΎΡΡΠ΅Π΄Π½ΠΈΡΠ΅ΡΠΊΠΎΠ΅ Π²Π»ΠΈΡΠ½ΠΈΠ΅ ΠΈΡΠ»Π°ΠΌΡΠΊΠΎΠ³ΠΎ ΠΌΠΈΠΊΡΠΎΡΠΈΠ½Π°Π½ΡΠΈΡΠΎΠ²Π°Π½ΠΈΡ Π½Π° ΠΎΡΠ½ΠΎΡΠ΅Π½ΠΈΡ ΠΌΠ΅ΠΆΠ΄Ρ ΠΏΡΠ΅Π΄ΡΠ΅ΡΡΠ²Π΅Π½Π½ΠΈΠΊΠ°ΠΌΠΈ ΡΠ΅Π»ΡΡΠΊΠΎΠ³ΠΎ Ρ
ΠΎΠ·ΡΠΉΡΡΠ²Π° ΠΈ ΠΏΠΎΠΊΠ°Π·Π°ΡΠ΅Π»ΡΠΌΠΈ Π°Π³ΡΠΎΠ±ΠΈΠ·Π½Π΅ΡΠ° Π² ΡΡΠ°ΡΠ΅ ΠΠΆΠΈΠ³Π°Π²Π°, ΠΠΈΠ³Π΅ΡΠΈΡ.Π ΠΈΡΡΠ»Π΅Π΄ΠΎΠ²Π°Π½ΠΈΠΈ ΠΈΡΠΏΠΎΠ»ΡΠ·ΠΎΠ²Π°Π»ΡΡ ΠΊΠΎΠ»ΠΈΡΠ΅ΡΡΠ²Π΅Π½Π½ΡΠΉ ΠΏΠΎΠ΄Ρ
ΠΎΠ΄, ΡΠΎΡΡΠΎΡΡΠΈΠΉ ΠΈΠ· Π°Π½ΠΊΠ΅ΡΠΈΡΠΎΠ²Π°Π½ΠΈΡ 320 ΡΠ΅Π»ΠΎΠ²Π΅ΠΊ, ΠΊΠΎΡΠΎΡΡΠ΅ Π°Π½Π°Π»ΠΈΠ·ΠΈΡΠΎΠ²Π°Π»ΠΈΡΡ Ρ ΠΏΠΎΠΌΠΎΡΡΡ ΠΌΠΎΠ΄Π΅Π»ΠΈΡΠΎΠ²Π°Π½ΠΈΡ ΡΡΡΡΠΊΡΡΡΠ½ΡΡ
ΡΡΠ°Π²Π½Π΅Π½ΠΈΠΉ ΠΏΠΎ ΠΌΠ΅ΡΠΎΠ΄Ρ ΡΠ°ΡΡΠΈΡΠ½ΠΎΠ³ΠΎ Π½Π°ΠΈΠΌΠ΅Π½ΡΡΠ΅Π³ΠΎ ΠΊΠ²Π°Π΄ΡΠ°ΡΠ° (PLS-SEM) Ρ ΠΏΠΎΠΌΠΎΡΡΡ ΠΏΡΠΎΠ³ΡΠ°ΠΌΠΌΠ½ΠΎΠ³ΠΎ ΠΎΠ±Π΅ΡΠΏΠ΅ΡΠ΅Π½ΠΈΡ Smart PLS.Π Π΅Π·ΡΠ»ΡΡΠ°ΡΡ ΠΈΡΡΠ»Π΅Π΄ΠΎΠ²Π°Π½ΠΈΡ ΠΏΠΎΠΊΠ°Π·Π°Π»ΠΈ, ΡΡΠΎ ΡΡΡΠ΅ΡΡΠ²ΡΠ΅Ρ ΠΏΠΎΠ»ΠΎΠΆΠΈΡΠ΅Π»ΡΠ½Π°Ρ ΡΠ²ΡΠ·Ρ ΠΌΠ΅ΠΆΠ΄Ρ ΡΠ΅Ρ
Π½ΠΈΡΠ΅ΡΠΊΠΈΠΌΠΈ Π½ΠΎΡ-Ρ
Π°Ρ ΡΠ΅ΡΠΌΡ, ΠΊΠΎΠΎΠΏΠ΅ΡΠ°ΡΠΈΠ²Π°ΠΌΠΈ ΡΠ΅ΡΠΌΠ΅ΡΠΎΠ² ΠΈ ΡΡΡΠ΅ΠΊΡΠΈΠ²Π½ΠΎΡΡΡΡ Π°Π³ΡΠΎΠ±ΠΈΠ·Π½Π΅ΡΠ°. ΠΠ½Π°Π»ΠΎΠ³ΠΈΡΠ½ΡΠΌ ΠΎΠ±ΡΠ°Π·ΠΎΠΌ Π±ΡΠ»ΠΎ ΡΡΡΠ°Π½ΠΎΠ²Π»Π΅Π½ΠΎ, ΡΡΠΎ ΠΈΡΠ»Π°ΠΌΡΠΊΠΎΠ΅ ΠΌΠΈΠΊΡΠΎΡΠΈΠ½Π°Π½ΡΠΈΡΠΎΠ²Π°Π½ΠΈΠ΅ ΡΠ²Π»ΡΠ΅ΡΡΡ ΠΏΠΎΡΡΠ΅Π΄Π½ΠΈΠΊΠΎΠΌ Π² ΠΎΡΠ½ΠΎΡΠ΅Π½ΠΈΡΡ
ΠΌΠ΅ΠΆΠ΄Ρ ΡΠ΅Π»ΡΡΠΊΠΎΡ
ΠΎΠ·ΡΠΉΡΡΠ²Π΅Π½Π½ΡΠΌΠΈ ΡΠ΅Ρ
Π½ΠΈΡΠ΅ΡΠΊΠΈΠΌΠΈ Π½ΠΎΡ-Ρ
Π°Ρ, ΡΠ΅Π»ΡΡΠΊΠΎΡ
ΠΎΠ·ΡΠΉΡΡΠ²Π΅Π½Π½ΡΠΌΠΈ ΠΊΠΎΠΎΠΏΠ΅ΡΠ°ΡΠΈΠ²Π°ΠΌΠΈ ΠΈ ΡΡΡΠ΅ΠΊΡΠΈΠ²Π½ΠΎΡΡΡΡ Π°Π³ΡΠΎΠ±ΠΈΠ·Π½Π΅ΡΠ°. Π ΠΈΡΡΠ»Π΅Π΄ΠΎΠ²Π°Π½ΠΈΠΈ Π±ΡΠ»ΠΈ Π΄Π°Π½Ρ ΡΠ΅ΠΊΠΎΠΌΠ΅Π½Π΄Π°ΡΠΈΠΈ, ΠΏΡΠ΅Π΄Π½Π°Π·Π½Π°ΡΠ°ΡΡΠΈΠ΅ΡΡ Π»ΠΈΡΠ°ΠΌ, ΠΊΠΎΡΠΎΡΡΠ΅ ΠΏΡΠΈΠ½ΠΈΠΌΠ°ΡΡ ΡΠ΅ΡΠ΅Π½ΠΈΡ Π² ΠΏΡΠ°Π²ΠΈΡΠ΅Π»ΡΡΡΠ²Π΅ ΡΡΠ°ΡΠ° ΠΠΆΠΈΠ³Π°Π²Π°, Π°ΡΡΠΎΡΠΈΠ°ΡΠΈΠΈ Π°Π³ΡΠΎΠ±ΠΈΠ·Π½Π΅ΡΠ° ΠΈ ΡΠ΅ΡΠΌΠ΅ΡΡΠΊΠΈΡ
ΠΊΠΎΠΎΠΏΠ΅ΡΠ°ΡΠΈΠ²Π°Ρ
. Π Π΄Π°Π½Π½ΡΡ
ΡΠ΅ΠΊΠΎΠΌΠ΅Π½Π΄Π°ΡΠΈΡΡ
ΡΠ°ΡΡΠΌΠ°ΡΡΠΈΠ²Π°Π»ΠΎΡΡ ΠΈΡΠΏΠΎΠ»ΡΠ·ΠΎΠ²Π°Π½ΠΈΠ΅ ΠΈΡΠ»Π°ΠΌΡΠΊΠΎΠ³ΠΎ ΠΌΠΈΠΊΡΠΎΡΠΈΠ½Π°Π½ΡΠΈΡΠΎΠ²Π°Π½ΠΈΡ Π² ΠΊΠ°ΡΠ΅ΡΡΠ²Π΅ ΡΠ΅ΡΠ΅Π½ΠΈΡ ΠΏΡΠΎΠ±Π»Π΅ΠΌ ΡΡΡΠ΅ΠΊΡΠΈΠ²Π½ΠΎΡΡΠΈ Π°Π³ΡΠΎΠ±ΠΈΠ·Π½Π΅ΡΠ°, Ρ ΠΏΠΎΠΌΠΎΡΡΡ ΠΊΠΎΡΠΎΡΠΎΠ³ΠΎ ΠΌΠΎΠΆΠ½ΠΎ ΡΠ΅ΡΠΈΡΡ ΠΏΡΠΎΠ±Π»Π΅ΠΌΡ ΡΠΎΠΊΡΠ°ΡΠ΅Π½ΠΈΡ Π±Π΅Π΄Π½ΠΎΡΡΠΈ ΠΈ Π±Π΅Π·ΡΠ°Π±ΠΎΡΠΈΡΡ. Π ΡΠ²ΡΠ·ΠΈ Ρ ΡΡΠΈΠΌ, ΠΈΡΠ»Π°ΠΌΡΠΊΠΈΠ΅ ΠΌΠΈΠΊΡΠΎΡΠΈΠ½Π°Π½ΡΠΎΠ²ΡΠ΅ ΡΡΡΠ΅ΠΆΠ΄Π΅Π½ΠΈΡ Π΄ΠΎΠ»ΠΆΠ½Ρ ΠΏΡΠ΅Π΄ΠΎΡΡΠ°Π²Π»ΡΡΡ Π±ΠΎΠ»ΡΡΠ΅ Π²ΠΎΠ·ΠΌΠΎΠΆΠ½ΠΎΡΡΠ΅ΠΉ Π΄Π»Ρ ΠΏΠΎΠ΄Π΄Π΅ΡΠΆΠΊΠΈ Π΄Π΅ΡΡΠ΅Π»ΡΠ½ΠΎΡΡΠΈ Π°Π³ΡΠΎΠ±ΠΈΠ·Π½Π΅ΡΠ°.ΠΠ±'ΡΠΊΡΠΎΠΌ Π΄ΠΎΡΠ»ΡΠ΄ΠΆΠ΅Π½Π½Ρ Ρ Π²Π·Π°ΡΠΌΠΎΠ·Π²'ΡΠ·ΠΎΠΊ ΠΌΡΠΆ ΡΡΠ»ΡΡΡΠΊΠΎΠ³ΠΎΡΠΏΠΎΠ΄Π°ΡΡΡΠΊΠΈΠΌΠΈ ΡΠ΅Ρ
Π½ΡΡΠ½ΠΈΠΌΠΈ Π½ΠΎΡ-Ρ
Π°Ρ (FTK), ΡΠ΅ΡΠΌΠ΅ΡΡΡΠΊΠΈΠΌΠΈ ΠΊΠΎΠΎΠΏΠ΅ΡΠ°ΡΠΈΠ²Π°ΠΌΠΈ (FC) Ρ Π°Π³ΡΠΎΠ±ΡΠ·Π½Π΅ΡΠΎΠΌ (ABP) Π² ΡΡΠ°ΡΡ ΠΠΆΡΠ³Π°Π²Π°, ΠΡΠ³Π΅ΡΡΡ. ΠΠ΅Π·Π²Π°ΠΆΠ°ΡΡΠΈ Π½Π° Π²Π°ΠΆΠ»ΠΈΠ²ΡΡΡΡ Π°Π³ΡΠΎΠ±ΡΠ·Π½Π΅ΡΡ Π· ΡΠΎΡΠΊΠΈ Π·ΠΎΡΡ Π΅ΠΊΠΎΠ½ΠΎΠΌΡΡΠ½ΠΎΠ³ΠΎ Π·ΡΠΎΡΡΠ°Π½Π½Ρ ΡΠ° ΡΠΎΠ·Π²ΠΈΡΠΊΡ ΡΡΠ°ΡΡ ΠΠΆΡΠ³Π°Π²Π°, Π² Π½ΡΠΎΠΌΡ ΡΠΏΠΎΡΡΠ΅ΡΡΠ³Π°ΡΡΡΡΡ Π·Π½ΠΈΠΆΠ΅Π½Π½Ρ Π΅ΡΠ΅ΠΊΡΠΈΠ²Π½ΠΎΡΡΡ Π°Π³ΡΠΎΠ±ΡΠ·Π½Π΅ΡΡ. ΠΡΠ΄ΡΡΠΌΠΊΠΈ, ΠΎΡΡΠΈΠΌΠ°Π½Ρ Π² ΡΡΠΎΠΌΡ ΡΠ΅ΠΊΡΠΎΡΡ, Π²ΠΈΡΠ²ΠΈΠ»ΠΈ Π½Π΅ΠΏΠΎΡΠ»ΡΠ΄ΠΎΠ²Π½ΡΡΡΡ Π² Π·Π²'ΡΠ·ΠΊΡ Π· ΡΠΈΠΌ, ΡΠΎ Π΄Π°Π½Π΅ Π΄ΠΎΡΠ»ΡΠ΄ΠΆΠ΅Π½Π½Ρ ΠΌΠΎΡΠΈΠ²ΠΎΠ²Π°Π½ΠΎ Π²ΠΊΠ»ΡΡΠ΅Π½Π½ΡΠΌ ΡΡΠ»Π°ΠΌΡΡΠΊΠΎΠ³ΠΎ ΠΌΡΠΊΡΠΎΡΡΠ½Π°Π½ΡΡΠ²Π°Π½Π½Ρ Π² ΡΠΊΠΎΡΡΡ ΠΎΠΏΠΎΡΠ΅ΡΠ΅Π΄ΠΊΠΎΠ²Π°Π½ΠΎΡ Π·ΠΌΡΠ½Π½ΠΎΡ ΡΠΎΠ΄ΠΎ Π²Π·Π°ΡΠΌΠΎΠ·Π²'ΡΠ·ΠΊΡ ΠΌΡΠΆ Π·ΠΌΡΠ½Π½ΠΈΠΌΠΈ, Π²ΠΊΠ°Π·Π°Π½ΠΈΠΌΠΈ Π² Π΄ΠΎΡΠ»ΡΠ΄ΠΆΠ΅Π½Π½Ρ.ΠΠΎΡΠ»ΡΠ΄ΠΆΠ΅Π½Π½Ρ ΡΠΏΡΡΠΌΠΎΠ²Π°Π½ΠΎ Π½Π° Π²ΡΡΠ°Π½ΠΎΠ²Π»Π΅Π½Π½Ρ Π·Π²'ΡΠ·ΠΊΡ ΠΌΡΠΆ ΡΡΠ»ΡΡΡΠΊΠΎΠ³ΠΎΡΠΏΠΎΠ΄Π°ΡΡΡΠΊΠΈΠΌΠΈ ΠΏΠΎΠΏΠ΅ΡΠ΅Π΄Π½ΠΈΠΊΠ°ΠΌΠΈ ΡΠ° ΠΏΠΎΠΊΠ°Π·Π½ΠΈΠΊΠ°ΠΌΠΈ Π°Π³ΡΠΎΠ±ΡΠ·Π½Π΅ΡΡ. ΠΡΡΠΌ ΡΠΎΠ³ΠΎ, Π²ΠΈΠ²ΡΠ°ΡΡΡΡΡ ΠΏΠΎΡΠ΅ΡΠ΅Π΄Π½ΠΈΡΡΠΊΠΈΠΉ Π²ΠΏΠ»ΠΈΠ² ΡΡΠ»Π°ΠΌΡΡΠΊΠΎΠ³ΠΎ ΠΌΡΠΊΡΠΎΡΡΠ½Π°Π½ΡΡΠ²Π°Π½Π½Ρ Π½Π° Π²ΡΠ΄Π½ΠΎΡΠΈΠ½ΠΈ ΠΌΡΠΆ ΠΏΠΎΠΏΠ΅ΡΠ΅Π΄Π½ΠΈΠΊΠ°ΠΌΠΈ ΡΡΠ»ΡΡΡΠΊΠΎΠ³ΠΎ Π³ΠΎΡΠΏΠΎΠ΄Π°ΡΡΡΠ²Π° ΡΠ° ΠΏΠΎΠΊΠ°Π·Π½ΠΈΠΊΠ°ΠΌΠΈ Π°Π³ΡΠΎΠ±ΡΠ·Π½Π΅ΡΡ Π² ΡΡΠ°ΡΡ ΠΠΆΡΠ³Π°Π²Π°, ΠΡΠ³Π΅ΡΡΡ.Π£ Π΄ΠΎΡΠ»ΡΠ΄ΠΆΠ΅Π½Π½Ρ Π²ΠΈΠΊΠΎΡΠΈΡΡΠΎΠ²ΡΠ²Π°Π²ΡΡ ΠΊΡΠ»ΡΠΊΡΡΠ½ΠΈΠΉ ΠΏΡΠ΄Ρ
ΡΠ΄, ΡΠΎ ΡΠΊΠ»Π°Π΄Π°ΡΡΡΡΡ Π· Π°Π½ΠΊΠ΅ΡΡΠ²Π°Π½Π½Ρ 320 ΠΎΡΡΠ±, ΡΠΊΡ Π°Π½Π°Π»ΡΠ·ΡΠ²Π°Π»ΠΈΡΡ Π·Π° Π΄ΠΎΠΏΠΎΠΌΠΎΠ³ΠΎΡ ΠΌΠΎΠ΄Π΅Π»ΡΠ²Π°Π½Π½Ρ ΡΡΡΡΠΊΡΡΡΠ½ΠΈΡ
ΡΡΠ²Π½ΡΠ½Ρ Π·Π° ΠΌΠ΅ΡΠΎΠ΄ΠΎΠΌ ΡΠ°ΡΡΠΊΠΎΠ²ΠΎΠ³ΠΎ Π½Π°ΠΉΠΌΠ΅Π½ΡΠΎΠ³ΠΎ ΠΊΠ²Π°Π΄ΡΠ°ΡΠ° (PLS-SEM) Π·Π° Π΄ΠΎΠΏΠΎΠΌΠΎΠ³ΠΎΡ ΠΏΡΠΎΠ³ΡΠ°ΠΌΠ½ΠΎΠ³ΠΎ Π·Π°Π±Π΅Π·ΠΏΠ΅ΡΠ΅Π½Π½Ρ Smart PLS.Π Π΅Π·ΡΠ»ΡΡΠ°ΡΠΈ Π΄ΠΎΡΠ»ΡΠ΄ΠΆΠ΅Π½Π½Ρ ΠΏΠΎΠΊΠ°Π·Π°Π»ΠΈ, ΡΠΎ ΡΡΠ½ΡΡ ΠΏΠΎΠ·ΠΈΡΠΈΠ²Π½ΠΈΠΉ Π·Π²'ΡΠ·ΠΎΠΊ ΠΌΡΠΆ ΡΠ΅Ρ
Π½ΡΡΠ½ΠΈΠΌΠΈ Π½ΠΎΡ-Ρ
Π°Ρ ΡΠ΅ΡΠΌΠΈ, ΠΊΠΎΠΎΠΏΠ΅ΡΠ°ΡΠΈΠ²Π°ΠΌΠΈ ΡΠ΅ΡΠΌΠ΅ΡΡΠ² Ρ Π΅ΡΠ΅ΠΊΡΠΈΠ²Π½ΡΡΡΡ Π°Π³ΡΠΎΠ±ΡΠ·Π½Π΅ΡΡ. ΠΠ½Π°Π»ΠΎΠ³ΡΡΠ½ΠΈΠΌ ΡΠΈΠ½ΠΎΠΌ Π±ΡΠ»ΠΎ Π²ΡΡΠ°Π½ΠΎΠ²Π»Π΅Π½ΠΎ, ΡΠΎ ΡΡΠ»Π°ΠΌΡΡΠΊΠ΅ ΠΌΡΠΊΡΠΎΡΡΠ½Π°Π½ΡΡΠ²Π°Π½Π½Ρ Ρ ΠΏΠΎΡΠ΅ΡΠ΅Π΄Π½ΠΈΠΊΠΎΠΌ Ρ Π²ΡΠ΄Π½ΠΎΡΠΈΠ½Π°Ρ
ΠΌΡΠΆ ΡΡΠ»ΡΡΡΠΊΠΎΠ³ΠΎΡΠΏΠΎΠ΄Π°ΡΡΡΠΊΠΈΠΌΠΈ ΡΠ΅Ρ
Π½ΡΡΠ½ΠΈΠΌΠΈ Π½ΠΎΡ-Ρ
Π°Ρ, ΡΡΠ»ΡΡΡΠΊΠΎΠ³ΠΎΡΠΏΠΎΠ΄Π°ΡΡΡΠΊΠΈΠΌΠΈ ΠΊΠΎΠΎΠΏΠ΅ΡΠ°ΡΠΈΠ²Π°ΠΌΠΈ ΡΠ° Π΅ΡΠ΅ΠΊΡΠΈΠ²Π½ΡΡΡΡ Π°Π³ΡΠΎΠ±ΡΠ·Π½Π΅ΡΡ.Π£ Π΄ΠΎΡΠ»ΡΠ΄ΠΆΠ΅Π½Π½Ρ Π±ΡΠ»ΠΈ Π΄Π°Π½Ρ ΡΠ΅ΠΊΠΎΠΌΠ΅Π½Π΄Π°ΡΡΡ, ΡΠΎ ΠΏΡΠΈΠ·Π½Π°ΡΠ°ΡΡΡΡΡ ΠΎΡΠΎΠ±Π°ΠΌ, ΡΠΊΡ ΠΏΡΠΈΠΉΠΌΠ°ΡΡΡ ΡΡΡΠ΅Π½Π½Ρ Π² ΡΡΡΠ΄Ρ ΡΡΠ°ΡΡ ΠΠΆΡΠ³Π°Π²Π°, Π°ΡΠΎΡΡΠ°ΡΡΡ Π°Π³ΡΠΎΠ±ΡΠ·Π½Π΅ΡΡ ΡΠ° ΡΠ΅ΡΠΌΠ΅ΡΡΡΠΊΠΈΡ
ΠΊΠΎΠΎΠΏΠ΅ΡΠ°ΡΠΈΠ²Π°Ρ
. Π Π΄Π°Π½ΠΈΡ
ΡΠ΅ΠΊΠΎΠΌΠ΅Π½Π΄Π°ΡΡΡΡ
ΡΠΎΠ·Π³Π»ΡΠ΄Π°Π»ΠΎΡΡ Π²ΠΈΠΊΠΎΡΠΈΡΡΠ°Π½Π½Ρ ΡΡΠ»Π°ΠΌΡΡΠΊΠΎΠ³ΠΎ ΠΌΡΠΊΡΠΎΡΡΠ½Π°Π½ΡΡΠ²Π°Π½Π½Ρ Π² ΡΠΊΠΎΡΡΡ Π²ΠΈΡΡΡΠ΅Π½Π½Ρ ΠΏΡΠΎΠ±Π»Π΅ΠΌ Π΅ΡΠ΅ΠΊΡΠΈΠ²Π½ΠΎΡΡΡ Π°Π³ΡΠΎΠ±ΡΠ·Π½Π΅ΡΡ, Π·Π° Π΄ΠΎΠΏΠΎΠΌΠΎΠ³ΠΎΡ ΡΠΊΠΎΠ³ΠΎ ΠΌΠΎΠΆΠ½Π° Π²ΠΈΡΡΡΠΈΡΠΈ ΠΏΡΠΎΠ±Π»Π΅ΠΌΠΈ ΡΠΊΠΎΡΠΎΡΠ΅Π½Π½Ρ Π±ΡΠ΄Π½ΠΎΡΡΡ ΡΠ° Π±Π΅Π·ΡΠΎΠ±ΡΡΡΡ. Π£ Π·Π²'ΡΠ·ΠΊΡ Π· ΡΠΈΠΌ, ΡΡΠ»Π°ΠΌΡΡΠΊΡ ΠΌΡΠΊΡΠΎΡΡΠ½Π°Π½ΡΠΎΠ²Ρ ΡΡΡΠ°Π½ΠΎΠ²ΠΈ ΠΏΠΎΠ²ΠΈΠ½Π½Ρ Π½Π°Π΄Π°Π²Π°ΡΠΈ Π±ΡΠ»ΡΡΠ΅ ΠΌΠΎΠΆΠ»ΠΈΠ²ΠΎΡΡΠ΅ΠΉ Π΄Π»Ρ ΠΏΡΠ΄ΡΡΠΈΠΌΠΊΠΈ Π΄ΡΡΠ»ΡΠ½ΠΎΡΡΡ Π°Π³ΡΠΎΠ±ΡΠ·Π½Π΅ΡΡ
Mediating Influence of Islamic Microfinance on Agricultural Antecedents and Agribusiness Performance in Jigawa State, Nigeria
The object of research is the relationship between farm technical know-how (FTK), farmers' cooperatives (FC) and agribusiness performance (ABP) in Jigawa State, Nigeria. Despite the importance of the agribusiness in terms of economic growth and development of Jigawa state, yet, the agribusiness performance is decreasing in the state. The findings from the sector revealed inconsistency due to that this study is motivated to includes Islamic microfinance as a mediating variable on the relationship between the study variables.The study seeks to establish a relationship between agricultural antecedents and Agribusiness Performance. Also, to explore the mediating impact of Islamic microfinance on the relationship between agricultural antecedents and Agribusiness Performance in Jigawa state, Nigeria.The study used a quantitative approach with 320 questionnaires and analysed by Partial Least Square Structural Equation Modelling (PLS-SEM) through Smart PLS software.The findings of the study indicated that there is a positive relationship between farm technical know-how, farmers' cooperatives, and agribusiness performance. Similarly, Islamic microfinance was found to mediate the relationship between farm technical know-how, farmers' cooperatives and agribusiness Performance. The study recommended that Jigawa state government decision-makers, agribusiness associations and farmer cooperatives should consider use of Islamic microfinance as a solution to the problems of Agribusiness Performance through which poverty reduction and unemployment can be solved. In relation to this, Islamic micro-financial institutions should provide more opportunities to support agribusiness activities
Mediating Influence of Islamic Microfinance on agricultural Antecedents and Agribusiness Performance in Jigawa state, Nigeria
Abstract:
The object of research is the relationship between farm technical know-how (FTK), farmersβ cooperatives (FC) and agribusiness performance (ABP) in Jigawa State, Nigeria. Despite the importance of the agribusiness in terms of economic growth and development of Jigawa state, yet, the agribusiness performance is decreasing in the state. The findings from the sector revealed inconsistency due to that this study is motivated to includes Islamic microfinance as a mediating variable on the relationship between the study variables.
The study seeks to establish a relationship between agricultural antecedents and Agribusiness Performance. Also, to explore the mediating impact of Islamic microfinance on the relationship between agricultural antecedents and Agribusiness Performance in Jigawa state, Nigeria.
The study used a quantitative approach with 320 questionnaires and analysed by Partial Least Square Structural Equation Modelling (PLS-SEM) through Smart PLS software.
The findings of the study indicated that there is a positive relationship between farm technical know-how, farmersβ cooperatives, and agribusiness performance. Similarly, Islamic microfinance was found to mediate the relationship between farm technical know-how, farmersβ cooperatives and agribusiness Performance.
The study recommended that Jigawa state government decision-makers, agribusiness associations and farmer cooperatives should consider use of Islamic microfinance as a solution to the problems of Agribusiness Performance through which poverty reduction and unemployment can be solved. In relation to this, Islamic micro-financial institutions should provide more opportunities to support agribusiness activities