Strategies to Enable Young Adults to be Financially Literate

The purpose of this research is to identify factors that parent(s) both intentionally and unintentionally impart on their children that enable young adults to be more financially literate. I administered a three question financial literacy test to 344 students at a private, not-for-profit liberal arts institution in a Midwestern city. Each result, a score of zero to three was compared to each student\u27s socio-demographic characteristics, family characteristics, and parental education techniques to determine potential correlation and causation for financial literacy scores. I determined factors to be studied through relevant literature and personal experience

A kind providence and The right to self preservation : how Andrew Jackson, Emersonian whiggery, and frontier Calvinism shaped the course of American political culture

Andrew Jackson has inspired numerous biographies and works of historical scholarship, but his religious views have attracted very little attention. Jackson may have been a giant on the political landscape, but he was also a human being, an ordinary American who experienced the same difficulties and challenges as other Americans of the early nineteenth century. Another common experience for many Americans of Jackson’s day included church life, revivals, and efforts to conceptualize every day events within the context of religious experience. Finding out where Jackson stood on religion and what role religion played in his thinking helps situate him as a man of his times. Unfortunately, he so greatly influenced his generation that he has taken on larger-than-life proportions, and even historians have found it difficult to present Jackson as an ordinary person who could choose to make the same responses to religion as did his contemporaries. In sum, looking at Jackson’s religious views as expressed in his correspondence regarding events both public and private helps explain him. Jackson wrote thousands of letters over the course of his lifetime, and his correspondence, especially his private letters to his friends and family, indicate that he did indeed inherit and live by a sturdy set of religious convictions, deeply rooted in the Calvinist tradition of Scottish Presbyterian Christianity. In his letters, Jackson briefly but consistently revealed his concern over his relationship to the sovereignty and providence of God. Jackson’s foundational belief that a sovereign God governed the world, guiding it toward a destiny only He could fully comprehend remained unshaken, even as he experienced the death of beloved family members, the difficulties of war, and other harsh realities of early nineteenth-century American life. As he grew older, Jackson also became more evangelical in his religious outlook, an experience common to many other people of the Jacksonian period. Ralph Waldo Emerson’s views on Providence serve as a foil to more greatly reveal the subtle difference between the Jacksonian Providential optimism rooted in uncertainty and the emerging, Whiggish world view that would eventually overcome it

The scent of a new world novel: translating the olfactory language of Faulkner and García Márquez

Both William Faulkner and Gabriel García Márquez introduce the olfactory as a focal element in their writing, producing works that challenge the singular primacy of sight as the unrivaled means by which the New World might be understood. As they translate experiences of the New World into language, both writers record the power of olfactory perception to reflect memory and history, to shape identity, to mark unmistakably certain crisis moments of ethical action, and to delineate a form of knowledge crucial to their New World poetics of the novel. Observing and analyzing the olfactory language particular to the cultural spaces in and around Yoknapatawpha County and the village of Macondo, respectively, provides a means to enter the imaginary landscapes not only of these major novelists but of Plantation America and the New World in general. In line with those studies that examine tropes, issues, and themes common to U.S. and Spanish American literature, this study comprises an analysis of how the olfactory environment serves Faulkner and García Márquez as symbol and subject in the heroic diachronic sweeps of their respective Yoknapatawpha and Macondo narratives. Both authors use smells in order to get at truth –to get closer to knowledge, and smell becomes the intersection between the structure of experience and the structure of knowledge. Their olfactory passageways mark out the South and the Caribbean, leading to a rooted, complex, nuanced understanding of truth in a world that modern civilization has paved over. In this way, their fictional olfactory situations and language establish a critique of the modern era, of an all-too-Cartesian modernity in the world, and point to a new poetics specifically for the New World, where there might still be hope for the memory and the promise of a land that is “fresh from the hand of God.

Knowledge, present utilization and potential for expansion of the optometric role in sports vision

The goal of this project included assessing the level of knowledge of athletic teams about optometry, discovering the usefulness of exsisting sports vision systems, and determining the interest of teams and optometrists in the subject of expanding sports vision programs. Professional and college baseball, basketball, and football teams were queried by means of a survey. To guage optometric opinion, separate inquiries were mailed to practitioners throughout the country. Results indicated that there is an unmet need for vision care (i.e. screening, contact lenses, and visual training) f or the athletes. Optometrisits demonstrated an overwhelming interest in prescribing for the athlete in private practice as well as in a consultation role to sports teams

Predicting Faculty Intentions to Assign Writing in Their Classes

Teachers who offer undergraduate courses agree widely on the importance of writing assignments to further undergraduate education. And yet, there is a great deal of variance among teachers in their writing assignments; some teachers assign no writing whatsoever. To determine the variables that influence the decisions of teachers about whether to assign writing, we predicted their intentions to assign writing from attitudes, subjective norms, perceived control, and perceived difficulty pertaining to assigning writing. Zero-order correlations and hierarchical regression analyses implicate attitude and perceived difficulty as the most important predictors of teacher’s intentions to assign writing in two studies. We also obtained open-ended belief statements in Study 1 and used them to obtain quantitative belief data in Study 2 to find and validate the importance of the impact of particular specific beliefs on intentions to assign writing

Protein---carbohydrate interaction. : Part XXII. A chemically-synthesized d-mannan and the interaction of some synthetic d-mannans with concanavalin A

1,6-Anhydro-[beta]--mannopyranose was polymerized in the presence of chloroacetic acid. A high-molecular-weight fraction insoluble in 80% ethanol was isolated and studied. Periodate-oxidation studies showed the polymer to contain 42% of (1-->6)-like linkages, 36% of (1-->4)- or (1-->2)-like linkages, and 22% (1-->3)-like linkages. End-group analysis gave = 113. The synthetic -mannan reacted vigorously with concanavalin A, indicating that it was a highly branched polymer containing multiple [alpha]--mannopyranosyl residues at chain ends. A synthetic -mannan obtained by the polymerization of -mannose in the presence of phosphorous acid gave a much weaker reaction with concanavalin A, and two synthetic, linear polymers failed, as expected, to form a precipitate with this plant protein.Peer Reviewedhttp://deepblue.lib.umich.edu/bitstream/2027.42/32749/1/0000118.pd

Mix design considerations of foamed bitumen mixtures with reclaimed asphalt pavement material

In the present work, a mix design parametric study was carried out with the aim of proposing a practical and consistent mix design procedure for foamed bitumen mixtures (FBMs). The mix design parameters that were adopted in the study are mixing and compaction water content (MWC), compaction effort using a gyratory compactor and aggregate temperature. This parametric study was initially carried out on FBMs with virgin limestone aggregate without reclaimed asphalt pavement (RAP) material and a mix design procedure was proposed. This proposed methodology was also found to apply to FBMs with RAP. A detailed consideration was also given to characterising the RAP material so as to understand its contribution to the mechanical properties of FBMs. Optimum MWC was achieved by optimising mechanical properties such as indirect tensile stiffness modulus and indirect tensile strength (ITS-dry and ITS-wet). A rational range of 75–85% of optimum water content obtained by the modified Proctor test was found to be the optimum range of MWC that gives optimum mechanical properties for FBMs. It was also found that the presence of RAP influenced the design foamed bitumen content, which means that treating RAP as black rock in FBM mix design is not appropriate. To study the influence of bitumen and water during compaction, modified Proctor compaction and gyratory compaction were employed on mixes with varying amounts of water and bitumen. By this, the work also evaluated the validity of the total fluid (water + bitumen) concept that is widely used in bitumen–emulsion-treated mixes, and found it not to be applicable

Interaction of heat-denatured HeLa cell DNA with synthetic and natural polysaccharides

Heat-denatured DNA from HeLa cells interacts with natural as well as synthetic polysaccharides. Glucose does not inhibit the interaction nor will it produce it. Polysaccharides with a molecular weight of 10000 or greater are required before the interaction takes place.Peer Reviewedhttp://deepblue.lib.umich.edu/bitstream/2027.42/37820/1/360061105_ftp.pd