The purpose of this research is to identify factors that parent(s) both intentionally and unintentionally impart on their children that enable young adults to be more financially literate. I administered a three question financial literacy test to 344 students at a private, not-for-profit liberal arts institution in a Midwestern city. Each result, a score of zero to three was compared to each student\u27s socio-demographic characteristics, family characteristics, and parental education techniques to determine potential correlation and causation for financial literacy scores. I determined factors to be studied through relevant literature and personal experience
