Socio-metrics of digital payments in demographic dividend: Descriptive analysis of dichotomous preferences

171-177Innovation in financial services has attracted a lot of attention and becomes the focal point in some jurisdiction further taking a very effective approach for facilitation of the technology enabled innovation. Digital disruptions have affected the all aspect of social mechanism and economic function, with higher density of mobile consumers and internet penetrations as compared to banking and other financial services facilitation. Technical firms have been providing new integrated faster, effective and inclusive innovative solutions; and it accelerates the inclusive digital payment systems. The variant methods of digital payments adopted by urban and semi urban consumers for their usual financial transactions is growing exponentially; however, post demonetization by Government of India, there was urgent need for alternative payment mechanism not only for urban consumers but also support the utilization by rural consumers in demographic dividend. The concept for the study has been to explore strategic advantages of digital payments and diagnosis for the current ecosystem in the support for better adoption of digital payments by the retail consumers in given mixed demography. In the present study, we have approached the Dhanbad district and collected data from different demography for our pilot survey. We have analyzed structured questionnaire based data to understand the various challenged with digital payments in demographic dividend for study area getting dichotomous preferences

A Comprehensive Review of The Therapeutic Potential of Elaeocarpus Ganitrus

Elaeocarpus ganitrus, also known as Rudraksha, is a member of the Elaeocarpaceae family and has a long history of antidepressant and antibacterial benefits against various illnesses. Elaeocarpus ganitrus has been used in Unani and Ayurveda medicine as an antidepressant, an antibiotic, and as an external treatment for mental disease, epilepsy, liver discomfort, and stomach pain. In addition, it is used to treat a variety of other conditions, including hepatic diseases, dyspepsia, skin infections, blood purification, asthma, tumors, and wounds. Their biological effects include their antioxidant, anti-inflammatory, neuroprotective, anticancer, hepatoprotective, immunomodulatory, antifertility, antibacterial, and antidepressant properties. To further explore the trends and perspectives for future research, a thorough discussion of Elaeocarpus ganitrus' taxonomic classification, traditional uses, botanical description, phytochemical components, pharmacology, and safety aspects is required

Stress-strain characteristics and energy absorption analysis of Construction and demolition waste recycled aggregate concrete in compression

The stress strain characteristics and mechanical properties of construction and demolition aggregate concrete at two different w/c ratios – 0.4 and 0.5 are presented in this study. The mechanical and stress strain characteristics of recycled aggregate concrete are compared to the properties and Stress strain characteristics of the conventional aggregate concrete. The mechanical properties include the cube and cylindrical compressive strength, Modulus of elasticity, flexural strength, split tensile strength and hardened density. Under stress strain characteristics, strain at peak stress and the energy absorbed under compression is included. The study aimed to correlate and compare the behaviour of recycled aggregate concrete and Conventional aggregate concrete having comparable strength. Finally, the experimental stress strain characteristics of the Recycled aggregate concrete is analysed for its compatibility of the assumed stress strain behaviour of concrete in IS 456. According to the findings, recycled aggregate concrete has similar stress-strain characteristics to conventional aggregate concrete of comparable strength, and existing stress block parameters can be suitably used for the recycled aggregate concrete

ISOLATION AND CHARACTERIZATION OF N-HEPTACOSANYL OLEATE FROM THE WHOLE AERIAL PARTS OF CENTELLA ASIATICA LINN.

ABSTRACTVarious studies have already been performed involving the whole aerial parts of Centella asiatica (L.) (Umbelliferae), commonly known as gotu kola orjalbrahmi, and thus, the present investigation has been carried out for the phytochemical study of an ethanolic extract of the aerial parts of C. asiatica.To perform this activity, the drug (1.5 kg) was exhaustively extracted in 95% ethanol using Soxhlet apparatus. The column chromatography wasperformed then for isolating the various phytoconstituents using the solvents of increasing polarity from petroleum ether to methanol. The isolatedcompounds were structurally elucidated using various spectral data analysis, i.e. infrared,1H nuclear magnetic resonance (NMR),13C NMR, and positiveion fast atom bombardment mass spectrometry. One of the isolated compounds was characterized as n-heptacosanyl oleate.Keywords: Whole aerial parts, Centella asiatica, Soxhlet, Column, Heptacosanyl oleate

Socio-metrics of digital payments in demographic dividend: Descriptive analysis of dichotomous preferences

Innovation in financial services has attracted a lot of attention and becomes the focal point in some jurisdiction further taking a very effective approach for facilitation of the technology enabled innovation. Digital disruptions have affected the all aspect of social mechanism and economic function, with higher density of mobile consumers and internet penetrations as compared to banking and other financial services facilitation. Technical firms have been providing new integrated faster, effective and inclusive innovative solutions; and it accelerates the inclusive digital payment systems. The variant methods of digital payments adopted by urban and semi urban consumers for their usual financial transactions is growing exponentially; however, post demonetization by Government of India, there was urgent need for alternative payment mechanism not only for urban consumers but also support the utilization by rural consumers in demographic dividend. The concept for the study has been to explore strategic advantages of digital payments and diagnosis for the current ecosystem in the support for better adoption of digital payments by the retail consumers in given mixed demography. In the present study, we have approached the Dhanbad district and collected data from different demography for our pilot survey. We have analyzed structured questionnaire based data to understand the various challenged with digital payments in demographic dividend for study area getting dichotomous preferences

Incorporating Zero-Knowledge Succinct Non-interactive Argument of Knowledge for Blockchain-based Identity Management with off-chain computations

In today's world, secure and efficient biometric authentication is of keen importance. Traditional authentication methods are no longer considered reliable due to their susceptibility to cyber-attacks. Biometric authentication, particularly fingerprint authentication, has emerged as a promising alternative, but it raises concerns about the storage and use of biometric data, as well as centralized storage, which could make it vulnerable to cyber-attacks. In this paper, a novel blockchain-based fingerprint authentication system is proposed that integrates zk-SNARKs, which are zero-knowledge proofs that enable secure and efficient authentication without revealing sensitive biometric information. A KNN-based approach on the FVC2002, FVC2004 and FVC2006 datasets is used to generate a cancelable template for secure, faster, and robust biometric registration and authentication which is stored using the Interplanetary File System. The proposed approach provides an average accuracy of 99.01%, 98.97% and 98.52% over the FVC2002, FVC2004 and FVC2006 datasets respectively for fingerprint authentication. Incorporation of zk-SNARK facilitates smaller proof size. Overall, the proposed method has the potential to provide a secure and efficient solution for blockchain-based identity management

Incidence of Impacted Mandibular Third Molars with Their Pattern and Associated Complications in Nepalese Population

INTRODUCTION: Impaction may be defined as the failure of complete eruption into a normal functional position of one tooth within normal time due to lack of space in the dental arch, caused by obstruction by another tooth or development in an abnormal position.MATERIAL AND METHODS: A cross sectional descriptive study was conducted on 945 patients (males=591, females=354) aged between 18- 50 years of age who had mandibular third molars impacted. The difficulty index for mandibular third molar for angulation and depth was based on Winter’s classification (1926).RESULTS: The most common type of impaction seen was Mesio- angular with (32%) followed by horizontal 264 (27.8%), then followed by other types. Data was analyzed using Statistical Package for Social Sciences (SPSS) version 23.0CONCLUSION: Impacted third molars are a common observation in routine dental practice. The impaction rate of third molars is higher as compared to other teeth in the dentition. The high prevalence found in the present study, with more than half of these Nepalese adult patients having at least one impacted third molar