How do We Arrive at Our Intended Destination?

What is the greatest traffic risk? That car-drivers and pedestrians, the participants in traffic, do not keep to the rules. What is the greatest risk in the area of state finances? Exactly the same, the breaking and ignoring of rules. The preceding comparison may seem strange but it highlights that in any system with mul-tiple elements and participants the keeping of rules, which apply to and are known by all, is the basis for its effective functioning