ASURANSI DALAM BIDANG BISNIS PROPERTI MENURUT PERATURAN PERUNDANG-UNDANGAN

Tujuan dilakukannya penelitian ini adalah untuk mengetahui bagaimana peranan asuransi bagi pelaku usaha bisnis properti di Indonesia dan bagaimana pengaturan asuransi sebagai sarana protektif bagi pelaku usaha dalam bisnis properti di Indonesia.  Dengan menggunakan metode penelitian yuridis normatif, disimpulkan: 1. Perusahaan asuransi di Indonesia sejauh ini memiliki peranan yang penting dan bermanfaat bagi pelaku usaha bisnis properti di Indonesia dari setiap sektornya. Terutama dalam mempermudah modal usaha bagi pelaku usaha agar menjaga risiko yang kemungkinan buruk bagi perusahaan akan terjadi, berakibat mempengaruhi kestabilan roda berusaha dalam dunia bisnis properti di Indonesia. Peranan asuransi sekarang ini dinilai sebagai langkah cerdas dan pintar bagi pelaku usaha, dan bukan hanya itu saja melainkan bersifat sarana praktis bagi pekerja dan tenaga kerja dalam suatu perusahaan baik lokal dan non lokal di setiap sektor perusahaan yang bergerak dalam usaha properti untuk kemajuan pembangunan yang efektif dan bersinergisitas dalam perekonomian di Indonesia. 2. Selanjutnya, asuransi sebagai langkah praktis bagi pelaku usaha untuk mencegah dan menanggulangi akibat atau hal-hal tak terduga yang mengakibatkan kerugian bagi perusahaan, perusahaan asuransi juga sebagai sarana protektif kedepannya, manfaat perusahaan asuransi sebagai partner atau mitra kerja bagi pelaku usaha di Indonesia di nilai sangatlah penting, dalam ruang lingkup hukum perusahaan di Indonesia pelaku usaha dapat menjamin pengelolaan sistem kerja dan keuntungan bagi perusahaannya dengan mengikatkan diri lewat kontrak perjanjian antara perusahaan asuransi dan perusahaan dalam hal ini khususnya pelaku usaha properti, karena sebagai sarana protektif di bisnis properti kecenderungan akan terjadi hal-hal yang tidak akan terduga yang dapat merugikan kestabilan keuntungan berusaha sangatlah besar. Maka dari itu, alangkah baiknya dalam menjalankan suatu organisasi dalam berusaha di Indonesia, mengikatkan badan usaha hukum dengan perusahaan asuransi menjadi langkah yang tepat dan bermanfaat untuk menjaga, baik permodalan, pendapatan, inventaris, dan juga berhubungan dengan ketenagakerjaan dalam suatu perusahaan, khususnya bisnis properti.Kata kunci: Asuransi, Bisnis, Properti

Blended learning in Library and information Science (LIS) education and training

Educators and students have a vital role to play as being in control of the education process. Introducing blended learning could be one of the means of improving the quality of teaching and learning in higher education. Blended learning has become an emerging and prominent delivery mechanism and approach to course design in higher education. The core interest in blended learning lies in the need to provide more engaged learning experiences with recognizing the potential of the Internet and Information and communications technology. Information and communications technologies (ICTs) have had a profound impact in the Library and Information Science (LIS) field. The LIS sector is deeply rooted in digital technology, therefore the use of digital technologies requires thoughtful and through integration into pedagogy, that reflects carefully articulated instructional and learning outcomes .These changes need to lead to changes in curriculum content as well as in methods of teaching and learning. This paper explores rethinking the purpose of current teaching and learning practices in LIS education and training and examines teaching and learning strategies using technology enhanced teaching and learning. The paper reports on a doctoral study adopting a mixed method approach by implementing both qualitative and quantitative research methods in order to explore the educational and pedagogical issues in blended learning. A self-administered Web-based exploratory survey questionnaire ascertained the extent of current practices in the delivery of the LIS curriculum at South African universities. Semi-structured face-to-face interviews with LIS educators and telephone interviews with facilitators (individuals at educational units that aid in teaching and learning) as well as focus group discussions with LIS students exposed to blended learning interventions, explored the educational and pedagogical aspects of blended learning. The study explored transformative and interactive teaching and learning practices in LIS education developing a framework for designing and implementing blended learning in LIS education

Contextualising the National Development Plan for enhanced service delivery: Considerations for planning in KwaZulu-Natal

Integrated Development Plans (IDPs) are the planning instruments directed at strategies for enhancing service delivery in local government. As a consequence, capacity initiatives are driven by these plans to address prioritised developmental needs. The key to establishing such initiatives is informed by the National Development Plan (NDP). This Plan changed the planning regime in South Africa, culminating in a comprehensive planning hierarchy for local, provincial and national spheres of government. In light thereof, the article theoretically examines the alignment of planning work procedures in KwaZulu-Natal (KZN) in ensuring that development planning is ‘on track’. To this end, the KZN Provincial Planning Commission (PPC) developed a Provincial Growth and Development Strategy (PGDS) aligned with the National Plan. It follows then that District Municipalities formulated a District Growth and Development Plan (DGDP) with the same time horizon as the National Plan leading to 2030. Municipal Integrated Development Plans (IDPs) then become instruments to implement the Provincial Strategy in five-year periods. Against the background of action-based Batho-Pele Principles as necessary determinants, key issues may be addressed, whilst contextualising long-term development planning and implementation as the NDP-PGDP-IDP praxis. Cumulatively, planners in KZN must respond to this new plan hierarchy innovatively by integrating and aligning with the NDP at other planning levels in an ethical, accountable and socially responsible manner addressing poverty, inequality and unemployment. The article concludes that the trajectory of development planning in KZN is strategically linked to national and long-term initiatives and work procedures for enhanced service delivery.&nbsp

Tracing a decade of drafting, reviewing and assessing integrated development plans in KwaZulu-Natal: Some key reflections

The next decade of planning in South African municipalities under democracy has dawned. The previous decade was characterised by drafting, reviewing and assessing outcomes of Integrated Development Plans (IDPs). Through the Local Government Municipal Systems Act, 32 of 2000 and Sections 152/3 of the South African Constitution, 1996, local government is responsible for development processes and municipal planning. It requires from municipalities to formulate and review IDPs. Two “generations” of IDPs were drafted and reviewed from 2001 to 2011 by KwaZulu-Natal municipalities. The Department of Co-operative Governance and Traditional Affairs (COGTA) and its predecessors evaluated and measured legal compliance of drafting, approval and submission processes. Identification of factors critical to planning, observations and recommendations for IDPs, are captured in this article. Direction, formulation and evaluation of third-generation IDPs for periods 2012/13 to 2016/17 municipal financial years is a focus of this article. The article also examines compliance, by focusing on quality and improvement of IDPs

Shared Services for enhancing municipal planning efficiency in KwaZulu-Natal

The past five years have seen a growing trend towards the notion of a Shared Services approach to enhancing municipal efficiency in the local government sector in South Africa. In KwaZulu-Natal (KZN), this approach is receiving more focused attention. In this regard, the Department of Co-operative Governance and Traditional Affairs (COGTA) is playing a pivotal role in supporting municipalities in KZN with regards to capacitybuilding and financial resources. The thrust of municipal service delivery is premised on its Integrated Development Plan (IDP), and the concept of Shared Services is being used as a conduit for municipalities to work towards ensuring that their organizational and developmental objectives are achieved in the short-, medium- and long-term. The article therefore examines the efficacy of municipal planning within the context of Shared Services.&nbsp

The Effect of Changes in Tick Price and Lot Size on Bid-Ask Spread, Depth, Trading Volume, and Trading TIME in Indonesia Stock Exchange

Government has changed the regulation regarding tick price and lot size on 6 January 2014 to boost stock liquidity. This research aims to analyze the effect of the changes toward bid-ask spread, depth, trading volume, and trading time as the variables of stock liquidity. This research used purposive judgment sampling method with several criteria to gather 212 stocks as the sample within 30 days window period. The data was analyzed using Paired Sample T Test for normally distributed data, or Wilcoxon Test for not normally distributed data. The results showed that there is a significant decrease on bid-ask spread, depth, and trading time, whereas the trading volume is insignificantly increased

Knowledge, attitude and perceptions of dental professionals on patients seeking oral health care from traditional healers in KwaZulu-Natal, South Africa

BackgroundThe general and oral healthcare needs of communities far exceed the capacity of the current public health system of South Africa (SA). This results in patients deferring treatment or seeking alternative measures in the form of the traditional health practice. It is important for dental professionals in the health system to be aware of such oral health care seeking behaviour within rural communities to initiate joint corporate oral health education programmes and referral systems that resonate with these communities. Aims and objectivesThe study aimed to explore the knowledge, attitude and perceptions of dental professionals (16 dentists, 25 dental therapists, 4 oral hygienists and 3 dental assistants) regarding patients seeking oral health care from traditional healers. MethodsThis was an exploratory, cross-sectional study that evaluated dental professionals’ knowledge, attitude and perceptions on patients seeking oral health care from traditional healers. A purposive sampling technique using specific inclusion criteria was used to select 48 qualified dental professionals (oral hygienists, dentists, dental assistants and dental therapists) practising in rural KwaZulu-Natal. A self-administered questionnaire was used for data collection. Data related to sociodemographic variables and knowledge, attitudes and perceptions of dental professionals were recorded. ResultsMost (77.1%) dental professionals were aware that their patients were seeking oral health care from traditional healers. They further maintained that the traditional health practice included ideas and methods from which the oral health fraternity could benefit. ConclusionThis study revealed most of the dental professionals in rural Kwa-Zulu Natal have encountered patients who have consulted traditional health practitioners for oral health care. The dental personnel were accepting of traditional healers and believed that traditional healers could contribute positively to rural oral health care

THE IMPACT OF HIGH DIVIDEND POLICY AND ASSET GROWTH ON COMPANY FUTURE EARNINGS AND STOCK RISK (Empirical Studies on Companies Listed in IDXHIDIV20 2018-2020)

This study aims to understand the impact of dividend policy and asset growth on company future earnings and stock risk. Dividend policy is measured with dividend yield and dividend payout ratio. Asset Growth is measured with the change of asset from previous year to ending year. Future Earnings is measured used the earnings in ending year. Stock risk is measured with standard deviation and for calculate the return this research using daily return in per year period. This study is empirical. Population was companies that were listed in Indonesia Stock Exchange (IDX). The sample in this study was 27 companies, the sample was taken by purposive sampling method. Data analyzing technique used simple linear regression. The results in this study found that dividend policy has negative effect on future earnings, asset growth has positive effect on future earnings, dividend policy has no effect on stock risk, asset growth has negative effect on stock risk

The Effect of Changes in Tick Price and Lot Size on Stock Liquidity: Evidence from Indonesia Stock Market

New regulation in the tick price and lot size was implemented in Indonesia Stock Exchange on 6 January 2014. This research aims to examine the effects of the changes toward stock liquidity. Comparison of stock liquidity measurement variables before and after the event is conducted with 15 days window period. 370 stocks fulfilled the criterion and used as sample in this paper. This study employs paired sample t-test for normally distributed data and Wilcoxon test for not normally distributed data to assess mean significant differences before and after the event. Result shows that to some extent, the event enhanced stock liquidity