Strategi Pengembangan Lembaga Keuangan Mikro Syariah (Studi Kasus pada BMT Tawfin Jakarta)

This research was conducted to analysis the development strategy of Islamic microfinance institutions at BMT Tawfin, Jakarta. The aims of this research were 1) identifying health performance of BMT Tawfin based on health assessment model from Ministry of Cooperatives and Small and Medium Enterprises 2) identifying internal and external strategic factors that may influence BMT Tawfin in business development, 3) arrange appropriate formulation and alternative strategy for development of BMT Tawfin in microfinance bussines. Primary data and secondary data were gathered at this research. The research was also conducted using several analytical methods such as health assessment analysis, internal factor evaluation (IFE) and external factor evaluation (EFE) matrix, internal-external(IE) matrix, SWOT and blue ocean strategy (BOS). Based on the health assessment performance analysis, BMT Tawfin obtained score of 51,70 which was in under supervisory criteria. According to the IFE and EFE matrix results, the differences of each weighted values were 2,497 and 2,010 respectively, so the position of the BMT Tawfin in the IE matrix was situated at quadrant V. Therefore BMT Tawfin needs to use a hold and maintain strategy. Based on SWOT matrix result, priority strategies that can be implemented by BMT Tawfin was weakness – oportunities (WO) strategy. The BOS sequenced the new proposed 5 strategy priority. The result of the research showed new proposed strategy has eligibility as the blue ocean strategy (BOS)

Ruang Bersama Kampung Temenggungan Ledok Malang

Ruang dipandang hanya sebagai entitas ekonomi, industri, perdagangan dan jasa suatu kota. Ruang-ruang publik keadaannya tidak menemui titik terang, pemerintah sebagai pengelolanya selalu menempatkan sebagai ujung prioritas. Begitu juga pada ruang permukiman Kampung Temenggungan Ledok yang eksis dengan kompleksitas kualitas dan kearifan lokalnya, juga diletakkan di ujung akhir prioritas pengetahuan keruangan, perencanaan wilayah kota dan arsitektur. Dibalik fenomena tersebut, keterbatasan lahan dan setting fisik kampung-kampung kota ternyata masih memiliki eksistensi ruang-ruang sosial-budayanya, ialah ruang bersama. Kompleksitas dan kemajemukan subjek pelakunya, ruang bersama memiliki dinamika dan pola dimana didalamnya sesama warga meningkatkan kualitas daya hidup dengan nilai-nilai kearifan lokal melalui wujud pengelolaannya. Kunci kualitas ruang bersama adalah pengelolaan notion teritorialitasnya, yaitu dari pihak yang mengelola dan bertanggung jawab. Pengembangan komponen unsur pembentuk ruang adalah upaya untuk melestarikan nilai-nilai dalam pengelolaan ruang bersama. Metode pragmatik digunakan dalam pepaduan aspek programatik dan diagramatik komponen ruang. Pada aspek programatik membahas akan aktivitas dan fungsi serta komponen yang dibutuhkan sehingga pembahasan ini mengarah pada struktur tata ruang, pada aspek diagramatik membahas tentang nilai dan ide, yaitu mengarah kepada sistem ruang

Development of wireless vehicle remote control for fuel lid operation

Nowadays, the evolution of the vehicle technology had made the vehicle especially car to be equipped with a remote control to control the operation of the locking and unlocking system of the car’s door and rear’s bonnet. However, for the fuel or petrol lid, it merely can be opened from inside the car’s cabin by handling the fuel level inside the car’s cabin to open the fuel lid. The petrol lid can be closed by pushing the lid by hand. Due to the high usage of using fuel lever to open the fuel lid when refilling the fuel, the car driver might encounter the malfunction of fuel lid (fail to open) when pushing or pulling the fuel lever. Thus, the main aim of the research is to enhance the operation of an existing car remote control where the car fuel lid can be controlled using two techniques; remote control-based and smartphone-based. The remote control is constructed using Arduino microcontroller, wireless sensors and XCTU software to set the transmitting and receiving parameters. Meanwhile, the smartphone can control the operation of the fuel lid by communicating with Arduino microcontroller which is attached to the fuel lid using Bluetooth sensor to open the petrol lid. In order to avoid the conflict of instruction between wireless systems with the existing mechanical-based system, the servo motor will be employed to release the fuel lid merely after receiving the instruction from Arduino microcontroller and smartphone. As a conclusion, the prototype of the multipurpose vehicle remote control is successfully invented, constructed and tested. The car fuel lid can be opened either using remote control or smartphone in a sequential manner. Therefore, the outcome of the project can be used to serve as an alternative solution to solve the car fuel lid problem even though the problem rarely occurred

Penerapan Tqm Dalam Pendidikan Akhlak

This study is proposed to know the steps in implementing Total Quality Management (TQM) to form the character of students in elementary Al Irshad Al Islamiyyah 02 Purwokerto. The research used cualitative-descriptive approach. Data collection techniques used in this research were interviews, observation and documentation. Data were collected through triangulation and analyzed by using inductive data analysis techniques following three steps: namely note taking, organizing and coding. The research result shows that there are five steps taken in implementing TQM to form the character of students in elementary Al Irshad Al Islamiyyah 02 Purwokerto. First, Improving student's character continuously. Second, establishing quality assurance for the student's character. Third, changing the culture of schools to shape the character of the students. Fourth, changing school organization to form the character of students. Fifth, establishing the network with guardians of students in shaping the character of students

Les kystes dermoïdes de la fosse cerebrale postereure

Matériel et Méthode 3 enfants âgés de 18 mois à 8 ans ont été colligés au service entre 2005 et 2010. Résultas 3 patients ont présenté un syndrome d’hypertension intracrânienne, dont un patient a présenté une méningite récidivante. Tous avaient un sinus dermique. L’IRM a été réalisée dans tous les cas. Tous ont bénéficié d’une exérèse chirurgicale totale et d’une dérivation du LCR par ventriculo-cisternostomie première en urgence dans un cas et par dérivation ventriculo-péritonéale en post-opératoire dans deux cas. L’évolution était satisfaisante sans récidive avec un recul moyen de 3 ans. Conclusion Dans notre série, le KD de la fosse cérébrale postérieure est toujours associé à un sinus dermique et à une hydrocéphalie. La prise en charge repose sur l’exérèse chirurgicale et sur la dérivation du liquide cérébro-spinal.Mots clés : kyste dermoïde, sinus dermique, fosse cérébrale postérieure, chirurgie, résonance magnétiqu

The impact of board diversity on financial reporting quality in the GCC listed firms: the role of family and royal directors

The present study examines the impact of board diversity on financial reporting quality with special consideration of the extent to which family and royal directors influence financial reporting quality (FRQ). The study utilises a sample of 181 listed GCC firms over the period from 2010 to 2016. Board personal attributes, including board expertise, age, gender, and nationality are investigated along with some other board issues such as; board size, meetings, and independence. Panel data analysis with fixed and random effect models are conducted to estimate the results. The results reveal that companies with large board size and greater age have less FRQ. Further, the results report that institutional founders, higher board independence, and expertise associate with greater levels of FRQ. The results also find that board meetings and family founders negatively influence FRQ. However, female directors, foreign directors, and royal board members setting in the board did not contribute to the levels of FRQ in the sampled companies. Finally, the results indicate that companies with a CEO royal member have higher levels of FRQ however, companies with chair board royals have less levels of FRQ. This research has valuable implications for investors, board of directors, analysts, academicians, and policymakers

Sisi Gelap Demokrasi: Kekerasan Masyarakat Madani di Indonesia

Salah satu capaian penting reformasi di Indonesia adalah tumbuhnya masyarakat madani (civil society) yang kuat. Namun, beberapa di antara organisasi masyarakat madani yang paling efektif dewasa ini justru adalah kelompok-kelompok Islamis garis-keras yang mendakwahkan intoleransi dan menyebarluaskan kebencian. Di beberapa wilayah, seperti Jawa Barat dan seputar Jakarta, organisasi-organisasi ini terbukti amat memengaruhi agenda kebijakan publik, dengan mendesak pemerintah—baik di tingkat lokal maupun nasional—untuk menerapkan pandangan mereka mengenai moralitas dan pemahaman mereka mengenai ortodoksi. Meskipun mengusung agenda-agenda yang antidemokrasi, semua organisasi di atas justru memanfaatkan ruang-ruang bebas yang disediakan demokrasi. Pertanyaannya, apakah organisasi-organisasi itu tumbuh berjalan seiring dengan meningkatnya konservatisme sosial masyakarat Indonesia, atau karena koneksi-koneksi politik tingkat tinggi yang kuat? Mengapa mereka tampak lebih efektif dalam advokasi mereka dibanding organisasi-organisasi lainnya? Bagaimana demokrasi mengatasi kekuatan-kekuatan anti-demokrasi yang menggerogotinya itu? Bermula dari Nurcholish Madjid Memorial Lecture (NMML) VII (2013), di buku ini Sidney Jones menjawab pertanyaan-pertanyaan di atas dari perspektif teori gerakan sosial. Dia juga mengevaluasi berbagai tawaran yang sudah diajukan untuk “mengatasi” organisasi-organisasi di atas dan memperkuat pluralisme seperti yang pernah disuarakan almarhum Nurcholish Madjid. Aspek-aspek tersebut dibahas lebih lanjut dari berbagai sudut pandang oleh para penanggapnya: Elga Sarapung, M. Najib Azca, Jeremy Menchik, Sana Jaffrey, Titik Firawati, dan Zainal Abidin Bagir. Semuanya menyajikan persoalan dan tantangan yang tidak mudah, namun tetap menjaga harapan akan Perubahan dan perbaikan demokrasi dan masyarakat madani. Buku ini perlu dibaca oleh para pengambil kebijakan, akademisi, aktivis sosial dan siapa pun yang merasa peduli dengan masa depan demokrasi Indonesia

Dumbbells and ankle-wrist weight training leads to changes in body composition and anthropometric parameters with potential cardiovascular disease risk reduction

AbstractObjectivesPromoting physical activity is a global strategy to reduce the burden of cardiovascular disease. This study aimed to determine and compare the effect of light resistance training using either dumbbells or ankle-wrist weights on the anthropometric parameters and body composition of adults in Kelantan, Malaysia.MethodsThis randomized community trial was conducted in Kelantan, Malaysia, from March through August 2012. Adults with a body mass index (BMI) of more than 23 kg/m2 were randomized into dumbbell (N = 69) and ankle-wrist (N = 69) weight groups. Participants in the dumbbell group performed structured group exercises three times per week using a pair of one-kilogram dumbbells. Participants in the ankle-wrist weight group were given one pair of 500 gm ankle weights and one pair of 500 gm wrist weights to be worn during the activities of daily living three days per week for at least 20 min. BMI, waist circumference (WC), waist-to-hip ratio (WHR), body fat percentage (BF%) and skeletal muscle percentage (SM%) were measured at baseline, week 6, month 3 and month 6.ResultsEighty-nine participants completed this study. There were significant reductions in BMI only at week six for the dumbbell group. No significant BMI changes were observed for the ankle-wrist weight group. Significant improvements of WC, WHR, BF%, and SM% were observed in both intervention groups from baseline at week 6, month 3, and month 6.ConclusionResistance exercise using either dumbbells or ankle-wrist weights produced significant improvements in certain components of body composition and anthropometric parameters

Carbon dioxide removal in emulsion liquid membrane containing 2-amino-2-methyl-1-propanol /monoethanolamine

Absorption using aqueous alkanolamine is commonly used in industry to remove the carbon dioxide. However it has several weaknesses such as corrosion problem and low absorption rate. Emulsion liquid membrane is introduced as an alternatives method for CO2 absorption because it can reduce the corrosion problem and the formation water droplets creates large interfacial area for absorption to occur. 2-amino-2-methyl-1-propanol (AMP) and monoethanolamine (MEA) present in the aqueous phase in the form of aqueous droplets, surrounded by the organic solution to form water in oil (w/o) emulsion. In this study, effects of amines ratios and amine quantities, and emulsification time and speed on the ELM stability and CO2 absorption were investigated. The ELM was prepared by homogenizing the aqueous and the organic phases. AMP and MEA were added into sodium hydroxide (NaOH) solution to form aqueous solution, and kerosene and Span-80 were mixed to form the organic solution. The absorption study was carried out in rotating disc contactor (RDC) column. A mixture of 12 v% MEA, 4 v% AMP in 100 ml aqueous solution and 8 v% Span-80 in 100 ml organic phase has high stability and can remove 60% of CO2. The stability of the emulsion remained high even after the absorption. This study proved that ELM has the potential to remove CO2 by using only small amount of amines