Implementation of GCG (Good Corporate Governance) on the Prevention of Fraud Financing in Islamic Banks

Although Islamic Banking operates with Islamic principles, there are still many frauds that are committed deliberately for particular cases. This study aims to determine the extent of the influence of Good Corporate Governance in Islamic banking on indications of fraud, especially at Bank BNI Syariah. This research is quantitative research with primary and secondary data, namely using a sample questionnaire and interviews. While the data analysis is using multiple regression with descriptive analysis. The results of the study concluded that the resulting regression had a very small R square at 34.7%. Finding. The results of the t-test show that partially the independent variables in GCG, namely information disclosure, accountability, responsibility, independence, fairness, are stated to not affect the financing of fraud. This is because the number of R squares has a small effect. After all, it is below 50% so that the impact on the insignificance of the variables in GCG on fraud financing. Therefore, it results from the t-test in which none of the X variables affect variable Y. From the information above, it can be concluded that the GCG variable simultaneously has a significant effect on financing fraud, but if tested partially, the GCG variable has no effect on financing fraud

Pain intensity and attribution mediate the impact of patient weight and gender on activity recommendations for chronic pain

Background and purpose: Despite the notable benefits of physical activity for chronic pain, a large proportion of patients with chronic pain report that they do not receive activity-related recommendations from their providers. Research suggests that patient factors such as weight and gender influence activity-related recommendations for chronic pain. Research also suggests that appraisals of the intensity and cause of pain may explain these weight and gender effects. We investigated the influence of patient weight and gender on observers' likelihood of recommending activity-related treatments for pain. We also explored the mediating effects of observers' ratings of pain severity and the extent to which pain was due to medical and lifestyle factors (pain attribution). Patients and methods: Healthy young adults (N=616; 76% female) viewed videos (Ghent Pain Videos of Daily Activities) and vignettes of 4 patients with chronic back pain performing a standardized functional task. Patients varied by gender (female, male) and weight (normal, obese), but were otherwise equivalent on demographic characteristics and pain behaviors. Participants rated how much pain they perceived the patients to be experiencing, the extent to which they attributed the pain to medical and lifestyle factors, and their likelihood of recommending exercise, physical therapy (PT), and rest. Results: Patient weight and gender significantly interacted to influence exercise, PT, and rest recommendations. Both pain intensity and pain attribution mediated the relationships between patient weight and activity recommendations; however, these mediation effects differed across gender and recommendation type. Conclusion: Patient weight and gender influenced laypeople's activity recommendations for chronic pain. Moreover, the results suggest that observers' perceptions of pain intensity and pain attributions are mechanisms underlying these effects. If these findings are replicated in providers, interventions may need to be developed to reduce provider biases and increase their recognition of the benefits of physical activity for chronic pain

PENGARUH LITERASI KEUANGAN TERHADAP PENGELOLAAN BISNIS ONLINE PADA MAHASISWA DI UNIVERSITAS NUSA CENDANA KUPANG

Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan terhadap pengelolaan keuangan bisnis online pada mahasiswa di Universitas Nusa Cendana Kupang. Jenis penelitian ini adalah survei dengan pendekatan kuantitatif. Penelitian ini dilakukan pada mahasiswa di Universitas Nusa Cendana dengan jumlah sampel 100 mahasiswa yang mempunyai bisnis online 1 tahun keatas. Teknik pengumpulan data menggunakan observasi, wawancara dan kuesioner. Variabel yang digunakan meliputi Pengetahuan dasar pengelolaan keuangan  (X1), Pengelolaan Kredit dan Hutang (X2), Tabungan dan Investasi (X3), Manajemen Risiko (X4), dan Pengelolaan Keuangan Bisnis Online (Y). Analisis data yang digunakan adalah regresi linear berganda dengan taraf signifikan 5%. Hasil penelitian menunjukkan bahwa variabel Pengetahuan dasar pengelolaan keuangan (X1),), Tabungan dan Investasi (X3), dan Manajemen Risiko (X4) secara parsial berpengaruh positif dan signifikan terhadap pengelolaan keuangan bisnis online pada mahasiswa di Universitas Nusa Cendana Kupang, sedangkan Pengelolaan Kredit dan Hutang (X2) secara parsial berpengaruh tidak signifikan terhadap pengelolaan keuangan bisnis online pada mahasiswa di Universitas Nusa Cendana Kupang. Selanjutnya Pengetahuan dasar pengelolaan keuangan, Pengelolaan Kredit dan Hutang , Tabungan dan Investasi, Manajemen Risiko secara simultan berpengaruh signifikan terhadap pengelolaan keuangan bisnis online pada mahasiswa di Universitas Nusa Cendana Kupang. Besaran pengaruh variabel independen sebesar 54.4% dan sisanya 45,6% dijelaskan oleh variabel-variabel lain

Peningkatan Pemahaman Siswa Terhadap Teks Eksposisi Melalui Strategi Membaca Pemahaman SQ3R pada Siswa Kelas VII Mts Wachid Hasyim Surabaya

Based on preliminary study, it was found that 62% of students at the seventh grade of MTs Wachid Hasyim Surabaya were not able to answer inferential and referential question to fulfil reading comprehension. Therefore, this study used classroom action research by implementing Survey, Question, Read, Recite, dan Review (SQ3R) reading strategy to improve students’ ability in reading comprehension. This research was conducted in two cycles. The result showed that 83% students were able to answer inferential and referential question to understand the text at the first cycle and 97 % at the second cycle. It means that there was an increase of 14% from the first cycle to the second cycle. Meanwhile, 79% students had reached mastery learning to rewrite the text on students’ own language

Identifikasi Potensi Kampung Budaya Betawi Setu Babakan Sebagai Destinasi Wisata Pendidikan Yang Berkelanjutan

Kampung Budaya Betawi Setu Babakan merupakan destinasi pariwisata yang didirikan oleh Pemerintah Provinsi DKI Jakarta sebagai upaya pelestarian dan pengembangan budaya Betawi secara berkelanjutan. Tergesernya penduduk asli Jakarta akibat bertambahnya jumlah penduduk dan dengan akulturasi budaya pendatang, membuat budaya Betawi mulai dilupakan. Hal inilah yang mendorong Pemerintah untuk menciptakan wadah pelestarian budaya Betawi agar tetap eksis dan berkembang. Dengan menggunakan metode deskriptif kualitatif, penulis berusaha mengidentifikasi potensi Kawasan Kampung Budaya Betawi Setu Babakan sebagai destinasi Wisata Edukasi Berkelanjutan. Dari penelitian ditemukan bahwa beragam aktivitas wisata yang terdapat di Kampung Budaya Betawi Setu Babakan menunjukkan bahwa daerah ini berpotensi untuk dikembangkan dan layak untuk dijadikan sebagai destinasi wisata edukasi berkelanjutan di wilayah Jakarta

Microsatellite typing of avian clinical and environmental isolates of Aspergillus fumigatus

Aspergillosis is one of the most common causes of death in captive birds. Aspergillosis in birds is mainly caused by Aspergillus fumigatus, a ubiquitous and opportunistic saprophyte. Currently it is not known whether there is a link between the environmental isolates and/or human isolates of A. fumigatus and those responsible for aspergillosis in birds. Microsatellite typing was used to analyse 65 clinical avian isolates and 23 environmental isolates of A. fumigatus. The 78 genotypes that were obtained were compared with a database containing genotypes of 2514 isolates from human clinical samples and from the environment. There appeared to be no specific association between the observed genotypes and the origin of the isolates (environment, human or bird). Eight genotypes obtained from isolates of diseased birds were also found in human clinical samples. These results indicate that avian isolates of A. fumigatus may cause infection in humans

Campylobacter cuniculorum sp nov., from rabbits

Eight strains of an unknown thermotolerant Campylobacter species were isolated from the caecal contents of rabbits (Oryctolagus cuniculus). All strains were initially identified as belonging to the genus Campylobacter by means of genus-specific PCR, but none were identified using species-specific PCR for known thermophilic species. Cells were spiral shaped with bipolar unsheathed flagella, with no periplasmic fibres, and appeared coccoid after 10-12 days of incubation. Phylogenetic analyses based on 16S rRNA gene, rpoB and groEL sequences revealed that all strains formed a robust clade that was very distinct from recognized Campylobacter species. 16S rRNA gene sequence pairwise comparisons of strain 150B(T) with the type strains of other Campylobacter species revealed that the nearest phylogenetic neighbour was Campylobacter helveticus NCTC 12470(T), with 96.6% similarity. The uniqueness of these rabbit isolates was confirmed by whole-cell protein electrophoresis. Taken together, these data indicate that the strains belong to a novel Campylobacter species for which the name Campylobacter cuniculorum sp. nov. is proposed, with 150B(T) (=LMG 24588(T) =CCUG 56289(T)) as the type strain