THE EFFECTS OF CREDIT RISK, OPERATIONAL RISK AND LIQUIDITY RISK ON THE FINANCIAL PERFORMANCE OF INSURANCE COMPANIES LISTED AT KUWAIT STOCK EXCHANGE

This aim of this study to shed some light of the effect of risk factors on the financial performance of insurance companies listed at Kuwait stock exchange (KSE) over the period 2009-2017. The research uses credit, operational and liquidity risk as independent variables and return on assets (ROA) and return on equity (ROE) as dependent variables. Results obtained from this study showed that the financial performance of Kuwaiti insurance companies are mostly affected by operational risk and credit risk while liquidity risk does not have any statistical significant effect on their financial performance. JEL: L10; L25; G32; G22  Article visualizations

Factorization and Nonfactorization in B Decays

Using NLL values for Wilson coefficients and including the contributions from the penguin diagrams, we estimate the amount of nonfactorization in two-body hadronic B decays. Also, we investigate the model dependence of the nonfactorization parameters by performing the calculation using different models for the form factors. The results support the universality of nonfactorizable contributions in both Cabibbo-favored and Cabibbo-suppressed B decays.Comment: 17 pages, 5 figures, revte

The Degree of Achieving Organizational Rigidity at Umm Al-Qura and Ajloun National Universities: Faculty Members’ Perspective

The paper pinpoints the degree of achieving organizational rigidity at Umm Al-Qura University and Ajloun National University from the faculty members’ viewpoint in line with the faculty, academic rank, and number of years of experience. The nature of the research necessitates using the descriptive survey research approach. A questionnaire adopted as a research instrument is applied to a 410-member sample of (410) randomly designated from the two universities. It is found that the organizational rigidity achievement is of a medium degree with a mean of (3.48). The results also show no statistically significant differences thanks to the variables of the number of years of experience and academic rank. However, it is found that there are differences caused by the faculty variable in favor of scientific faculties. The research recommends activating the methods of evaluating job performance, activating accountability and accounting systems, dividing work at the university according to the competence and experience of workers, and defining the tasks and duties of employees

Updated Analysis of a_1 and a_2 in Hadronic Two-body Decays of B Mesons

Using the recent experimental data of $B\to D^{(*)}(\pi,\rho)$, $B\to D^{(*)} D_s^{(*)}$, $B\to J/\psi K^{(*)}$ and various model calculations on form factors, we re-analyze the effective coefficients a_1 and a_2 and their ratio. QCD and electroweak penguin corrections to a_1 from $B\to D^{(*)}D_s^{(*)}$ and a_2 from $B\to J/\psi K^{(*)}$ are estimated. In addition to the model-dependent determination, the effective coefficient a_1 is also extracted in a model-independent way as the decay modes $B\to D^{(*)}h$ are related by factorization to the measured semileptonic distribution of $B\to D^{(*)}\ell \bar\nu$ at $q^2=m_h^2$. Moreover, this enables us to extract model-independent heavy-to-heavy form factors, for example, $F_0^{BD}(m_\pi^2)=0.66\pm0.06\pm0.05$ and $A_0^{BD^*}(m_\pi^2)=0.56\pm0.03\pm0.04$. The determination of the magnitude of a_2 from $B\to J/\psi K^{(*)}$ depends on the form factors $F_1^{BK}$, $A_{1,2}^{BK^*}$ and $V^{BK^*}$ at $q^2=m^2_{J/\psi}$. By requiring that a_2 be process insensitive (i.e., the value of a_2 extracted from $J/\psi K$ and $J/\psi K^*$ states should be similar), as implied by the factorization hypothesis, we find that $B\to K^{(*)}$ form factors are severely constrained; they respect the relation $F_1^{BK}(m^2_{J/\psi})\approx 1.9 A_1^{BK^*}(m^2_{J/\psi})$. Form factors $A_2^{BK^*}$ and $V^{BK^*}$ at $q^2=m^2_{J/\psi}$ inferred from the measurements of the longitudinal polarization fraction and the P-wave component in $B\to J/\psi K^*$ are obtained. A stringent upper limit on a_2 is derived from the current bound on \ov B^0\to D^0\pi^0 and it is sensitive to final-state interactions.Comment: 33 pages, 2 figures. Typos in Tables I and IX are corrected. To appear in Phys. Rev.

Flavour-Conserving CP Phases in Supersymmetry and Implications for Exclusive B Decays

We study rare exclusive B decays based on the quark-level transition b->s(d)l^+l^-, where l=e or mu, in the context of supersymmetric theories with minimal flavour violation. We present analytic expressions for various mixing matrices in the presence of new CP-violating phases, and examine their impact on observables involving B and \bar{B} decays. An estimate is obtained for CP-violating asymmetries in B->K^(*)l^+l^- and B->rho(pi)l^+l^- decays for the dilepton invariant mass region 1.2 GeV < M_{l^+l^-}< M_{J/psi}. As a typical result, we find a CP-violating partial width asymmetry of about -6% (-5%) in the case of B->pi (B->rho) in effective supersymmetry with phases of O(1), taking into account the measurement of the inclusive b->s gamma branching fraction. On the other hand, CP asymmetries of less than 1% are predicted in the case of B->K^(*). We argue that it is not sufficient to have additional CP phases of O(1) to observe large CP-violating effects in exclusive b->s(d)l^+l^- decays.Comment: 34 pages, REVTeX, 6 figures, final version to appear in Phys. Rev. D, with some minor addition

Association between Multimorbidity and COVID-19 Mortality in Qatar: A Cross-Sectional Study

This study assessed the association between multimorbidity and mortality from COVID-19 in the Middle East and North Africa region, where such data are scarce. We conducted a cross-sectional study using data of all cases with COVID-19 reported to the Ministry of Public Health of Qatar from March to September 2020. Data on pre-existing comorbidities were collected using a questionnaire and multimorbidity was defined as having at least two comorbidities. Proportions of deaths were compared by comorbidity and multimorbidity status and multivariable logistic regression analyses were carried out. A total of 92,426 participants with a mean age of 37.0 years (SD 11.0) were included. Mortality due to COVID-19 was associated with gastrointestinal diseases (aOR 3.1, 95% CI 1.16–8.30), respiratory diseases (aOR 2.9, 95% CI 1.57–5.26), neurological diseases (aOR 2.6, 95% CI 1.19–5.54), diabetes (aOR 1.8, 95% CI 1.24–2.61), and CVD (aOR 1.5, 95% CI 1.03–2.22). COVID-19 mortality was strongly associated with increasing multimorbidity; one comorbidity (aOR 2.0, 95% CI 1.28–3.12), two comorbidities (aOR 2.8, 95% CI 1.79–4.38), three comorbidities (aOR 6.0, 95% 3.34–10.86) and four or more comorbidities (aOR 4.15, 95% 1.3–12.88). This study demonstrates a strong association between COVID-19 mortality and multimorbidity in Qatar

Measurement of the Decay Amplitudes of B0 --> J/psi K* and B0s --> J/psi phi Decays

A full angular analysis has been performed for the pseudo-scalar to vector-vector decays, B0 --> J/psi K* and B_s --> J/psi phi, to determine the amplitudes for decays with parity-even longitudinal and transverse polarization and parity-odd transverse polarization. The measurements are based on 190 B0 candidates and 40 B_s candidates collected from a data set corresponding to 89 inverse pb of pbarp collisions at root(s) = 1.8 TeV at the Fermilab Tevatron. In both decays the decay amplitude for longitudinal polarization dominates and the parity-odd amplitude is found to be small.Comment: 7 pages, 3 figures, 1 tabl