"How Well Do Individuals Predict the Selling Prices of Their Homes?"

Self-reported home values are widely used as a measure of housing wealth by researchers; the accuracy of this measure, however, is an open empirical question, and requires some type of market assessment of the values reported. In this study, the authors examine the predictive power of self-reported housing wealth when estimating housing prices, utilizing the portion of the University of Michigan's Health and Retirement Study covering 1992-2006. They find that homeowners, on average, overestimate the value of their properties by 5–10 percent. More importantly, the authors establish a strong correlation between accuracy and the economic conditions at the time of the property's purchase. While most individuals overestimate the value of their property, those who buy during more difficult economic times tend to be more accurate; in some cases, they even underestimate the property's value. The authors find a surprisingly strong, likely permanent, and in many cases long-lived effect of the initial conditions surrounding the purchase of properties, and on how individuals value them. This cyclicality of the overestimation of house prices provides some explanation for the difficulties currently faced by many homeowners, who were expecting large appreciations in home value to rescue them in case of interest rate increases--which could jeopardize their ability to live up to their financial commitments.

FOXE1 mutation screening in a case with Cleft Lip, Hypothyroidism, and Thyroid Carcinoma: A new syndrome?

A 26-year-old woman is referred to the Internal Medicine consultation due to increases in laboratory studies associated with Papillary Thyroid Carcinoma (PTC) that was confirmed by histopathological studies. Her clinical history revealed that, at 3 months of age, she was successfully treated with surgery for cleft lip (CL) and at the age of 24 years was diagnosed with hypothyroidism. Single nucleotide polymorphisms (SNPs) in FOXE1 and its promoter regions have been associated with various etiologies related to the thyroid, including orofacial clefting, specially cleft palate (CP) and CL, hypothyroidism (HT), and thyroid cancer. The association of CL, HT, and PTC might be component of a new syndrome; however FOXE1 coding region, which has been involved with these entities, has not exhibited mutations or SNPs. Further study of other genes may help in better characterization of the possible syndrome

“DESCRIPCION DE LA SERIE DE CASOS DE TUMOR DE CUERPO CAROTIDEO EN EL CENTRO MEDICO ISSEMYM TOLUCA”

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Biocatalytic modification of food lipids: reactions and applications

The acylglycerol structure exemplifies the major lipid building block and therefore is an interesting structure to modify. Such modification is driven by: (1) consumers who have become more concerned about the relationship between diet and wellness, and (2) new and novel functional compounds can be prepared when the original structure of a lipid is modified. This trend has led to the design of functional foods or nutraceuticals, namely, fortified, enriched, modified and enhanced foods. Advances in the biochemistry and engineering of enzymatic reactions and reactors have improved the knowledge and understanding of such reaction systems and thus, make available a generation of structured lipids. In the present work, we detail several eorts carried out to prepare novel compounds, as well as industrial applications and possible future enzymatic procedures to obtain new food products

Criterios para la fijación del valor de las acciones negociables en el mercado de capitales

El objetivo del trabajo fue, determinar los criterios para la fijación del valor de las acciones negociables en el mercado de capitales, a raíz de la aparición de nuevos factores de riesgo. Para ello, se caracterizo el mercado de capitales en Venezuela. Se determino los principales indicadores económicos y de mercado bursátil para la fijación del valor de las acciones. Se distinguió los factores de riesgo que engloban la fijación del valor de las acciones y las características del contexto político económico y social. Se consideraron los principios para la fijación del valor de las acciones tomando en cuenta el ambiente y los nuevos factores de riesgos. La metodología fue la hipotética deductiva no experimental transeccional descriptivo. El resultado concluye señalando la coexistencia de factores externos e internos del ambiente que intervienen en el desempeño de la actividad económica del país, causando variaciones que merman el patrimonio de las empresas originando disminución del precio del valor las acciones que se negocian en el mercado bursátil