Postsettlement growth of two estuarine crab species, Chasmagnathus granulata and Cyrtograpsus angulatus (Crustacea, Decapoda, Grapsidae): laboratory and field observations

The estuarine grapsid crabs Chasmagnathus granulata and Cyrtograpsus angulatus belong to the most typical and dominant inhabitants of brackish coastal lagoons in southeastern South America. In a combined laboratory and field investigation of juvenile growth, we measured the increase in body size in these species under controlled conditions as well as in field experiments (in Mar Chiquita lagoon, Argentina), seasonal changes in size frequency distribution of a natural population, and growth related changes in selected morphometric traits of male and female juveniles (relations between carapace width, carapace length, propodus height and length of the cheliped, and pleon width). At 24°C, Cy. angulatus grew faster than Ch. granulata; it reached the crab-9 instar (C9; 13 mm carapace width) after 92 days, while Ch. granulata required 107 days to reach the C8 instar (7.4 mm). At 12°C, growth ceased in both species. The pleon begins to show sexual differences in the C5 (Cy. angulatus) and C8 instar (Ch. granulata), respectively, while the chelae differentiate earlier in Ch. granulata than in Cy. angulatus (in C4 vs C6). In the field, growth was maximal in summer, and was generally faster than in laboratory cultures. However, there is great individual variability in size (about 25% even in the first crab instar) and in size increments at ecdysis, increasing throughout juvenile growth. Our data indicate that, in the field, small-scale and short-term variations in feeding conditions, temperature, and salinity account for an extremely high degree of variability in the absolute and relative rates of growth as well as in the time to sexual differentiation

Credit risk and Basel II: Are non-profit firms financially different?

We estimate a model of credit risk for portfolios of Small and Medium-sized enterprises, conditional on being a non-profit or for-profit firms. The estimation is based on a unique dataset on Italian firms provided by a large commercial bank. We show that the main variables to identify creditworthiness are different for non-profit andcrucial for non-profit firms. Classification-JEL: G21, G28SME finance; Basel II; Retail banking; Non-profit

Assessment of transversal competencies in entrepreneurial education: a literature review and a pilot study

The concept of entrepreneurial competencies is complex, comprising components that can be acquired and changed through experience, training and education (Man, Lau & Chan, 2002). The relevance of such competencies for education calls for a better understanding of two issues: (i) what such competencies are, and (ii) how they can be assessed. In fact, given the inherent complexity in defining entrepreneurial competencies as an umbrella term for different elements, there is a certain risk of ambiguous and non-unique conceptualizations of them (Chell, 2013; Mitchelmore & Rowley, 2010). In this paper we first carry out a literature review regarding the conceptualization and measurement of entrepreneurial competencies. In the second stage, we develop a set of tools to assess the competencies identified and carry out a pilot study on a sample of 60 students attending entrepreneurship education courses in five European countries

Vanceboro, Maine, 1870-1900: A Hinterland Community

The article discusses the history of Vanceboro, Maine in the period from 1871 to 1900. It explores the impact of the relationship between this “hinterland community” and the metropolitan economies to which it was connected

Credit risk and Basel II: Are non-profit firms financially different?

We estimate a model of credit risk for portfolios of Small and Medium-sized enterprises, conditional on being a non-profit or for-profit firms. The estimation is based on a unique dataset on Italian firms provided by a large commercial bank. We show that the main variables to identify creditworthiness are different for non-profit and for-profit firms. Traditional balance sheet information seems to be less crucial for non-profit firms

A credit risk model for Italian SMEs

We use a multiple-factor credit risk model to provide new estimates of default probabilities in a sample of Italian Small and Medium-sized Enterprises. Results show that, on average, SMEs are riskier than large businesses within the retail segment. It is possible to distinguish different segments inside the SMEs’ population based on geographical location, sector of activity and juridical status

Effect of Strain on Interactions of Σ3{111} Silicon Grain Boundary with Oxygen Impurities from First Principles

The interaction of grain boundaries (GBs) with inherent defects and/or impurity elements in multicrystalline silicon plays a decisive role in their electrical behavior. Strain, depending on the types of GBs and defects, plays an important role in these systems. Herein, the correlation between the structural and electronic properties of Σ3{111} Si-GB in the presence of interstitial oxygen impurities is studied from the first-principles framework, considering the global and local model of strain. It is observed that the distribution of strain along with the number of impurity atoms modifies the energetics of the material. However, the electronic properties of the considered Si-GBs are not particularly affected by the strain and by the oxygen impurities, unless a very high local distortion induces additional structural defects