Potential and Agricultural Development Strategies in Cupak Village, Ngusikan District, Jombang Regency

Purpose: The purpose of the research is to find out and dig deeper into the potential of agriculture to design a development strategy for the potential of agriculture in Cupak village. Design/methodology/approach: The research method is descriptive analytic which is carried out randomly at the Cupak Village Farmers Group. Samples were taken as many as 150 farmers who own land and cultivators. Data analysis was carried out descriptively and SWOT. The results of the analysis show that: 1) Agricultural potential in Cupak Village includes: a) active human resources in farmer group activities, b) producers of food crops, secondary crops, horticulture and plantations with the main plantation food commodities being porang and gadung, c) agricultural land quite fertile, d) small risk of pest disorders. 2) Agricultural development strategies that can be applied include: a) Development of agricultural products to increase product selling value, b) Empowerment of institutions and farmer organizations, c) Revitalization of technological innovation, and d) Development of access to distribution networks and product marketing. Findings: Based on the results of the SWOT analysis, it shows that the strength of Cupak Village in the development of agriculture is quite good, because the conditions in developing agriculture in Cupak Village are very supportive. The condition of the area is very potential for the development of tuber farming, especially Porang and Gadung. The number of farmers is quite large, both owner farmers and farm laborers, and the need for fertilizers and other inputs is also available. The majority of the people's livelihood in the village is as farmers and ranchers. Root crops also do not require intensive care so that they are suitable to be developed as a mainstay agriculture in Cupak Village. Livestock, especially ruminants such as cattle and goats/sheep, have a large population and are a slow source of income for the farmers of Cupak Village. Research limitations/implications: This study discusses how to increase the potential and development of agricultural strategies in Cupak Village, Jombang. Practical implications: The results of this study, the agricultural potential of Cupak Village, Jombang can develop and can improve the standard of living of farmers in Cupak Village, Jombang. Originality/value: Potential and strategies for agricultural development in Cupak Village, Jombang with direct surveys to farmers in Cupak Village, Jombang. Paper type: Research pape

Analysis Of The Influence Of Third-Party Funds (DPK), Capital Adequacy Ratio (CAR), Return On Asset (ROA), Loan To Deposit Ratio (LDR) And Non Performing Loan (NPL) On The Distribution Of Banking Credit

Research Objective: the purpose of this study is to examine the dominant factors that affect the amount of bank credit. The selection of these factors is based on the results of previous research studies. The purpose of this study was to determine the effect of third party funds (DPK), capital adequacy ratio (CAR), return on assets (ROA), non-performing loans (NPL) and loan to deposit ratio (LDR) on bank lending partially. Research Method: this research method uses quantitative research methods. The number of samples in this study were three state-owned banks registered with the OJK, namely Bank BRI, Bank BNI and Bank Mandiri for the period 2018-2020 (quarterly data). The data analysis methods used are classical assumption test, multiple regression analysis and t test with SPSS 26 program. Research Result: the results of this study that the variables of Third Party Funds and Loan toDeposit Ratio variables have a positive and significant effect on lending while the variables ofCapital Adequacy Ratio, Return to Assets and Non Performing Loans have no effect on lending.   Keywords: third party funds, capital adequacy ratio, return on assets, non-performing loans, loan to deposit ratio, lendin