Polítics: un món que s´empassa gripaus envoltat de gent amb cua da palla

Polítics: un món que s´empassa gripaus envoltat de gent amb cua da pall

Politicians: a world which soaks up the worst surrounded by people who feel the finger pointing at them

Politicians: a world which soaks up the worst surrounded by people who feel the finger pointing at the

Why a new journal

Mission statement: Church, Communication and Culture (CC&C) is an open access academic journal of the Pontifical University of the Holy Cross' School of Church Communications. Published by Taylor & Francis (Routledge), the Journal is dedicated to deepening knowledge and understanding about the dialogue between religion, communication and culture in the public arena. Based on comprehensive data analysis and theoretical inquiry, it offers an international forum where researchers and practitioners can advance quality communication research on the Catholic Church and other religious communities

Determinants of Know Your Customer (KYC) Compliance among Commercial Banks in Kenya

KYC conformity entails the creation of auditable evidence of due diligence activities, in addition to the need for customer identification. There is necessity for financial institutions to validate that their customers are not or have not been involved in illegal activities such as fraud, money laundering or organized crime in order to meet KYC conformity requirements. This study examines factors that determine the level of compliance with KYC requirements by commercial banks in Kenya. Specifically, this study investigates the effect of customer characteristics, staff competency, information communications technology infrastructure and bank size on the level of KYC compliance requirements. The study used descriptive research design. The target population of this study was the top and middle level officers who are directly involved in the day-today operations of the commercial banks. For purposes of this study a descriptive survey design was employed. The target population was 43 commercial banks and 1 mortgage finance firms operating in Kenya. Target respondents comprised of top and middle level involved in the day-to-day institution’s operations. Questionnaire was used as the main data collection instrument. To address the objectives of the study, descriptive and inferential analysis techniques were utilized. Regression analysis was employed to ascertain the relationships between KYC compliance and the four variables of interest in this study. Computations of coefficient of determination indicates that four independent variables that were studied, explain 78.3 percent of the commercial banks compliance level with KYC requirements in Kenya, implying that 21.7 percent could be explained by other factors not examined in this study. Study findings reveal that customer characteristics are a key determinant of KYC compliance, small banks are not capable of meeting KYC compliance cost and that staff attitudes and physical facilities affect customer service and effective KYC procedures compliance. Regression analysis further reveals that there is a significant relationship between the four variables and KYC compliance level. Finally the study recommends that ICT is a useful tool that could be used to enhance compliance with KYC requirements

El terciario del Baix Ebre: Aportaciones estratigráficas y sedimentológicas

Cenozoic rocks which crop out near Sant Onofre in Baix Ebre area, Tarragona, Spain, have been studied. Seven lithoestratigraphic units are diferenciated. The lowermost unit (<<Pisolitic Clay>> unit) is attributed to the Paleocene. The overlying units are Neogene in age: the <<Conglomerates of the Venta Ranxero >>  unit wich is attributed to the Miocene corresponds to midle alluvial fan deposits. The <<Siliceous Conglomerates of Anguera>> unit is attributed to Late Miocene (Turolian) and records fluvial braided sedimentation. Pliocene sedimentation began with the <<Gravels and Sands with Oysters, unit. This is a transgresive unit where we can diferentiate foreshore and shoreface deposits. The <<Blue Marls of Carnpredó>> unit is attributed to shallow marine deposits. Sandstone deposited by high and medium storm density flows occur in this unit. The <<Sant Onofre Limestones>> unit corresponds to palustrine and lacustrine deposits whit expansive and retractive sequences. The uppermost unit (<<Roca Corba Conglomerates>> unit) corresponds to debris flow and braided fluvial deposites attributed to the Villafranchian

Project Algarve : How wireless telecommunications infraestructure operators have stablished themselves in Europe : Theoretical framework and case study of Cellnex

The wireless telecommunication infrastructure industry (Telecom Tower industry) has been experiencing a tendency change following that of the USA, with independent Tower Companies rapidly gaining strength through a series of acquisitions. Companies like Cellnex and American Tower Company lead the market in number of assets, but have strong competition in Captive Tower Companies, those that have been spun off Mobile Network Operators who still retain ownership, such as Vantage Towers (owned by Vodafone), Orange and Deutsche Funktrum (owned by Deutsche Telekom). This detachment of the tower assets from MNOs allows them to focus on the core of their businesses, providing digital content, media, more complex bundling offers and mobile services. TowerCos seize this opportunity to expand their portfolios and gain access to a larger share of the market, which due to the nature of the contracts, provide stable and easily forecasted revenue streams. The biggest challenge both sides are going to encounter is the exponential increase on data traffic demands, with the implementation of 5G technology in the upcoming years, and new technologies such as Cloud Computing, IoT, Edge Computing, etc. TowerCos, together with MNOs and Governments will have to invest large amounts of capital to meet demands. The objective of this thesis is divided in two main sections, an industry review and a case study. For the “Industry Review”, we will focus on an analysis of the Telecommunications Industry, explaining how networks function and which technologies are being used. Then we will further dive into an analysis on the Tower Industry and their business model, and introduce the key players globally. Lastly, we will present the European Tower Market as-is, highlighting the asset allocation, regulation surrounding the industry, recent transactions that have been done and what the future of these business might look like with the development of 5G. For the “Case Study”, we will be analysing the deal between Cellnex and NOS in Portugal done in April 2020, where a full commercial Due Diligence will be carried, and a Business Plan presented to compare with the press releases and public information of said deal. Finally, the conclusions extracted from the literature review section and the case studies are presented