Alasan Perempuan Memilih Prinsip Murabahah sebagai Produk Unggulan Bank Syariah Mandiri

Housing finance (KPR), one of the leading products held by the Bank Syariah Mandiri has many devotees especially women. Based on the writer\u27s analysis, the reason underlying the high demand of women make housing finance is for the future of their families. Most of Bank Syariah Mandiri in Indonesia in general provide housing finance as a favorite product for women than many other products. In addition, another interesting product for women is automobile finance for buying a new car or a second hand one. Automobile finance is not many as housing finance

Peran Kepemimpinan Perempuan dalam Perspektif Gender

The role of women in society among the aspect of reproduction, economic, social, politic, and Islamic leadership put women as members in community activities or organizations. This is proved by the amount of women who are active in organizations and they aren't brave enough as well as men. Because of this reason, only few of their proposals are accepted and implemented into the existing political world. The factor influences women's involvement in society is their level of education. All the tasks entrusted to women can be held because of their education. This means that there is relevance between the tasks and education

Pendidikan Inklusif sebagai Strategi dalam Mewujudkan Pendidikan untuk Semua

Education is the right of all children without exception. However, the main one of the main problems of education in Indonesia is not all children have access to education. Not only economic issues but also include physical or psychological conditions that are “different” with children in general, or better known as disbilitas. They (disbalitas) are vulnerable to marginalization especially in the field of education. In the last 10 years the Indonesian government has launched inclusive education and the main purpose is to accommodate the rights of every child to be able to not only disability. Hope that further is to realize the ideals of the 1945 Constitution that “the intellectual life of the nation”

Identifikasi Distribusi Saluran Pemasaran Keripik Tempe Di Desa Pasir Agung Kecamatan Bangun Purba Kabupaten Rokan Hulu (Studi Kasus USAha Keripik Tempe Ibu Pur)

A good marketing product requires proper marketing distribution so that business can keep going and growing. Data collection method used was survey. The results showed that there are three marketing channels tempeh chips at the study site, the channel I: employers tempeh chips - mini market - consumers; II: businessman tempeh chips - shop - consumers; III: businessman tempeh chips - retailers - consumers. The level of efficiency of distribution channels marketing channels I and II is more efficient with a marketing margin of Rp 1,000 compared with the third marketing channel marketing margin of Rp 950

Masifikasi Wacana Syariah sebagai Identitas Ke-Islaman

Tulisan ini mencoba menguraikan wacana syariah yang digaungkan oleh Dewan Syariah Nasional sebagai solusi ideal dalam produk/program yang sesuai dalam hukum Islam, akan tetapi pada praktiknya justru menjadi selubung dominasi yang diterima oleh masyarakat muslim sebagai sesuatu yang taken for granted. Wacana syariah sekedar menjadi identitas atas produk/program yang dilegitimasi oleh pemilik kuasa. Praktik wacana syariah yang menciptakan kapitalisme baru terjadi pada Bank syariah, BPJS syariah, dan Koperasi Syariah. Relasi kuasa dari Dewan Syariah Nasional yang menjejalkan wacana syariah sebagai konsep yang ideal, dibaliknya terdapat kepentingan kapitalis yang berjejaring dengan produk/program Non-syariah (konvensional). Melalui kuasa DSN sebagai pihak yang memiliki pengetahuan, masyarakat muslim sebagai sasaran mulai terhegemoni atas wacana syariah tersebut, sebab kultus kepada DSN yang merepresentasikan pihak intelektual dalam hukum Islam. Sementara praktik konsumtif dalam wacana syariah tersebut terlihat pada konsep wisata syariah, hotel syariah, dan hijab syar\u27i. Hijab syar\u27i yang menjadikan produk fashion menjadi booming, semakin mendukung eksistensi kapitalisme dalam memediasi kebutuhan ekspresif perempuan muslim akan identitas kesalihan, kecantikan dan ke-feminim-an. Hijab syar\u27i yang menjadi andalan kapitalisme dalam produk fashion yang menyasar masyarakat muslim, membentuk konsumerisme yang berlebihan dalam berhias (tabarruj) dari pada kesederhanaan yang diidealkan dalam syariat Islam. Praktik syariah yang ideal dan sesuai dengan hukum Islam dalam hal ekonomi bisa digaungkan kembali melalui maksimalnya tata kelola BaitulMal sebagai wadah akomodatif untuk ZakatMal, Infaq, wakaf dan lainnya. Sehingga syariah bukan lagi sekedar identitas dan praktik industri budaya islami, namun sesuai dengan hukum Islamyang semestinya

Problema Perempuan Dalam Memilih Produk Unggulan Bank Syariah Mandiri (Bsm)

Syariah bank has developed from year to year, although it is not booming like conventional banks due to various factors. Some experienced problems in its development are the aspects of law, lack of socialization of Syariah Bank, the operational constraints, and public's understanding toward Syariah Bank is still low. All constraints should be analyzed in accordance with the facts which exist in society to have solution as an input to develop Syariah Bank for the future

Hubungan Antara Resiliensi Dengan Motivasi Belajar

Penelitian ini bertujuan untuk mengetahui hubungan resiliensi dengan motivasi belajar pada siswa SMAN 1 Long Ikis. Penelitian ini terdiri dari dua variabel yaitu variabel terikat yaitu motivasi belajar dan variabel bebas yaitu resiliensi. Pengumpulan data dilakukan dengan menggunakan metode skala. Subjek penelitian ini adalah siswa SMAN 1 Long Ikis dengan jumlah sampel 89 siswa. Teknik analisis data yang digunakan adalah analisis statistik korelasi product moment. Hasil penelitian ini menunjukkan bahwa terdapat hubungan positif yang signifikan antara resiliensi dengan motivasi belajar siswa yaitu dengan nilai koefisien korelasi product moment sebesar 0,611 dengan signifikansi 0,000

The emerging of employment gap in the Malaysian construction industry

Employment of young people is a big issue in the Malaysian construction industry. This is a common phenomenon not only in Malaysia but affected most developed and developing countries around the world. Sufficient workers are needed to cater to the robustness of the construction sector and to sustain the productivity that will boost the development demand. However, young people had difficulties to find decent employment in this industry due to lack of experience and skills among young people and some employer are more likely to hire foreign workers. The aim of this study is to examine the emerging of skill gaps in the Malaysian construction industry. The methodology adapted for this study comprise of primary and secondary data collection. The primary data had been collected from the questionnaire surveys on the professional within the construction industry. The data then were analyzed using the percentage score and the diagram such as bar chart had been used to visualize the results from the analysis. While, secondary data collected through literature review to gather information and important views from previous studies. The findings reveal that the construction industry prefer more than 30 years old skilled workers. Eventhough, the jobs could be filled by young people, but somehow, some barriers such as high risk, low wages, hard work and availability of foreign workers had distracted the involvement of young people in the construction industry