Berugak Jurnal Universitas Islam Negeri (UIN) Mataram
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IMPROVING STUDENT LEARNING OUTCOMES WITH THE TARL APPROACH TO SCIENCE SUBJECTS IN ELEMENTARY SCHOOLS
This project uses the Teaching at The Right Level (TaRL) methodology to enhance students\u27 learning outcomes in Natural and Social Sciences (IPAS) courses. Classroom Action Research (CAR), the research methodology employed, is divided into two cycles, each comprising diagnostic testing, student categorization according to comprehension level, and the implementation of suitable learning techniques. The study\u27s findings suggest that using the TaRL technique can significantly enhance students\u27 learning outcomes. The percentage of students who completed the classical portion rose from 30.76% in the pre-cycle to 84.61% in cycle II, while the average student score rose from 60.92 in cycle I to 78.54 in cycle II. This method enhances learning outcomes and positively affects student motivation and engagement. As a result, the TaRL approach may be a valuable tactic for addressing variations in students\u27 comprehension levels and fostering more inclusive, individual-centered learning
Pengaruh Literasi Keuangan Syariah dan Kepercayaan Nasabah Terhadap Minat Penggunaan Mobile Banking Syariah di Bank Syariah Indonesia (BSI) KCP Bertais Mandalika
The purpose of this study is to determine the effect of Islamic financial literacy and customer trust on the interest in using Islamic mobile banking at BSI KCP Bertais Mandalika. The variables in this study are Islamic financial literacy (X1), Trust (X2), and Interest in Using Islamic Mobile Banking (Y). The method in this study uses a quantitative method with an Associative approach or cause and effect influence. The population in this study were customers of Bank Syariah Indonesia KCP Bertais Mandalika who had not used Islamic mobile banking. The sample determination used accidental sampling. The data source used was primary data obtained from distributing questionnaires. The data analysis method was multiple linear regression analysis. The results of this study indicate that Islamic financial literacy partially has a significant positive effect on the interest in using Islamic mobile banking, and the trust variable partially has a positive and significant effect on the interest in using Islamic mobile banking. Simultaneously, Islamic financial literacy and trust have a significant positive influence on the interest in using Islamic mobile banking with an R-Square determination coefficient of 51.2%.
Keywords: Literasi Keuangan Syariah, Kepercayaan, Mina
Pengaruh Kualitas layanan, Prosedur pinjaman, dan Persepsi harga terhadap Keputusan Nasabah dengan Kepuasan Nasabah dalam melakukan Pembiayaan KUR
This research aims to analyze and test, both directly and indirectly, the influence of service quality, loan procedures, and price perception on customer decisions, with customer satisfaction as a mediating factor, in obtaining people\u27s business credit financing at Bank Syariah Indonesia KCP. Tangerang Selatan. This study uses primary and secondary data, where the data collection method employs questionnaires distributed to people\u27s business credit financing customers from 2021-2023, totaling 693 customers. In this study, the sample with successfully processed data consists of 87 respondents. The sampling technique used in this research is non-probability sampling, with a purposive sampling method. Data is analyzed using SmartPLS.4. The results of this study show that the variables of service quality, loan procedures, and price perception have a significant influence on customer decisions, while the customer satisfaction variable does not affect customer decisions. Additionally, the service quality variable has a significant influence on customer decisions through customer satisfaction and loan procedures, while price perception does not affect customer decisions through customer satisfaction in obtaining people\u27s business credit financing
Drivers of Mobile Game Addiction and Its Impact on Game Loyalty and In-App Purchase Intention Among Gen-Z in Indonesia
Purpose: This study aims to analyze the influence of flow experience, escapism, and playfulness on mobile game addiction, and to examine how mobile game addiction affects game loyalty and in-app purchase intention among Generation Z in Indonesia.Method: A quantitative research design was employed. Data were collected through an online questionnaire distributed to 210 respondents. The data were analyzed using Structural Equation Modeling-Partial Least Squares (SEM-PLS) with SmartPLS 4 software.Result: The results show that flow experience and escapism significantly and positively influence game addiction. In contrast, playfulness has a significant negative effect, suggesting that enjoyment alone does not necessarily lead to addictive behavior. Game addiction positively influences both game Loyalty and in-app purchase intention. However, game loyalty does not have a significant effect on in-app purchase intention.Practical Implications for Economic Growth and Development: These findings offer valuable insights for mobile game developers seeking to enhance user engagement and revenue. By leveraging flow experience and escapism, developers can increase both addiction tendencies and in-app spending. This approach contributes to the growth of Indonesia’s digital economy through strategic monetization.Originality/Value: This study adds to the limited body of research examining psychological drivers of game addiction and their economic implications within the context of Generation Z in a developing digital market
IMPROVING MATHEMATICS LEARNING OUTCOMES USING REWARD STICKERS IN ELEMENTARY SCHOOLS
This study aims to improve the mathematics learning outcomes of SD N 1 Wonoboyo fourth-grade students in the 2024/2025 Academic Year by implementing reward stickers. The subjects of this study were 20 fourth-grade students of SD N 1 Wonoboyo. This study used the Classroom Action Research (CAR) method with a cycle design that includes the planning, implementation, observation, and reflection stages. The data collection technique was observation and testing. The results of observations in the pre-cycle showed that only 45% of students achieved the Minimum Completion Criteria (KKM). In cycle 1, with the implementation of reward stickers, the classical completion rate increased to 65% but did not meet the target. In cycle 2, a more optimal implementation succeeded in increasing classical completion to 85%. The results of this study indicate that reward stickers can improve students\u27 mathematics learning outcome
Comparative Analysis of Bellman-Ford and Dijkstra Algorithms to Determine the Shortest Tourist Path in Central Lombok
Purpose: Central Lombok Regency has many tourist attractions spread out, which often makes it difficult for tourists to determine the best travel route to visit several locations at once. Choosing the shortest route is an important factor because it can save time, energy, and fuel costs, especially in tourist trips with unstructured schedules. Therefore, an effective method is needed to determine the shortest route to improve the efficiency of tourist trips. This study analyzes the shortest route to tourist attractions in Central Lombok Regency using two popular graph algorithms, including Dijkstra Algorithm and Bellman-Ford Algorithms
Method: In this study, the data used are 6 tourist attractions in Central Lombok Regency. Tourist attractions are represented by points on the graph. Then the edge represents the road connecting the tourist attractions and the weight represents the distance to each tourist attraction from a starting point. Then to determine the minimum shortest distance of each tourist attraction based on the graph, Dijkstra and Bellman-Ford algorithms are used.
Result: The shortest path to tourist attractions in Central Lombok Regency is obtained based on the Dijkstra and Bellman-Ford Algorithms.
Contribution: Through this analysis, the advantages and disadvantages of the two algorithms in the context of determining tourist routes in Central Lombok can be identified
Analysis of Consumer Preferences for Souvenir Design Needs in Pangandaran Tourist Attractions
Purpose: The purpose of this research is to analyze consumer preferences in choosing souvenirs and produce souvenir design recommendations that can improve the quality of consumer experience at Pangandaran tourist attractions.
Method: The method used in this research uses a mix method between qualitative and quantitative. The data collected using the survey method by distributing questionnaires to 30 respondents with purposive sampling technique. Respondents are 30 people who have shopped for souvenirs in Pangandaran. Primary data obtained through the survey method is then processed using the SPSS analysis tool using variable and hypothesis test analysis techniques, validity and reliability tests, T tests, and finally the determination coefficient test.
Result: Based on the data that has been processed using the SPSS software analysis tool with the T test analysis technique, it results that the hypothesis of natural and cultural beauty variables has significance to the need for souvenir design in Pangandaran because the Sig value. <0.05, which means Ho is rejected and Ha is accepted, while the variable pangandaran writing, simple design, and bright colors are not significant to the need for souvenir design in pangandaran because the Sig value> 0.05 which means Ho is accepted and Ha is rejected. In the coefficient of determination test, the correlation coefficient value is 0.769, indicating that the interpretation of the value is within the numbers 0.5 to 0.75. It can be concluded that the souvenir design variable has a strong relationship with souvenir design needs in Pangandaran.
Contribution: This research is expected to be a reference for research that will be conducted in the tourism industry, especially on consumer preferences and contribute to the development of the local tourism industry by providing souvenir products that are unique and oriented to the needs of tourists.
Pengaruh Struktur Modal dan Ukuran Perusahaan Terhadap Profitabilitas Bank Syariah di Indonesia (Studi Empiris Bank Umum Syariah di Indonesia)
This research is a quantitative associative study aimed at analyzing the influence of capital structure and company size on profitability in Islamic commercial banks in Indonesia. The data used are financial statements from January 2021 to December 2023 obtained from financial statistical reports registered with the Financial Services Authority (OJK). The sampling method used purposive sampling by conducting data tests using IBM SPSS Statistics. Data analysis techniques used classical assumption tests, multiple linear regression tests, and hypothesis tests. Based on the results of the multiple regression test, it was found that simultaneously, capital structure and company size affect profitability, while partially, capital structure does not significantly affect profitability and company size has a positive and significant effect on profitability
WEB-BASED GENIALLY MEDIA FOR UNDERSTANDING THE FOOD CHAIN MATERIAL IN ELEMENTARY SCHOOLS
Science education in elementary schools faces challenges in teaching complex and abstract materials, such as food chains, which require deep visual and conceptual understanding. This study aims to evaluate the effectiveness of using web-based genetic media in improving students\u27 understanding of food chain material in science learning in elementary schools. This study used a quasi-experimental design with two groups: the experimental group using web-based Genially Media and the control group using conventional learning methods. Data were obtained through pre-tests and post-tests measured by objective test instruments. The results showed that the experimental group experienced a significant increase in understanding, with an average N-gain of 0.66, while the control group only obtained an N-gain of 0.29. The t-test confirmed that the difference between the experimental and control groups was significant (p = 0.000). These findings indicate that web-based genetic media improves students\u27 understanding of food chain material. The implications of this study provide a basis for the application of web-based technology in science learning in elementary schools and encourage the development of more interesting and effective interactive learning methods. This study also suggests further research with stronger experimental designs and larger samples
Halal Trip Scheme: Implementation of Shariah Compliance in Indonesia
Purpose: This study aims to analyze the implementation of the halal travel scheme in Indonesia and evaluate its compliance with sharia economic law, particularly focusing on standards set by DSN-MUI Fatwa No. 108/2016.
Method: Using normative legal methods through a study of relevant legal regulations and literature, especially DSN-MUI Fatwa No. 108/2016. The study focuses on key sharia principles and assesses their application within the halal trip scheme, especially through innovations like the "Halal Tripnesian" platform.
Result: The findings demonstrate that Indonesia\u27s halal trip scheme largely aligns with sharia compliance standards, effectively incorporating critical elements such as halal-certified food, prayer facilities, and sharia-compliant accommodations. Despite facing challenges, including diverse interpretations of sharia law, a lack of unified global halal certification, and varying levels of halal literacy among stakeholders, the overall implementation has shown strong adherence to sharia principles. Technological innovations, particularly through digital platforms, have enhanced the accessibility and convenience of halal travel, supporting the growth of the sector and positioning Indonesia as a leading destination for Muslim-friendly tourism.
Contribution: This study provides insights into the strengths and weaknesses of Indonesia’s halal travel scheme, highlighting the importance of regulatory support, digital innovation, and stakeholder education in ensuring sharia compliance. The research suggests that continued efforts in harmonizing halal standards and improving halal literacy are essential for sustaining growth and competitiveness in the global halal tourism market