PERSEPSI DAN SIKAP KEAGAMAAN PENGAJAR DAN SANTRI PONDOK PESANTREN TEBUIRENG JOMBANG TERHADAP PERILAKU MENABUNG DI BANK SYARIAH

Penelitian ini bertujuan untuk mengetahui persepsi dan sikap keagamaan pengajar dan santri Pondok Pesantren Tebuireng terhadap perilaku menabung di bank syariah. Objek penelitian yang digunakan adalah pengajar dan santri pondok pesantren Tebuireng Jombang dengan jumlah sampel 120 santri yang terdiri dari pengajar, mahasiswa dan pelajar. Penelitian ini menggunakan metode kuantitatif dengan melakukan uji statistik deskriptif, uji asumsi klasik, uji regresi liniear berganda dan pengujian hipotesis dengan bantuan SPSS 19.0. Dari hasil analisa data uji parsial (t) menunjukkan bahwa nilai signifikansi (0,00 0,05) dan (thitung) (4,328) ttabel (1,980) berarti H0 ditolak dan Ha diterima yang artinya, variabel persepsi pengajar dan santri pondok pesantren Tebuireng Jombang berpengaruh positif signifikan terhadap perilaku menabung di Bank Syariah. Sedangkan variabel sikap keagamaan lebih kecil dari level of significant (0,00 0,05) dan nilai (thitung) (5,541) (ttabel) (1,980) artinya variabel sikap keagamaan pengajar dan santri pondok pesantren Tebuireng Jombang berpengaruh positif terhadap perilaku menabung di Bank Syariah. Seseorang yang memiliki persepsi dan sikap keagamaan yang positif terhadap Bank Syariah memiliki pengaruh yang signifikan terhadap perilaku menabung di Perbankan Syariah. Sebaliknya jika persepsi dan sikap keagamaan yang dimiliki oleh pengajar dan santri tentang Bank Syariah negatif, maka perilaku untuk menabung juga akan kecil

Considering Dawam Raharjo as the Foundation of Sharia Digital Business Ethics

Purpose - This research aims to investigate the application of ethics in Sharia digital business and its potential impact on consumer trust and satisfaction in the context of Islamic fintech. The rapid expansion of Sharia fintech has led to the need for strong business ethics to guide and ensure the provision of quality services in the industry. Islamic business ethics, based on Sharia principles, play a crucial role in maintaining the continuity of Sharia business and promoting healthy competition. Additionally, the study explores the potential of Sharia digital business ethics in empowering society and supporting social empowerment initiatives within the framework of Islamic economics. Method – The research methodology employed in this study is qualitative content analysis, utilizing the works of Dawam Rahardjo as primary data sources. The data collection involves the analysis of written documents, including books authored by Rahardjo. The analysis focuses on identifying the compatibility and relevance between the draft ethical principles proposed by Rahardjo and the applied values in Sharia digital business. The life history approach is also employed to gain insights into Rahardjo's perspectives on business ethics.   Result– The literature review examines the perspectives of Dawam Rahardjo, a prominent figure in Islamic economics, on Islamic business ethics. Rahardjo emphasizes the importance of fairness, transparency, responsibility, and accountability in business operations. The concept of "ta'awwun" (cooperation) is also highlighted as a key principle in Islamic economics. The review further discusses the ethical principles and values that underpin Sharia digital business, such as fairness, honesty, transparency, trust, and social responsibility. Jelaskan hasil yang diperoleh dari penelitian ini Originality (Novelty) - This research integrates the perspectives of Dawam Rahardjo, a prominent figure in Islamic economics and business ethics, to provide a comprehensive understanding of the ethical principles that should guide Sharia digital business. By analyzing Rahardjo's works and examining the compatibility and relevance of his ethical framework in the context of Sharia digital business, this research expands on the existing knowledge and offers practical insights for digital companies operating in accordance with Sharia principles. Implications – The findings of this research will contribute to a deeper understanding of the application of ethics in Sharia digital business and its potential effects on consumer trust and satisfaction. The study will provide insights into the importance of ethics in maintaining long-lasting consumer confidence, promoting ethical practices in digital business operations, and empowering society. Moreover, the research will offer guidelines and recommendations for sharia-compliant digital companies to establish a loyal customer base and contribute to social well-being

Tissue-specific expression of human lipoprotein lipase in the vascular system affects vascular reactivity in transgenic mice

1. The role of smooth muscle-derived lipoprotein lipase (LPL) that translocates to the endothelium surface on vascular dysfunction during atherogenesis is unclear. Thus, the role of vascular LPL on blood vessel reactivity was assessed in transgenic mice that specifically express human LPL in the circulatory system. 2. Aortic free fatty acids (FFAs) were increased by 69% in the transgenic mice expressing human LPL in aortic smooth muscle cells (L2LPL) compared with their non-transgenic littermates (L2). 3. Contractility to KCl was increased by 33% in aortae of L2LPL mice. Maximal contraction to phenylephrine (PE) was comparable in L2 and L2LPL animals, while the frequency of tonus oscillation to PE increased by 104% in L2LPL mice. 4. In L2LPL animals, •NO mediated relaxation to acetylcholine (ACh) and ATP was reduced by 47 and 32%, respectively. In contrast, endothelium-independent relaxation to sodium nitroprusside (SNP) was not different in both groups tested. 5. ATP-initiated Ca(2+) elevation that triggers •NO formation was increased by 41% in single aortic endothelial cells freshly isolated from L2LPL animals. 6. In aortae from L2LPL mice an increased •O(2)(−) release occurred that was normalized by removing the endothelium and by the NAD(P)H oxidase inhibitor DPI and the PKC inhibitor GF109203X. 7. The reduced ACh-induced relaxation in L2LPL animals was normalized in the presence of SOD, indicating that the reduced relaxation is due, at least in part, to enhanced •NO scavenging by •O(2)(−). 8. These data suggest that despite normal lipoprotein levels increased LPL-mediated FFAs loading initiates vascular dysfunction via PKC-mediated activation of endothelial NAD(P)H oxidase. Thus, vascular LPL activity might represent a primary risk factor for atherosclerosis independently from cholesterol/LDL levels