Level of Factors impact on the Buyers’ Intention in Buying Private Health Insurance with the Case of Vietnam Non-Life Insurance Companies

The study aims to determine the influence of factors affecting the intention to purchase private health insurance at non-life insurance companies in Vietnam. The samples were surveyed from 500 people from many areas but mostly in Hanoi. The study identified and clarified 5 independent factors affecting the intention to buy private health insurance at non-life health insurance companies in Vietnam. The analysis results show 5 variables: "Past experience", "Perception of service quality of insurance companies", "Perceived behavioral control", "Attitude towards risks and private health insurance ", and the variable "Subjective norms on private health insurance" affect people's intention to buy private health insurance. Several policies have been proposed to increase customers' intention to buy private health insurance at non-life insurance companies from the analysis. To raise customer's intention to purchase private health insurance, the research team recommends non-life insurance company to improve service quality, especially after-sales service, the quality and expertise of staff, and the government to complete policies and legal framework on private health insurance. Moreover, the research team also recommend to renovate the quality of organizing the private health insurance regime and form the basis of the entire population pathology record. Keywords: private health insurance, intention to purchase, non-life insurance company. DOI: 10.7176/EJBM/12-27-06 Publication date:September 30th 202

An alternative approach to firms’ evaluation: expert systems and fuzzy logic

Discounted Cash Flow techniques are the generally accepted methods for valuing firms. Such methods do not provide explicit acknowledgment of the value determinants and overlook their interrelations. This paper proposes a different method of firm valuation based on fuzzy logic and expert systems. It does represent a conceptual transposition of Discounted Cash Flow techniques but, unlike the latter, it takes explicit account of quantitative and qualitative variables and their mutual integration. Financial, strategic and business aspects are considered by focusing on twenty-nine value drivers that are combined together via “if-then” rules. The output of the system is a real number in the interval [0,1], which represents the value-creation power of the firm. To corroborate the model a sensitivity analysis is conducted. The system may be used for rating and ranking firms as well as for assessing the impact of managers’ decisions on value creation and as a tool of corporate governance.Firms’ evaluation, fuzzy logic, expert system, rating, acquisition, sensitivity analysis

Influence of ellagitannins extracted by pomegranate fruit on disulfide isomerase PDIA3 activity

Pomegranate fruit is a functional food of high interest for human health due to its wide range of phytochemicals with antioxidant properties are implicated in the prevention of inflammation and cancer. Ellagitannins, such as punicalagin and ellagic acid, play a role as anti-atherogenic and neuroprotective molecules in the complex fighting against the degenerative diseases. The aim of this work was to evaluate the composition in punicalagins and ellagic acid of differently obtained extracts from whole fruit, peels and juices, prepared by squeezing or by centrifugation, of pomegranate belonging to different cultivars. Moreover, a wider phenolic fingerprint was also determined. The bioactivity of the extracts was tested on the redox activity of PDIA3 disulfide isomerase, an enzyme involved in the regulation of several cellular functions and associated with different diseases such as cancer, prion disorders, Alzheimer’s and Parkinson’s diseases. The results demonstrate that the different ratios between punicalagin and ellagic acid modulate the enzyme activity and other ellagitannins could interfere with this activity

The Proposed Research Model for Successful ERP Implementation in Indian Manufacturing Sector

The purpose of this paper is to identify critical success factors, risk factors, product selection factor, project management success factors, user satisfaction, tangible benefit and intangible benefits from the literature and propose a conceptual framework for successful ERP implementation in Indian manufacturing sector. The proposed model will give implementers the better understanding of ERP implementation in manufacturing sector. The benefit of this research will be to identify the areas responsible for successful implementation and show the outcome of the implementation in terms of project management success metrics like scope, functionality, budget and schedule. This will result in avoiding implementation mistakes thereby increasing the success rate

The Human Capital “Impact” on E-Business: The Case of Encyclopedia Britannica

[Excerpt] The term “New Economy” has been coined to describe the remarkable economic performance of the 1990s. Stiroh, (1999) an economist at the Federal Reserve Bank of New York observes that its defining characteristic is a “focus on increasing globalization and expanding information technology” (pg. 87). Research suggests that revenues from electronic based business to business trade will double over the next five years from $43 billion in 1998 to$1.3 trillion in 2003. Revenues from business to consumer trade are predicted to rise from $8 billion to$108 billion over the same time period (Forrester Research, 1998). However, there is increasing attention to the challenges facing business in the new economy, and an increasing chorus of analysts suggesting how tenuous many of these business models really are. A recent Barron’s article showed that many dot-com companies have only days of remaining cash (Willoughby, March 20, 1999). Such a key emerging phenomenon has not escaped the attention of writers, though the existing body of writing has some important gaps. We would classify existing e-business literature into two groups. First, there is a growing body of literature that discusses the how the Internet is transforming business models and organizational strategies. A second, much smaller body of work has focused on e-HR, or more specifically, the implications of the Internet on various HR practices

Analyzing Cyber Threats Affecting the Financial Industry

As critical infrastructure, financial institutions must execute the highest level of cybersecurity as the threat of a crippling cyberattack continues to develop. Malicious actors, including disenfranchised employees, state sponsored actors, and traditional hackers, all have motivations to target the financial industry, and do so frequently. However, the threat changes slightly between resource rich large institutions and their smaller, community bank counterparts. The complex and multifaceted threat must be fully understood in order to properly address and analyze solution options to preserve the security of these institutions and the economy that they contribute to

Startup Act for the States

Proposes state policy options for promoting entrepreneurial growth and the "job-creation engines" of start-ups by increasing the supply of entrepreneurs, facilitating the launch and growth of new ventures, and fostering a culture of entrepreneurship

Geopolitics of Monetary Innovation in the Longue Durée. Financialization, Digitalization and the Crisis of the Global Hegemony

Since the beginning of the new millennium, a great variety of experiences of monetary innovation has taken place worldwide. Actually, very assorted types of social agents, at very different levels of interaction and with very diverse purposes and results, are creating a plethora of global, macro-regional, local or deterritorialized currencies seriously defying both the hegemonic role of the US dollar, and the traditional agents, methods and criteria related to money's creation and circulation. Given such a picture, the main aim of this essay is to characterize and valuate the principle features of the ongoing process of monetary innovation, in light of its modern and contemporary history. We adopt an interdisciplinary theoretical frame, based on the ground of the political sociology and the world system theory, and a genealogical method focused on the monetary history of the United States. The main result here presented is the centrality of the dialectic between innovation and regulation, and of their social and institutional forces. Actually, it can help the comprehension about where, when and why new forms of money appear, as well as the individuation of the main traits characterizing the current stage of global crisis and of its risky implications

Cloud Computing Adoption in Organizations: A Literature Review and a Unifying Model

Cloud computing is an attractive proposition to organizations because of its expected benefits. However, its perceived risks and challenges may discourage adoption. This trade-off between benefits and risks creates a dilemma on whether or how to approach cloud adoption. This study aims to advance the understanding of cloud computing adoption in organizations and proposes a unifying model of cloud adoption. A systematic literature review was employed to investigate the adoption factors studied in previous empirical settings. The review identified 41 primary studies and yielded a hierarchical cloud adoption model. The identified factors are in line with the technology-organization-environment framework and with the diffusion of innovation model, but new insights into the dimensions relevant to cloud adoption emerged from literature. For example, system availability and reliability, cost effectiveness, privacy and security, top management support, and market pressure are among the factors influencing adoption. Implications and future research are discussed