Hazard Perception and Demand for Insurance Among Selected Motorcyclists in Lagos, Nigeria

This study examines hazard perception effects on the demand for insurance withspecial focus on motorcycle riders in Lagos state. For this purpose, the researchershave been able to examine selected hazard perception determinants and theireffects on the insuring attitude and desire of motorcycle riders. An explanatoryresearch design was employed and a convenience sampling type of the nonprobabilitysampling technique was adopted.  Data was gathered by interviewsconducted at motorcycle parks along the Lagos-Badagry expressway.  The sampleconsisted of 126 respondents made up of commercial motorcycle riders within thesample areas. Data collected was analysed using multiple regression technique.The study was able to establish some level of contributory linkage between hazardperception and demand for motorcycle insurance. The findings show that whiledread and trust both appeared to have significant effect, publicity and controllabilityboth have positive contributory effect; furthermore, choice expressed an inverserelationship with demand for insurance among the motorcycle riders. The studytherefore recommends pre-loss and post-loss measures among the motorcycleriders so that unforeseen motorcycle risks can be managed. Also, insurancecompanies should endeavour to invest more on enlightening the motorcycle riders in order to lessen their dread of loss outcome, and thus, design policy that can instil trust in motorcycle riders in insurance as a loss control measure

Producing a commentary slows concurrent hazard perception responses

Commentary driver training involves teaching drivers how to verbally acknowledge their perceptual and cognitive processes while driving, and has been shown to improve performance in driving-related tasks. However, those studies demonstrating benefits of commentary training have not done so under conditions of live commentary, which is the typical protocol used with advanced drivers. In the current study we present the results of two experiments that show that producing a commentary can actually slow responses to hazards on a concurrent hazard perception task. In Experiment 1 participants producing a live commentary showed significantly longer hazard response times than an untrained, silent, control group. In Experiment 2 a shorter, clipped commentary was introduced to attempt to reduce the demands placed upon participants. However, both the clipped and full commentary conditions showed reduced accuracy and longer response times, relative to a silent condition, and no difference was observed between the two types of commentary. Analysis of eye movements in both experiments revealed that fixation durations were shorter when a commentary was produced, but time to first fixate the hazard was not affected. This suggests that commentaries encourage more active interrogation of the visual scene, but that this can be detrimental to performance in average drivers

Development and validation of the Spanish hazard perception test

Objective: The aim of the current study is to develop and obtain validity evidence for a Hazard Perception test suitable for the Spanish driving population. To obtain validity evidence to support the use of the test, the effect of hazardous and quasi-hazardous situations on the participants’ Hazard Prediction is analysed and the pattern of results of drivers of different driving experience: learner, novice and expert drivers and re-offender vs. non-offender drivers, is compared. Potentially hazardous situations are those that develop without involving any real hazard (i.e., the driver didn’t actually have to decelerate or make any evasive manoeuvre to avoid a potential collision). The current study analysed multiple offender drivers attending compulsory re-education programmes as a result of reaching the maximum number of penalty points on their driving licence, due to repeated violations of traffic laws. Method: A new video-based hazard perception test was developed, using a total of 20 hazardous situation videos plus 8 quasi-hazardous situation videos. They were selected from 167 recordings of natural hazards in real Spanish driving settings

Hazard Perception and Reporting

Reporting of hazards is a key aspect of safety management in industry, but relatively little empirical investigation of reporting has been undertaken. This research reports on an investigation that was carried out in the Science gallery at Trinity College Dublin to explore the detection and reporting of hazards by members of the public. Three simulated hazards were developed and placed around the risk lab. The experiment was designed to assess the capacity to recall recognise and report hazards of the participants by means of an exit survey. Participants performed better at recognition than recollection with no actual reporting of hazards recorded. The results validated some of the findings suggested by the literature and can assist in the development of a new experimental methodology as training within organizations to improve awareness of hazards and reporting practices

Watch out for the hazard! Blurring peripheral vision facilitates hazard perception in driving

The objectives of this paper were to directly examine the roles of central and peripheral vision in hazard perception and to test whether perceptual training can enhance hazard perception. We also examined putative cortical mechanisms underpinning any effect of perceptual training on performance. To address these objectives, we used the gaze-contingent display paradigm to selectively present information to central and peripheral parts of the visual field. In Experiment 1, we compared hazard perception abilities of experienced and inexperienced drivers while watching video clips in three different viewing conditions (full vision; clear central and blurred peripheral vision; blurred central and clear peripheral vision). Participants’ visual search behaviour and cortical activity were simultaneously recorded. In Experiment 2, we determined whether training with clear central and blurred peripheral vision could improve hazard perception among non-licensed drivers. Results demonstrated that (i) information from central vision is more important than information from peripheral vision in identifying hazard situations, for screen-based hazard perception tests, (ii) clear central and blurred peripheral vision viewing helps the alignment of line-of-gaze and attention, (iii) training with clear central and blurred peripheral vision can improve screen-based hazard perception. The findings have important implications for road safety and provide a new training paradigm to improve hazard perception

Hazard Perception and Distraction in Novice Drivers: Effects of 12 Months Driving Experience

The high crash risk of novice drivers has been partly attributed to their underdeveloped hazard perception abilities. Novice drivers also have an increased risk of crashes due to distractions. Studies show that novice drivers do not detect risk relevant cues and are more susceptible to distractions when compared to adult drivers. This test track study was conducted to study the effects of 12 months of driving experience on teenagers. Forty-two teenagers and their parents drove through hazard perception scenarios while engaged in secondary tasks. These participants had participated in a similar session 12 months earlier. For the odometer and texting task conditions the novice drivers showed an improvement in hazard perception and a small but insignificant decrease in task suspension after 12 months. For the scenario with the cell phone task none of the novice drivers suspended the task, nor exhibited any sort of hazard perception behavior at 12 months. The results indicate that although hazard perception generally improves with experience under some distracting task conditions this is not the case for cell phone distractions

Commentary driver training: effects of commentary exposure, practice and production on hazard perception and eye movements

Commentary driving typically involves being trained in how to produce a verbal running commentary about what you can see, what you are doing, what might happen and what action you will take to avoid potential hazards, while driving. Although video-based commentary training has been associated with subsequent hazard perception improvements, it can have a negative impact on hazard perception when a live commentary is produced at test (Young, Chapman, & Crundall, 2014). In the current study we use balanced training and testing blocks to isolate the effects of commentary exposure, production of a commentary with and without practice, and learning from earlier self-generation of commentary on behavioural and eye movement measures. Importantly, both commentary exposed and unexposed groups gave hazard perception responses during the commentary video, ensuring that the unexposed control group remained engaged in the procedure throughout. Results show that producing a live commentary is detrimental to concurrent hazard perception, even after practice, and does not enhance any later effect of commentary exposure. Although commentary exposure led to an initial increase in the accuracy of hazard perception responses, this effect was limited to the first occasion of testing, and showed no later benefits relative to engaged hazard exposure

The effect of traumatic brain injury on drivers’ hazard perception

Individuals recovering from traumatic brain injury (TBI) often experience perceptual, cognitive, and motor deficits that adversely affect their driving. However, many individuals with TBI return to driving, despite evidence that they are at increased risk. This study examined the effects of TBI on drivers’ hazard perception, i.e. the ability to search the road ahead and quickly identify potentially dangerous traffic situations. Slower hazard perception has been associated with higher crash rates (e.g. Quimby et al., 1986), but hazard perception has never been assessed after TBI. A convenience sample of adults recovering from mild, moderate and severe TBI was recruited from the rehabilitation unit of a tertiary level hospital. Uninjured controls were recruited from the community. Participants completed a hazard perception test, in which they viewed videos of genuine traffic scenes filmed from the driver’s perspective and indicated as soon as they detected a potential traffic hazard (mean response latency was the main dependent measure). Participants also completed a simple spatial reaction time task, a digit symbol substitution task and several measures related to pre- and post-injury functioning. Preliminary results indicate that individuals with TBI were significantly slower to detect traffic hazards than controls. The findings may signify the need for hazard perception testing or training post-TBI before return to driving

Cross-cultural effects on drivers' hazard perception

Hazard perception tests are used in several developed countries as part of the driver licensing curriculum, however little research has been done in developing countries where road safety is a primary concern. We conducted a cross-cultural hazard perception study to examine the transferability of hazard perception skills between Malaysia and the UK, using hazard clips filmed in both countries. The results showed that familiarity with both the driving environment and type of hazard facilitated drivers' ability to discriminate hazards in a timely manner, although overall drivers viewed and responded to hazards largely similarly regardless of origin. Visual strategies also appeared to be moderated mainly by the immediate driving environment rather than driver origin. Finally, Malaysian drivers required a higher threshold of danger than UK drivers before they would identify a situation as hazardous, possibly reflecting the more hazardous road environment in Malaysia. We suggest that hazard perception testing in developing countries requires a test where performance cannot be confounded with differing thresholds for hazardousness