An empiric path towards fraud detection and protection for NFC-enabled mobile payment system

The synthesis of NFC technology accompanying mobile payment is a state-of-the-art resolution for payment users. In view of rapid development in electronic payment system there is rise in fraudulent activity in banking transactions associated with credit cards and card-not-present transaction. M-Commerce aid the consumers and helps to bestow real-time information in payment system. Due to the familiarization of m-commerce there is cogent increase in the number of fraudulent activities, emerging in billions of dollar loss every year worldwide. To absolute the security breaches, payment transactions could be confined by considering various parameters like user and device authentication, consumer behavior pattern, geolocation and velocity. In this paper we formally assay NFC-enabled mobile payment fraud detection ecosystem using score-based evaluation method. The fraud detection ecosystem will provide a solution based on transaction risk-modeling, scoring transaction, business rule-based, and cross-field referencing. The score-based evaluation method will analyze the transaction and reckon every transaction for fraud risk and take pertinent decision

An empiric path towards fraud detection and protection for NFC-enabled mobile payment system

The synthesis of NFC technology accompanying mobile payment is a state-of-the-art resolution for payment users. In view of rapid development in electronic payment system there is rise in fraudulent activity in banking transactions associated with credit cards and card-not-present transaction. M-Commerce aid the consumers and helps to bestow real-time information in payment system. Due to the familiarization of m-commerce there is cogent increase in the number of fraudulent activities, emerging in billions of dollar loss every year worldwide. To absolute the security breaches, payment transactions could be confined by considering various parameters like user and device authentication, consumer behavior pattern, geolocation and velocity. In this paper we formally assay NFC-enabled mobile payment fraud detection ecosystem using score-based evaluation method. The fraud detection ecosystem will provide a solution based on transaction risk-modeling, scoring transaction, business rule-based, and cross-field referencing. The score-based evaluation method will analyze the transaction and reckon every transaction for fraud risk and take pertinent decision. Copyright © 2019 Universitas Ahmad Dahlan. All rights reserved

Multi-RFID embedded Ticketing Kernel for MaaS

Trabalho de projeto de mestrado, Engenharia Informática (Engenharia de Software) Universidade de Lisboa, Faculdade de Ciências, 2020The fast-growing human population is causing an ever-increasing trend of hyper urbanisation and globalisation, along with the popularisation of private cars to commute, which contributes to several environmental and health problems, for instance, high lev els of noise, congestion, and pollution. Hence, most cities are facilitating and enhancing commuting travel, thus, fostering the development of transportation. Today’s urban transport networks are part of the daily lives of millions of people around the world, and in this era of digitalisation, servicising, and cashless economy the public transportation must also readjust. Therefore, contactless bank cards will make it reasonable to travel by public transport. It will be the first time in Portugal that a contactless bank card enables public transport to be accessed, travelled and charged. Such a solution would encourage the contactless debit or credit card to be an alternative to the proprietary transit card, thereby helping to enhance the usability and accessibility of public transport. With the launch of the contactless solution in public transport, a metropolitan area in Portugal will very well integrate a growing list of the world’s major cities such as London, Singapore, Rio de Janeiro and New York. Moreover, new passengers gradually shift from maintaining a private car to the use of public transport means, which allows a diminution on the emission of fuel gases, and a reduction of the global pollution. In addition to that, public transport operators pains also decrease because proprietary cards are handled and managed by financial institutions, enabling the transport agencies to turn their attention to the core of their business, like the multi-modal mass transit and fare calculation. This pioneering project in Portugal involved several stakeholders, including Card4B, Visa, and Unicre. Accordingly, the project aimed to provide an open-loop model with con tactless and post-paid payments to integrate into the existing operation of transportation ticketing. Finally, the developed solution supports contactless transactions, and followed the “Contactless Specifications for Payment Systems”. Successfully, the delivered solution was certified with an EMV Level 3 Certification for both Visa PayWave and MasterCard Contactless transactions

Resaurant Management System for Kas Valley Restaurant

Applied project submitted to the Department of Computer Science, Ashesi University, in partial fulfillment of Bachelor of Science degree in Computer Science, April 2022In response to the recent advancement in technology and its tremendous impact, many businesses have integrated technological tools into their business operations. The food industry is no exception. In the global food industry, technology has made it possible to improve food services, increase customer satisfaction and maximize business returns. There have been changes such as the shift from conventional paper ordering at restaurants to online pre-ordering of meals through the internet. Developments in restaurant software and POS technologies have also aided restaurants in providing better services to their customers. However, the Ghanaian food industry has not taken full advantage of the emerging technologies to optimize its operations. The few restaurants that have adopted restaurant software have their applications limited to POS transactions or strictly online food ordering systems. The applications do not include some core aspects of restaurant operations, such as table reservation management, customer data management, and e-commerce integration. The lack of a centralized system to handle all these related aspects of the restaurant’s operations leads to data inconsistency and redundancy issues. It also makes it difficult for management to analyze their business data because it is not stored in one location but scattered across different units. All these affect the restaurant’s efficiency and profitability levels in the long run. In an attempt to enhance the efficiency of restaurant businesses in Ghana, this paper proposes a web-based restaurant management system for Kas Valley Restaurant, located in the Oyibi township of Accra, Ghana. The system will enable the restaurant to receive orders and payments online, process in-person orders, manage table reservations and customer data, and view analytics on their sales. All these functionalities on a single application would ensure data integrity, minimize data redundancy, foster industry innovation, and significantly improve the restaurant’s overall efficiency. Additionally, using such software in a restaurant contributes to the Sustainable Development Goal (SDG) 9: “Build resilient infrastructure, promote sustainable industrialization and foster innovation”. In this regard, the restaurant management system will enhance technological innovation in the restaurant industry, hence increasing productivity levels.Ashesi Universit

Restaurant management system for Kas Valley Restaurant

Applied project submitted to the Department of Computer Science and Information Systems, Ashesi University, in partial fulfillment of Bachelor of Science degree in Computer Science, May 2022In response to the recent advancement in technology and its tremendous impact, many businesses have integrated technological tools into their business operations. The food industry is no exception. In the global food industry, technology has made it possible to improve food services, increase customer satisfaction and maximize business returns. There have been changes such as the shift from conventional paper ordering at restaurants to online pre-ordering of meals through the internet. Developments in restaurant software and POS technologies have also aided restaurants in providing better services to their customers. However, the Ghanaian food industry has not taken full advantage of the emerging technologies to optimize its operations. The few restaurants that have adopted restaurant software have their applications limited to POS transactions or strictly online food ordering systems. The applications do not include some core aspects of restaurant operations, such as table reservation management, customer data management, and ecommerce integration. The lack of a centralized system to handle all these related aspects of the restaurant s operations leads to data inconsistency and redundancy issues. It also makes it difficult for management to analyze their business data because it is not stored in one location but scattered across different units. All these affect the restaurant s efficiency and profitability levels in the long run. In an attempt to enhance the efficiency of restaurant businesses in Ghana, this paper proposes a web-based restaurant management system for Kas Valley Restaurant, located in the Oyibi township of Accra, Ghana. The system will enable the restaurant to receive orders and payments online, process in-person orders, manage table reservations and customer data, and view analytics on their sales. All these functionalities on a single application would ensure data integrity, minimize data redundancy, foster industry innovation, and significantly improve the restaurant s overall efficiency. Additionally, iv using such software in a restaurant contributes to the Sustainable Development Goal (SDG) 9: Build resilient infrastructure, promote sustainable industrialization and foster innovation . In this regard, the restaurant management system will enhance technological innovation in the restaurant industry, hence increasing productivity levels.Ashesi Universit

Towards a Disruptive Digital Platform Model

Digital platforms are layered modular information technology architectures that support disruption. Digital platforms are particularly disruptive, as they facilitate the quick release of digital innovations that may replace established innovations. Yet, despite their support for disruption, we have not fully understood how such digital platforms can be strategically designed and configured to facilitate disruption. To that end, this thesis endeavors to unravel disruptive digital platforms from the supply perspective that are grounded on strategic digital platform design elements. I suggest that digital platforms leverage on three strategic design elements (i.e., business, architecture, and technology design) to create supportive conditions for facilitating disruption. To shed light on disruptive digital platforms, I opted for payment platforms as my empirical context and unit of analysis. Through primary and secondary data sources, findings suggest that digital platforms with an Analyzer and Prospector strategy profile have favorable conditions to facilitate disruption. It is envisioned that insights gleaned from multiple cases will contribute towards bridging existing knowledge gaps in strategic management, digital platforms, and open innovation literature