The Termination of Subprime Hybrid and Fixed Rate Mortgages

Adjustable-rate and hybrid loans have been a larger component of subprime mortgage lending in the mortgage market than prime lending. The typical adjustable-rate loan in subprime is a hybrid of fixed and adjustable characteristics in which the first 2 years are fixed and the remaining 28 years adjustable. Hybrid loans terminate at elevated probabilities even before the first adjustment date. Hybrid loan terminations are sensitive to interest rates and teaser rates (payment shocks). Default probabilities increase dramatically when payment shocks are mixed with low or no equity in the home. This is the mixture of events that helped to trigger the 2007/2008 subprime mortgage crisis

3,5-Dihydr­oxy-N′-[(2-hydr­oxy-1-naph­thyl)methyl­ene]benzohydrazide

In the title compound, C18H14N2O4, the dihedral angle between the benzene ring and the naphthyl ring system is 10.1 (2)°. The mol­ecule is nearly planar, with a mean deviation from the plane of 0.141 (2) Å for 24 non-H atoms. An intra­molecular O—H⋯N hydrogen bond forms a pseudo-6-membered ring and the mol­ecules are linked into sheets by inter­molecular N—H⋯O and O—H⋯O hydrogen bonds

Block-block entanglement and quantum phase transitions in one-dimensional extended Hubbard model

In this paper, we study block-block entanglement in the ground state of one-dimensional extended Hubbard model. Our results show that the phase diagram derived from the block-block entanglement manifests richer structure than that of the local (single site) entanglement because it comprises nonlocal correlation. Besides phases characterized by the charge-density-wave, the spin-density-wave, and phase-separation, which can be sketched out by the local entanglement, singlet superconductivity phase could be identified on the contour map of the block-block entanglement. Scaling analysis shows that ${\rm log}_2(l)$ behavior of the block-block entanglement may exist in both non-critical and the critical regions, while some local extremum are induced by the finite-size effect. We also study the block-block entanglement defined in the momentum space and discuss its relation to the phase transition from singlet superconducting state to the charge-density-wave state.Comment: 8 pages, 9 figure

Entanglement and quantum phase transition in the extended Hubbard model

We study quantum entanglement in one-dimensional correlated fermionic system. Our results show, for the first time, that entanglement can be used to identify quantum phase transitions in fermionic systems.Comment: 5 pages, 4 figure

Polariton Condensation and Lasing

The similarities and differences between polariton condensation in microcavities and standard lasing in a semiconductor cavity structure are reviewed. The recent experiments on "photon condensation" are also reviewed.Comment: 23 pages, 6 figures; Based on the book chapter in Exciton Polaritons in Microcavities, (Springer Series in Solid State Sciences vol. 172), V. Timofeev and D. Sanvitto, eds., (Springer, 2012

Fermionic concurrence in the extended Hubbard dimer

In this paper, we introduce and study the fermionic concurrence in a two-site extended Hubbard model. Its behaviors both at the ground state and finite temperatures as function of Coulomb interaction $U$ (on-site) and $V$ (nearest-neighbor) are obtained analytically and numerically. We also investigate the change of the concurrence under a nonuniform field, including local potential and magnetic field, and find that the concurrence can be modulated by these fields.Comment: 5 pages, 7 figure

Analytical grid generation and numerical assessment of tip leakage flows in sliding vane rotary machines

© 2021 The Author(s). The research presents a new analytical grid generation methodology for computational fluid dynamics studies in positive displacement sliding vane rotary machines based on the user defined nodal displacement approach. This method is more inclusive than state of the art ones since it enables the investigation of a broader range of design configurations, such as single, double and multiple-acting vane machines with non-circular housing, slanted blade and asymmetric blade tip profiles. Node number and radial divisions of blade tip are the parameters that affect most the mesh quality. The method was validated against indicated pressure measurements on a rotary vane expander resulting in a confidence interval within 4.31%. The benchmark analysis showed that the proposed method is as accurate as the manual ANSYS ICEM one but more than 1500 times faster (111s instead of 48h to generate 360 grids). The paper further proposes a novel method to track the leakage flows at the blade tip gaps of vane machines through a post-processing routine in ANSYS CFD-Post based on rotating monitoring planes. The leakage assessment on the vane expander case study showed that a 10 μm gap between blade tip and the 76 mm stator led to a 0.06 unit increase of the expander filling factor.Research Councils UK (RCUK) Centre for Sustainable Energy Use in Food Chains (Grant No. EP/K011820/1); National Science Foundation of China (NSFC, Grant No. 21978227) and the China Scholarship Council (CSC, Grant No. 201906280153)

MicroRNA and messenger RNA profiling reveals new biomarkers and mechanisms for RDX induced neurotoxicity

Background RDX is a well-known pollutant to induce neurotoxicity. MicroRNAs (miRNA) and messenger RNA (mRNA) profiles are useful tools for toxicogenomics studies. It is worthy to integrate MiRNA and mRNA expression data to understand RDX-induced neurotoxicity. Results Rats were treated with or without RDX for 48 h. Both miRNA and mRNA profiles were conducted using brain tissues. Nine miRNAs were significantly regulated by RDX. Of these, 6 and 3 miRNAs were up- and down-regulated respectively. The putative target genes of RDX-regulated miRNAs were highly nervous system function genes and pathways enriched. Fifteen differentially genes altered by RDX from mRNA profiles were the putative targets of regulated miRNAs. The induction of miR-71, miR-27ab, miR-98, and miR-135a expression by RDX, could reduce the expression of the genes POLE4, C5ORF13, SULF1 and ROCK2, and eventually induce neurotoxicity. Over-expression of miR-27ab, or reduction of the expression of unknown miRNAs by RDX, could up-regulate HMGCR expression and contribute to neurotoxicity. RDX regulated immune and inflammation response miRNAs and genes could contribute to RDX- induced neurotoxicity and other toxicities as well as animal defending reaction response to RDX exposure. Conclusions Our results demonstrate that integrating miRNA and mRNA profiles is valuable to indentify novel biomarkers and molecular mechanisms for RDX-induced neurological disorder and neurotoxicity.published_or_final_versio

(E)-N′-(5-Chloro-2-hydroxy­benzyl­idene)-3,5-dihydroxy­benzohydrazide mono­hydrate

In the title compound, C14H11ClN2O4·H2O, the dihedral angle between the two benzene rings is 8.5 (2)° and an intra­molecular O—H⋯N hydrogen bond is observed in the Schiff base mol­ecule. In the crystal structure, the water mol­ecule accepts an N—H⋯O hydrogen bond and makes O—H⋯O hydrogen bonds to two further Schiff base mol­ecules. Further inter­molecular O—H⋯O hydrogen bonds lead to the formation of layers parallel to the bc plane