Sustainable Tourism Development

As a global phenomenon, tourism sector plays a very significant role in the global economic development for the last three decades. This sector has given a very fundamental endorsement of income to many countries all over the world. This article tries to explain the concepts of sustainable development in the tourism sector which were taken from some sources and how tourism as an essential industry can be developed sustainably. It is expected that the development of sustainable tourism should be able to handle the three basic principles of ecological sustainability, social and cultural sustainability, and economic sustainability for both present and future generations. In other words, sustainable tourism development should always beneficial and give a good effect to the local communities, governments, and investors as tourism stakeholders at present days as well as in the future time

Pengaruh Dana Pihak Ketiga (DPK), Inflasi dan Bi Rate Terhadap Jumlah Penyaluran Kredit di Bank Negara Indonesia (BNI) Periode 2013-2017

The purpose of this research is to find out how the influence of third party funds (DPK), inflation, and BI Rate partially and simultaneously on the amount of credit distribution at Bank Negara Indonesia (BNI). The data analysis technique used is the classical assumption test, multiple linear regression analysis. The results of third party funds research, inflation and the BI rate have a significant effect on the amount of lending to Bank Negara Indonesia. On variable third party funds have a positive and significant influence on the amount of credit distribution at Bank Negara Indonesia. From the t test on the Inflation variable has a negative and not significant effect on the amount of lending at Bank Negara Indonesia. From the t test on the variable the BI Rate has a negative influence and is not significant to the amount of lending to Bank Negara Indonesia

Pengaruh Pertumbuhan Tabungan, Deposito dan Kredit terhadap Profitabilitas pada Lembaga Perkreditan Desa (LPD) di Kecamatan Gianyar Periode Tahun 2015-2017

The aims of this research is to find out how the effect of the growth of savings, deposits and credit simultaneously and partially on profitability at Lembaga Perkreditan Desa (LPD) in Gianyar District. The data analysis technique used is the classic assumption test and multiple linear regression analysis. The results of the study on the effect of growth in savings, deposits and credit have a significant effect on profitability at Lembaga Perkreditan Desa (LPD) in Gianyar District. The savings growth variable has a negative and not significant effect on profitability. The variable growth in deposits has a positive and significant effect on profitability. The variable credit growth has a positive and not significant effect on profitability

Pengaruh Dana Pihak Ketiga (DPK) dan Non-Performing Loan (NPL) Terhadap Penyaluran Kredit pada PT. Bank Perkreditan Rakyat Indonesia Periode 2011-2017

The aims of this research is to find out how the influence of Third Party Funds (DPK) and Non-Performing Loans on lending to PT. Rural Banks for the 2011-2017 period. The data analysis technique used is multiple linear regression with the SPSS for Windows application. The results of the analysis show that partially third party funds (DPK) have a positive and significant effect on lending and non-performing loans have a negative and significant effect on lending to PT. Rural banks

Sustainable tourism development

As a global phenomenon, tourism sector plays a very significant role in the global economic development for the last three decades. This sector has given a very fundamental endorsement of income to many countries all over the world. This article tries to explain the concepts of sustainable development in the tourism sector which were taken from some sources and how tourism as an essential industry can be developed sustainably. It is expected that the development of sustainable tourism should be able to handle the three basic principles of ecological sustainability, social and cultural sustainability, and economic sustainability for both present and future generations. In other words, sustainable tourism development should always beneficial and give a good effect to the local communities, governments, and investors as tourism stakeholders at present days as well as in the future time

Pengaruh Inflasi dan BI Rate Terhadap Volume Simpanan Masyarakat pada Bank Umum Pemerintah di Indonesia Periode 2013-2017

The aims of the research is to find out how the inflation and BI Rate influence on the Volume of Public Saving at Government Commercial Banks in the 2013-2017 period. The sample of research is use the government commercial banks in Indonesia which is recorded in Bank Indonesia that fulfilled the predetermined criteria as the sample. The data analysis was carried out by classical assumption and hypothesis testing using multiple linier regression methods. The result of the research is in partially, the inflation and BI Rate have a negative and significant effect. Simultaneously, the inflation and BI Rate, influence the volume of the public savings in government commercial bank significantly

Pengaruh Kecukupan Modal, Non Performing Loan (NPL) dan Dana Pihak Ketiga Terhadap Profitabilitas Perbankan (Studi Kasus Pada Bank Umum Yang Terdaftar Di Bursa Efek Indonesia Tahun 2013-2018)

This study is entitled "Effect of Capital Adequacy, Non-Performing Loans (NPLs), and Third-Party Funds on Banking Profitability (on Commercial Banks Listed on the Indonesia Stock Exchange). The purpose of this is to determine the effect of Capital Adequacy, Non-Performing Loans, and Third Party Funds on Profitability. The number of samples in this study was 10 companies. The type of data in this study is secondary data with data collection methods in the form of documentation. The analysis technique used is the multiple linear analysis techniques were previously tested research instruments and classical assumption tests. The results showed that the Capital Adequacy (X1) variable had a positive and significant effect on profitability (Y), the Non-Performing Loan variable (X2) had a negative and significant effect on profitability (Y), and the Third Party Fund variable (X3) had a positive and significant effect on profitability (Y).  Penelitian ini berjudul “Pengaruh Kecukupan Modal, Non Performing Loan (NPL), dan Dana Pihak Ketiga Terhadap Profitabilitas Perbankan (Pada Bank Umum Yang Terdaftar di Bursa Efek Indonesia). Adapun tujuan ini untuk mengetahui pengaruh Kecukupan Modal, Non Performing Loan, dan Dana Pihak Ketiga terhadap Profitabilitas. Jumlah sampel dalam penelitian ini adalah 10 perusahaan. Jenis data dalam penelitian ini adalah data sekunder dengan metode pengumpulan data berupa dokumentasi. Teknik analisis yang digunakan adalah teknik analisis linear berganda dimana sebelumnya dilakukan uji instrumen penelitian dan uji asumsi klasik. Hasil penelitian menunjukkan bahwa variabel Kecukupan Modal (X1) berpengaruh positif dan signifikan terhadap profitabilitas (Y), variabel Non Performing Loan (X2) berpengaruh negatif dan signifikan terhadap profitabilitas (Y), dan variable Dana Pihak Ketiga (X3) berpengaruh positif dan signifikan terhadap profitabilitas (Y). &nbsp

Sustainable tourism development

As a global phenomenon, tourism sector plays a very significant role in the global economic development for the last three decades. This sector has given a very fundamental endorsement of income to many countries all over the world. This article tries to explain the concepts of sustainable development in the tourism sector which were taken from some sources and how tourism as an essential industry can be developed sustainably. It is expected that the development of sustainable tourism should be able to handle the three basic principles of ecological sustainability, social and cultural sustainability, and economic sustainability for both present and future generations. In other words, sustainable tourism development should always beneficial and give a good effect to the local communities, governments, and investors as tourism stakeholders at present days as well as in the future time

Sustainable tourism development

As a global phenomenon, tourism sector plays a very significant role in the global economic development for the last three decades. This sector has given a very fundamental endorsement of income to many countries all over the world. This article tries to explain the concepts of sustainable development in the tourism sector which were taken from some sources and how tourism as an essential industry can be developed sustainably. It is expected that the development of sustainable tourism should be able to handle the three basic principles of ecological sustainability, social and cultural sustainability, and economic sustainability for both present and future generations. In other words, sustainable tourism development should always beneficial and give a good effect to the local communities, governments, and investors as tourism stakeholders at present days as well as in the future time

Factors Affecting Financial Literacy In The Use Of Financial Institutions Products and Services

This study aimed to determine the effect of gender, parental income, and area of origin on financial literacy in the simultaneous and partial use of financial ins titution products and services among active students in the fifth semester of the Faculty of Economics and Business Warmadewa University. The results showed that gender, parents' income, and area of origin had a significant positive effect on financial literacy in the use of products and services of financial institutions. Then partially, gender has a significant positive effect on financial literacy in the use of products and services of financial institutions, while the income of parents and area of origin has no effect on financial literacy in the use of products and services of financial institutions