Pengaruh Tingkat Suku Bunga, Nilai Tukar Rupiah dan Jumlah Ekspor terhadap Tingkat Kredit PERBANKAN

Interest rates level, exchange rates value and the export quantity are the variables of macroeconomy that always change according to the economic condition of a nation. A good knowledge about the effect of these three variables towards the amount of lending by banks, which consists of three kinds: working capital loan, investment loan, and consumption loan, will help banks\u27 strategic plan to face the economic volatility. Bank is a financial institution that serves as a bridge between parties that have excess funds with parties that need some funds. Banks are expected to provide loans to the public to sustain economic growth with prudence to reduce the risks, which can be customer risks or systemic risks. The goal of this research is to study the effects and relationship between interest rates level, exchange rates movement, and export quantity towards the credit level of banks and also the three kinds of bank loans, which are the working capital loan, investment loan and consumer loan using historical data from Quarter I 2002 to Quarter III 2007. The result of research indicates that the macroeconomic variables above affect the amount of lending and the three kinds of loan: working capital loan, investment loan and consumer loan. The result also shows that although the three macroeconomic variables have the same influence towards the three kinds of loan, the magnitude of the influence towards each kind of loan is different, in which the investment loan has a big influence towards the interest rates level change, working capital loan has a big influence towards the export quantity and exchange rates, and consumer loan has a moderate influence towards the variation of the three macroeconomic variables

Perancangan Maskot “Planktoon Fingerboard” sebagai Upaya Meningkatkan Brand Loyalty

Planktoon known as Planktoon Fingerboard, is a company engaged in the field of life style product that has specifications field in fingerboard. Fingerboard is a skateboard's miniature that made in the same detail as the size of the original skateboard, but it has smaller size to make it more comfortable in play using the fingers. Planktoon founded in 2009, exactly 23 October 2009, from there began the management system created for branding fingerboard with pride. Planktoon brand name, logo and stationery set has been made yet before, but Planktoon has not had a mascot, just like brand competitors from Planktoon. Therefore in order to improve the image of Planktoon. Mascot hopefully can educate consumers and increase Planktoon's brand image. Designing qualitative method with interviews, observation, and existing studies to find a formula for the design concepts underlying the design of the mascot, the data analysis found a variety of unique and how branding brand with mascots that have not been known by the public, so consumers are not only given a new product continuously without any explanation interesting, with mascot be easier for consumers to understand about Planktoon. After analyzing the concepts found and a name for the mascot design Planktoon the "Smile", which means a character who has a cheerful soul, friendly, and the helper soul. The name of Planktoon's mascot is "Mr. Toon". The word is derived from the word Mr. and Toon word derived from Plank-toon to represent brand Planktoon

Secondary-Structure Design of Proteins by a Backbone Torsion Energy

We propose a new backbone-torsion-energy term in the force field for protein systems. This torsion-energy term is represented by a double Fourier series in two variables, the backbone dihedral angles phi and psi. It gives a natural representation of the torsion energy in the Ramachandran space in the sense that any two-dimensional energy surface periodic in both phi and psi can be expanded by the double Fourier series. We can then easily control secondary-structure-forming tendencies by modifying the torsion-energy surface. For instance, we can increase/decrease the alpha-helix-forming-tendencies by lowering/raising the torsion-energy surface in the alpha-helix region and likewise increase/decrease the beta-sheet-forming tendencies by lowering/raising the surface in the beta-sheet region in the Ramachandran space. We applied our approach to AMBER parm94 and AMBER parm96 force fields and demonstrated that our modifications of the torsion-energy terms resulted in the expected changes of secondary-structure-forming-tendencies by performing folding simulations of alpha-helical and beta-hairpin peptides.Comment: 13 pages, (Revtex4), 5 figure

Dilution and clustering of Fe in the rutile phases of TiO2 and SnO2

ABSTRACT: Dilute magnetic semiconductors of Fe-doped SnO2 and TiO2 with the structure of rutile were prepared in forms of powder and thin films using the techniques of sol gel and pulsed-laser deposition. We present the results of measurement of vibrational density of states of Fe impurity dopants in these oxides and demonstrate the cases of dilution and clustering. The oxygen pressure during the film deposition was varied between 10−1 and 10−8 Torr. In TiO2 films made at 10−1 Torr, Fe is diluted, however, in films made at 10−8 Torr Fe is clustered. The case of true Fe dilution in SnO2 is also shown. In spite of larger mass defect for Fe in SnO2 than that for Fe in TiO2 the dilute Fe species probe the phonon states in SnO2 more faithfully than in TiO2. This result is understood in terms of the combined effect of mass defect and nearest-neighbor force-constant changes. The impurity modes are more pronounced in TiO2 than in SnO2 due to ca. 10% difference of the lattice cell volumes between these two rutile oxides

Development of Time- and Energy-Resolved Synchrotron-Radiation-Based Mössbauer Spectroscopy

14th International Conference on Synchrotron Radiation Instrumentation (SRI 2021) 28.03.2022 - 01.04.2022 OnlineSynchrotron-radiation based Mössbauer spectroscopy has become a useful technique capable for investigating various Mössbauer isotopes. For a typical experimental setup, the information associated with the pulse height (that is, energy) in an avalanche photodiode (APD) detector has not been used effectively. By using a system for simultaneous measurement system of time and energy associated with the APD signal, a system for the time- and energy-resolved Mössbauer spectroscopy has been developed. In this system, the pulse height information was converted to the time information through an amplitude-to-time converter applied to one of the divided signals from the APD. The corresponding time information was processed separately from another one of the divided signals. Both signals are recorded by a multi-channel scaler in an event-by-event data acquisition process. The velocity information from the Mössbauer transducer was also recorded as a tag for each signal event. Thus, the Mössbauer spectra with any time- and energy-window can be reconstructed after the data collection process. This system can be used for many purposes in time- and energy-resolved Mössbauer spectroscopy, and shows significant promise for use with other fast detectors and for various types of experiments