Models of assessment of the influence of insurance assets securitization on stability of mutual insurance societies

The article reviews approaches to assessing the effectiveness of the mechanism of insurance assets securitization used to enhance the financial stability of the mutual insurance society, determined by the level of probability of its default. The approaches are based on the methods of simulation modeling of the financial flows of the society formed taking into account the patterns of random payments, deterministic premiums, proceeds and securitization costs. Following the results of a series of simulation experiments, the peculiarities of the influence of securitization on stability of a MIS are identified, and recommendations for its use are justified. The estimates of the costs of structuring the transaction are obtained, based on which a certain minimum volumes of securitization are determined, at which its use is appropriate.peer-reviewe

Employment of Students as a Factor of the Development of Human Capital

The article states that the employment of students is one of the factors for the development of human capital. The purpose of the article is to show the influence of student employment on the development of human capital. The theoretical basis was the concepts of secondary employment, a statistical and socio-logical approach to assessing the employment of the unemployed, as well as the theory of the academic revolution. Research methods: analysis of theoretical literature, foreign and domestic experience, secondary analysis of research data on secondary employment of student youth, authors' own research using the method of mass questionnaires and focus groups. Study results. The results of the research prove the influence of student employment on the development of human capital in the Russian Federation. This factor has a multi-valued effect depending on the initial labor motivation, as well as on the nature of the work performed, on the degree of communication between the place of work and the specialization and job placement received in the university. A model that describes the peculiarities of the employment of students of modern Russian universities in the development of human capital is proposed. The article makes the assumption of a change in the proportion of students oriented toward achieving practical and fast results, in the direction of increasing it. This shows a trend towards the transition of employment from the secondary to the basic category, as well as the motivation for labor relations from necessity to the form of consumption. © 2019 Published under licence by IOP Publishing Ltd

Modern teaching tendencies of critical thinking forming of university students

© 2016, Econjournals. All rights reserved.The significance of the research problem is conditioned by the influence of global mass media on personality, providing it a unique ability to access information from anywhere in the world. To achieve the state when the identity of the student can feel confident in the process of choice and decision making, it is important to teach students the skills of critical thinking. In this regard, this paper is aimed to identify trends in didactic and pedagogical solutions to the problem. A leading research method is a constructive monitoring that allows using for the concept of “critical thinking” of the modern sense, due to the characteristics of the global information environment. The paper reveals the typology of thinking, the structure and content of its kinds; reveals peculiarities of process of formation of students’ critical thinking, defining transformations of the learning content (interdisciplinary units) and learning technologies (interactive, design, computer); justifies the set of didactic tendencies of forming of students’ critical thinking. Productivity of the revealed complex of didactic tendencies for students’ critical thinking formation is proved. The paper submissions can be useful for teachers, listeners of the system of qualification’s improvement and retraining of teachers, methodologists, post-graduates and University students

Clinical-morphological parallels of the PNPLA3 gene polymorphism in patients with nonalcoholic fatty liver disease

Non-alcoholic fatty liver disease (NAFLD) is the most common chronic liver disease, and its detection in the general population has reached a global scale. Despite the fact that in the early stages the disease is characterized by a relatively mild period, the development during its natural course of nonalcoholic steatohepatitis, cirrhosis and hepatocellular carcinoma causes deterioration of long-term forecast. Growing evidence indicates that NAFLD is a complex, multifaceted etiology, involving many factors, including genetic. In the present review, we focused on the genetic component of NAFLD, namely, the role of the PNPLA3 gene polymorphism in the development and course of the disease, and States its progression, such as non-alcoholic steatohepatitis, liver cirrhosis and hepatocellular carcinoma

Women’s experience of divorce. Acta biomedica scientifica

The article is devoted to the problem of studying the experience of women going through the situation of divorce at different stages of the divorce and post-divorce period.Methods. The study was carried out at the intersection of idiographic and nomothetic approaches. At the first stage, the specifics of the experience of experiencing divorce in the online space are described, revealed through an interpretive-phenomenological analysis of the content of a closed Internet forum (n = 297). On the second – the specifics of emotional perception, cognitive assessment and coping with the situation of divorce, depending on the post-divorce experience (n = 50).Results. The experience of divorce by women is accompanied by ambivalent emotions, activates the understanding of the situation and coping with it. Online communication is an effective strategy focused on getting support, self-change, designing the future, allowing you to experience a sense of community in a life situation while maintaining psychological safety. The assessment of the divorce situation and coping strategies are specific: women who have gone through a divorce less than 3 years ago are more likely to seek social support; from 3 to 10 years – prefer the strategy of “flight-avoidance”; more than 10 years ago – “positive revaluation”. Conclusion. The experience of women experiencing the situation of divorce, including emotional, cognitive and conative components, is specific depending on the stage of the divorce and post-divorce period. An effective mechanism for shaping the experience of experiencing a divorce is network communication in a closed group of people who have similar problems

Supernovae - Optical Precursors of Short Gamma-Ray Bursts

The probability of observing "supernova - gamma-ray burst" (GRB) pair events and recurrent GRBs from one galaxy in a time interval of several years has been estimated. Supernova explosions in binary systems accompanied by the formation of a short-lived pair of compact objects can be the sources of such events. If a short GRB is generated during the collision of a pair, then approximately each of ~300 short GRBs with redshift z must have an optical precursor - a supernova in the observer's time interval <2(1+z)yr. If the supernova explosion has the pattern of a hypernova, then a successive observation of long and short GRBs is possible. The scenario for the generation of multiple GRBs in collapsing galactic nuclei is also discussed.Comment: 12 pages, 1 figure; this paper has the e-precursor arXiv:1101.3298 [astro-ph.HE