ПІДХОДИ МІЖНАРОДНИХ РЕЙТИНГОВИХ АГЕНТСТВ ДО ОЦІНКИ СТРАХОВИХ КОМПАНІЙ

Growing need for an independent evaluation of the performance results of insurance companies is due to the need to meet the needs of stakeholders to reliable information about the evaluation results of insurers. It makes sense to study the approaches of international rating agencies to assess insurance companies. In the article the list of users (investors and management of insurance companies, insurance consumers and reinsurers) and purposes of rating insurance companies by international rating agencies, depending on the users of its results were deterined. The article presents a description of methods of international rating agencies: A. M. Best, Moody's Investors Service, Standard & Poor's, Fitch Ratings, which are used by insurance companies in Ukraine to determine the requirements for non–resident reinsurers. Analyzed methods of the international rating agencies: A. M Best, Moody's Investors Service, Standard & Poor's, Fitch Ratings on the main directions of evaluation scales and criteria of international rating agencies of long–term financial reliability (stability) of insurers provided to determine the most informative method for users is methods of international rating agency Standard & Poor's.В статье обосновано перечень пользователей и цели рейтинговой оценки страховых компаний международными рейтинговыми агентствами, в зависимости от пользователей ее результатов. Приведено характеристику методик международных рейтинговых агентств: A. M. Best, Moody's Investors Service, Standard & Poor's, Fitch Ratings, которые используются страховыми компаниями Украины для определения выполнения требований к перестраховщикам–нерезидентам. Проведенный анализ методик международных рейтинговых агентств: A. M. Best, Moody's Investors Service, Standard & Poor's, Fitch Ratings по основным направления оценки, шкалами и критериям международных рейтинговых агентств долгосрочной финансовой надежности (устойчивости) страховых компаний предоставил возможность определить, что наиболее информативной методикой для пользователей является методика международного рейтингового агентства Standard & Poor's.У статті обґрунтовано перелік користувачів та цілі рейтингової оцінки страхових компаній міжнародними рейтинговими агентствами, залежно від користувачів її результатів. Наведено характеристику методик міжнародних рейтингових агентств: A. M. Best, Moody's Investors Service, Standard & Poor's, Fitch Ratings, які використовуються страховими компаніями України для визначення виконання вимог до перестраховиків–нерезидентів. Проведений аналіз методик міжнародних рейтингових агентств: A. M. Best, Moody's Investors Service, Standard & Poor's, Fitch Ratings за основними напрями оцінки, шкалами та критеріями міжнародних рейтингових агентств довгострокової фінансової надійності (стійкості) страхових компаній надав змогу визначити, що найбільш інформативною методикою для користувачів є методика міжнародного рейтингового агентства Standard & Poor's

МОНИТОРИНГ СОБЫТИЙ ИНФОРМАЦИОННОЙ БЕЗОПАСНОСТИ ТЕХНОГЕННЫХ ОБЪЕКТОВ

Modern technologic objects are among the critical objects of information security. Intrusions into technologic objects' information systems can lead to a violation of technological processes that can cause serious consequences. Monitoring and correlation of information security events allows to reduce time of detection and response to information security incidents.Современные техногенные объекты являются одними из критически важных объектов информационной безопасности. Вторжения в информационные системы техногенных объетов могут привести к нарушению технологических процессов, которые могут повлечь за собой серьезные последствия. Мониторинг и корреляция событий информационной безопасности позволяет сократить время обнаружения и реагирования на инциденты информационной безопасности

Stanyslav Lyudkevych’s Contribution to the History of Ukrainian Folk Music Research at the Beginning of the Twentieth Century

The article explores and analyzes the activities of the famous Ukrainian composer, musical folklore collector and researcher Stanyslav Lyudkevych in the early twentieth century. The article presents an analysis of the ethnographic collection Halytsko-ruski narodni melodii (Galician-Rus Folk Melodies), which contributed to the emergence of a new direction in Ukrainian folk music ethnographic research – comparative musicology. In particular, this analysis explores structural and typological characteristics of Ukranian folk music

Monitoring of internet-facing technogenic objects

Исследована возможность обнаружения и мониторинга техногенных объектов Республики Беларусь, доступных из сети Интернет. Предложен метод обнаружения, основанный на анализе данных публичных сервисов Shodan и Censys. Разработано программное обеспечение, позволяющее автоматизировать мониторинг.The approach to detection and monitoring of Internet-facing technogenic objects has been described. The method of analysis of public services Shodan and Censys has been proposed. The automation monitoring software has been developed

Influence of Climatic Conditions on Production of Stipa-Bouteloua Prairie Over a 50-Year Period

Range forage yields obtained over a 50-year period at the Research Substation near Manyberries in southeastern Alberta were analyzed in relation to several climatic factors. The basic variables were precipitation, pan evaporation, temperature, hours of sunlight, and wind velocity. The precipitation from April through July was highly correlated with range forage production and this relationship could be utilized to predict the annual forage production by 1 August each year. A slightly better correlation was obtained when range forage production was related to the total of the previous September plus the current April through July precipitation. Pan evaporation totals, mean temperature, and hours of sunlight were negatively correlated with forage production, while wind velocity during the growing season showed a low relationship to forage production. Stepwise regression analysis showed that the inclusion of May and June mean temperatures with June and July precipitation accounted for 63% of the variation in range forage production. The predicted forage yield would be useful in making management decisions or adjustments, especially during drought periods, while the long-term forage yield data can be utilized in range forage models or in validating their effectiveness.This material was digitized as part of a cooperative project between the Society for Range Management and the University of Arizona Libraries.The Journal of Range Management archives are made available by the Society for Range Management and the University of Arizona Libraries. Contact [email protected] for further information.Migrated from OJS platform August 202

Effects of Deferred-Rotation and Continuous Grazing on Yearling Steer Gains and Shortgrass Prairie Vegetation of Southeastern Alberta

This material was digitized as part of a cooperative project between the Society for Range Management and the University of Arizona Libraries.The Journal of Range Management archives are made available by the Society for Range Management and the University of Arizona Libraries. Contact [email protected] for further information.Migrated from OJS platform August 202

Range Vegetation and Sheep Production at Three Stocking Rates on Stipa-Bouteloua Prairie

Stipa-Bouteloua prairie was grazed by sheep at three stocking rates over a 19-year period. Under continuous heavy grazing the vegetative cover and forage yield deteriorated mainly through the large increase in blue grama and the decrease in the more productive grasses. The mature ewes grazed at the heavy rate were lighter in body weight and gave birth to smaller lambs, which were weaned at lower body weights, than those grazed at the moderate or light intensities of use. The Stipa-Bouteloua prairie should be stocked at not less than 1.0 acre per ewe per month to maintain the vegetative cover in a productive condition.This material was digitized as part of a cooperative project between the Society for Range Management and the University of Arizona Libraries.The Journal of Range Management archives are made available by the Society for Range Management and the University of Arizona Libraries. Contact [email protected] for further information.Migrated from OJS platform August 202

Influence of Climatic Conditions on Forage Production of Shortgrass Rangeland

This material was digitized as part of a cooperative project between the Society for Range Management and the University of Arizona Libraries.The Journal of Range Management archives are made available by the Society for Range Management and the University of Arizona Libraries. Contact [email protected] for further information.Migrated from OJS platform August 202