Survey of finance companies, mid-1955

Finance companies

The Ohio Grain Marketing Legislation of 1982 and 1983

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The Methods Of Selected British Pastors Evaluated In The Light Of The New Testament And Ellen G. White For Their Usefulness To The Seventh-day Adventist Church

Since the early 1950s immigrants have been arriving in Britain in large numbers from the Caribbean and from Asia. Some immigrants from the West Indies have joined Seventh-day Adventist churches. Currently, statistics indicate that although Seventh-day Adventist membership has increased in Britain since 1950, the Black percentage has risen considerably while the White percentage has dramatically declined. This study was undertaken in the hope that by examining the methods of four successful non-Seventh-day Adventist pastors in England and comparing their approaches with instructions found in Scripture and the writings of Ellen G. White we could find pointers which could help Seventh-day Adventist pastors in Britain enlarge their indigenous intake. Four non-Seventh-day Adventist churches, two in Cambridge and two in London, which experienced growth in the late 1970s and early 1980s were selected. It was my plan to interview the pastors concerned and to hand surveys to forty-eight people, twelve in each church, in an endeavor to find what methods, if any, they had found productive. Chapter 1 deals with the theory of church growth. Subjects are covered which church growth experts say are relevant to a healthy, growing church: strategy, leadership, goal-setting, prayer, the Homogeneous Unit Principle, church planting, house groups, and preaching— although preaching is hardly ever mentioned in church growth literature. In chapter 2 I provide the answers to the questions I asked the four pastors. Identical questions were presented about growth strategies and goal-setting, sermon preparation, prayer life, and special ministries. I also raised questions about small groups and about the pastors\u27 publications. Chapter 3 focuses on selected New Testament and Ellen G. White criteria for evaluating ministerial methods: preaching and teaching, leadership, strategy and organization, prayer, ministering to the needy, house meetings, house to house labor, and the pastor\u27s personal qualifications. Chapter 4 evaluates the four pastors against the criteria listed in chapter 3. The concluding chapter offers suggestions for Seventh-day Adventist pastors in Britain today, mingled with personal reflections. Generally speaking, none of the selected pastors set out to attain growth in their churches by means of church growth strategy. They desired to be led by God and believed that preaching and worship style largely explain their congregational growth. One pastor feels that house groups provided the major contribution to his church\u27s growth, but the survey of his members revealed that even they believed spiritual emphasis and worship patterns were more important than house groups

A meeting of cultures: Faculty and part-time doctoral students in an EdD program

The purpose of this study was to examine the cultural perspectives of the part-time doctoral students in educational administration and of selected faculty in the college of education at a medium sized middle western university. More specifically, the intent was to determine what types of cultures existed within these groups, the factors contributing to the development of these cultures, and what affect these factors had on the Ed.D. degree itself. A qualitative research approach was taken and included individual interviews, classroom observations, and university documents. Non-participant observations included five doctoral classes and related formal and informal conversations. The data gathering period was from December 1992 through April 1993, Results indicated that communication was lacking between participants in this study but was sufficient for two distinct cultures to develop. The first culture, which I call the vocational culture, was made up of part-time doctoral students in, and instructors of, the educational administration department. The perspectives of the vocational culture were developed on values, beliefs, and goals that emphasized skills, training, processes, and procedures for effective educational administrators. The second group, which I titled the academic culture, emphasized the more traditional, academic, research emphasis and was made up of the instructors of the professional common core subjects. The adoption of the Ed.D. degree caused the university to search for a new identity which caused each culture to convince the part-time doctoral student in educational administration that their respective values, beliefs, and goals was knowledge most worth knowing. The genuine feeling of sympathy for the time constraints and other situations affecting the part-time doctoral student in educational administration caused a certain amount of accommodation and negotiation to take place that enables the students a questionable degree of influence concerning degree expectations

Underwater Explosion Energy Dissipation Near Waterborne Infrastructure

Underwater explosions pose a significant threat to waterborne infrastructure though destructive pressure waves that can travel significant distances through the water. However, the use of bubble screens can attenuate the peak pressure and energy flux created by explosions to safe levels. This study investigates the prediction of pressure wave characteristics based on accumulated data, the damage potential of underwater explosions based on applied loads and effective material strength, and the bubble screen parameters required to prevent damage. The results were compiled to form a procedure for the design and implementation of a bubble screen the protection of waterborne infrastructure

Winter Bird Use of Urban and Rural Habitats in Ontario

This study examined variation in winter bird diversity, abundance, biomass and species and guild composition on plots in farmland, rural forests, mixed rural habitat, cities and three categories of urban natural areas in southern Ontario. Small (<20 g), insectivorous, upper canopy, bark foraging and forest species were more prevalent in rural mixed habitat, urban natural areas and especially rural forests. Larger (20-100 g), ground feeding and omnivorous birds typified cities and farms. Many bird species classified as forest, forest edge and field species during summer also favored these same habitats during winter. The 52 sample plots can be accurately classified into the seven habitat categories through discriminant analysis using the percentages of small species, insectivores, forest species and alien species. Urban natural areas, forests and mixed rural habitat showed the highest diversity while cities and farms showed the lowest diversity. Both bird abundance and biomass were highest in urban natural areas with open water and urban residential and commercial areas, whereas both were lowest in farmland

The Geography of Stock Market Participation: The Influence of Communities and Local Firms

This paper is the first to investigate the importance of geography in explaining equity market participation. We provide evidence to support two distinct local area effects. The first is a community ownership effect, that is, individuals are influenced by the investment behavior of members of their community. Specifically, a ten percentage-point increase in equity market participation of the members of one's community makes it two percentage points more likely that the individual will invest in stocks. We find further evidence that the influence of community members is strongest for less financially sophisticated households and strongest within peer groups' as defined by age and income categories. The second is that proximity to publicly-traded firms also increases equity market participation. In particular, the presence of publicly-traded firms within 50 miles and the share of U.S. market value headquartered within the community are significantly correlated with equity ownership of individuals. These results are quite robust, holding up in the presence of a wide range of individual and community controls, instrumental variables estimation, the inclusion of individual fixed effects, and specification checks to rule out that the relations are driven solely by ownership of the stock of one's employer.