Potensi dan Strategi Marketing Perbankan Syariah pada Segmen Kelas Menengah Indonesia

Group of middle-class society is a tremendous market for Islamic business, especially Islamic banking. The fact that the majority of Indonesia\u27s population is Muslim, Islamic business institutions should work on the mid-market segment earnestly. The potential of middle class development in Indonesia gives an opportunity for Islamic banks to compete in the market. Various characteristics of the middle class used as a valuable input in conducting market segmentation, targets, and formulate strategies to create the accepted products.DOI: 10.15408/aiq.v5i2.256

Melacak Terminologi Manusia Dalam Alquran

This article aims to discuss human concepts in the Qur'an. Allah SWT. call Human Beings in the Qur'an there are several terminologies such as basyar, insan, unas, insiy, 'imru, rajul or which contain the meaning of women such as imra'ah, nisa' or niswah or in personality traits, such as al-atqa, al-abrar, or ulul albab, also as part of social groups such as al-asyqa, dzul-qurba, al-dhu'afa who all contain instructions as human beings in their essence and humans in concrete forms. Humans are the most perfect creatures that Allah SWT has ever created. The purpose of creating humans is only to worship Allah SWT, and to become a caliph on earth

Titik Temu dan Sinergi Ekonomi Islam dan Ekonomi Kerakyatan

In fact, Islamic and populist economy have the same objective: they are welfare and fairness for all people. In Islam, the economical welfare and the fairness must be based on Islamic norms and ethics. Koperasi is a populist economic institution that has been long existed in Indonesia. Koperasi is the main institution that is expected by the founders of this nation as a tool of economical equality and fairness. At the concept of implementation level, koperasi has a lot of compatybility with the appropiate institutions of economic empowerment of IslamDOI: 10.15408/aiq.v3i1.249

Strategi Alternatif Marketing Perbankan dan Lembaga Keuangan Syariah

MUI\u27s Fatwa about illegitimating of banking interest can beseen as an opportunity of Islamic banking and Islamic financial institutions to educate the public about the importance of operations in the Islamic financial institutions. This fatwa also marked that the emergency to receive interest in Islamic law has ended. Various alternative approaches in marketing can be done to work on segments of banking and Islamic financial institutions even in the middle of banking competitions. Alternative marketing approach that focuses on segment, marketing radical, and value creation, and spiritual advocate creation become very effective to face the competition of banking today. These are can be used in maintaining and even expanding the market share of Islamic banking.DOI: http://dx.doi.org/10.15408/aiq.v4i1.253

Struktur Pola Tabuh Rampak Bedug pada Sanggar Bale Seni Ciwasiat Kabupaten Pandeglang

Rampak Bedug Ciwasiat adalah salah satu kesenian yang ada di Kabupaten Pandeglang Provinsi Banten yang memiliki pola tabuh yang unik. Pola tabuh tersebut memiliki perbedaan bunyi yang dihasilkan dalam setiap pertunjukannya. Dengan demikian, kesenian ini mempunyai keunikan dalam pola tabuh yang dimainkan. Penelitian ini menggunakan pendekatan kualitatif dengan metode etnografi. Pengumpulan data dilakukan dengan menggunakan observasi partisipan, wawancara mendalam, dan dokumentasi. Analisis data menggunakan strukturalisme Levi-Strauss yang memokuskan pada sintagmatik, paradigmatik, dan oposisi biner. Hasil penelitian ini menunjukkan bahwa struktur pola tabuh Rampak Bedug Ciwasiat terdiri dari pola tabuh Rurudatan, Dulag, Selang Dog, Kalapa Samanggar, Gembrung, Sholawatan, Sela Gunung, dan Turumbu. Struktur pola tabuh tersebut menjadi suatu karya utuh yang dinamakan Rampak Bedug Ciwasiat

Pengaruh Model Pembelajaran Kooperatif Tipe Think Talk Write (Ttw) Terhadap Keaktifan Belajar Siswa Dalam Pembelajaran Matematika Kelas IV SDM 020 Kuok

Penelitian ini bertujuan untuk menganalisa pengaruh model pembelajaran kooperatif tipe Think Talk Write (TTW) terhadap keaktifan siswa kelas IV SD Penelitian ini dilakukan di SDM 020 Kuok Kampar dengan subjek penelitian adalah siswa kelas IVa sebagai kelas eksperimen dan siswa kelas 1Vb sebagai kelas control pada tahun pembelajaran 2017/2018. Jenis penelitian yang dilakukan adalah penelitian eksperimen dengan desain penelitian non equivalent control group design.Instrumen yang digunakan dalam penelitia ini adalah lembar observasi keaktifan belajar siswa.Data hasil penelitian keaktifan menunjukkan thitung (21,179) > ttabel (1.682), hal ini berarti ada perbedaan keaktifan siswa. Setelah diadakannya treatment dan dilakukan posttest, keaktifan siswa kelas eksperimen lebih tinggi dibandingkan dengan kelas control. Jadi, ada pengaruh model pembelajaran TTW terhadap keaktifan belajar siswa. adi, ada pengaruh model pembelajaran TTW terhadap hasil belajar siswa. Berdasarkan hasil analisis data, dapat disimpulkan bahwa model pembelajaran kooperatif tipe TTW berpengaruh terhadap keaktifan siswa secara signifikan

Hidrolisis Selulosadari Bahan Pod Husk Kakao Menggunakan Asam Klorida

The aims of this experiment were to obtain the best concentration of HCl and the optimum length of boiling time in producing liquid sugar from cacao pod husk. Analysis of data of extracted cellulose (Phase I) used completely randomized design (CRD), which consisted of 3 NaOH concentrations tested namely : 10%, 12% and 14%. Each treatment was replieated 4 times, and therefore there were 12 experimental units used. Analysis of variance showing significant or highly significant effects were subsequently analysed by HSD at 5% or 1%, respectively. Experimental design used in the hydrolysis of cellulose (Phase II) was randomized block design (RBD) with four levels of hydrochloric acid (HCl) tested, namely: K1 = 1%; K2 = 1.5%; K3 = 2% and K4 = 2.5%. Treatments were grouped based on the length of pod husk cellulose hydrolysis time in hydrochloric acid solution, namely R1 = 2 hours, R2 = 4 hours, R3 = 6 hours, R4 = 8 hours, R5 = 10 hours and R6 = 12 hours. Each treatment was replicated three times in each group, and therefore there were 72 experimental units observed. Analysis of variance showing significant or highly significant effects were subsequently analysed by HSD at 5% or 1%, respectively. The best NaOH concentration was obtained at 12% and the optimum length of boiling time was 8 hours

From Conventional Accounting to Islamic Accounting Does IT Need a Slight or an Extensive Overhaul

Most of Muslim scholars that involve in the development of accounting based Islamic teachings agree on the need of an Islamic accounting for the development of accounting and Auditing institution. This has been exercised in the development of accounting and Auditing Standard for Islamic Financial Institution (AAOIFI. However to what extent the overhaul should be made to obtain an Islamic accounting is subject to debate among those scholars . The debate ranges from the need of slight changes on conventional accounting to the extensive changes on conventional accounting. This paper analyzes both opinions based on their ability to achieve the Islamic socioeconomic objective

Pengaruh Model Pembelajaran Kooperatif Tipe Think Talk Write (Ttw) terhadap Keaktifan dalam Pembelajaran IPS Kelas V Sdn 020 Kuok

Penelitian ini bertujuan untuk menganalisa pengaruh model pembelajaran kooperatif tipe Think Talk Write (TTW) terhadap keaktifan siswa kelas V SD pada mata pelajaran IPS. Penelitian ini dilakukan di SDM 020 Kuok Kampar dengan subjek penelitian adalah siswa kelas Va sebagai kelas eksperimen dan siswa kelas 1Vb sebagai kelas control pada tahun pembelajaran 2017/2018. Jenis penelitian yang dilakukan adalah penelitian eksperimen dengan desain penelitian non equivalent control group design. Instrumen yang digunakan dalam penelitian ini adalah lembar observasi keaktifan belajar siswa. Data hasil penelitian keaktifan menunjukkan thitung (21,179) > ttabel (1.682), hal ini berarti ada perbedaan keaktifan siswa. Setelah diadakannya treatment dan dilakukan posttest, keaktifan siswa kelas eksperimen lebih tinggi dibandingkan dengan kelas control. Jadi, ada pengaruh model pembelajaran TTW terhadap keaktifan belajar siswa. Berdasarkan hasil analisis data, dapat disimpulkan bahwa model pembelajaran kooperatif tipe TTW berpengaruh terhadap keaktifan siswa secara signifika

Beeswax as phase change material to improve solar panel's performance

© 2018 Institute of Physics Publishing. All rights reserved. One of the main obstacles faced during the operation of photovoltaic (PV) panels was overheating due to excessive solar radiation and high ambient temperatures. In this research, investigates the use of beeswax phase change materials (PCM) to maintain the temperature of the panels close to ambient. Solar panels used in this study has 839 mm length, 537 mm wide, and 50 mm thick, with maximum output power at 50 W. During the study, there were two solar panels was evaluated, one without phase change material while the other one was using beeswax phase change material. Solar panels were mounted at 15° slope. Variables observed was the temperature of solar panel's surface, output voltage and current that produced by PV panels, wind speed around solar panels, and solar radiation. The observation was started at 07:00 am and ended at 06:00 pm. The research shows that maximum temperature of solar panels surface without phase change material is ranging between 46-49 °C, and electrical efficiency is about 7.2-8.8%. Meanwhile, for solar panels with beeswax phase change material, the maximum temperature solar panels surface is relatively low ranging between 33-34 °C, and its electrical efficiency seems to increase about 9.1-9.3%